Larry Groce, CFP®
Senior Vice President, Financial Advisor, Portfolio Management Director, Senior Investment Management Consultant
Phone:
(334) 270-2614(334) 270-2614
The Groce & Oakley Wealth Management Group at Morgan Stanley
Direct:
(334) 270-2620(334) 270-2620
Toll-Free:
(800) 819-2839(800) 819-2839
Our Mission Statement
Excellence in family wealth planning for your family's unique goals
Our Story
With over one hundred years of combined experience in this business, The Groce and Oakley Wealth Management Group at Morgan Stanley has advised executives, professionals, and business owners on how to help manage, preserve, and transfer wealth to successive generations. Over that period of time, the one constant we have seen is change. Change brought about not only in the dynamics and risk associated with the markets and economy, but also in the decisions and challenges that our clients face. A necessary and critical part of our approach is to grow and continue to develop our skills as advisors in order to address our clients' changing needs.
We are big picture thinkers and help find creative strategies to some of our client’s most pressing challenges – those that go beyond their portfolio’s performance:
• How to preserve their hard-earned assets in the face of volatile markets
• How to exit the business that has taken them a lifetime to build
• How to leave a meaningful legacy to heirs, while preparing them to accept the responsibilities that wealth entails.
"The investor's chief problem- and his worst enemy- is likely to be himself.
In the end, how your investments behave is much less important than how you behave." Benjamin Graham
We are big picture thinkers and help find creative strategies to some of our client’s most pressing challenges – those that go beyond their portfolio’s performance:
• How to preserve their hard-earned assets in the face of volatile markets
• How to exit the business that has taken them a lifetime to build
• How to leave a meaningful legacy to heirs, while preparing them to accept the responsibilities that wealth entails.
"The investor's chief problem- and his worst enemy- is likely to be himself.
In the end, how your investments behave is much less important than how you behave." Benjamin Graham
Services Include
- Professional Portfolio ManagementFootnote1
- Retirement PlanningFootnote2
- Structured ProductsFootnote3
- Trust AccountsFootnote4
- Wealth ManagementFootnote5
- 401(k) Rollovers
- 529 PlansFootnote6
- Alternative InvestmentsFootnote7
- Asset Management
- Business PlanningFootnote8
- Business Succession PlanningFootnote9
- Corporate Cash Management
- Corporate Retirement PlansFootnote10
- Defined Contribution PlansFootnote11
- Endowments and FoundationsFootnote12
- Estate Planning StrategiesFootnote13
- Financial PlanningFootnote14
- Lending Products
- Life InsuranceFootnote15
- Philanthropic Services
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Experience and Credentials
To keep ahead of the ever-steepening curve that characterizes our industry, we have embarked on a career-long education process that has enabled us to earn a number of prestigious designations. We now have 5 Financial Advisors and 3 Client Service Associates who are all committed to simplifying your financial picture.
• Larry and Lawrence are both Certified Financial Planners™, well equipped to help you create a comprehensive plan with tangible recommendations for achieving even your most complex objectives.
• Lawrence is a Certified Investment Management Analyst®, qualified to provide institutions and ultra-high-net-worth individuals with the guidance to set investment objectives, create appropriate asset allocations and implement those allocations through the selection of management organizations specializing in various asset classes and investment categories.
• Larry was a practicing CPA (Currently non practicing at Morgan Stanley) before entering the financial services industry. Since that time, he has met the rigorous criteria required to become a Morgan Stanley designated Portfolio Management Director, providing high level discretionary management services for our clients through a variety of proprietary portfolio strategies.
• Lawrence is a designated Alternative Investment Director, a specialized program developed for advisors experienced in Alternative Investments. This accolade has afforded The Groce and Oakley Group access to expansive resources and professionals to bring leading opportunities to their clients. We are well-versed in these products as we evaluate and integrate them regularly into our clients’ portfolios.
• Lawrence is a Family Wealth Director, one of the designations of which we are most proud. Fewer than 5-6% of Morgan Stanley’s 17,500 Financial Advisors have achieved this status as of December 2023. As a Family Wealth Director, we approach our clients holistically and offer access to firm experts in such focused disciplines as wealth transfer, risk management and philanthropic services. These professionals work closely with us, as we collaborate with your attorney, accountant, and other advisors to create your customized plan.
