Robert L Godown Jr., CFP®
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(610) 559-6399(610) 559-6399
The Godown / Wilson Group at Morgan Stanley
Easton:
(610) 559-6399(610) 559-6399
:
(610) 559-6397(610) 559-6397
Our Mission Statement
Working with you to help grow and preserve wealth for your long-term goals
About Us
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier platform and a full spectrum of investment choices.
Education Background:
Robert L. Godown, CFP®
B.A., Business Management from Moravian College
Christopher M. Wilson, CFP®
B.S., Law and Justice from The College of New Jersey
CERTIFIED FINANCIAL PLANNERS™
The CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. As CFP® professionals, Rob and Chris meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
Education Background:
Robert L. Godown, CFP®
B.A., Business Management from Moravian College
Christopher M. Wilson, CFP®
B.S., Law and Justice from The College of New Jersey
CERTIFIED FINANCIAL PLANNERS™
The CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. As CFP® professionals, Rob and Chris meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- 401(k) Rollovers
- Professional Portfolio ManagementFootnote4
- AnnuitiesFootnote5
- Asset Management
- Cash ManagementFootnote6
- Certificates of DepositFootnote7
- Lending Products
- Life InsuranceFootnote8
- Long Term Care InsuranceFootnote9
- Municipal BondsFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process of Working With You
As your dedicated Financial Advisors, our role is to tailor a personalized financial strategy which fits your needs. Through our tenure of working with clients, we have developed a step-by-step approach to service:
1. Discovery Process
We take the time to fully understand you and your family – whether you’re planning for retirement, purchasing a home, or living out your golden years – we consider all of your challenges, goals, and aspirations when building your financial picture.
2. Forming Your Strategy
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to achieving your success.
3. Implementing Your Plan
We apply extensive research and analysis, and also utilize Morgan Stanley’s full suite of resources, to ensure swift decisive action in all market scenarios.
4. Measuring Your Success
We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. Our ultimate mission is your success and well-being.
Financial Planning Analysis
To begin your complementary financial planning analysis, please click the link below.
Financial Planning QuestionnaireBe prepared this tax season
Total Tax 365: Tax-Smart Investing. All Year Long.
Taxes act as a drag on your investment performance that can be heavier than any fee you pay. But they might also be the easiest to reduce, with the right strategies in place. Morgan Stanley Total Tax 365 offers a full spectrum of tax-efficient solutions to help mitigate the tax drag on your portfolio—so you can keep more of what you earn and improve after-tax returns.
Learn MoreYour Guide to Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
Learn MoreAccessing Tax Forms on MSO
How to Access Your Tax Forms
1. Log into your account via Morgan Stanley Online
2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Morgan Stanley Online Login1. Log into your account via Morgan Stanley Online
2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Modern Wealth Management Tools
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
Financial Literacy
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
Financial Literacy for Any Stage of Your Life
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.
Spending and Budgeting Tool (Within MSO)
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Enroll in eDelivery
Concentrated Stock
Ultra-high net worth individuals often end up holding large amounts of their wealth in the common shares of a single company. Concentrated positions can also pose significant risks.
Managing a Concentrated Stock Position
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security CenterUpcoming Firm Events & Replays
GIC Weekly
The Global Investment Committee's, Lisa Shalett, headlines this weekly look at markets, asset class performance and fixed income.
Read MoreInvested at Work Podcast
Listen in to “Invested at Work”, our new podcast tackling the complex world of workplace financial benefits to help companies empower their employees.
Listen InOn The Markets
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read MoreThoughts on the Market Podcast
Click below to access a library of different resources that are devoted to keeping you up to date with capital markets, the economy, and much more!
Listen InLocation
101 Larry Holmes Dr
Suite 301
Easton, PA 18042
US
Direct:
(610) 559-6399(610) 559-6399
Meet The Godown / Wilson Group
Christopher M Wilson, CFP®
Vice President, Financial Advisor
Phone:
(610) 559-6397(610) 559-6397
Lacey Kozik
Portfolio Associate, Financial Planning Specialist
Phone:
(610) 559-6387(610) 559-6387
About Robert L Godown Jr.
I began my career in financial services in 1991 after earning a degree in Business Management from Moravian College in Bethlehem, Pa.
As a CERTIFED FINANCIAL PLANNER™ with Morgan Stanley, I am here to serve my clients with tailored financial plans and smart investment solutions. I have been with Morgan Stanley since 2009 and have many years of experience as a financial advisor. I work with our clients to meet their financial goals, and ensure that their needs, values, and unique challenges are taken into consideration during the process. A tailored financial plan is the key to making proper investment and financial decisions. Our areas of focus include: Investment and Financial Planning, Retirement planning, Tax efficient investing, wealth transfer to future generations, Long term care, life insurance and Higher net worth Lending Services. Our practice is designed to help those with a $1 million net worth and above.
The CERTIFIED FINANCIAL PLANNER™ (CFP®) designation was earned by meeting rigorous education, examination, and ethics requirements. I value this designation and obtained it to commit myself to our client’s well-being, and to expand my knowledge to help individuals and families.
My free time is spent with my wife Dawn and daughters Abby and Linsey. We enjoy soccer, hunting, fishing, and the beach together. I have spent 20 plus years coaching youth sports and I am a longstanding member of the Milford Lions Club, helping individuals, organizations, and charities in our area.
