Our Story

You have likely seen the movie, "The Bucket List" where Jack Nicholson and Morgan Freeman realize that they have a short time to live and decide to focus on their lives' unmet aspirational and fulfillment needs.

You too have a bucket list of life's unmet aspirational and fulfillment needs. However, your list too often takes a back seat to a very different bucket list, what you might call your “Anxiety Bucket List” (ABL). This list might cause you to ask vexing questions that keep you awake at night and get in the way of experiencing life fulfillment.

You want your life to center on achieving goals, and reaching personal fulfillment. Wouldn’t it be nice if you had the life and ABL equivalent of that one “home” button on your smart phone, a button through which you gain access to information, advice, and guidance? Would you then be able to focus your mind and efforts on achieving goals, and fulfillment? We think so.

We serve our clients as Total Family Life Cycle Managers and coaches, not simply portfolio managers or financial advisors. You pressing the “home” button by calling us 24/7 brings you personal service and advice as well as a concierge philosophy and experience.

We are neither an 800 number nor a computer. We craft a personalized answer, solution, and experience for some of life’s most vexing challenges and worries that you and your family might face. Join us; let us serve you as your family’s “home” button. Using us as that button will go well beyond mere functionality. Engaging us will give you that comforting feeling of truly being at home.


Let’s start the process to turn your anxieties into aspirations - peter.perez@morganstanley.com
Services Include
  • Wealth Management1
  • Executive Financial Services2
  • Divorce Financial Analysis3
  • Estate Planning Strategies4
  • Asset Management5
  • Financial Planning6
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Taking a Family Life Cycle Management Approach

Families currently consist of three, sometimes four contiguous generations. These generations constitute the full life-cycle from birth to death. Experience has taught us that your  financial and  general life concerns are not defined simply by your own age but are also defined by your addressing the simultaneous needs of  yours as well as the generation(s) ahead and behind you. These concerns require planning and execution, often with a time horizon exceeding 50 years.

    Clients

    • Current and Former Officers and Directors of Public and Private Companies:
      Rule 144 stock sales, stock options & restricted stock sales, 10b5-1 plans, concentrated stock position risk management, specialized lending, pre-IPO planning.
      Case Study
    • Entrepreneurs, Officers, and Directors of Start-ups:
      See above, bridge lending, Premier Cash Management, liquidity event planning, “opportunity” connection.
    • Those Experiencing Major/Disruptive Life Events and Change:
      Retirement, career change/transition, sudden wealth, divorce, end of life planning.
      Case Study
    • Threads of Continuity:
      All clients have 24 hour concierge access with a highly personalized connectivity based service through our network... from reputation management and cyber security, to connection for the next great career opportunity, to connecting to resources for aged parents, to legacy planning.

    Second Opinion

    •  Exclusively for friends, family, and associates of valued clients.
      Our goal is to work with clients, helping them get from anxiety to aspirational fulfillment. We’ve extended our second opinion service to offer the friends, family and associates of our valued clients the experience and guidance they have benefited from.
    • What can you expect from our second opinion service?
      You can expect a comprehensive assessment of your current investment process, the degree to which your advisor(s) understand your family’s specific life cycle needs, as well as the quality of service you currently experience in your advisory relationship(s).

      Hopefully, we can confirm you’re on track for aspirational fulfillment. If needed, we’ll suggest ways in which we can help, including pointing you in the right direction if we’re not the right fit. Either way, you’ll receive a comprehensive analysis of your current situation.

      Let us help you and those your care about. Contact us today.
    • The Guardian Group at Morgan Stanley

    Location

    125 High Street, 24th
    Floor
    Boston, MA 02110
    US
    Direct:
    (617) 478-6475(617) 478-6475
    Toll-Free:
    (800) 829-9199(800) 829-9199

    Meet The Guardian Group of Boston

    About Me

    Summary: 

    Pete is a founding member of The Guardian Group of Boston at Morgan Stanley,  CDFA™, and Portfolio Management Director at Morgan Stanley's Portfolio Management Group.  

    Pete is a 1985 graduate of the United States Military Academy at West Point (BS-Mechanical Engineering Management) and served seven years as a commissioned Army officer in the tank and cavalry corps. Subsequent to command of a 300 man cavalry troop with a $100mm property book, Pete began work as a Financial Consultant with Merrill Lynch in the Louisville, KY branch in 1992. Pete has been with Morgan Stanley and its predecessors firms since 1998.