• As Insurance Planning Director (IPD), Reid serves as Groce and Oakley’s insurance professional, demonstrating a commitment to and understanding of goals-based wealth management planning by incorporating insurance solutions into our practice as a foundational component of risk management.
• Hunter recently obtained his Qualified Plan Financial Consultant (QPFC) designation– an industry-wide designation that proves experience in working with retirement plans. As a QPFC, Hunter will help our clients objectively review their financial situation, isolate potential concerns, and provide recommendations and solutions for tending to these financial matters.
• Larry and Lawrence are both Certified Financial Planners™, well equipped to help you create a comprehensive plan with tangible recommendations for achieving even your most complex objectives.
• Lawrence is a Certified Investment Management Analyst®, qualified to provide institutions and ultra-high-net-worth individuals with the guidance to set investment objectives, create appropriate asset allocations and implement those allocations through the selection of management organizations specializing in various asset classes and investment categories.
• Larry was a practicing CPA (Currently non practicing at Morgan Stanley) before entering the financial services industry. Since that time, he has met the rigorous criteria required to become a Morgan Stanley designated Portfolio Management Director, providing high level discretionary management services for our clients through a variety of proprietary portfolio strategies.
• Lawrence is a designated Alternative Investment Director, a specialized program developed for advisors experienced in Alternative Investments. This accolade has afforded The Groce and Oakley Group access to expansive resources and professionals to bring leading opportunities to their clients. We are well-versed in these products as we evaluate and integrate them regularly into our clients’ portfolios.
• Lawrence is a Family Wealth Director, one of the designations of which we are most proud. Fewer than 5-6% of Morgan Stanley’s 17,500 Financial Advisors have achieved this status as of December 2023. As a Family Wealth Director, we approach our clients holistically and offer access to firm experts in such focused disciplines as wealth transfer, risk management and philanthropic services. These professionals work closely with us, as we collaborate with your attorney, accountant, and other advisors to create your customized plan.
• As Insurance Planning Director (IPD), Reid serves as Groce and Oakley’s insurance professional, demonstrating a commitment to and understanding of goals-based wealth management planning by incorporating insurance solutions into our practice as a foundational component of risk management.
• Hunter recently obtained his Qualified Plan Financial Consultant (QPFC) designation– an industry-wide designation that proves experience in working with retirement plans. As a QPFC, Hunter will help our clients objectively review their financial situation, isolate potential concerns, and provide recommendations and solutions for tending to these financial matters.
Working With You
Discovery
Before we make specific recommendations, we take the time to understand who you are as a person, as well as an investor, and what you really hope to achieve for yourself and your family. That means an in-depth discussion of your current finances, future objectives, attitude toward risk and other circumstances that might assist us in developing a customized plan.
Formulation
We analyze your input and develop a formal financial plan that contains specific recommendations designed to help meet the objectives you established. Recommendations may encompass such varied disciplines as retirement planning, liability management, executive compensation issues, business succession and wealth transfer. Importantly, your plan contains a customized asset allocation based on your total finances, including accounts held at other firms.
Implementation
After presenting your plan to you, we work closely with you to bring it to life. That often involves consultation with your attorney, accountant and other advisors. And it will also involve the development of an investment strategy to execute the asset allocation created for you in the Formulation phase of our process.
Evaluation
As you would expect, we believe that ongoing communication is a vital component of our business. We strive to keep abreast of your changing financial needs and provide viable solutions to meet them. This means monitoring of your plan and portfolio to help make certain your assets are positioned to meet your changing circumstances, as well as fluctuating market conditions.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at http://www.morganstanley.com/ourcommitment/.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Before we make specific recommendations, we take the time to understand who you are as a person, as well as an investor, and what you really hope to achieve for yourself and your family. That means an in-depth discussion of your current finances, future objectives, attitude toward risk and other circumstances that might assist us in developing a customized plan.
Formulation
We analyze your input and develop a formal financial plan that contains specific recommendations designed to help meet the objectives you established. Recommendations may encompass such varied disciplines as retirement planning, liability management, executive compensation issues, business succession and wealth transfer. Importantly, your plan contains a customized asset allocation based on your total finances, including accounts held at other firms.
Implementation
After presenting your plan to you, we work closely with you to bring it to life. That often involves consultation with your attorney, accountant and other advisors. And it will also involve the development of an investment strategy to execute the asset allocation created for you in the Formulation phase of our process.
