Gregory M Fisk
Senior Vice President, Financial Advisor
Phone:
(914) 225-8200(914) 225-8200
The Fisk Morrison Group at Morgan Stanley
Direct:
(914) 225-8222(914) 225-8222
Our Mission Statement
We offer experience, intellectual capital and dedicated personal service to help you meet your life goals.
Mission Statement
We believe that working as a team help to provide you with the access to the most appropriate solutions, and helps to ensure that you benefit from the highest levels of service. While we bring complementary skills and perspectives to our clients, we also share a commitment to responding to your needs promptly, professionally and thoroughly. Our goal is to earn your confidence not only through the quality of solutions we provide to you, but also the excellence with which we deliver them.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process: The Fisk Morrison Method
We can help you with a particular financial need or create a comprehensive plan that takes all of your financial needs and goals into account. Our method looks at your wealth from all sides. This leads to solutions that not only have the ability to help you achieve your financial goals but also to transcend them and safeguard against unforeseen life events.
Step 1: Discovery & Goal Setting
Let's begin with a thorough discussion to explain and ascertain your needs, wants, and values. It is important to us that we have a thorough understanding of every facet of your life that affects your financial goals and decisions. Every financial strategy should be unique because everyone is different.
Step 2: Analysis, Strategy & Planning
To conduct a full assessment of your financial situation, we make use of a range of financial planning and risk analysis tools. We then implement up a comprehensive financial plan that will help you accumulate, safeguard, and transfer wealth in line with your objectives.
Step 3: Implementation
Your assets will be transferred to Morgan Stanley once you give your approval. We start implementing the additional techniques we described in your plan once they are in line with your tailored investment strategy.
Step 4: Ongoing Monitoring
Our relationship with you is extremely important to us, and we want to keep it that way. We communicate with you frequently to provide account updates. Additionally, we keep tabs on how well you're doing in achieving each of your objectives and adjust your financial plan as need when your circumstances change.
MODERN WEALTH MANAGEMENT TOOLS
We offer a comprehensive suite of tools to manage your wealth more effectively in today's busy world. We are happy to assist you in signing up for any of these services.
Morgan Stanley Online
When you sign up for MSO, you can conveniently and securely manage your account online or on your mobile device.
Learn More About MSO
Morgan Stanley Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online - all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle, a convenient way to send and receive money.
Click Here to Learn More
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Learn More About Total Wealth View
Goals Based Planning System
The best method to get guidance and create a well-rounded wealth strategy is to work with Morgan Stanley and its cutting-edge asset management technology. Learn more about the benefits of utilizing our cutting-edge planning technology to assist you in achieving any financial objectives you may have.
Learn More About GPS
Digital Vault
Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors. The Digital Vault on Morgan Stanley Online and the Mobile App allows you and your clients to build a central, shared document library where all documents are stored using encryption.
Learn More About Digital Vault
E-Delivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery. Currently, documents available through eDelivery include statements, trade confirmations and prospectuses, general correspondence, selected Internal Revenue Service (IRS) approved tax documents, syndicate offerings, shareholder communications, and portfolio reports.
eDelivery Client Guide
E-Sign
To use eSign, all you need is a valid email address and phone number. The personal identification number (PIN) can be delivered via phone call or via text message. Here are the steps to complete the signing process.
Use eSign Today
E-Authorization
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Click Here to Learn More
LifeView Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual’s financial life, including investments and cash management needs.
LifeView Questionnaire
Aladdin - Intelligent Risk Management
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides both an overview and a detailed view to better enable risk to be effectively monitored and managed.
Aladdin - Portfolio Risk PlatformCLIENT RESOURCES
To make the onboarding process as simple as possible we have gathered some of our most essential resources here at Morgan Stanley. You can find more information and steps to getting started below.
Morgan Stanley Online
Seamlessly and securely manage your finances all in one place. With Morgan Stanley online you can view your accounts, transfer money, see your total wealth, make deposits on the go and more.
Get started here
Morgan Stanley Money Movement Instructions
Our step by step guide lays out the foundation and walks you through the process of transferring money from Morgan Stanley to another bank or vice versa.
