We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are appropriate for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that can help meet your lifestyle and legacy goals.
VIEW OUR TEAM BROCHURE BELOW
A lawyer, a doctor, a professor, a sales rep, and a millennial walks into a building with countless resources…
And while that may be the plot to the next comedy blockbuster, here at The GMA Group at Morgan Stanley it is the accumulation of life experiences that has led to decades of service across many industries.
Once aggregated, this Financial Advisory team brings variety of thought and strategies well equipped to suit you, your family, and your business.
Three members of the team are CERTIFIED FINANCIAL PLANNERS™(CFP®), but each have a different areas of focus that they focus on together. This allows for the GMA Group to be a a full-service practice with a feedback sharing culture to better serve our clients.
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisors, we can help you achieve your financial goals.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
Joseph Fisher & David Zukowski
Joseph Fisher & David Zukowski
Executive Services is a dedicated group of seasoned professionals who focuses in assisting executives and other key insiders effectively navigate the complex landscape of insider trading regulations and reporting requirements.
Joseph Fisher & David Zukowski
Insurance protects you and your loved ones against uncertainties. Insurance policies provide a payout for specified death, damage, or sickness in return for premium payments. These policies are a form of financial risk management that help protect you and the things you value. There are several types of insurance policies offered through Morgan Stanley , which include:
Joseph Fisher, David Zukowski, & Brian Blaker
Your equity compensation can play an important role as you build your personalized financial roadmap and work toward your objectives. Strategically using your proceeds may make it possible for you to meet certain milestones sooner, or provide more flexibility for your long-term plans.
Joseph Fisher, David Zukowski, & Matthew Merrifield
A financial planning specialist is a professional dedicated to helping you manage your money. They can assess your income, expenses, assets, and liabilities to get a holistic view of your financial health.
Once they have a full understanding of your needs, they help you establish clear financial goals and objectives. This could include planning for:
Joseph Fisher, David Zukowski, & Darsh Kumar
The CERTIFIED FINANCIAL PLANNER™ designation identifies those individuals who have met the experience and ethical requirements, have successfully completed financial planning coursework and have passed the CFP Certification Examination. CFP certificants must also agree to meet ongoing continuing education requirements and to uphold the Certified Planner Board of Standards Inc.'s Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.
Joseph Fisher
For many, the challenges of passing financial wealth on to decendants are more complicated and daunting than planning for gift or estate tax. But it doesn't have to be that way. Our mission is to help clients maximize the value of thier family capital through the transfer and preservation of the family's shared values, and the creation of an eduring family legacy.
Darsh Kumar & Matthew Merrifield
Portfolio Managers are empowered to implement investment decisions on your behalf while leveraging the global resources of Morgan Stanley.
Disclosures:
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client's Financial Advisor invests the client's assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
In this program the client pays a wrap fee to MSWM (the "MSWM Fee"), which covers MSWM investment advisory services, custody of securities (if we are the custodian), trade execution with or through MSWM, as well as compensation to any Financial Advisor. The Portfolio Management program fees are described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
Joseph Fisher & David Zukowski
Alternatives are the investments that go beyond traditional stocks and bonds. They can open doors to help grow and protect your wealth, and have long sought to offer enhanced returns, portfolio diversification, lower volatility, as well as potential tax efficiency.
Disclosures:
Before making any investment, each investor should carefully consider the risks associated with the investment, as discussed in the applicable offering memorandum, and make a determination based upon their own particular circumstances that the investment is consistent with their investment objectives and risk tolerance. Alternative investments often are speculative and include a high degree of risk. Investors could lose all or a substantial amount of their investment. Alternative investments are appropriate only for eligible, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time. They may be highly illiquid and can engage in leverage and other speculative practices that may increase the volatility and risk of loss. Alternative Investments typically have higher fees than traditional investments. Investors should carefully review and consider potential risks before investing.
Alternative investment securities discussed herein are not covered by the protections provided by the Securities Investor Protection Corporation, unless such securities are registered under the Securities Act of 1933, as amended, and are held in a Morgan Stanley Wealth Management Individual Retirement Account.
