Brian P MacKinnon
Executive Director, Wealth Management, Financial Advisor, Senior Portfolio Manager, Executive Financial Services Director
Phone:
(617) 589-3418(617) 589-3418
The Greater Boston Group at Morgan Stanley
Direct:
(617) 589-3418(617) 589-3418
Toll-Free:
(800) 752-2678(800) 752-2678
Our Mission Statement
We help families, business owners, and corporate executives build wealth strategies to preserve capital and achieve their long-term goals.
Our Story
The Greater Boston Group is managed by Financial Advisors and founding brothers, Brian & Timothy MacKinnon. With over 40 years of combined experience, our team seeks to build long-lasting and trusting relationships with each of our clients and their families. We recognize that we cannot create these relationships by merely offering tailored solutions alone; rather, we utilize the depth of our market knowledge, financial planning experience and a high-touch service model to assist our clients in realizing their wants and dreams for the future.
Our clients look to our team to develop wealth strategies that strive to preserve capital and achieve their long-term goals. To us, wealth management means aligning your finances with what is most important to you. As a family founded practice at Morgan Stanley Wealth Management, you can count on our team to provide a personalized relationship aimed at delivering objective and insightful guidance, further enhanced by the global reach and resources available through Morgan Stanley.
Our clients look to our team to develop wealth strategies that strive to preserve capital and achieve their long-term goals. To us, wealth management means aligning your finances with what is most important to you. As a family founded practice at Morgan Stanley Wealth Management, you can count on our team to provide a personalized relationship aimed at delivering objective and insightful guidance, further enhanced by the global reach and resources available through Morgan Stanley.
Services Include
- Alternative InvestmentsFootnote1
- AnnuitiesFootnote2
- Asset Management
- Cash ManagementFootnote3
- Divorce Financial AnalysisFootnote4
- Estate Planning StrategiesFootnote5
- Financial PlanningFootnote6
- Foreign ExchangeFootnote7
- Lending Products
- Life InsuranceFootnote8
- Long Term Care InsuranceFootnote9
- Planning for Education FundingFootnote10
- Professional Portfolio ManagementFootnote11
- Retirement PlanningFootnote12
- Wealth Consulting
- Wealth ManagementFootnote13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
We cannot create wealth strategies without first knowing YOU. What is important to you and your family? What do you want your retirement to look like? What keeps you up at night? What kind of legacy do you want to leave?
At The Greater Boston Group, we put the client relationship first. We believe the wealth management conversation should be driven by your goals, wants, and dreams. That is why our process revolves around understanding you, rather than simply your wealth.
We are here to serve as your trusted resource for market indicators, financial trends, and strategic planning. But more importantly, we are here to ensure that your wealth strategy aligns your finances with what is most important to you.
At The Greater Boston Group, we put the client relationship first. We believe the wealth management conversation should be driven by your goals, wants, and dreams. That is why our process revolves around understanding you, rather than simply your wealth.
We are here to serve as your trusted resource for market indicators, financial trends, and strategic planning. But more importantly, we are here to ensure that your wealth strategy aligns your finances with what is most important to you.
1. Introductory Call
We begin with an informal conversation to understand your financial concerns and determine how we can add value. If we all agree to move forward, we’ll schedule our next meeting and request important financial information.
2. Get To Know You Meeting
We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you’ve prepared and define your priorities.
3. Analysis & Plan Development
Here, we utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow, preserve and transfer your wealth.
4. Implementation
In this step, we present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we open new accounts for you at Morgan Stanley and initiate our investment recommendations. We’ll also begin to implement other strategies we’ve discussed. These often encompass tax minimization strategies, as well as risk management and estate planning techniques.
5. Ongoing Service
Committed to premium service, we focus on developing a relationship that provides special value to you and your family. As we begin to execute each strategy, we’ll set up tools so you have immediate access to your account information. And because markets and personal needs evolve over time, we set up ongoing meetings to ensure your plan remains on schedule to achieve your goals.
Helping You Maximize Your Equity Compensation
The Greater Boston Group can help you maximize the impact of your equity compensation. We meet with executives on an ongoing basis to help them understand their company stock, as well as provide a streamlined process for integrating their equity compensation into an overall financial plan. Executives look to us to understand the complexities and regulations of their stock plans so they can be stress free when converting their compensation into assets they can use.
Basic Equity Compensation Guide
Discover Equity Comp
What is a Restricted Stock Unit?
Learn about RSUs
What is an Incentive Stock Option?
Learn about ISOs
What is an Employee Stock Purchase?
Learn about ESPPs
What's the Difference Between an RSU and Stock Options?