Learn how to transfer money here
Total Wealth View
Total Wealth View allows you to add your non Morgan Stanley accounts into one place. This allows a clearer more holistic view of your entire financial picture and is a great up to date snap shot of your total net worth.
Learn how to get started here
Digital Vault
Digital Vault let's you easily and securely manage and store life's documents such as wills, deeds and estate plans as well as financial statements and tax filings.
Getting started with Digital Vault
Wire Transfers
For directions regarding US Dollar denominated wires used to fund Morgan Stanley accounts please reference the link below.
Wire transfer instructions
Morgan Stanley American Express Credit Card
Check out Morgan Stanley's American Express Credit Card for elevated benefits, 2x membership rewards points on select purchases and more.
Learn more here
Reserved Living and Giving
Save on travel, dining, holiday gifts and more with Morgan Stanley's Reserved Living and Giving program.
Learn about the benefits
Common Cents: A Kid’s Guide to Money
Our commitment to our clients spans generations to help families build and protect their wealth. For resources to teach your next generation about spending and budgeting, check out the link below.
Read here
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the latest report
Your Guide to Life and Money
How much of your savings should you be investing? Do you need a prenup? How do you know when you’re ready to buy a home, or start a business? If you’re wrestling with some of these questions, the Playbook: Your Guide to Life & Money may have the answers you’re looking for.
Read through the guide here
How to Access Your Tax Forms
1. Log into your account via Morgan Stanley Online
2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Click here to log in to Morgan Stanley Online2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
2025 Tax Tables
For 2025 federal tax information, including Income Tax Tables, Deadlines, Contribution Limits and more.
Read HereMonthly Content
This is a community space for new monthly content and educational resources to benefit you, your friends and your family. We invite you to learn and grow through these resources. If there are any topics you love or anything you would like to learn more about, please feel free to reach out to us so that we can provide the great content you are looking for.
Thoughts On The Market Podcast
With investors anticipating earnings surprises for US stocks, the outlook for municipal bonds is looking brighter.
Listen To The Latest Episode
2025 Outlooks
As inflation around the world continues to normalize, investors will contend with the new shape of policies in the U.S., which may impact growth but could bring favor to riskier assets in 2025.
Click To Read More
A Parent's Guide to Talking to Your Kids About Money
Tell your kids about it. Even young children will appreciate that you’re saving for their future. Plus, it shows you value education and have high expectations for their achievement that they are likely to want to live up to.
Click To Learn MoreLocation
2000 Westchester Ave 1nc
Purchase, NY 10577
US
Direct:
(914) 225-8222(914) 225-8222
Meet The Fisk Morrison Group
John E Morrison
Executive Director, Financial Advisor, Senior Portfolio Management Director, Senior Vice President, Workplace Advisor - Equity Compensation
John Morrison, CFP®
Financial Advisor
Melissa A. Bednarczyk
Vice President, Wealth Management Associate
Phone:
(914) 225-8222(914) 225-8222
Jesemia Lawrence
Senior Registered Associate
Phone:
(914) 225-0166(914) 225-0166
About Gregory M Fisk
Gregory Fisk is a seasoned financial advisor with more than 30 years of experience and a solid reputation for unwavering integrity. Having worked in numerous market and economic environments, he offers a depth of first-hand experience.
Greg joined Morgan Stanley ten years ago, following six years at UBS Securities. He began his career with Prudential Securities. Greg is highly skilled at utilizing the full resources of Morgan Stanley to offer his clients a broad range of investments.
Making clients feel comfortable is important to Greg. To accomplish this objective, he devotes as much time as necessary to understand their needs, places as much emphasis on seeking to protect wealth as he does on growing it, and helps provide personalized solutions to help them reach their goals.
Additionally, he meticulously helps monitor his clients’ portfolios regularly to help ensure they remain on track in seeking their pre-determined financial objectives. Along the way, he keeps his client well-informed, providing them with high level of reassurance in his ability.
