Robert Finan
Executive Director, Financial Advisor
Phone:
(732) 936-3390(732) 936-3390
The Finan Wealth Management Group at Morgan Stanley
Direct:
(732) 936-3390(732) 936-3390
Toll-Free:
(855) 834-9911(855) 834-9911
Industry Award WinnerOur Mission Statement
Wisdom-Experience-Commitment
Striving to enable you and your family to spend more time doing those things that matter most to you.
Striving to enable you and your family to spend more time doing those things that matter most to you.
What Sets Us Apart
Managing wealth is a considerable responsibility and the demands of this task can make it difficult to concentrate on what matters to you most: pursuing personal ambitions and family aspirations, exploring new opportunities, and living the life you’ve worked so hard to achieve.
The Finan Group works with you to explore a broad range of topics that will likely influence your financial future. What we learn together serves as the foundation for a distinctive financial investment strategy, one that is specifically customized for you and easily adaptable so it can respond as your life changes. By providing objective advice and knowledgeable guidance, we help you prepare for all of life’s challenges and opportunities. The depth and diversity of our team enables us to serve as your single point of contact for all your financial needs. We also work closely with your legal, insurance and tax advisors to help ensure you have an efficient, coordinated wealth management strategy.
We deliver a standard of care that prioritizes your best interests and your level of comfort. We are dedicated to earning your trust. In short, our comprehensive wealth management practice involves many factors that, when brought together, help give you the confidence to make informed decisions that seek to maximize the probability of achieving what is most important to you.
The Finan Group works with you to explore a broad range of topics that will likely influence your financial future. What we learn together serves as the foundation for a distinctive financial investment strategy, one that is specifically customized for you and easily adaptable so it can respond as your life changes. By providing objective advice and knowledgeable guidance, we help you prepare for all of life’s challenges and opportunities. The depth and diversity of our team enables us to serve as your single point of contact for all your financial needs. We also work closely with your legal, insurance and tax advisors to help ensure you have an efficient, coordinated wealth management strategy.
We deliver a standard of care that prioritizes your best interests and your level of comfort. We are dedicated to earning your trust. In short, our comprehensive wealth management practice involves many factors that, when brought together, help give you the confidence to make informed decisions that seek to maximize the probability of achieving what is most important to you.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
AWARDS AND RECOGNITION
Throughout our careers, we have been honored to receive a number of prominent awards from both national and industry sources. We are proud of these achievements – not just for their own sake, but because we believe they show how committed we are to our clients in helping them achieve their financial goals.
Bob Finan Named to Forbes’ List of America’s Best-in-State Wealth Advisors 2018, 2019, 2020, 2021, 2022, 2023 & 2024
Forbes Best-In- State Wealth Advisors 2018, 2019, 2020, 2021, 2022, 2023 & 2024.
Source: Forbes.com (Awarded April 2018, April 2019, April 2020, April 2021, April 2022, April 2023 & April 2024.). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. https://www.morganstanley.com/disclosures/awards-disclosure.html.
Source: Forbes.com (Awarded April 2018, April 2019, April 2020, April 2021, April 2022, April 2023 & April 2024.). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. https://www.morganstanley.com/disclosures/awards-disclosure.html.
The Finan Wealth Management Group Named to Forbes’ List of America's Best-in-State Wealth Management Teams 2023, 2024, & 2025
Forbes Best-In-State Wealth Management Teams 2023, 2024, & 2025
Source: Forbes.com (Awarded April 2023, April 2024, & April 2025) Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Source: Forbes.com (Awarded April 2023, April 2024, & April 2025) Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Bob Finan Named to the Financial Times 400 Top Financial Advisors for 2015
Financial Times 400 Top Financial Advisors 2015
Source: ft.com (Awarded Mar 2015) Data compiled by the Financial Times based on time period from 9/30/13 - 9/30/14. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Source: ft.com (Awarded Mar 2015) Data compiled by the Financial Times based on time period from 9/30/13 - 9/30/14. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Bob Finan Named to Barron's Top 1,200 Financial Advisors: State-by-State 2010, 2011 & 2013 (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Barron's Top 1,200 Financial Advisors: State-by-State 2010, 2011 & 2013
Source: Barrons.com (Awarded February 2010, February 2011, February 2013). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Source: Barrons.com (Awarded February 2010, February 2011, February 2013). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Client Resources
Discover a wealth of valuable information and resources at your fingertips. This tab is designed to provide everyone with convenient access to helpful articles and other essential resources. We hope you'll return often to learn more about the topics that impact your overall wealth.