RSUs versus Stock Options
Using Equity Compensation to Optimize Taxes
4 Methods to Optimize
Using Equity Compensation for Education Planning
Discover Strategies
Using Equity Compensation to Reach Your Financial Goals
Discover StrategiesAwards & Team Recognition
The relationships we have been privileged to build with our clients remain the most important factor in receipt of our recognitions.
For more than 85 years, Morgan Stanley Financial Advisors have proudly served our clients and communities with a focus on long-term relationships built on a foundation of trust. We are pleased to be able to carry on this tradition and welcome the opportunity to speak with you about how we can work together toward the financial future you envision.
For more than 85 years, Morgan Stanley Financial Advisors have proudly served our clients and communities with a focus on long-term relationships built on a foundation of trust. We are pleased to be able to carry on this tradition and welcome the opportunity to speak with you about how we can work together toward the financial future you envision.
Forbes Next Gen Best-In-State Wealth Advisors (2022)
Awarded to advisor Timothy MacKinnon. Ranked #8 out of all Next Gen Massachusetts advisors. Each advisor—selected by SHOOK Research—is chosen based on an algorithm of qualitative and quantitative criteria, including: in-person interviews; industry experience; compliance records; revenue produced; and assets under management.
Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22.
Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22.
Forbes Best-In-State Wealth Advisors (2022)
Awarded to advisor Timothy MacKinnon. Ranked #46 out of all Boston High Net Worth focused advisors. The advisors on the Forbes/Shook 2022 Best-In-State Wealth Advisors list have a proven record of guiding their clients through volatile markets.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.
2023 Forbes Best-In-State Wealth Management Teams
The Best-In-State Wealth Management Teams spotlights teams of professionals who represent the best our industry has to offer. We are pleased to share that The Greater Boston Group been included in the 2023 ranking. Selection for this list is based on comprehensive criteria, including firm nomination, industry experience and best practices.
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
2024 Forbes Best-In-State Wealth Management Teams
The Best-In-State Wealth Management Teams spotlights teams of professionals who represent the best our industry has to offer. We are pleased to share that The Greater Boston Group been included in the 2024 ranking. Selection for this list is based on comprehensive criteria, including firm nomination, industry experience and best practices.
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
Location
28 State Street 26th
Fl
Boston, MA 02109
US
Direct:
(617) 589-3418(617) 589-3418
Toll-Free:
(800) 752-2678(800) 752-2678
Meet The Greater Boston Group
Timothy P MacKinnon
Executive Director, Wealth Management, Financial Advisor, Executive Financial Services Director, Corporate Client Group Director
Phone:
(617) 589-3370(617) 589-3370
Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Workplace Advisor - Equity Compensation, Portfolio Manager
Phone:
(617) 589-3371(617) 589-3371
Keely Coyne
Client Service Associate
Phone:
(617) 589-3268(617) 589-3268
Aimee Bielot
Registered Client Service Associate
Phone:
(617) 589-3403(617) 589-3403
About Brian P MacKinnon
Brian P. MacKinnon is a Financial Advisor and founding partner of The Greater Boston Group at Morgan Stanley, an Executive Financial Services Director, Alternative Investments Director, and a Financial Planning Specialist. Brian, alongside with his brother, Tim, founded The Greater Boston Group at Morgan Stanley to help their clients create comprehensive and personalized wealth strategies. Brian brings over two decades of experience to the service of the team’s clients. Brian focuses on understanding the goals and objectives of the high net-worth families that the team serves in order to develop and implement highly customized wealth management strategies. By utilizing the resources of Morgan Stanley Wealth Management, Brian and his team advise clients on all aspects of wealth planning, including asset allocation, legacy and trust planning, cash management and philanthropic giving.
As a Senior Portfolio Management Director and Alternative Investment Director, Brian assists the team with investment research, security and manager selection, asset allocation and portfolio construction in order to develop individual tactical portfolios, tailored specifically to each of their clients’ goals, risk parameters, and time frames. The process of creating customized and tailored wealth strategies for each client requires an ability to provide meaningful and impactful diversification. To achieve this, Brian and his team review hundreds of private equity, private credit, private real estate, and hedge fund strategies annually in order to provide unique investment solutions. As a team, The Greater Boston Group believes that when strong core asset management of equity and fixed income is complemented with strategic alternative investments, client portfolios are enhanced through lower correlation, lower volatility and enhanced returns to meet goals and objectives.
Brian is FINRA licensed with the Series 7, Series 65, Series 63 and Series 31 as well as Life and Health Insurance licenses.
Brian earned a BA in Business Communications from Assumption University in Worcester, Massachusetts where he remains an active member of the alumni association.
Brian and his wife, Lynn, maintain residence in Duxbury MA, with their three children.