Evaluation
As you would expect, we believe that ongoing communication is a vital component of our business. We strive to keep abreast of your changing financial needs and provide viable solutions to meet them. This means monitoring of your plan and portfolio to help make certain your assets are positioned to meet your changing circumstances, as well as fluctuating market conditions.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at http://www.morganstanley.com/ourcommitment/.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Our Differentiator
What sets us apart
We help build confidence and momentum by setting you on the right path with a personalized wealth management strategy designed to help ensure the financial stability and well-being of both you and your family. We can help you address both sides of your personal balance sheet and every aspect of your finances with strategies designed to manage change, manage risk and further your progress toward your most important objectives.
We approach our clients holistically and offer access to firm experts in such focused disciplines as wealth transfer, risk management, and philanthropic services. To elevate our client service experience, we have reconstructed our approach to include fewer households. We believe – in a time of advice-overload – what is still in short supply are insights and real innovation in investment management.
Together we have made it a top priority to stay at the leading edge of the financial industry with exceptional experience and educational backgrounds. Our designations include:
Certified Financial Planner ™
Certified Investment Management Analyst®
Alternative Investments Director
Portfolio Management Director
Certified Private Wealth Advisor®
Family Wealth Director
Qualified Plan Financial Consultant
Insurance Planning Director
We take pride in all of our ideas coming together to build what we ultimately think is going to provide the best value to our clients. That’s where we make a difference.
We help build confidence and momentum by setting you on the right path with a personalized wealth management strategy designed to help ensure the financial stability and well-being of both you and your family. We can help you address both sides of your personal balance sheet and every aspect of your finances with strategies designed to manage change, manage risk and further your progress toward your most important objectives.
We approach our clients holistically and offer access to firm experts in such focused disciplines as wealth transfer, risk management, and philanthropic services. To elevate our client service experience, we have reconstructed our approach to include fewer households. We believe – in a time of advice-overload – what is still in short supply are insights and real innovation in investment management.
Together we have made it a top priority to stay at the leading edge of the financial industry with exceptional experience and educational backgrounds. Our designations include:
Certified Financial Planner ™
Certified Investment Management Analyst®
Alternative Investments Director
Portfolio Management Director
Certified Private Wealth Advisor®
Family Wealth Director
Qualified Plan Financial Consultant
Insurance Planning Director
We take pride in all of our ideas coming together to build what we ultimately think is going to provide the best value to our clients. That’s where we make a difference.
Location
7515 Halcyon Summit Dr
Ste 300
Montgomery, AL 36117
US
Direct:
(334) 270-2620(334) 270-2620
Toll-Free:
(800) 819-2839(800) 819-2839
Meet The Groce & Oakley Wealth Management Group
Lawrence Oakley, CIMA®, CFP®, CPWA®
Senior Vice President, Financial Advisor, Senior Investment Management Consultant, Family Wealth Director, Alternative Investments Director
Phone:
(334) 270-2623(334) 270-2623
Phone:
(334) 270-2632(334) 270-2632
Phone:
(334) 270-2628(334) 270-2628
Hannah Hensley
Financial Advisor
Phone:
(334) 270-2631(334) 270-2631
Muriel Redhead
Senior Client Service Associate
Phone:
(334) 270-2625(334) 270-2625
Julie Wright
Senior Registered Client Service Associate
Phone:
(334) 270-2621(334) 270-2621
Erica Bradley
Client Service Associate
Phone:
(334) 270-2622(334) 270-2622
About Larry Groce
Larry began his career as a CPA but after practicing for over a decade, he realized that he wanted to help people shape their futures, not just review their pasts. As a Financial Advisor at EF Hutton and a Financial Advisor and producing Branch Manager at JC Bradford and its successor firms, PaineWebber and UBS, Larry fulfilled his ambition. When he joined Morgan Stanley in 2008, he was an accomplished investment manager who had already created several of the proprietary models that The Groce & Oakley Wealth Management Group uses with clients today.
Larry is a Senior Vice President, Financial Advisor, Portfolio Management Director, and Senior Investment Management Consultant and principal partner of The Groce & Oakley Wealth Management Group. Larry manages nine distinct portfolios for clients with approaches that range from moderate to aggressive. He believes that by managing his clients’ portfolios, he gains a greater understanding of who they are and what’s really important to them. He also believes that his hands-on approach better enables him to help control investment risk. Larry and Lawrence formed the Groce and Oakley Wealth Management Group in 2014. Together they are able to provide clients with discretionary investment management and comprehensive wealth management that encompasses other non-investment disciplines such as wealth transfer, liability management and business succession planning.
