Daren F Epley
Managing Director, Wealth Management, Financial Advisor, Financial Planning Specialist
Phone:
(309) 671-4660(309) 671-4660
The Epley-Wolbeck Group at Morgan Stanley
Direct:
(309) 671-2866(309) 671-2866
Toll-Free:
(800) 527-3579(800) 527-3579
Our Mission Statement
We build strong personal relationships, through education and communication, with families seeking professional advice on the most effective ways to accumulate, preserve and distribute their wealth.
Our Story
Our team helps people answer the two fundamental questions that everyone has of our industry. Will I achieve what I want to achieve? Do I have any financial blind spots? The first thing our team does is to sit down and help you define everything you are trying to accomplish with your wealth...with a high degree of specificity. Then we look at everything you're doing financially to determine if what you want to happen actually has a chance to occur. If not, we point out specific challenges and give detailed recommendations to get you on track. Once we've addressed the first question, we move to the second question. Here we take a 360° look at you financially to determine if there is anything you might have overlooked that could do harm to you, your family or your business. Any risk exposure we uncover will be brought to your attention and our team will provide a rational strategy designed to help mitigate the risk.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Modern Wealth Management Tools
With the Modern Wealth Management Tools below, we have provided you with important information about managing your wealth more effectively in today's global markets. We have included links to the related tools, and we hope you return frequently to learn more about the modern wealth tools that can affect your financial wealth.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
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eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
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Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
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Family Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth advisors and clients across a broad range of family wealth management issues.
Learn More About Family Office Resources
MS Reserved
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services
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Cybersecurity
Safeguarding your assets and personal information is paramount to us here at Morgan Stanley. Learn about our extensive security measures and take advantage of our numerous resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Learn More About Cybersecurity
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth ViewEvents and Podcasts
Market Volatility
In this video, Hiral Hudson discusses how market declines are normal and expected.
Click Here to Watch the Video
AI Revolution: The Breakthrough, the Buzz, and the Future
Mon, March 24, 4:15 p.m. ET | 3:15 p.m. CT
Join us on March 24 for a thought-provoking look at the state of artificial intelligence (AI), the latest advancements, and how that translates to real-world impact.
The discussion will feature James Dyett, Head of Enterprise & Strategic Sales, OpenAI and Keith Weiss, Head of U.S. Software Research, Morgan Stanley. Jeff McMillan, Head of Firmwide Artificial Intelligence, Morgan Stanley, will moderate.
Register for the eventJoin us on March 24 for a thought-provoking look at the state of artificial intelligence (AI), the latest advancements, and how that translates to real-world impact.
The discussion will feature James Dyett, Head of Enterprise & Strategic Sales, OpenAI and Keith Weiss, Head of U.S. Software Research, Morgan Stanley. Jeff McMillan, Head of Firmwide Artificial Intelligence, Morgan Stanley, will moderate.
How to Invest in an Election Year
In this video, Hiral Hudson, Financial Advisor at Morgan Stanley, explains how to survive the uncertainty of this year and invest with confidence.
Click Here to Watch the VideoWealth Management Insights Audiocasts
Tune in to timely market commentary from Wealth Management strategists.
Click on link.
Access and Opportunity with Carla Harris
A Podcast Connecting Capital and Communities.
Click on Link.Awards and Experience
Our team is comprised of some of the most seasoned and well respected investment professionals in the financial industry. Additionally, our group is consistently recognized by our company for excellence in client service. Daren Epley has 30 years of experience, Patrick J. Wolbeck (PJ) has more than 27 years within the profession and Hiral Hudson has been in the industry for 15 years. This unique combination provides extraordinary insight and understanding of multiple market cycles, world events and their impact on the economy and markets. Additionally, Daren, PJ and Hiral are Financial Planning Specialists and PJ, Hiral and Shayne are also Certified Financial Planners (CFP®). This allows us to assist clients with the most complex financial challenges.
Daren Epley - Forbes Best-In-State Top Wealth Advisors - 2018-2024
Forbes’ Best-in-State Wealth Advisors list comprises a select group of individuals who have a minimum of seven years of industry experience. The ranking, developed by Forbes’ partner SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors and weighing factors like revenue trends, AUM, compliance records, industry experience and best practices learned through telephone and in-person interviews.
Source: Forbes.com (Awarded 2018-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Source: Forbes.com (Awarded 2018-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Hiral Hudson - Peoria Magazine's 40 Leaders Under 40 Class of 2020
Peoria Magazine’s 40 Leaders under Forty is an annual celebration of emerging leaders in Greater Peoria. Through nominations submitted by the community, the region's rising young stars are honored each year at a prestigious community reception.