Greg is a graduate of Boston College, where he majored in English and Psychology. He is married and has three children. His hobbies include golf, fishing and reading. He also enjoys making a meaningful contribution in the community, a character trait instilled in him by his mother at an early age.
Greg is past president of the local American Cancer Society, past board member of the United Way of Westchester, and past chairman of the Community Hospital of Dobbs Ferry. He is a current member of the Quad Village Rotary Club and a board member of St. John’s Riverside Hospital.
Greg joined Morgan Stanley ten years ago, following six years at UBS Securities. He began his career with Prudential Securities. Greg is highly skilled at utilizing the full resources of Morgan Stanley to offer his clients a broad range of investments.
Making clients feel comfortable is important to Greg. To accomplish this objective, he devotes as much time as necessary to understand their needs, places as much emphasis on seeking to protect wealth as he does on growing it, and helps provide personalized solutions to help them reach their goals.
Additionally, he meticulously helps monitor his clients’ portfolios regularly to help ensure they remain on track in seeking their pre-determined financial objectives. Along the way, he keeps his client well-informed, providing them with high level of reassurance in his ability.
Greg is a graduate of Boston College, where he majored in English and Psychology. He is married and has three children. His hobbies include golf, fishing and reading. He also enjoys making a meaningful contribution in the community, a character trait instilled in him by his mother at an early age.
Greg is past president of the local American Cancer Society, past board member of the United Way of Westchester, and past chairman of the Community Hospital of Dobbs Ferry. He is a current member of the Quad Village Rotary Club and a board member of St. John’s Riverside Hospital.
Securities Agent: PA, AZ, SD, ME, TN, NM, DE, IL, NJ, DC, VT, SC, OR, MA, GA, NC, CO, WA, TX, NH, CT, OH, MS, MI, HI, RI, LA, VA, NY, MD, FL, CA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1255689
NMLS#: 1255689
About John E Morrison
John is a seasoned Financial Advisor with Morgan Stanley, recognized by Forbes for the past six years as a Best-in-State Wealth Advisor, who focuses primarily on financial, retirement and estate planning strategies. He is highly adept at helping clients create personalized financial plans that help facilitate a desired lifestyle and preserve wealth for future generations.
John has been in financial services since graduating from Mercy College with a Bachelor of Science degree in business administration and marketing in 1989. Over that time, he has built a loyal following with clients because he embodies certain attributes that nurture rewarding long-term relationships.
Deeply interested in people, John takes the time to learn as much as possible about his clients before addressing their financial needs and goals. He emphasizes a collaborative relationship and travels the country to meet face-to-face with his clients. This approach enables his clients to establish a strong foundation of trust in him.
In his effort to give investors all the attention they require, John serves a limited number of clients. While he relies on the extensive resources of Morgan Stanley to help meet his clients’ needs, he also has long-standing relationships with respected accountants, attorneys and insurance specialists in the community.
John and his wife, Debbie, have four beautiful grown children, all of whom have graduated college and are flourishing in their careers. John and his family reside in Ridgefield, CT and he is an active member of the community. When his children were young, he coached baseball and basketball, among other sports. Today, he serves actively in leadership positions at his church, St. Stephen’s as well as serving on the board of Lifting Up Westchester. John is an avid golfer and enjoys the challenging aspects that the game offers.
2020, 2021, 2022, 2023, 2024 & 2025 Forbes Best-In- State Wealth Advisors New York - NY State (High Net Worth)
Source: Forbes.com 2020 - 2025. Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
John has been in financial services since graduating from Mercy College with a Bachelor of Science degree in business administration and marketing in 1989. Over that time, he has built a loyal following with clients because he embodies certain attributes that nurture rewarding long-term relationships.
Deeply interested in people, John takes the time to learn as much as possible about his clients before addressing their financial needs and goals. He emphasizes a collaborative relationship and travels the country to meet face-to-face with his clients. This approach enables his clients to establish a strong foundation of trust in him.
In his effort to give investors all the attention they require, John serves a limited number of clients. While he relies on the extensive resources of Morgan Stanley to help meet his clients’ needs, he also has long-standing relationships with respected accountants, attorneys and insurance specialists in the community.