A graduate of Troy University, Larry holds a Bachelor of Science in Accounting and is an inductee to the Troy University School of Accounting Hall of Honor. In his professional career, Larry has continued his education to meet the increasingly complex demands of affluent clients and their families. Like his partner Lawrence, he has earned the prestigious Certified Financial Planner® designation that enables him to approach his clients holistically and provide them with counsel that considers every aspect of their finances.
Larry is a native Alabamian who has lived in the Montgomery area for most of his adult life and has held numerous leadership roles within organizations that continue to uplift and enhance the Montgomery economy. He is the former Chairman of the Montgomery Chamber of Commerce, and served on the Chamber’s Executive Board for six years prior to assuming that post. Larry was prestigiously named Troy University’s Alumni of the Year and is past president of the Troy University National Alumni Association. Larry is currently a member of the Montgomery Area Committee of 100. He is a devoted member and supporter of the United Way, and has been for quite some time.
Larry resides in Montgomery with his wife Sue. They have one grown son and two grandchildren, who also live in Montgomery. In his free time, Larry enjoys boating and is an avid sportsman.
Larry is a Senior Vice President, Financial Advisor, Portfolio Management Director, and Senior Investment Management Consultant and principal partner of The Groce & Oakley Wealth Management Group. Larry manages nine distinct portfolios for clients with approaches that range from moderate to aggressive. He believes that by managing his clients’ portfolios, he gains a greater understanding of who they are and what’s really important to them. He also believes that his hands-on approach better enables him to help control investment risk. Larry and Lawrence formed the Groce and Oakley Wealth Management Group in 2014. Together they are able to provide clients with discretionary investment management and comprehensive wealth management that encompasses other non-investment disciplines such as wealth transfer, liability management and business succession planning.
A graduate of Troy University, Larry holds a Bachelor of Science in Accounting and is an inductee to the Troy University School of Accounting Hall of Honor. In his professional career, Larry has continued his education to meet the increasingly complex demands of affluent clients and their families. Like his partner Lawrence, he has earned the prestigious Certified Financial Planner® designation that enables him to approach his clients holistically and provide them with counsel that considers every aspect of their finances.
Larry is a native Alabamian who has lived in the Montgomery area for most of his adult life and has held numerous leadership roles within organizations that continue to uplift and enhance the Montgomery economy. He is the former Chairman of the Montgomery Chamber of Commerce, and served on the Chamber’s Executive Board for six years prior to assuming that post. Larry was prestigiously named Troy University’s Alumni of the Year and is past president of the Troy University National Alumni Association. Larry is currently a member of the Montgomery Area Committee of 100. He is a devoted member and supporter of the United Way, and has been for quite some time.
Larry resides in Montgomery with his wife Sue. They have one grown son and two grandchildren, who also live in Montgomery. In his free time, Larry enjoys boating and is an avid sportsman.
Securities Agent: TN, VA, FL, MS, AL, SC, WV, AZ, KS, TX, LA, PA, UT, ME, DE, NY, CO, IL, ID, GA, NC; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1274562
NMLS#: 1274562
About Lawrence Oakley
Upon entering the financial services industry in 1990, Lawrence heard an estate planning attorney state that “family wealth is seldom passed beyond the third generation.” He has dedicated his career to rectifying this situation.
Lawrence is a Senior Vice President, Financial Advisor, and principal partner of The Groce and Oakley Wealth Management Group at Morgan Stanley. Lawrence is a firm believer that a passionate and ongoing commitment to education is mandatory in today’s complex financial environment – and he encourages his team to be persistent in the pursuit of higher learning. Lawrence is a Family Wealth Director, Certified Financial Planner™, Certified Investment Management Analyst®, Alternative Investments Director, and Certified Private Wealth Advisor®.
His designations are the result of rigorous study that focuses on understanding the dynamics of wealthy families, as well as their balance sheets. He takes pride in helping clients sustain not only their wealth from generation to generation, but their values and priorities. Lawrence utilizes a disciplined financial and investment process to customize portfolios for the team’s high net worth individuals and families.