Our approach to wealth planning focuses on what is most meaningful to you. As your life stage changes, so do your goals – our platform is designed to help you develop a flexible strategy to address these changing demands.
We'll help you understand the fundamentals of finance and put your resources to work so you can plan, invest and ultimately transition to retirement with confidence.
No matter what your philanthropic ambitions, a Financial Advisor can help you translate good intentions into an impactful strategy by utilizing a variety of trusts, charitable vehicles and wealth management tools.
Guiding high-net-worth families with legacy planning and collaborating with external tax & legal advisors to execute estate planning strategies and integrate investment solutions.
The by-product of a successful career is often a concentrated position in your company stock – representing a significant portion of your personal net worth and a high level of complexity. We help clients understand their equity compensation and manage their concentrated stock positions.
Helping business owners with key strategic needs such as access to capital, plan administration and a variety of exit strategies.
A comprehensive wealth management plan often includes prudent borrowing to compliment your investment portfolio. Our lending services can help provide the necessary funding and flexibility as you manage potential opportunities or liquidity needs.
A sound wealth plan requires more than seeking returns. It involves mitigating and managing risks to help protect you when the unexpected occurs. Insurance, as part of your overall wealth plan, can help you get closer to achieving your retirement and legacy planning goals.
Our open-architecture platform offers exclusive proprietary, third-party, traditional and alternative investments—along with insured solutions, private investment opportunities, legacy planning, lending and cash management solutions—with expansive due diligence. These resources include a comprehensive analysis of your current plan along with ideas and strategies for future legacy planning objectives. In addition to investing, smart use of borrowing can help provide funding for personal, business or real estate needs– potentially without selling your investments.
Our clients benefit from access to the intellectual capital of our Global Investment Committee, a group of seasoned market professionals uniquely dedicated to providing high-quality investment strategies to Wealth Management clients. By continually monitoring developments in economic and market conditions, they serve as an invaluable resource to our Financial Advisors and their clients. Additionally, we offer a deep bench of experienced investment analysts, strategists and economists from across the firm.
A full spectrum of solutions: Our open-architecture platform offers exclusive proprietary, third-party, traditional and alternative investments—along with insured solutions, private investment opportunities, legacy planning, lending and cash management solutions—with expansive due diligence:
The road to financial well-being and success is an evolutionary one. Wealth accumulation is followed by wealth preservation, which in turn is followed by wealth transition. The management of these three wealth phases requires careful planning and intelligent structuring of assets to help meet short- and long-term goals.
We have provided sophisticated estate planning resources for high-net-worth families. These resources include a comprehensive analysis of your current plan along with ideas and solutions for future legacy planning objectives. Our tax and philanthropic areas are designed to complement your overall estate planning efforts. And finally, our comprehensive corporate trustee platform offers a choice of different trustees and jurisdictions to help you implement your estate plan.
Morgan Stanley Smith Barney LLC ("Morgan Stanley"), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning or other legal matters.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee.
Lending Solutions:
Financing for Your Needs
In addition to investing, smart use of borrowing can help provide funding for personal, business or real estate needs–potentially without selling your investments.
Home Loans:
Professional Advice, Personal Attention
A dedicated Home Loans team will help you and your family identify the right home financing solution and then guide you through the process.
Cash Management Solutions:
Manage Day-to-Day Finances More Efficiently
As a Morgan Stanley client, you can better manage your cash and cash flow by viewing your investments and your finances in one place.
*Home loans are offered by Morgan Stanley Private Bank, National Association.*
*Borrowing against securities may not be appropriate for everyone. You should be aware that there are risks associated with a securities-based loan, including possible maintenance calls on short notice, and that market conditions can magnify any potential for loss.*
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Designed to help make managing your financial life easier, Morgan Stanley Online and our mobile app give you secure 24/7 access to your investment and cash management accounts from any device, so you can stay informed whether you're at home, at work or on the go.
Protecting Our Clients:
Manage Your Accounts
Collaborate with Your Morgan Stanley Team
Move Money
The Morgan Stanley Mobile App is currently available for iPhone® and iPad® from the App Store and Android™ on Google Play™. Standard messaging and data rates from your provider may apply.