As a Senior Portfolio Management Director and Alternative Investment Director, Brian assists the team with investment research, security and manager selection, asset allocation and portfolio construction in order to develop individual tactical portfolios, tailored specifically to each of their clients’ goals, risk parameters, and time frames. The process of creating customized and tailored wealth strategies for each client requires an ability to provide meaningful and impactful diversification. To achieve this, Brian and his team review hundreds of private equity, private credit, private real estate, and hedge fund strategies annually in order to provide unique investment solutions. As a team, The Greater Boston Group believes that when strong core asset management of equity and fixed income is complemented with strategic alternative investments, client portfolios are enhanced through lower correlation, lower volatility and enhanced returns to meet goals and objectives.
Brian is FINRA licensed with the Series 7, Series 65, Series 63 and Series 31 as well as Life and Health Insurance licenses.
Brian earned a BA in Business Communications from Assumption University in Worcester, Massachusetts where he remains an active member of the alumni association.
Brian and his wife, Lynn, maintain residence in Duxbury MA, with their three children.
Securities Agent: PA, DC, TX, NV, MN, GA, FL, VT, OH, NC, CT, CO, CA, NY, NJ, MA, IN, NM, HI, PR, NH, IL, AK, VA, TN, OK, MT, MI, ME, DE, RI, MD, SC, OR, AZ; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1398698
NMLS#: 1398698
About Timothy P MacKinnon
Timothy P. MacKinnon is a Financial Advisor and founding partner of The Greater Boston Group at Morgan Stanley, an Executive Financial Service Director, and a Financial Planning Specialist with over 15 years of investment experience. Tim provides strategic investment advice and counsel to affluent individuals and their families. Tim has been recognized by Morgan Stanley as both a Senior Portfolio Management Director and Alternative Investment Director.
As a Senior Portfolio Management Director, Tim is an avid student of the capital markets allowing him to define his investment process involving a focus on investment research, security and manager selection, asset allocation and portfolio construction. As such, Tim develops individual tactical portfolios, tailored specifically to each of his clients’ goals, risk parameters and time frames. As an Alternative Investment Director Tim and his team review hundreds of private equity, private credit, private real estate and hedge fund strategies annually to provide unique investment solutions to affluent families. The team believes when strong core asset management of equity and fixed income is complemented with strategic alternative investments, client portfolios are enhanced through lower correlation, lower volatility and enhanced returns to meet goals and objectives.
Tim has also been designated as an Executive Financial Service Director, allowing him and the team to be part of a specialized group within the firm that focuses on helping corporate executives and key company insiders effectively navigate the complex landscape of executive compensation and planning.
He is FINRA licensed with both the Series 7 and Series 66 as well as Life and Health Insurance licenses.
Tim earned a BA in Business Communications from Assumption College in Worcester, Massachusetts and an International Business degree from the University of Pittsburgh in Pittsburgh, Pennsylvania. Tim has studied economics in Japan, China, Thailand, India, Kenya, Tanzania, South Africa, Brazil and Venezuela.
Tim and his wife, Rita, maintain residence on the South Shore of MA, with their three young children, Parker, Kensington and Cooper. In his free time, Tim enjoys being active with his family, golf, and traveling.
As a Senior Portfolio Management Director, Tim is an avid student of the capital markets allowing him to define his investment process involving a focus on investment research, security and manager selection, asset allocation and portfolio construction. As such, Tim develops individual tactical portfolios, tailored specifically to each of his clients’ goals, risk parameters and time frames. As an Alternative Investment Director Tim and his team review hundreds of private equity, private credit, private real estate and hedge fund strategies annually to provide unique investment solutions to affluent families. The team believes when strong core asset management of equity and fixed income is complemented with strategic alternative investments, client portfolios are enhanced through lower correlation, lower volatility and enhanced returns to meet goals and objectives.
Tim has also been designated as an Executive Financial Service Director, allowing him and the team to be part of a specialized group within the firm that focuses on helping corporate executives and key company insiders effectively navigate the complex landscape of executive compensation and planning.
He is FINRA licensed with both the Series 7 and Series 66 as well as Life and Health Insurance licenses.
Tim earned a BA in Business Communications from Assumption College in Worcester, Massachusetts and an International Business degree from the University of Pittsburgh in Pittsburgh, Pennsylvania. Tim has studied economics in Japan, China, Thailand, India, Kenya, Tanzania, South Africa, Brazil and Venezuela.
Tim and his wife, Rita, maintain residence on the South Shore of MA, with their three young children, Parker, Kensington and Cooper. In his free time, Tim enjoys being active with his family, golf, and traveling.