A graduate of The University of Alabama with a BS in Commerce and Business Administration, Lawrence began his career at Merrill Lynch before joining Morgan Stanley a decade later. He and Larry Groce formed The Groce and Oakley Wealth Management group in 2014. Together with their designations and leadership, Lawrence and Larry afford their group direct access to elite resources that are designed to provide families and clients with the intellectual capital, vast resources, and advisory services needed to reach their tailored and specific goals.
Outside the office, Lawrence serves on the Endowment Committee and the Executive Board of the local area council for the Boy Scouts of America. He is a founding member of the Pike Road Lions Club and has been a member of the Montgomery Estate Planning Council for the past several years. In his past, Lawrence served on the Montgomery Area Food Bank Board and devoted a portion of his time serving the Montgomery Red Cross as well.
An avid hunter and outdoorsman, Lawrence lives in Pike Road with his wife, Kim. They have been married for 18 years and find their most valued assets are their four children.
Lawrence is a Senior Vice President, Financial Advisor, and principal partner of The Groce and Oakley Wealth Management Group at Morgan Stanley. Lawrence is a firm believer that a passionate and ongoing commitment to education is mandatory in today’s complex financial environment – and he encourages his team to be persistent in the pursuit of higher learning. Lawrence is a Family Wealth Director, Certified Financial Planner™, Certified Investment Management Analyst®, Alternative Investments Director, and Certified Private Wealth Advisor®.
His designations are the result of rigorous study that focuses on understanding the dynamics of wealthy families, as well as their balance sheets. He takes pride in helping clients sustain not only their wealth from generation to generation, but their values and priorities. Lawrence utilizes a disciplined financial and investment process to customize portfolios for the team’s high net worth individuals and families.
A graduate of The University of Alabama with a BS in Commerce and Business Administration, Lawrence began his career at Merrill Lynch before joining Morgan Stanley a decade later. He and Larry Groce formed The Groce and Oakley Wealth Management group in 2014. Together with their designations and leadership, Lawrence and Larry afford their group direct access to elite resources that are designed to provide families and clients with the intellectual capital, vast resources, and advisory services needed to reach their tailored and specific goals.
Outside the office, Lawrence serves on the Endowment Committee and the Executive Board of the local area council for the Boy Scouts of America. He is a founding member of the Pike Road Lions Club and has been a member of the Montgomery Estate Planning Council for the past several years. In his past, Lawrence served on the Montgomery Area Food Bank Board and devoted a portion of his time serving the Montgomery Red Cross as well.
An avid hunter and outdoorsman, Lawrence lives in Pike Road with his wife, Kim. They have been married for 18 years and find their most valued assets are their four children.
Securities Agent: DC, LA, DE, NY, MD, SC, AR, WV, MS, TX, TN, GA, FL, VA, NC, MI, IL, AL, UT, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1493193
NMLS#: 1493193
About Hunter Groce
Hunter joined The Groce and Oakley Wealth Management Group in 2016 as a Financial Advisor, but began his career as an Information Security Specialist with Alfa Mutual Insurance. Through this role, Hunter was able to develop a high level of responsibility, working to help various business units achieve their stated goals and objectives. Most notably, this role was highly communicative, requiring Hunter to translate technical information into a more logical, comprehensible message – a quality that carries over well into the financial services industry. Hunter adds a new perspective and energy to the team, and is eager to bring his own professional skill set to the dynamics of the Groce & Oakley Wealth Management Group.
Hunter holds his Qualified Plan Financial Consultant designation – a testament to Hunter’s dedication, expertise, and commitment to retirement plan participants and sponsors.
To support his local community, Hunter is active with the Kiwanis Club of Montgomery. A graduate of the University of Alabama, Hunter spends most of his out-of-office time with his wife and their two children, Davis and Miller, preferably tailgating together at Alabama football games.
Hunter holds his Qualified Plan Financial Consultant designation – a testament to Hunter’s dedication, expertise, and commitment to retirement plan participants and sponsors.
To support his local community, Hunter is active with the Kiwanis Club of Montgomery. A graduate of the University of Alabama, Hunter spends most of his out-of-office time with his wife and their two children, Davis and Miller, preferably tailgating together at Alabama football games.
Securities Agent: VA, TX, FL, CO, AL, NC, MS, DE, TN, SC, NY, WV, UT, GA, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1581671
NMLS#: 1581671
About Reid Fields
One of our newest members to the group, Reid serves as Groce and Oakley’s insurance professional, as well as a Financial Advisor , bringing an elevated level of knowledge, experience in insurance, annuities, and fixed income to the team.
