Angelo Amitsis, CEPA®, CRPS®
Managing Director, Private Wealth Advisor
Phone:
(201) 967-3375(201) 967-3375
Morgan Stanley Private Wealth Management
The Empire 360 Team
Direct:
(201) 967-3375(201) 967-3375
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
WELCOME
As Morgan Stanley Private Wealth Advisors, we combine our own talents and experience with the vast resources of a global financial services firm to address the planning, governance, liability management and investing needs of ultra high net worth families, their businesses and philanthropic enterprises. We take a holistic approach that is grounded in investment strategy, but covers virtually every aspect of your financial life: risk management, liabilities, trusts and estate structures and even family dynamics and lifestyle management issues. Our goal is to help preserve and grow your financial, family and social capital so that it can have the greatest positive impact today and for generations to come.
We look forward to learning more about you and your family, and discussing the resources we can place at your disposal.
We look forward to learning more about you and your family, and discussing the resources we can place at your disposal.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
PURSUING YOUR GOALS, TOGETHER
As life progresses and your responsibilities grow, so does the complexity of your financial world. With you at the center of this evolving ecosystem, managing it can demand significant time and attention. As your personal CFOs, we take on the complexity – so you can focus on what matters most.
Individuals and Families
Understanding you, your family and your finances is our key priority. We know that life can be complicated, full of decisions and the importance of protecting all that you've built. We can help create a personalized plan to meet your goals at every stage of your life.
Business Owners
In our experience, business owners often put off planning their own financial future until they have achieved certain milestones, things have settled down or they focus on this later in life.
We can help provide you with the support you need during the various cycles of owning a business from growth to succession to after the sale.
We can help provide you with the support you need during the various cycles of owning a business from growth to succession to after the sale.
Institutional Investors
We deliver insightful advice to help institutions of virtually every type to help preserve and grow their assets. Our disciplined process is backed by the capital strength and resources of one of the world's leading wealth management firms. We build collaborative and long-term personal relationships with clients. In all, it's a powerful combination of experience, hands-on guidance, and the resources of a global financial leader to help you accomplish your organization's goals.
Those Facing Life Transitions
Facing a significant liquidity event, the uncertainty and stress of divorce or the loss of a loved one, you need a knowledgeable and experienced ally on your side to help evaluate options and make important financial decisions to help you achieve the results you deserve.
Preparing for Business Succession
With a comprehensive financial planning process as the focal point of the relationship, we help illustrate and model potential strategies and scenarios that seek to increase the likelihood of a successful transition.
We ask you the questions at the forefront of your mind. What is your desired financial outcome? Do you wish to keep working post transaction? What role and level of commitment would be optimal for you? Do you wish to retain a majority stake? We can help you answer these questions and ensure your most important asset is handled the way you want it to be.
We ask you the questions at the forefront of your mind. What is your desired financial outcome? Do you wish to keep working post transaction? What role and level of commitment would be optimal for you? Do you wish to retain a majority stake? We can help you answer these questions and ensure your most important asset is handled the way you want it to be.
PURSUING YOUR GOALS, TOGETHER
Managing family wealth is like running a company - you need a strategy to help manage assets and mitigate risks. Bridging the gap between private wealth and investment management services, we work with owners and founders striving to accelerate growth and develop robust succession plans. We help manage the entire process by leveraging some of the top research and investment management resources in the industry.
Succession Planning
Ownership of a business can represent years, sometimes decades of arduous work and commitment. Nevertheless, business owners are often unfamiliar with the complexities and preparation that go into a successful succession strategy. Whether you are contemplating an IPO, merger with another company, private sale via a Strategic Client Group or Investment Bank, or succession within the family we are here to help you develop and execute a successful exit strategy.
Business Financing & Planning
You have meaningful goals. We can help you reach them. For over 85 years Morgan Stanley has collaborated with individuals, families, businesses, and institutions to deliver services and solutions that help build, preserve, and manage wealth.
Estate Planning and Business Succession
The key to determining which trust, tax, and estate strategies to execute is to understand the interplay of personal and exogenous factors. Liquidity events such as an initial public offering or a merger or acquisition may provide income and estate planning opportunities.
Philanthropic Advisory
We believe that philanthropy must be more than checkbook writing. That is why we encourage philanthropic conversations with out team and your family to discuss values, motivations, visions, and to develop a mission statement is an effective step to achieving long term philanthropic engagement.