Daren Epley - Morgan Stanley's President's Club - 2009-2010, 2012, 2014-2024
Morgan Stanley’s President’s Club is an elite group composed of the Firm’s top Financial Advisors. The appointment recognizes Financial Advisors for their consistent creativity and excellence in providing a wide range of investment products and wealth management services to their clients.
Hiral Hudson - Morgan Stanley's Pacesetter's Club - 2020, 2021, 2022, 2024
Morgan Stanley’s Pacesetter’s Club, a global recognition program for Financial Advisors who, early in their career, have demonstrated the highest professional standards and first-class client service.
Hiral Hudson - Women In Leadership Community Leader Award - 2019
Women in Leadership (WIL) was established as an independent organization in 2004. Their objective is to promote leadership among women by providing mentoring, networking, and professional development. The Community Leader of the Year award recognizes women for their outstanding community service and leadership.
Hiral Hudson - Morgan Stanley Culture Carrier Award - 2021
Patrick Wolbeck - Morgan Stanley's Century Club - 2021, 2022, 2024
Morgan Stanley's Century Club is an elite group composed of the Firm’s top Financial Advisors. The appointment recognizes consistent creativity and excellence in providing a wide range of investment products and wealth management services to their clients.
The Epley-Wolbeck Group: Forbes Best-in-State Wealth Management Teams 2023, 2024
Forbes Best-In-State Wealth Management Teams, spotlighting teams of professionals who represent the best our industry has to offer.
Community Involvement
Daren Epley: Bradley University Braves Scholarship Society, St. Jude Volunteer Fundraiser
Patrick J. Wolbeck: Volunteer basketball coach for The Christian Center and St. Thomas Catholic Church.
Hiral Hudson: ArtsPartners, FamilyCore and Peoria Symphony Orchestra boards and a member of both the Junior League of Peoria and Women in Leadership of Central Illinois. Conducts grant reviews for Community Foundation and IMPACT Central IL.
Patrick J. Wolbeck: Volunteer basketball coach for The Christian Center and St. Thomas Catholic Church.
Hiral Hudson: ArtsPartners, FamilyCore and Peoria Symphony Orchestra boards and a member of both the Junior League of Peoria and Women in Leadership of Central Illinois. Conducts grant reviews for Community Foundation and IMPACT Central IL.
Location
211 Fulton St
Ste 500A
Peoria, IL 61602
US
Direct:
(309) 671-2866(309) 671-2866
Toll-Free:
(800) 527-3579(800) 527-3579
Meet The Epley-Wolbeck Group
Patrick J Wolbeck, CFP®
Senior Vice President, Financial Advisor, Financial Planning Specialist
Phone:
(309) 671-2878(309) 671-2878
Hiral Hudson, CFP®
Senior Vice President, Financial Advisor, Financial Planning Specialist, Insurance Planning Director
Phone:
(309) 671-2866(309) 671-2866
Shayne Christe, CFP®
Financial Advisor Associate
Phone:
(309) 671-2895(309) 671-2895
Megan Bannan
Portfolio Associate
Phone:
(309) 671-2860(309) 671-2860
Shelly Thompson
Portfolio Associate
Phone:
(309) 671-2894(309) 671-2894
Lori Douglas
Client Service Associate
Phone:
(309) 671-2869(309) 671-2869
About Daren F Epley
"The reason I'm in this business is the opportunity to build and maintain relationships with clients. I love to communicate with clients about what's going on in their lives. I especially enjoy hearing about their kids and grandkids. We discuss events like weddings, new babies, and kids going off to college. It's also fun to learn about business and personal trips clients take. Sometimes we even look at the photos together. I also listen and learn about the health issues clients are dealing with personally and in their families, as well as changes in their careers. Sharing all these experiences together is awesome. As a result many of my clients have become friends. There's a great sense of accomplishment in helping to educate them about investing and financial planning by making things understandable without all the fancy Wall Street jargon. I feel strongly about helping them make prudent non-emotional decisions as irrational investor behavior is really the biggest reason most people aren't successful investors."
Daren graduated Cum Laude from Bradley University. Prior to joining Morgan Stanley, in 1993, he spent six years as a professional baseball player with the Cleveland Indians and Texas Rangers organizations. Daren is actively involved with Bradley University Braves Scholarship Society. Daren and his wife, Trish, reside in Edwards with their two children.
Daren graduated Cum Laude from Bradley University. Prior to joining Morgan Stanley, in 1993, he spent six years as a professional baseball player with the Cleveland Indians and Texas Rangers organizations. Daren is actively involved with Bradley University Braves Scholarship Society. Daren and his wife, Trish, reside in Edwards with their two children.
