The Lake Harbor Group at Morgan Stanley

Mark Friday is First Vice President and Senior Portfolio Manager at the Lake Harbor Group at Morgan Stanley. He leads the group in the retail client investments, portfolio management and the financial planning side of the business. Mark understands each client’s unique needs and works to provide services that go beyond their goals and expectations. Mark is passionate about meeting people with varied backgrounds and having the privilege of helping them secure and protect their futures. Every day he takes the opportunity to improve people’s lives through financial security all while keeping consistent communication.

As a graduate from Marquette University, Mark studied Mechanical Engineering to focus on his strengths in mathematics and numbers. He began working at Wachovia and their predecessors in 1982 and came over to Morgan Stanley in 2006. That totals 40 years of serving clients in Southeast Wisconsin. Mark transitioned from engineering to a career as a financial advisor because it combined his mathematical skills with his capabilities to connect with people on a personal level. He takes complex topics and explains them in a way that is easy to understand.

Mark is happily married to his wife, Danella. They are blessed to share 2 dogs, a blended family of 5 children, and 3 granddaughters. They embrace spending quality time with family and prioritize their spirituality and faith in God. Outside of the office you can find Mark on his pontoon on Minocqua lake or playing piano at weddings and parties. Mark also regularly donates to St Matthias as they are able to help many who are in need.

This material is intended only for clients and prospective clients of the Portfolio Management program. It has been prepared solely for informational purposes only and is not an offer to buy or sell or a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy.

The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Richard (Dick) Wartman is First Vice President and Corporate Retirement Director for the Lake Harbor Group at Morgan Stanley. Dick has worked at Morgan Stanley providing independent, 401(k) consulting to corporate clients for nearly 30 years. He leads the Lake Harbor Group exclusively on the 401(k) and corporate retirement plans side of the practice. He works to add value to the plan sponsor by providing guidance on their fiduciary process and actively engaging employees to encourage retirement saving.

Dick graduated from the University of Wisconsin-Superior with a Bachelor of Science. He spent many years after in the biotechnology industry as a Clinical Hospital Representative. In the early 90’s, the biotechnology firms began to consolidate with large multi-national pharmaceutical companies leading Dick to relocate and pivot careers into the financial services industry. After joining the industry in 1996, he gravitated toward retirement plan consulting. To better serve clients, Dick earned the designation of Chartered Retirement Plans Specialist (CRPS^®) and eventually in 2010 received the prestigious designation of Corporate Retirement Director (CRD) at Morgan Stanley. As of October 2017, less than 2% of Morgan Stanley’s Financial Advisors hold the designation of Corporate Retirement Director. He’s extremely grateful to have been recognized by the Financial Times (2016-2017) as one of the top retirement advisors in the United States. (2016 & 2017 Financial Times 401 Top Retirement Advisors. Source: ft.com. Data compiled by the Financial Times based the following time periods: Awarded 2017; data 12/31/14 - 12/31/16 | Awarded 2016; data 12/31/13 - 12/31/15)

Outside of work, Dick enjoys spending time with his wife of over 30 years, Stephanie, and their four children. He loves spending time participating in outdoor recreational activities such as skiing and fishing, and even served as a member of the National Ski Patrol for 3 years. Additionally, he spends free time volunteering at St. Charles Parish in Hartland Wisconsin in the Catechesis of the Good Shepherd, a Montessori-based faith formation program for children ages 3-6.

My goal as a Financial Advisor is to create a relationship with my clients built on mutual respect and accountability. At the blink of an eye, markets move and life changes. I am here as a resource to help plan for those potential outcomes and offer strategies to the other things that simply can’t be planned for.

Throughout my 17 years in the industry, my approach has been to help manage risk in the short term while keeping a systematic long-term approach to financial planning. This pragmatic approach stems from my background in math and science. I have always been fascinated by learning and the first half of my schooling was obtaining my BS in Genetics from UW Madison. After taking some accounting classes, I developed an interest more in the realm of finance. This led me to obtain my MBA from UW Milwaukee. The combination of these two disciplines has served my clients well over the years.

As a father of two boys, I know how it feels to deal with the uncertainty of big decisions, especially when those decisions can have a large bearing on their futures. I feel the same way when working with my clients. Big decisions should not be taken lightly. I am here to provide a compass rather than a road map. If life takes us off course, we will develop a plan of action to help get back on track.

Derek Jelinski is a Business Development Associate at the Lake Harbor Group at Morgan Stanley. He’s been in the financial industry since 1997 and joined Morgan Stanley in 2014. He assists his team with the needs of both retail and corporate clients.

His planning process is designed to educate, organize and prepare clients for the inevitable issues that they will face. What this means is that he will invest the time to understand and review what personal and financial goals are most important to them. The benefit is that he will provide a personalized analysis that aligns someone’s goals and objectives with a plan of action.

Derek received a Bachelors degree in Finance at Carroll College in Waukesha, WI and is Series 7, 66, and Life & Health Insurance Licensed.