What to Do If you are Off Track on your Goals
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Rational Investing in an Age of Uncertainty
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The Basics of Estate Planning
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20 Linden Place
Red Bank, NJ 07701
US
Direct:
(732) 936-3390(732) 936-3390
Toll-Free:
(855) 834-9911(855) 834-9911
Meet The Finan Wealth Management Group
Anthony LaFonte, CRPC®
Vice President, Financial Advisor, Family Wealth Advisor, Lending Specialist
Phone:
(732) 936-4030(732) 936-4030
Phone:
(732) 936-4018(732) 936-4018
Phone:
(732) 936-3397(732) 936-3397
Kathy Whitacre
Phone:
(732) 936-4017(732) 936-4017
About Robert Finan
Bob began his career in 1982 with the Merrill Lynch Private Client Group in Red Bank, NJ. In September 2013 Bob and his Team moved to the Morgan Stanley Red Bank Complex where he is a Wealth Management Senior Vice President.
Employing his 30 plus years of industry experience, and strong work ethic, Bob has developed a comprehensive Wealth Management practice. Bob is passionate about educating and helping his clients make informed decisions to address their most important financial concerns and to maximize the probability of attaining what is most important to them.
Bob has earned the Chartered Retirement Planning Counselor (CRPC®) designation, and was honored by Barron’s as one of America’s Top 1,000 Financial Advisors in 2010, 2011 and 2013 and was recognized by the Financial Times as one of America's Top 400 Financial Advisors in 2015.
Bob graduated from Providence College in 1979 with a BA degree. Bob is an avid reader, enjoys boating, fishing, the beach and is active in numerous charitable organizations. Bob and his wife have been married for over 30 years and enjoy spending time with their five beautiful children.
Barron's Top 1,200 Financial Advisors: State-by-State 2010, 2011 & 2013
Source: Barrons.com (Awarded February 2010, February 2011, February 2013). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Forbes Best-In- State Wealth Advisors 2018, 2019, 2020, 2021, 2022, 2023 & 2024.
Source: Forbes.com (Awarded April 2018, April 2019, April 2020, April 2021, April 2022, April 2023 & April 2024.). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. https://www.morganstanley.com/disclosures/awards-disclosure.html.
Financial Times 400 Top Financial Advisors 2015
Source: ft.com (Awarded Mar 2015) Data compiled by the Financial Times based on time period from 9/30/13 - 9/30/14. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Employing his 30 plus years of industry experience, and strong work ethic, Bob has developed a comprehensive Wealth Management practice. Bob is passionate about educating and helping his clients make informed decisions to address their most important financial concerns and to maximize the probability of attaining what is most important to them.
Bob has earned the Chartered Retirement Planning Counselor (CRPC®) designation, and was honored by Barron’s as one of America’s Top 1,000 Financial Advisors in 2010, 2011 and 2013 and was recognized by the Financial Times as one of America's Top 400 Financial Advisors in 2015.
Bob graduated from Providence College in 1979 with a BA degree. Bob is an avid reader, enjoys boating, fishing, the beach and is active in numerous charitable organizations. Bob and his wife have been married for over 30 years and enjoy spending time with their five beautiful children.
Barron's Top 1,200 Financial Advisors: State-by-State 2010, 2011 & 2013
Source: Barrons.com (Awarded February 2010, February 2011, February 2013). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Forbes Best-In- State Wealth Advisors 2018, 2019, 2020, 2021, 2022, 2023 & 2024.
