Our Story

The Green Orchard Group was formed out of shared beliefs and practices in wealth management. Picture a small, family apple orchard. Its fruit represents your wealth, investments, and nest egg.  Next to harvesting this wealth, it’s important to plan its growth and tend to it over time. This image of an orchard motivates our team to help you discover meaningful goals, learn about the tools that will help you achieve them, and execute those goals with care. Every story has a beginning, middle, and end -- a harvest. You can trust that each step is a priority for The Green Orchard Group.How do we do this? Our team helps you formulate meaningful goals by listening to your story and achieve your life and legacy goals for generations to come. Explore our site further to learn about how we put clients first, lead with exceptional ideas, and give back to our communities.
Services Include
  • Financial Planning1
  • 401(k) Rollovers
  • Annuities2
  • Cash Management3
  • Retirement Planning4
  • Sustainable Investing5
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Clients First

As your financial advisors, The Green Orchard Group undertakes an individualized process -- understanding your situation, defining your goals, and tailoring plans to suit your needs. Wealth management is a process, not a one-time event. We won’t neglect the time and attention your orchard will need to achieve your family’s legacy.

Whatever your background, profession, or level of knowledge, The Green Orchard Group meets you where you are. Our team takes the time to educate and inform our clients of all available and appropriate options. Whether tracking your progress over a number of years or planting your first seeds, we put clients first.

    Exceptional Ideas

    Morgan Stanley is a world leader in wealth management services. Our standard of excellence in planning for your life and legacy goals extends to:
    • Financial Planning
    • Retirement Planning
    • 401K and IRA Rollovers
    • Annuities
    • Cash Management
    • Sustainable Investing

    Giving Back

    The Green Orchard Group is proud to serve our community in volunteer activities and by contributing our professional skills to non-profit organizations. 

    Tim
    Tim is active in supporting healthy outdoor activities for kids and families. With his own passion for winter sports, Tim volunteers to organize races at the local ski hill, an inclusive and affordable option for kids to learn and exercise year-round.

    Karis
    Karis is a 2018 recipient of the Duluth News Tribune’s “20 Under 40” Award. Winners are chosen based on their contributions to the community and their commitment to using their free time in service of others. Karis was proud to accept the award and notes: “Morgan Stanley encourages their staff to get out in the community. That’s invaluable to me.”

    Aaron
    Aaron works actively in an organization that raises funds and purchases bicycles for children of active duty service members. In past years, upwards of 1500 bikes have been purchased and delivered at a base in his state of Texas. Aaron says: “Since my dad was in the military, I know these families are struggling during a deployment. Working with this organization is grounding.”

      Location

      11 East Superior St
      Suite 580
      Duluth, MN 55802
      US
      Direct:
      (218) 720-0156(218) 720-0156
      Toll-Free:
      (800) 238-5884(800) 238-5884

      Meet The Green Orchard Group

      About Me

      Tim believes that good investing circles back to having well-defined goals. That’s why he endeavors to put a personalized financial plan in the hands of everyone. “Not all planners do this, but it’s the cornerstone of our practice.”

      Raised in Duluth, Tim was trained as a chemist at UMD, but after years of routine lab work, he yearned for something else. “I’m attracted to knowledge-based work, which investing is, but at its core financial planning is really people-based — and I enjoy that.”

      Tim is married, has twin boys and a dog named Buddy. He gets his family out fishing on Lake Superior, tends to his small family apple orchard and works on his old house. When he’s not doing all that, he trains as a distance runner.

      He is a Certified Financial Planner and holds Series 7 and Series 66 licensures in securities.
      Securities Agent: TX, MN, WI, WA, VA, UT, SD, SC, PA, OR, OH, NY, NV, NM, NJ, ND, NC, MT, MI, MD, MA, IN, IL, ID, IA, FL, DC, CO, CA, AZ, AL, AK; General Securities Representative; Investment Advisor Representative
      NMLS#: 1479406

      About Me

      Karis believes that everyone deserves a personalized approach to wealth management: “It’s especially important during major life transitions such as retirement, loss of a family member, inheritance, divorce or sale of a business.” Karis takes care to tend to both the human and technical side of money.