Securities Agent: WI, WA, VA, UT, TX, TN, SD, NC, OH, NH, NY, NE, OK, MS, MO, MN, MI, MA, KY, DC, CT, MT, OR, ID, GA, NV, FL, IA, DE, IN, SC, KS, IL, CO, CA, AZ, AR, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1275763
NMLS#: 1275763
About Patrick J Wolbeck
"I love the opportunity the financial services business provides me to build high quality, long lasting relationships with our clients. Many eventually become friends. There is no greater feeling than continually being able to help our clients reach their goals and maximize their dreams. One of the most satisfying aspects of our job is the connection we get to build with our clients over things that don't necessarily revolve around finance or their money. Whether it is an anniversary, family trip, marriage of a child, birth of a grandchild, etc., we are afforded the wonderful freedom to listen to what is meaningful and going on in our clients lives. I realize that I am fortunate to be able to do what I love. It is certainly not lost on me and I truly appreciate the fact that I have an awesome career, not just a job."
PJ joined Morgan Stanley in 1999 after graduating from University of Notre Dame with a B.A. in Economics. In 2009, he completed the rigorous, necessary requirements to become a Certified Financial Planner. PJ has been actively involved in the Peoria community as a volunteer basketball coach for St. Thomas Church, St. Vincent's, Dunlap Recreation and the Christian Center. He is also a member of St. Thomas Church. PJ and his wife, Heather, reside in Dunlap with their son and daughter and also have a daughter in Arizona.
PJ joined Morgan Stanley in 1999 after graduating from University of Notre Dame with a B.A. in Economics. In 2009, he completed the rigorous, necessary requirements to become a Certified Financial Planner. PJ has been actively involved in the Peoria community as a volunteer basketball coach for St. Thomas Church, St. Vincent's, Dunlap Recreation and the Christian Center. He is also a member of St. Thomas Church. PJ and his wife, Heather, reside in Dunlap with their son and daughter and also have a daughter in Arizona.
Securities Agent: OR, NV, TX, WI, MT, CT, GA, IN, WA, VA, UT, TN, SD, SC, OK, OH, NY, NH, NE, NC, MS, MO, MN, MI, MA, KY, KS, IL, ID, IA, FL, DE, DC, CO, CA, AZ, AR, AL; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1270180
NMLS#: 1270180
About Hiral Hudson
I have always had a passion for helping others and I am able to do just that as a Financial Advisor at Morgan Stanley. My main focus is on educating and empowering clients, especially women, to make smarter choices now so they can reach their goals and live more securely in the future. To help clients with not only general financial planning but also insurance planning, tax planning, income planning, and estate planning strategies, I went through the rigorous requirements to becoming a CERTIFIED FINANCIAL PLANNER™ or CFP® professional. This is the gold standard for professionalism in our industry as it comes with added knowledge and a duty to act in clients’ best interests.
My husband, Sam, and I have been married since 2010 and reside west of Brimfield near the family farm. We have two children, Juliana and Charlie who attend St. Thomas Catholic School and keep us busy with all of their extracurricular activities. Volleyball, Cross Country, Theater, Chess, Baseball, and Golf to name a few!
When not spending time with family and friends, I am busy serving the community. I am a Board member for Arts Partners, Peoria Symphony Orchestra and FamilyCore, and also a member of the Junior League of Peoria and Women in Leadership, where I was given the Community Leader Award.
My husband, Sam, and I have been married since 2010 and reside west of Brimfield near the family farm. We have two children, Juliana and Charlie who attend St. Thomas Catholic School and keep us busy with all of their extracurricular activities. Volleyball, Cross Country, Theater, Chess, Baseball, and Golf to name a few!
When not spending time with family and friends, I am busy serving the community. I am a Board member for Arts Partners, Peoria Symphony Orchestra and FamilyCore, and also a member of the Junior League of Peoria and Women in Leadership, where I was given the Community Leader Award.
Securities Agent: TX, AZ, ID, KS, VA, DE, MO, NE, NC, NV, NH, MA, DC, SD, OH, UT, CT, WI, SC, MT, WA, IL, IN, TN, IA, OR, OK, NY, GA, CA, MS, MN, MI, KY, FL, CO, AR, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 2335381
NMLS#: 2335381
About Shayne Christe
Securities Agent: OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NV, NY; General Securities Representative; Investment Advisor Representative
Contact Daren F Epley
Contact Patrick J Wolbeck
Contact Hiral Hudson
Wealth Management
From Our Team
What to Do If You Are Off Track on Your Goals
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
You Work Hard, Make Your 401(k) Plan Work Harder
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Epley-Wolbeck Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