Equity Compensation 101
When you own company equity, you become a shareholder in your company. Equity programs vary widely, so it is important to understand the details and how it fits into your financial plan.
Pre-Liquidity Planning
If your company is going through a liquidity event, some advance planning on your part may help you get the most out of your equity compensation.
Morgan Stanley at Work
Workplace financial solutions that help employees achieve their life goals. Our comprehensive offering spans Equity, Financial Wellness and Retirement solutions, plus Financial Empowerment, so your workforce can realize the full potential of their benefits.
Family Office Resources
Morgan Stanley Family Office Resources provides specialized, technical expertise to select clients across a broad range of family wealth management issues. Our core capabilities span three complimentary areas of focus including Governance & Legacy, Wealth Strategies and Signature Access.
EVERYTHING YOU NEED, ALL IN ONE PLACE
As a Morgan Stanley client, you have access to a suite of digital tools and resources aimed at helping you manage your finances with greater ease.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Goals Planning System
Our Goals Planning System is built on Morgan Stanley's intellectual capital and capabilities, to provide our clients with comprehensive investing and planning solutions for their individual goals.
Spending and Budgeting Tool
This tool allows you to set budget goals for each spending category and will send you alerts when you are at risk of exceeding the amount, or when you have met your monthly budget goals. It even tracks your non-Morgan Stanley accounts, helps you to set goals to improve your financial picture, and can be shared with your Financial Advisor as part of their review of your complete financial picture.
Digital Vault
Digital Vault lets you easily and conveniently manage and share life's most important documents, such as financial statements, authorizations, tax filings, and other relevant files.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Morgan Stanley Mobile App
Securely access your Morgan Stanley account from virtually anywhere. Simply download it on your mobile device and use your Morgan Stanley Online username and password to log in. From there you will have a resource of MSO on the go.
Location
61 South Paramus Road
Paramus, NJ 07652
US
Direct:
(201) 967-3375(201) 967-3375
1585 Broadway
New York, NY 10036
US
Meet The Empire 360 Team
Kevin Reiner, CFP®, CPWA®, CEPA®, CDFA®
Managing Director, Private Wealth Advisor
Phone:
(201) 967-3376(201) 967-3376
Mary Fava-Marsh, CFP®
Vice President, Financial Planning Analyst
Phone:
(201) 967-3378(201) 967-3378
Brandon Young, AAMS™
Vice President, PWM Director of Investments
Phone:
(201) 967-3377(201) 967-3377
Alexandra Vanegas
PWM Client Service Associate
Phone:
(201) 967-3379(201) 967-3379
About Me
As The Empire 360 Team’s Senior Portfolio Manager and Certified Exit Planning Advisor®, Angelo Amitsis works with business owners, high net worth families, institutions and their corporate executives, advising them on their strategic and tactical business exit and wealth management needs. In his role as lead Portfolio Manager, Angelo builds and maintains the team’s asset allocation models, which are tailored to meet each client’s long-term financial objectives and are an essential part of the value The Empire 360 Team provides.
Angelo launched his financial advising practice in 1998 at Morgan Stanley, where his focus on fixed income investing strategies showed him the value of providing his clients with a steady stream of income as part of a diversified portfolio. In 2016 he moved to UBS where he worked for nearly ten years until re-joining Morgan Stanley in 2025. Angelo earned the Certified Exit Planning Advisor® through The University of Chicago Booth School of Business. He maintains the Series 7, 31, 63 and 65 securities licenses and is a life and health insurance agent.
Angelo received his Bachelor of Science in Finance from Rutgers University and is a strong supporter of his alma mater. He and his wife Josephine have four children: Elisabeth, Alexander, Maximus and Katherine. As a family, they spend their leisure time traveling, participating in sports and fundraising in their Upper Saddle River community. He is a member of the Exit Planning Institute and Upper Montclair Country Club. In his spare time, Angelo enjoys coaching youth sports and playing golf.
Angelo launched his financial advising practice in 1998 at Morgan Stanley, where his focus on fixed income investing strategies showed him the value of providing his clients with a steady stream of income as part of a diversified portfolio. In 2016 he moved to UBS where he worked for nearly ten years until re-joining Morgan Stanley in 2025. Angelo earned the Certified Exit Planning Advisor® through The University of Chicago Booth School of Business. He maintains the Series 7, 31, 63 and 65 securities licenses and is a life and health insurance agent.
