Who We Are

The Dwyer Group has been working in partnership with families, small business owners and individuals in the San Jose area since the 1950s. Founded by Robert H. Dwyer and now spanning three generations, The Dwyer Group has been a community member for many years, earning a reputation for integrity. Dan Dwyer has continued this tradition, presenting a unique historical and economic knowledge base and perspective.
Services Include
  • Professional Portfolio Management1
  • Municipal Bonds2
  • Cash Management3
  • Retirement Planning4
  • Planning for Education Funding5
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

High Quality Investments, Well-Reasoned Investment Decisions, Timeliness.


We seek to help our clients avoid common investing pitfalls: poor timing, leverage problems, and unsuitable or defective financial products.

We act as counselors or sounding boards so our clients can ask questions, try out ideas, and negotiate complex situations that arise in life.

We use custom portfolios instead of models because we recognize the importance of price when acquiring assets. Clients can buy the same group of stocks at different times and see very different results. We seek to make timely investments that give strong value to clients for the amount they are investing.

We practice tax efficient investing, selling out our losses and letting our profits run, and avoid excessive trading.



About the bird in the main photo: A metaphor for our business is the way a Kingfisher acts as a sit and wait predator. Our practice similarly requires patience, discipline, and careful timing.

    Our History

    “That is what buying low is all about: accepting the market efficiency created by other investors’ knowledge and actions; recognizing that we do not have the power to force something to happen, but that we can take advantage of the opportunities the Market gives us; being alert to the power of consensus thinking; being modest about our ability to predict the future, yet knowing things will change; controlling risk by being diversified over issues and over time; and positioning ourselves to benefit from the undiscounted possibilities that the future will bring.”


    Robert H. Dwyer

      Location

      225 W Santa Clara St
      Suite 900
      San Jose, CA 95113
      US
      Direct:
      (408) 947-2263(408) 947-2263

      Meet The Dwyer Group

      About Me

      Daniel Dwyer is the senior advisor of the team with over 30 years of experience in the industry. He holds a BA in English Literature from UC Berkeley and an MBA from Santa Clara University.  Dan is a Senior Vice President with the firm and has been a member of the Morgan Stanley Portfolio Management Group since 1989. In addition to managing stock portfolios he has a special interest in the California municipal bond market with its many issuers and different types of bonds.

      Tel: 408.947.2263
      Email: daniel.dwyer@morganstanley.com
      Securities Agent: CA, WY, WA, OR, OH, NY, NV, NE, NC, MT, MA, IA, FL, CO, AZ; General Securities Representative; Investment Advisor Representative

      About Me

      Sam Dwyer holds a BA in Humanities from San Jose State University and has a background as a teacher. Benefiting from the guidance of both his grandfather and father, Sam has seen the results of long term investing firsthand and has been taught to appreciate patience and discipline. This appreciation has shaped his conviction that the preservation of hard earned wealth is just as essential an objective to investing as the pursuit of gains, and if the correct steps are taken investors need not fear bear markets. An active member of the SJSU community, Sam mentors students throughout the year in his free time and attends Spartan football games in the fall. He also enjoys boxing, gardening, and 35mm photography.

      Tel: 408.947.2262
      Email: samuel.dwyer@morganstanley.com

      Licenses: Series 7, 66, and CA Insurance License #0K96009
      Securities Agent: CA, WY, WA, OR, OH, NV, NE, NC, MT, MA, IA, FL, CO, AZ; General Securities Representative; Investment Advisor Representative
      NMLS#: 1705083

      About Me

      Kathleen Dwyer holds a BA in English from Vassar College and a Masters of Business Administration in Finance. She studied abroad at Cambridge University and has traveled extensively. She focuses on financial planning advisement, Value investing, and municipal bonds. She is an avid reader and student of art history and economics.

      Tel: 408.947.3709
      Email: kathleen.dwyer@morganstanley.com

      Securities 7 and 66 Licensed, CA Insurance License #0L80092
      Securities Agent: CA, WY, WA, OR, OH, NV, NE, NC, MT, MA, IA, FL, CO, AZ; General Securities Representative; Investment Advisor Representative
      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
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      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
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      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
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      Business Planning

      Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
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      Philanthropy

      Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
      • Endowments
      • Foundations
      • Donor Advised Funds
      • Impact Investing
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      Ready to start a conversation? Contact The Dwyer Group today.
      Market Information Delayed 20 Minutes
      1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

      2Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

      3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

      Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

      4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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