Very early in his career, Reid personally experienced the impact that poor financial planning can have on an entire family. He decided to dedicate his profession to helping people fully understand their financial picture and to recognize that insurance can play a big part in an individual’s long-term retirement strategy.
Reid began his career in 2002 at MetLife as an advisor, eventually becoming an agency director. His ability as manager earned Reid the highest leadership award in the company. His passion, however, was most deeply rooted in serving clients. He transitioned to BBVA Compass where he served the entire River Region, specializing in fixed income with an emphasis on financial planning.
In 2020 Reid joined The Groce and Oakley Group with Morgan Stanley, excited to offer his clients the resources and access from one of the largest, most established wealth management businesses in the industry.
Reid’s robust experience in the industry has proven to be a valuable asset in his wealth management career at Morgan Stanley. He has recently earned his Insurance Planning Director (IPD) designation, demonstrating his commitment to, and understanding of, holistic goals-based wealth management planning through the incorporation of insurance solutions into the Groce and Oakley Wealth Management’s practice as a foundational component of risk management.
Reid lives in Pike Road with his wife Daphne and their loyal dog Piper. Outside the office, they enjoy cheering on the Crimson Tide and spending time on beautiful Lake Martin.
Very early in his career, Reid personally experienced the impact that poor financial planning can have on an entire family. He decided to dedicate his profession to helping people fully understand their financial picture and to recognize that insurance can play a big part in an individual’s long-term retirement strategy.
Reid began his career in 2002 at MetLife as an advisor, eventually becoming an agency director. His ability as manager earned Reid the highest leadership award in the company. His passion, however, was most deeply rooted in serving clients. He transitioned to BBVA Compass where he served the entire River Region, specializing in fixed income with an emphasis on financial planning.
In 2020 Reid joined The Groce and Oakley Group with Morgan Stanley, excited to offer his clients the resources and access from one of the largest, most established wealth management businesses in the industry.
Reid’s robust experience in the industry has proven to be a valuable asset in his wealth management career at Morgan Stanley. He has recently earned his Insurance Planning Director (IPD) designation, demonstrating his commitment to, and understanding of, holistic goals-based wealth management planning through the incorporation of insurance solutions into the Groce and Oakley Wealth Management’s practice as a foundational component of risk management.
Reid lives in Pike Road with his wife Daphne and their loyal dog Piper. Outside the office, they enjoy cheering on the Crimson Tide and spending time on beautiful Lake Martin.
Securities Agent: SC, NC, MS, CO, UT, KY, IL, GA, TN, FL, NY, MD, AL, DE, MO, VA, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 2297432
NMLS#: 2297432
About Hannah Hensley
Hannah joined the Groce and Oakley Group as Financial Advisor in 2020 but spent most of her early career in banking. Service is Hannah’s business. She began her professional career at BBVA/Compass Bank (now PNC) about 20 years ago, where she navigated her way through every position in the banking business; from teller, to sales representative, to private retail banking, and up through management. Hannah was number one in consumer lending while at BBVA and received top licensed banking employee during her tenure, among numerous other professional awards. Although her most recent position was in branch management, her position as retail relationship manager enabled her to work more directly with individual clients to develop unique and creative solutions. It was this experience that inspired her passion to develop deeper client relationships and to seek a new path in wealth management as a financial advisor.
Hannah’s passion for service and robust experience in the banking industry makes her a valuable addition to the Groce and Oakley Team. A core part of Hannah’s approach to wealth management is to help clients integrate their day-to-day financial needs with their long-term investment ambitions. Her goal? To give her clients the confidence, resources, and knowledge to help them reach their goals.
Hannah loves spending time with her family; she has 2 children – Ansley and Jake – who motivate and inspire her to help other individuals and families with many moving parts and goals. Hannah enjoys traveling and she loves a good boot camp or session at the gym – personal health plays as important of a role in her life as her financial health and wellbeing.
Hannah’s passion for service and robust experience in the banking industry makes her a valuable addition to the Groce and Oakley Team. A core part of Hannah’s approach to wealth management is to help clients integrate their day-to-day financial needs with their long-term investment ambitions. Her goal? To give her clients the confidence, resources, and knowledge to help them reach their goals.