John and his wife, Debbie, have four beautiful grown children, all of whom have graduated college and are flourishing in their careers. John and his family reside in Ridgefield, CT and he is an active member of the community. When his children were young, he coached baseball and basketball, among other sports. Today, he serves actively in leadership positions at his church, St. Stephen’s as well as serving on the board of Lifting Up Westchester. John is an avid golfer and enjoys the challenging aspects that the game offers.
2020, 2021, 2022, 2023, 2024 & 2025 Forbes Best-In- State Wealth Advisors New York - NY State (High Net Worth)
Source: Forbes.com 2020 - 2025. Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: CT, TX, NC, HI, FL, TN, OR, MD, DE, CO, WA, SC, NH, VA, PA, ME, GA, CA, OH, SD, NY, NM, NJ, AZ, VT, RI, IL, MS, LA, DC, MI, MA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1255463
NMLS#: 1255463
About John Morrison
John is a CFP® certified Morgan Stanley Financial Advisor who focuses primarily on investment, insurance, retirement and estate planning strategies. He is highly adept at helping clients create personalized financial plans that help facilitate a desired lifestyle and preserve wealth for future generations.
John joined Morgan Stanley immediately following his graduation from Endicott College, where he was a varsity baseball pitcher, with a Bachelor of Science degree in business administration in 2014. During the subsequent four years he became ensconced in the Morgan Stanley culture, making the most of those opportunities to reach his goal of becoming a Financial Advisor.
Through his myriad experiences within Morgan Stanley Wealth Management, John has a deep knowledge of the vast resources provided to him by the firm, all aimed at heightening the client experience. In his effort to give his clients the care and attention they deserve, John takes the time to learn as much as possible about his clients before addressing their financial needs and goals, proactively following up on a regular basis to ensure his clients comfortability and success.
Passionate about working towards a better future for all, John believes deeply in the exciting and rapidly growing movement of Impact Investing, which entails investing in companies who take seriously their role to generate a measurable, beneficial social and environmental impact alongside a competitive financial return.
John lives in New York City and is actively involved in his community, mostly through serving as a Chair on the Junior Committee for the Inner-City Scholarship Fund, which aims to change the lives of children with financial needs through tutoring sessions, sports leagues and cultural field trips. Continuing from his playing days at Endicott, John is an avid sports fan with a particular interest in baseball, basketball, football and golf.
John joined Morgan Stanley immediately following his graduation from Endicott College, where he was a varsity baseball pitcher, with a Bachelor of Science degree in business administration in 2014. During the subsequent four years he became ensconced in the Morgan Stanley culture, making the most of those opportunities to reach his goal of becoming a Financial Advisor.
Through his myriad experiences within Morgan Stanley Wealth Management, John has a deep knowledge of the vast resources provided to him by the firm, all aimed at heightening the client experience. In his effort to give his clients the care and attention they deserve, John takes the time to learn as much as possible about his clients before addressing their financial needs and goals, proactively following up on a regular basis to ensure his clients comfortability and success.
Passionate about working towards a better future for all, John believes deeply in the exciting and rapidly growing movement of Impact Investing, which entails investing in companies who take seriously their role to generate a measurable, beneficial social and environmental impact alongside a competitive financial return.
John lives in New York City and is actively involved in his community, mostly through serving as a Chair on the Junior Committee for the Inner-City Scholarship Fund, which aims to change the lives of children with financial needs through tutoring sessions, sports leagues and cultural field trips. Continuing from his playing days at Endicott, John is an avid sports fan with a particular interest in baseball, basketball, football and golf.
Securities Agent: CA, NM, CO, NJ, DE, MI, NY, CT, VT, AZ, OH, NC, PA, OR, LA, HI, WA, SC, NH, MS, ME, RI, FL, DC, TX, TN, MD, MA, GA, SD, VA, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1797195
NMLS#: 1797195
Contact Gregory M Fisk
Contact John E Morrison
Contact John Morrison
Wealth Management
From Our Team
The Playbook: A Millennial's Guide to Life & Money
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
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- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
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Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Fisk Morrison Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