Angelo received his Bachelor of Science in Finance from Rutgers University and is a strong supporter of his alma mater. He and his wife Josephine have four children: Elisabeth, Alexander, Maximus and Katherine. As a family, they spend their leisure time traveling, participating in sports and fundraising in their Upper Saddle River community. He is a member of the Exit Planning Institute and Upper Montclair Country Club. In his spare time, Angelo enjoys coaching youth sports and playing golf.
Securities Agent: TX, AR, ME, LA, IN, DE, WY, WI, NY, NV, NJ, MT, MD, AZ, ND, CA, SD, MS, MN, ID, FL, AL, WA, VA, RI, PR, WV, VT, TN, PA, MO, MA, KS, IA, HI, GA, DC, CT, SC, OR, OK, NM, NE, VI, NH, MI, AK, KY, IL, UT, NC, CO; General Securities Representative; Investment Advisor Representative
About Me
Kevin Reiner is the lead financial planner on The Empire 360 Group, where he oversees financial planning and focuses on the three key pillars of wealth planning: growth, preservation and transfer of assets. An innate problem solver with a disciplined planning process, Kevin works with business owners, high net worth families, institutions and their corporate executives to identify and analyze financial opportunities that both address their short and long-term needs to make their lives simpler.
Kevin began his career as a financial advisor at Morgan Stanley in 2000 where he stayed for over 12 years before moving to UBS in 2012. In 2025, Kevin made his way back to Morgan Stanley. Kevin’s years of experience and advanced planning background are important examples of The Empire 360 Team’s commitment to identifying and analyzing the financial challenges clients face. He earned the Certified Private Wealth Advisor® and the Certified Exit Planning Advisor certification through The University of Chicago Booth School of Business. Kevin is also a CERTIFIED FINANCIAL PLANNER®™ and has earned the Certified Divorce Financial Analyst® designation. In addition, Kevin maintains the Series 7, 31, 66 securities licenses and is a life and health insurance agent.
He is a member of the Financial Planning Association, Business Networking International (BNI), Exit Planning Institute, Institute for Divorce Financial Analysts (IDFA™), Hackensack Golf Club and the Indian Trail Club.
Kevin and his wife, Rachel, live in Wyckoff with their three children: Austin, Mila and Colton. They are proud benefactors of the Penn State Dance Marathon, an organization that supports pediatric cancer research and patient care. Kevin studied business management at William Paterson University and international business at Macquarie University in Sydney, Australia. He is an avid golfer and loves spending time with his family.
Kevin began his career as a financial advisor at Morgan Stanley in 2000 where he stayed for over 12 years before moving to UBS in 2012. In 2025, Kevin made his way back to Morgan Stanley. Kevin’s years of experience and advanced planning background are important examples of The Empire 360 Team’s commitment to identifying and analyzing the financial challenges clients face. He earned the Certified Private Wealth Advisor® and the Certified Exit Planning Advisor certification through The University of Chicago Booth School of Business. Kevin is also a CERTIFIED FINANCIAL PLANNER®™ and has earned the Certified Divorce Financial Analyst® designation. In addition, Kevin maintains the Series 7, 31, 66 securities licenses and is a life and health insurance agent.
He is a member of the Financial Planning Association, Business Networking International (BNI), Exit Planning Institute, Institute for Divorce Financial Analysts (IDFA™), Hackensack Golf Club and the Indian Trail Club.
Kevin and his wife, Rachel, live in Wyckoff with their three children: Austin, Mila and Colton. They are proud benefactors of the Penn State Dance Marathon, an organization that supports pediatric cancer research and patient care. Kevin studied business management at William Paterson University and international business at Macquarie University in Sydney, Australia. He is an avid golfer and loves spending time with his family.
Securities Agent: AK, CT, WA, SC, RI, NM, MO, FL, AZ, AL, WY, WV, VT, TN, NY, MD, IL, HI, DE, CO, VA, PA, ND, MA, OH, NH, DC, OK, LA, KS, IN, GA, UT, PR, NV, MS, ME, ID, SD, NJ, NC, MT, MN, IA, AR, TX, OR, NE, MI, WI, KY, CA, VI; General Securities Representative; Investment Advisor Representative
About Mary Fava-Marsh
Central to the daily operations of The Empire 360 Team, Mary uses her extensive experience across all aspects of operations, administration and customer service to ensure that the needs of each client are fulfilled. Her organizational ability, understanding of data, and thoroughness are crucial factors in building client satisfaction. Mary plays a critical role in the financial planning process. She helps clients to clarify their goals, as well as risk concerns in order to implement tactics that help ensure a successful outcome.