Source: Forbes.com (Awarded April 2018, April 2019, April 2020, April 2021, April 2022, April 2023 & April 2024.). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. https://www.morganstanley.com/disclosures/awards-disclosure.html.
Financial Times 400 Top Financial Advisors 2015
Source: ft.com (Awarded Mar 2015) Data compiled by the Financial Times based on time period from 9/30/13 - 9/30/14. For criteria & methodology, go to https://www.morganstanley.com/disclosures/awards-disclosure.html.
Securities Agent: SD, MN, MI, WA, ME, CT, DC, OH, CA, MO, WY, SC, PA, HI, FL, CO, VT, VA, NJ, NH, IA, GA, NY, MD, MA, DE, AZ, OK, TX, OR, NC, NV; General Securities Representative; Investment Advisor Representative
NMLS#: 578128
NMLS#: 578128
About Anthony LaFonte
Anthony S. LaFonte III started his finance career in 2001 working his way up to be an Analyst on a Private Wealth Management Team at Merrill Lynch in New York City and joining the Finan Group, as a Financial Advisor, in 2010. He is currently Vice President and Portfolio Management Director for the Finan Group at Morgan Stanley.
Drawing on over a decade of helping successful families manage their investments, Anthony focuses on developing and implementing customized financial planning strategies for clients who value the Finan Group’s comprehensive wealth management approach. Additionally, Anthony’s extensive knowledge and experience enables him to assist corporate executives and business owners work through the complexities of stock options, restricted stock positions and 401(k) plans. Attention to detail, good listening skills, and empathy enable Anthony to address the issues most important to clients.
Anthony has earned the Chartered Retirement Planning Counselor (CRPC) designation and graduated from Kean University with a BS in Business Management with a concentration in Finance.
Anthony is happily married and has three children. Outside the office, he enjoys golfing, traveling, coaching youth sports, and spending time with his family and friends.
Drawing on over a decade of helping successful families manage their investments, Anthony focuses on developing and implementing customized financial planning strategies for clients who value the Finan Group’s comprehensive wealth management approach. Additionally, Anthony’s extensive knowledge and experience enables him to assist corporate executives and business owners work through the complexities of stock options, restricted stock positions and 401(k) plans. Attention to detail, good listening skills, and empathy enable Anthony to address the issues most important to clients.
Anthony has earned the Chartered Retirement Planning Counselor (CRPC) designation and graduated from Kean University with a BS in Business Management with a concentration in Finance.
Anthony is happily married and has three children. Outside the office, he enjoys golfing, traveling, coaching youth sports, and spending time with his family and friends.
Securities Agent: SD, CT, OK, NY, DC, CO, HI, NH, MD, WA, NC, MA, PA, CA, NV, MN, VT, VA, NJ, IA, DE, TX, SC, ME, GA, FL, AZ, MO, WY, OR, OH, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 578678
NMLS#: 578678
About Beth Punzi
My finance career started in 1989 at Morgan Stanley in New York City. After two years, I worked at several non-profits before returning to finance in 2008 and joining the Finan Group in 2012.
I work to gain a deep understanding of each client’s core values, priorities and objectives and then incorporate those into a customized financial plan. This deep understanding is the foundation for every client relationship and the investment strategies we develop to help clients achieve what is most important to them.
Originally from Brooklyn, NY, I have lived with my family in Little Silver, NJ since 1996. I am a graduate of Haverford College and have a Masters of Public Administration from Baruch, City University of New York. When not working, I volunteer at Lunch Break in Red Bank as a teacher for adults and a mentor to high school students. I also volunteer as a student interviewer with POSSE, an organization providing college scholarships, and with I Can Ride, an organization that teaches children on the Autistic Spectrum to ride a bike. In 2025, I joined the Board of Asbury Park Music Foundation, which provides music education to underserved youth.
