About Us

The Fine Group has devoted more than 45 years to serving the needs of high net-worth individuals, families, and corporate executives.

We make it our goal to add value through a strong client-advisor relationship and by providing each client with access to the best financial resources available in the market. From implementing tax-efficient strategies to achieving educational and retirement goals, we work with our clients to develop a strategy to grow and preserve their wealth.

Your customized wealth management program will start with an open-ended discussion about your financial needs as well as your short and long-term objectives. By incorporating your time horizon and risk tolerance, we look to optimize your program’s potential for achieving your financial goals. In many cases, we will work with your tax and legal advisors to develop tax-efficient strategies that will maximize your wealth’s growth potential.

We will educate you about the investment choices available, while recommending what we believe to be the most favorable program designed to increase the likelihood of meeting your financial objectives. Once your wealth management program has been implemented, we will periodically review its progress with you to make certain that its strategy remains aligned with your short and long term financial needs.
Services Include
  • Financial Planning1
  • Professional Portfolio Management2
  • Retirement Planning3
  • Wealth Consulting
  • Wealth Management4
  • 401(k) Rollovers
  • Asset Management5
  • Cash Management6
  • Estate Planning Strategies7
  • Business Succession Planning8
  • Lending Products
  • Life Insurance9
  • Long Term Care Insurance10
  • Planning for Education Funding11
  • Corporate Retirement Plans12
  • Trust Services*
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

In The Press

Location

111 S Pfingsten Rd
Ste 200
Deerfield, IL 60015
US
Direct:
(847) 291-5507(847) 291-5507
Toll-Free:
(800) 543-3623(800) 543-3623

Meet The Fine Group

Photo of Kevin S. Fine

Kevin S. Fine

Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director

Phone:
(847) 291-5507(847) 291-5507
Photo of Christine Cruz

Christine Cruz

Client Service Associate

About Me

After earning both his CPA and MBA, Kevin practiced both public accounting (now non-practicing) and investment banking for over 5 years. He began his wealth management career in 1997 to focus on the needs of high net-worth individuals, families, and corporate executives. Kevin has been named to Barron’s list of America’s Top 1,200 Advisors for 2016 and named to Forbes Magazine’s List of America’s Best-in-State Wealth Advisors for 2018. He delivers added-value to each client through unbiased financial advice and recommendations on portfolio construction, investment strategy, and goal-based life objectives. Kevin is a Senior Portfolio Management Director who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing their own personalized or defined strategies, which may incorporate individual stocks and bonds, Morgan Stanley model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Senior Portfolio Management Director may manage his strategies on a discretionary basis. He lives in Deerfield with his wife and 3 children. Kevin is FINRA registered Series 7, Series 63 and Series 65.
Securities Agent: TX, IL, WI, WA, VA, UT, TN, SD, SC, PA, OR, OH, NY, NV, NM, NJ, NE, NC, MO, MN, MI, MD, MA, KY, IN, IA, GA, FL, DE, DC, CT, CO, CA, AZ, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 560340

About Me

Scott began his financial services career in 2002. As a Financial Advisor with The Fine Group, he utilizes a wealth management approach to help educate, organize, and manage our client’s goals and objectives. Scott is responsible for developing new relationships and introducing clients to our team. As a Financial Planning Specialist, he works with clients to structure a customized program to help grow and preserve their wealth based on each client’s financial goals and aspirations. Scott is a Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing their own personalized or defined strategies, which may incorporate individual stocks and bonds, Morgan Stanley model portfolios, and third-party investment strategies . When servicing clients through the firm’s Investment Advisory Program, a Portfolio Manager may manage strategies on a discretionary basis. He is married with 2 children. Scott is FINRA registered Series 7, Series 63 and Series 65.
Securities Agent: TX, IL, WI, WA, VA, UT, TN, SD, SC, PA, OR, OH, NY, NV, NM, NJ, NE, NC, MO, MN, MI, MD, MA, KY, IN, IA, GA, FL, DE, DC, CT, CO, CA, AZ, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1273964

About Me

Ann Marie works with The Fine Group as a Senior Registered Associate and has been with the group since 1980. She is the first point of contact with our clients. Ann Marie is personally dedicated to improving and streamlining each client’s experience; she is responsible for handling transactions, account openings, and for the operational efficiency of the group. Ann Marie is FINRA registered Series 3, Series 7, Series 63, and Series 66.

About Me

Christine joined The Fine Group as a Client Service Associate in November of 2017 and has worked with Morgan Stanley since 2015. She also serves as a point of contact for our clients. Christine is responsible for new client onboarding, our client review process, enrolling and training clients on Morgan Stanley Client Serv, as well as researching and gathering critical data to assist with client portfolio analysis.
From Our Team

Top 1,200 Financial Advisors by Barron's for 2016


Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Five Smart Strategies to Use a Bonus or Raise

Five Smart Strategies to Use a Bonus or Raise

Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Financial Transition: A Guide for Women

Financial Transition: A Guide for Women

Here's how to take control of your finances if a death or divorce leaves you holding the reins.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

6 Keys to Building a Startup

Entrepreneurs share ideas and learnings from the experience of starting a company.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
A New Roadmap for Mission Alignment

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Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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Morgan Stanley and Justin Rose: A Winning Team

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Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
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Reserved | Living & Giving

Reserved | Living & Giving

Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
Learn more about Reserved | Living & Giving
Sign Up for eDelivery

Sign Up for eDelivery

With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
Learn more about Sign Up for eDelivery
Access Morgan Stanley Online

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Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
Learn more about Access Morgan Stanley Online
Ready to start a conversation? Contact The Fine Group today.
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2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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