As a CERTIFED FINANCIAL PLANNER™ with Morgan Stanley, I am here to serve my clients with tailored financial plans and smart investment solutions. I have been with Morgan Stanley since 2009 and have many years of experience as a financial advisor. I work with our clients to meet their financial goals, and ensure that their needs, values, and unique challenges are taken into consideration during the process. A tailored financial plan is the key to making proper investment and financial decisions. Our areas of focus include: Investment and Financial Planning, Retirement planning, Tax efficient investing, wealth transfer to future generations, Long term care, life insurance and Higher net worth Lending Services. Our practice is designed to help those with a $1 million net worth and above.
The CERTIFIED FINANCIAL PLANNER™ (CFP®) designation was earned by meeting rigorous education, examination, and ethics requirements. I value this designation and obtained it to commit myself to our client’s well-being, and to expand my knowledge to help individuals and families.
My free time is spent with my wife Dawn and daughters Abby and Linsey. We enjoy soccer, hunting, fishing, and the beach together. I have spent 20 plus years coaching youth sports and I am a longstanding member of the Milford Lions Club, helping individuals, organizations, and charities in our area.
Securities Agent: MN, MT, NC, NH, NJ, NM, NY, OH, OR, PA, SC, TN, TX, VA, VT, WA, WV, MO, WI, AZ, CA, CO, CT, DE, FL, GA, IN, KS, MA, MD, ME, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1347335
CA Insurance License #: 4250140
NMLS#: 1347335
CA Insurance License #: 4250140
About Christopher M Wilson
I began my career in financial services in 1998 after earning a BS in Law and Justice from The College of New Jersey. I joined Morgan Stanley in 2009, helping clients develop financial plans based on their goals for a secure future. I am able to tailor financial plans for specific needs by getting to know each client's situation and helping them navigate all aspects of their financial lives.
As a CERTIFED FINANCIAL PLANNER™ with Morgan Stanley, I am here to serve my clients with tailored financial plans and smart investment solutions. I have been with Morgan Stanley since 2009 and have many years of experience as a financial advisor. I work with our clients to meet their financial goals, and ensure that their needs, values, and unique challenges are taken into consideration during the process. A tailored financial plan is the key to making proper investment and financial decisions. Our areas of focus include: Investment and Financial Planning, Retirement planning, Tax efficient investing, wealth transfer to future generations, Long term care, life insurance and Higher net worth Lending Services. Our practice is designed to help those with a $1 million net worth and above.
The CERTIFIED FINANCIAL PLANNER™ (CFP®) designation was earned by meeting rigorous education, examination, and ethics requirements. I value this designation and obtained it to commit myself to our client’s well-being, and to expand my knowledge to help individuals and families.
I live in Holland Township New Jersey with my wife. I am a member of the Milford Lions Club and enjoy saltwater fishing and woodworking as well.
As a CERTIFED FINANCIAL PLANNER™ with Morgan Stanley, I am here to serve my clients with tailored financial plans and smart investment solutions. I have been with Morgan Stanley since 2009 and have many years of experience as a financial advisor. I work with our clients to meet their financial goals, and ensure that their needs, values, and unique challenges are taken into consideration during the process. A tailored financial plan is the key to making proper investment and financial decisions. Our areas of focus include: Investment and Financial Planning, Retirement planning, Tax efficient investing, wealth transfer to future generations, Long term care, life insurance and Higher net worth Lending Services. Our practice is designed to help those with a $1 million net worth and above.
The CERTIFIED FINANCIAL PLANNER™ (CFP®) designation was earned by meeting rigorous education, examination, and ethics requirements. I value this designation and obtained it to commit myself to our client’s well-being, and to expand my knowledge to help individuals and families.
I live in Holland Township New Jersey with my wife. I am a member of the Milford Lions Club and enjoy saltwater fishing and woodworking as well.
Securities Agent: IN, KS, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NH, NJ, NM, NY, OH, OR, PA, SC, TN, TX, VA, VT, WA, WI, WV, AZ, CA, CO, CT, DE, FL, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1347326
CA Insurance License #: 4250136
NMLS#: 1347326
CA Insurance License #: 4250136
About Lacey Kozik
Lacey Kozik is a Portfolio Associate at Morgan Stanley. She has been working in the financial services industry since joining Smith Barney as an intern in 2004.
Lacey is passionate about finance and helping people. She leverages her skills and experience to serve clients in Morgan Stanley’s Easton, PA branch. Clients calling in or stopping by the branch are greeted with Lacey’s dedication to help them with whatever is needed.
Lacey has earned a degree in business administration from The College of Saint Elizabeth in Morristown, NJ. She also holds Series 7 and Series 66 licenses, as well as a Financial Planning Associate designation.
Outside of work, Lacey enjoys yoga, meditation, reading, and family movie night. Most recently, Lacey has begun learning Spanish in her free time. Lacey lives in Warren County, NJ with her husband and children.
Lacey is passionate about finance and helping people. She leverages her skills and experience to serve clients in Morgan Stanley’s Easton, PA branch. Clients calling in or stopping by the branch are greeted with Lacey’s dedication to help them with whatever is needed.
Lacey has earned a degree in business administration from The College of Saint Elizabeth in Morristown, NJ. She also holds Series 7 and Series 66 licenses, as well as a Financial Planning Associate designation.
Outside of work, Lacey enjoys yoga, meditation, reading, and family movie night. Most recently, Lacey has begun learning Spanish in her free time. Lacey lives in Warren County, NJ with her husband and children.
CA Insurance License #: 4254224
Contact Robert L Godown Jr.
Contact Christopher M Wilson
Wealth Management
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- IRA Plans
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Ready to start a conversation? Contact The Godown / Wilson Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