I work to gain a deep understanding of each client’s core values, priorities and objectives and then incorporate those into a customized financial plan. This deep understanding is the foundation for every client relationship and the investment strategies we develop to help clients achieve what is most important to them.
Originally from Brooklyn, NY, I have lived with my family in Little Silver, NJ since 1996. I am a graduate of Haverford College and have a Masters of Public Administration from Baruch, City University of New York. When not working, I volunteer at Lunch Break in Red Bank as a teacher for adults and a mentor to high school students. I also volunteer as a student interviewer with POSSE, an organization providing college scholarships, and with I Can Ride, an organization that teaches children on the Autistic Spectrum to ride a bike. In 2025, I joined the Board of Asbury Park Music Foundation, which provides music education to underserved youth.
Securities Agent: WA, MA, SD, NJ, AZ, DE, DC, CA, MO, WY, NH, OH, MN, ME, IL, IA, GA, VT, VA, OR, NV, NC, MD, WI, PA, MI, HI, CO, NY, CT, TX, SC, OK, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 579915
NMLS#: 579915
About Ryan Haslett
As a Financial Advisor at Morgan Stanley, Ryan takes a comprehensive and goals-based approach to wealth management. He works closely with executives, physicians, families, and business owners to understand every aspect of their financial lives—from risk tolerance and time horizon to cash flow and legacy goals. With that insight, he builds tailored strategies designed to help clients preserve and grow their wealth in alignment with their long-term priorities.
Ryan earned his Bachelor of Arts degree from Columbia University, where he also played football for the Lions. Outside of his professional life, Ryan is passionate about giving back to the veteran and military community. He’s actively involved with organizations including Carry the Load, American Corporate Partners, and Morgan Stanley’s Veterans Employee Network, which support veterans, active-duty service members, first responders, and their families.
Ryan lives with his family in Fair Haven, NJ. In his spare time, he enjoys boating, fishing, watching football, and spending quality time with his family.
Ryan earned his Bachelor of Arts degree from Columbia University, where he also played football for the Lions. Outside of his professional life, Ryan is passionate about giving back to the veteran and military community. He’s actively involved with organizations including Carry the Load, American Corporate Partners, and Morgan Stanley’s Veterans Employee Network, which support veterans, active-duty service members, first responders, and their families.
Ryan lives with his family in Fair Haven, NJ. In his spare time, he enjoys boating, fishing, watching football, and spending quality time with his family.
Securities Agent: VT, TN, SC, OK, NY, IN, GA, CA, PA, NC, MD, NH, NV, MO, ME, MA, LA, FL, DC, TX, SD, MN, RI, AZ, VA, NJ, AK, IA, HI, CT, WV, KY, DE, WA, OR, OH, MI, CO, WY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1984697
NMLS#: 1984697
About Kathy Whitacre
Kathy Whitacre has more than 36 years of financial services experience, which began on the institutional side of the business in 1988. She is a fully registered member of the team but her focus is primarily on the Administrative side. She specializes in client outreach and relationship management. Kathy is a people person and enjoys spending time listening to and getting to know each client in order to help them create a customized strategy and keep that strategy on track. She works directly alongside the FAs in order to measure each clients progress and make adjustments based on the client’s changing needs and goals. Offering hands-on guidance, Kathy enjoys making a difference in clients’ lives by helping them progress toward their goals. Kathy, her husband Mike and their two sons live in Oceanport NJ. Kathy is a founding Board Member of KidsGive NJ, a Shore based non-profit who’s mission is to inspire, support and execute kid-driven volunteer opportunities. She loves travel, gardening, reading, skiing, anything related to the beach and loves watching her son Jackson play football.
Email Kathy at: Kathy.Whitacre@morganstanley.com
Email Kathy at: Kathy.Whitacre@morganstanley.com
Contact Robert Finan
Contact Anthony LaFonte
Contact Beth Punzi
Contact Ryan Haslett
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
2023-2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
2018-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
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Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Finan Wealth Management Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