Securities Agent: CO, DC, DE, FL, GA, HI, IA, IL, IN, MA, MD, ME, MI, MN, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, TN, TX, VA, VT, CA, CT, AZ, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 1395596
NMLS#: 1395596
About Savanah Miles
Savanah Miles, CFP® is a Financial Advisor with The Greater Boston Group at Morgan Stanley. She strongly believes the client relationship is at the heart of a successful wealth management strategy. By building close relationships with our clients, Savanah helps the team reflect each client’s values in their ever-evolving financial plan. Savanah leads the business development efforts of the team and specializes in helping entrepreneurs and corporate executives with their complex financial needs.
Prior to joining Morgan Stanley, Savanah worked in the Investment Consulting Services group at Andersen Tax where she implemented investment strategies for high net-worth clients, with a focus on asset allocation and tax-efficient planning.
Savanah earned a B.S. in Financial Planning and Economics from Bryant University in Smithfield, Rhode Island. She also spent four months studying international economics in Freiburg, Germany. She is FINRA licensed Series 7 and 66. Savanah also holds Life, Health, Property and Casualty Insurance licenses in Massachusetts.
Savanah is passionate about philanthropy and is on the Board of the non-profit Education First. She currently resides in Watertown, MA. In her free time, you will find her hiking, cooking, and spending time with family in New Hampshire.
Prior to joining Morgan Stanley, Savanah worked in the Investment Consulting Services group at Andersen Tax where she implemented investment strategies for high net-worth clients, with a focus on asset allocation and tax-efficient planning.
Savanah earned a B.S. in Financial Planning and Economics from Bryant University in Smithfield, Rhode Island. She also spent four months studying international economics in Freiburg, Germany. She is FINRA licensed Series 7 and 66. Savanah also holds Life, Health, Property and Casualty Insurance licenses in Massachusetts.
Savanah is passionate about philanthropy and is on the Board of the non-profit Education First. She currently resides in Watertown, MA. In her free time, you will find her hiking, cooking, and spending time with family in New Hampshire.
Securities Agent: GA, TN, NV, MT, MA, CT, CA, PA, AZ, RI, TX, SC, ME, MN, FL, OH, NJ, NH, MD, WV, NY, IL, VT, NC, HI, DC, CO, AK, MI, OK, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 2110654
NMLS#: 2110654
About Keely Coyne
Keely graduated from Saint Anselm College with a Bachelor of Arts degree in both Business and Finance in May of 2020. She joined Morgan Stanley in December of 2020 as a Client Service Associate for the Greater Boston Group. Her responsibilities include helping prepare financial statements for client meetings and maintaining existing client relationships by processing client requests and inquiries, as well as making sure key client information is up to date.
Before joining Morgan Stanley, Keely worked as a Financial Consultant at McAdam Financial in Boston, MA. She is originally from Massachusetts and played softball most of her life, including two years on the Saint Anselm College softball team.
Keely currently lives in Hingham and enjoys spending time with family and friends, travelling and running.
Before joining Morgan Stanley, Keely worked as a Financial Consultant at McAdam Financial in Boston, MA. She is originally from Massachusetts and played softball most of her life, including two years on the Saint Anselm College softball team.
Keely currently lives in Hingham and enjoys spending time with family and friends, travelling and running.
About Aimee Bielot
Aimee Bielot is a Registered Client Service Associate with The Greater Boston Group at Morgan Stanley. Prior to joining Morgan Stanley, Aimee worked as an Analyst for Commonwealth Financial Group where she created financial plans and helped clients reach future goals and financial independence.
Aimee earned her B.S. in Finance at Bryant University in Smithfield, Rhode Island. At Bryant University she was a member of the Women’s Crew Team for two years. She also spent a semester studying international business in Milan, Italy.
She is FINRA licensed Series 7 and 66, as well as, Life Insurance and Health Insurance licenses in Massachusetts. In her free time, you can find her traveling or spending time with family and friends.
Aimee earned her B.S. in Finance at Bryant University in Smithfield, Rhode Island. At Bryant University she was a member of the Women’s Crew Team for two years. She also spent a semester studying international business in Milan, Italy.
She is FINRA licensed Series 7 and 66, as well as, Life Insurance and Health Insurance licenses in Massachusetts. In her free time, you can find her traveling or spending time with family and friends.
Contact Brian P MacKinnon
Contact Timothy P MacKinnon
Contact Savanah Miles
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
James R Fucigna
Managing Director, Wealth Management, Financial Advisor, Corporate Client Group Director, Executive Financial Services Director, Family Wealth Director, Financial Wellness Director
James J Detterick, CRPS®
Managing Director, Corporate Client Group Director, Institutional Consulting Director, Stock Plan Director
Mark T Curtis
Managing Director, Stock Plan Director, Financial Planning Specialist, Family Wealth Director, International Client Advisor, Investing with Impact Director
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Greater Boston Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
11Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
12When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
11Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
12When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
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Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