      Before beginning her financial planning career, Karis served 8 years in the US Navy and went on to hold roles in analytics, budget, finance, and operations management in both the private and government sectors. These experiences shaped Karis’ approach to her financial practice and fueled her passion to set up others for financial success: “Everyone should have financial advocate in their corner.”

      Karis is a Minnesota native, US Navy Veteran, Junior League of Duluth member, always-practicing: golfer, yogi, bread baker, gardener, cross country and telemark skier.

      She holds a Master’s of Business Administration in Finance, Series 7, Series 66, and Insurance Licenses.
      Securities Agent: MN, WI, WA, VA, TX, SD, PA, OR, OH, NY, NV, NM, NJ, NC, MI, MD, MA, IN, IL, ID, FL, DC, CO, CA, AZ, AL, AK; General Securities Representative; Investment Advisor Representative
      NMLS#: 1479422

      About Me

      Aaron believes that planning is an important step in any successful journey: “People plan for vacations and house remodels -- they should also plan for a successful retirement. Let’s discover what your retirement dreams are and get you on the right path for achieving those goals.”

      Aaron pursued his career goal of working in finance after attending the University of Wisconsin Eau Claire, after working at a small regional firm in St. Paul, Minnesota eventually being recruited at Morgan Stanley in 2010.

      Originally from northern Wisconsin, Aaron now lives in Austin, Texas with his wife and two daughters. He has numerous hobbies including travel, scuba diving, escape/puzzle rooms, geocaching, and cheering for the Green Bay Packers.

      Aaron holds a Family Wealth Advisor title at Morgan Stanley as well as a BS in Finance and Economics, Series 7, Series 66, and Insurance Licenses.
      Securities Agent: TX, MN, WI, WA, VA, TN, SD, PA, OR, OH, NY, NV, NM, NJ, ND, NC, MI, MD, MA, KS, IN, IL, ID, IA, FL, CO, CA, AZ, AL, AK; General Securities Representative; Investment Advisor Representative
      NMLS#: 1456520

      About Me

      Jennifer is the first friendly face you will meet within the Green Orchard Group. She will celebrate her 10th anniversary as a Client Service Associate with Morgan Stanley in 2019. Jennifer embodies the value of "Clients First" and provides clients with knowledgeable, friendly service, whether online, on the phone, or in person.

      Jennifer has previously worked as a veterinary associate and holds an Associate Degree from Wisconsin Indianhead Technical College. These professional experiences influence Jennifer's commitment to excellent client service.

      A native of Superior, Wisconsin, Jennifer has three children and spends much of her time supporting them in their athletic pursuits. Most weekends, you will find her attending a volleyball, hockey, or baseball game.

      About Me

      Working with clients at Morgan Stanley is a great source of pride for Gary. He sees Morgan Stanley as the best at what they do. Gary has a keen understanding of clients' needs and goals; his extensive background and experience are vital to the Green Orchard Group at Morgan Stanley. He has a passion for providing the most relevant and useful information to clients.

      Gary is a US Air Force Veteran, having served during the Vietnam era. His previous role at Morgan Stanley was Financial Advisor, and today he is a Wealth Management Associate. Gary recently celebrated over 20 years with Morgan Stanley.

      Gary grew up in Cromwell, Minnesota, and lives in Cloquet with his wife. A father of two adult children, Gary spends his free time skiing, working on and writing about muscle cars.
      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

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      Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
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      A Parent's Guide to Talking to Your Kids About Money

      Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

      Business Planning

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      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
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      Ready to start a conversation? Contact The Green Orchard Group today.
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      1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

      Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

      4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

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