Hannah loves spending time with her family; she has 2 children – Ansley and Jake – who motivate and inspire her to help other individuals and families with many moving parts and goals. Hannah enjoys traveling and she loves a good boot camp or session at the gym – personal health plays as important of a role in her life as her financial health and wellbeing.
Securities Agent: NY, DC, NC, DE, CO, UT, TX, AR, TN, SC, GA, FL, AL, VA, MS, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 534398
NMLS#: 534398
About Muriel Redhead
Muriel Redhead
Senior Client Service Associate
Muriel performs a wide variety of operational functions on our team including helping us stay on track. Her attention to detail and ability to systematize repetitive tasks serves her well as our team manager. She facilitates good communication among team members with weekly meetings and monitors our progress toward achieving our goals. Additionally, Muriel works closely with Larry gathering and organizing information necessary for him to manage our proprietary portfolios. In her client responsibilities, she helps our clients toward their important financial objectives by administering client fund flows as well as keeping client information current.
A registered nurse who also taught nursing at Auburn University at Montgomery, Muriel joined Morgan Stanley in 2008 after working with Larry at UBS for two years. She brought her compassion, sensitivity, and communication capabilities along with her! She received her BS in Nursing from South Dakota University and earned two Masters Degrees, an MS in Nursing from University of Texas Health Science Center and an MED in Guidance Counseling from South Dakota State University.
Muriel is an active member of the Vaughn Forest Baptist Church. She and her husband Paul reside in Montgomery and have one grown daughter.
Senior Client Service Associate
Muriel performs a wide variety of operational functions on our team including helping us stay on track. Her attention to detail and ability to systematize repetitive tasks serves her well as our team manager. She facilitates good communication among team members with weekly meetings and monitors our progress toward achieving our goals. Additionally, Muriel works closely with Larry gathering and organizing information necessary for him to manage our proprietary portfolios. In her client responsibilities, she helps our clients toward their important financial objectives by administering client fund flows as well as keeping client information current.
A registered nurse who also taught nursing at Auburn University at Montgomery, Muriel joined Morgan Stanley in 2008 after working with Larry at UBS for two years. She brought her compassion, sensitivity, and communication capabilities along with her! She received her BS in Nursing from South Dakota University and earned two Masters Degrees, an MS in Nursing from University of Texas Health Science Center and an MED in Guidance Counseling from South Dakota State University.
Muriel is an active member of the Vaughn Forest Baptist Church. She and her husband Paul reside in Montgomery and have one grown daughter.
About Julie Wright
Julie Johnston
Senior Registered Client Service Associate
Julie is responsible for overseeing the operations of The Groce and Oakley Wealth Management Group. She helps create client strategies, investment reporting, and assists the team’s financial advisors in preparing presentation materials for all review meetings – a critical component to ensure our portfolios are aligned with client goals and long-term plans. Julie also develops The Groce and Oakley team marketing materials and works to enhance digital connectivity with clients and further safeguard their information. She loves planning all social and educational events for the team, specifically designed to deepen our relationships with our clients, their families, and our community.
Julie is Series 7 & 66 licensed and joined Morgan Stanley in 2012 after serving as a licensed social worker for more than 10 years. She is a graduate of Auburn University with a BA in Psychology and resides just north of there in Dadeville with her husband Joey.
Senior Registered Client Service Associate
Julie is responsible for overseeing the operations of The Groce and Oakley Wealth Management Group. She helps create client strategies, investment reporting, and assists the team’s financial advisors in preparing presentation materials for all review meetings – a critical component to ensure our portfolios are aligned with client goals and long-term plans. Julie also develops The Groce and Oakley team marketing materials and works to enhance digital connectivity with clients and further safeguard their information. She loves planning all social and educational events for the team, specifically designed to deepen our relationships with our clients, their families, and our community.
Julie is Series 7 & 66 licensed and joined Morgan Stanley in 2012 after serving as a licensed social worker for more than 10 years. She is a graduate of Auburn University with a BA in Psychology and resides just north of there in Dadeville with her husband Joey.
Contact Larry Groce
Contact Lawrence Oakley
Contact Hunter Groce
Contact Reid Fields
Contact Hannah Hensley
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
5 Mistakes to Avoid in Retirement
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Cybersafety Tip: How to Stay Safe Online
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Ready to start a conversation? Contact The Groce & Oakley Wealth Management Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
14Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
15Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
14Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
15Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