    Personal:

    Pete lives in Attleboro, Massachusetts and has two children, Christina (Davidson College, Poly Sci, 2012) and Peter (UMass Lowell Plastics Engineering, 2019)



    Business Experience:

    1998 – Present: Morgan Stanley, Boston, MA
    1993 – 1998: Merrill Lynch, Boston, MA
    1992 – 1993: Merrill Lynch, Louisville, KY
    1985 - 1992: Commissioned Officer, US Army 



    Education and Licensing:

    United State Military Academy at West Point, B.S., Mech. Eng. Mgmt.
    Wealth Advisor 
    Portfolio Management Director 
    Certified Divorce Financial Analyst™
    Executive Financial Services Director 
    Series 7 & 66 Registered



    Community Involvement:

    Board of Governors, West Point Society of New England
    Chair, West Point Society of New England Leadership & Ethics Program at Mass. Boys & Girls State
    Chair, West Point Society of New England STEM (Science, Technology, Engineering, and Mathematics) program which targets  youth diversity exposure to STEM
    Boys & Girls State Massachusetts
    Member, Advancement Committee, Xaverian Brothers High School
    Member, American Legion


    The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field
    Securities Agent: TX, RI, VA, SC, PA, OR, NY, NJ, NH, MD, MA, FL, CT, CA; General Securities Representative; Investment Advisor Representative
    NMLS#: 1278849

    About Me

    Summary:

    Ken is a CERTIFIED FINANCIAL PLANNER and former Attorney who assists a select group of individuals with complex financial planning, investment management, tax planning, estate planning strategies and wealth preservation. Additionally, Ken works with corporate clients providing comprehensive services related to defined contribution and defined benefit plans. Ken’s approach to wealth management and retirement planning is founded on his commitment to exceptional service, accessibility and responsiveness.  

    Ken received a J.D., magna cum laude, from Suffolk University Law School in 1997. Prior to becoming a Financial Advisor, he was a Partner at Cooley Manion Jones LLP in Boston, Massachusetts. Ken began working as a Financial Advisor at Merrill Lynch in 2007 and joined Morgan Stanley* in 2011. Ken has also served as an adjunct professor at Boston University, the University of Massachusetts, Amherst and Suffolk University Law School.


    Personal:

    Ken lives in North Andover, Massachusetts with his wife Deana and his three children, Emma, Hannah and Trey.



    Business Experience: 

    2011-Present: Morgan Stanley, Boston, MA 
    2007-2011: Merrill Lynch, Boston, MA 
    1997-2007: Cooley Manion Jones, LLP, Boston, MA 



    Education and Licensing: 

    Brandies University, Waltham, MA, B.S. cum laude History and American Studies 
    Suffolk University Law School, Boston, MA, J.D. magna cum laude 
    University of Massachusetts, Amherst, MA, M.S. Sport Management 
    CERTIFIED FINANCIAL PLANNER
    Chartered Retirement Planning Counselor
    Series 7, 66 & 31 Registered
    Securities Agent: WA, SC, RI, NY, NH, MA, IL, GA, FL, DE, CT, CA; Managed Futures; General Securities Representative
    NMLS#: 1370411

    About Me

    Summary: Patricia (Patty) is a graduate of Massasoit Community College with a degree in Business Administration & Accounting. She is responsible for client service and the general administration of The Guardian Group of Boston at Morgan Stanley*. Specifically, Patty is the lead client contact person as it pertains to any administrative related questions and needs. Her responsibilities include, but are not limited to, requests for funds disbursement, payment of dividends, retirement minimum distributions, explanation of statements, production of client requested reports, and any other client related service. Patty began her career in Boston, as a Trust Accountant, at the law firm of Testa, Hurwitz & Thibeault, LLP in 1988 until 2005. Continuing her accounting career path, she served as a Trust Accountant at Riemer & Braunstein LLP from 2005 through December 2013 until joining Morgan Stanley in her current position.Patty and her family live in Norton, MA.Business Experience: 

    2013 - present: Morgan Stanley*
    2005-2013: Riemer & Braunstein LLP
    1988-2005: Testa, Hurwitz & Thibeault, LLP

    Education: 

    Massasoit Community College
    Associates of Science, Business Administration
    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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    Consolidate Your Cash at a Competitive Rate

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    2.30% APY with Preferred Savings for New Money deposited through your eligible Morgan Stanley brokerage account. Contact me to learn more or click here. Terms apply.
    Learn more about Consolidate Your Cash at a Competitive Rate
    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
    Learn more about Morgan Stanley and Justin Rose: A Winning Team
    Access Morgan Stanley Online

    Access Morgan Stanley Online

    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
    Learn more about Access Morgan Stanley Online
    Reserved | Living & Giving

    Reserved | Living & Giving

    Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
    Learn more about Reserved | Living & Giving
    Your Financial World. On the Go.

    Your Financial World. On the Go.

    With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
    Learn more about Your Financial World. On the Go.
    Sign Up for eDelivery

    Sign Up for eDelivery

    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
    Learn more about Sign Up for eDelivery
    Ready to start a conversation? Contact The Guardian Group of Boston today.
    Market Information Delayed 20 Minutes
    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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    5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

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    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


    CRC 2019752 10/2018