Mary started her financial services career in 1999 at Smith Barney where she was both a Client Service Associate and a member of the management team. She moved to UBS in 2011, where she oversaw operations for a significant financial services business as a Complex Administrative Manager. She joined The Empire 360 Team in 2014 and moved with the team to Morgan Stanley in 2025.
Mary is a Certified Financial Planner™ and maintains the Series 3, 7, 9, 10, 63 and 65 securities licenses in addition to her life and health insurance licenses. She earned a Bachelor of Arts in fine arts from Marist College. Mary enjoys spending quality time with family and friends. She and her husband, David, live in Monroe, NY, and have two sons, Brian and Quinn. As a family, they are avid skiers and snowboarders.
Mary started her financial services career in 1999 at Smith Barney where she was both a Client Service Associate and a member of the management team. She moved to UBS in 2011, where she oversaw operations for a significant financial services business as a Complex Administrative Manager. She joined The Empire 360 Team in 2014 and moved with the team to Morgan Stanley in 2025.
Mary is a Certified Financial Planner™ and maintains the Series 3, 7, 9, 10, 63 and 65 securities licenses in addition to her life and health insurance licenses. She earned a Bachelor of Arts in fine arts from Marist College. Mary enjoys spending quality time with family and friends. She and her husband, David, live in Monroe, NY, and have two sons, Brian and Quinn. As a family, they are avid skiers and snowboarders.
About Brandon Young
With over 20 years of financial services experience, Brandon believes in delivering a level of service that exceeds client expectations. His is an essential role on The Empire 360 Team, covering every aspect of operations, administration and customer service.
Brandon began his career at Morgan Stanley in 2004 where he stayed until moving to UBS in 2016. In 2025, he made his return to Morgan Stanley. He maintains the Series 7, 31 and 66 securities licenses. His grasp of detail, organizational abilities, and familiarity with data allow him to anticipate client needs and resolve any issues or concerns they may have in regard to their financial planning goals. Brandon also works as the trader on the team, focusing on asset allocation and rebalancing, as well as investment research and identification.
Brandon earned a Bachelor of Science in finance from Ramapo College. He and his wife, Christina, have a daughter, Madison, and a son, Tyler, and live in North Caldwell. In his spare time, Brandon leads an active life, enjoying soccer and basketball with friends and colleagues and spending time with his family.
Brandon began his career at Morgan Stanley in 2004 where he stayed until moving to UBS in 2016. In 2025, he made his return to Morgan Stanley. He maintains the Series 7, 31 and 66 securities licenses. His grasp of detail, organizational abilities, and familiarity with data allow him to anticipate client needs and resolve any issues or concerns they may have in regard to their financial planning goals. Brandon also works as the trader on the team, focusing on asset allocation and rebalancing, as well as investment research and identification.
Brandon earned a Bachelor of Science in finance from Ramapo College. He and his wife, Christina, have a daughter, Madison, and a son, Tyler, and live in North Caldwell. In his spare time, Brandon leads an active life, enjoying soccer and basketball with friends and colleagues and spending time with his family.
About Alexandra Vanegas
Joining Morgan Stanley in 2025, Alexandra Vanegas brings a thoughtful, team-oriented approach to her role. She works with her advisors and to help manage client account needs, ensuring service is delivered clearly, efficiently, and with care.
She began her career in 2021 as a Client Service Associate at UBS, where she gained experience in account operations, client support, and team collaboration. Before entering the financial industry, Alex supported a Real Estate Investor handling administrative tasks and maintaining financial records.
Alex earned a Bachelor of Arts in Journalism from Seton Hall University and lives in Union County with her family. Outside of work, she enjoys reading, traveling, and trying new restaurants.
She began her career in 2021 as a Client Service Associate at UBS, where she gained experience in account operations, client support, and team collaboration. Before entering the financial industry, Alex supported a Real Estate Investor handling administrative tasks and maintaining financial records.
Alex earned a Bachelor of Arts in Journalism from Seton Hall University and lives in Union County with her family. Outside of work, she enjoys reading, traveling, and trying new restaurants.
Contact Angelo Amitsis
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Wealth Management
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Managing Significant Wealth
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Funding Climate Action: Pathways for Philanthropy
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Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Asset Allocation does not assure a profit or protect against loss in declining financial markets.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
1Asset Allocation does not assure a profit or protect against loss in declining financial markets.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 4237142 (02/2025)
