Phone:
(415) 917-0522(415) 917-0522
Morgan Stanley Private Wealth Management
The Diehl Mallory Group
Direct:
(415) 917-0522(415) 917-0522
Direct:
(415) 971-6700(415) 971-6700
Our Mission Statement
We help high-achieving families build on entrepreneurial success to pursue their visions of successful lives.
WELCOME
We are an experienced team of wealth management professionals who serve a select clientele of entrepreneurially-minded executives and venture capitalists. Nearly all of our clients have created significant wealth through their involvement in successful technology and healthcare enterprises, or are currently in the process of doing so. We offer an experienced perspective and specialized resources needed to address the complex wealth management issues that arise from these professional achievements.
While you may share similar opportunities and challenges with the families we serve, your vision of a successful life is yours and yours alone. Our goal is to reach a deep understanding of your family’s needs and aspirations, and help you create and implement a holistic plan to achieve your goals. We will work closely with your attorney, accountant and other advisors to ensure that our efforts are well-coordinated. We strive to stay on top of every detail of your financial life so that you can focus on your business, your family and whatever else adds meaning to your life.
We look forward to learning more about you and your family, and to discussing how we can help you achieve your goals. To begin the conversation, please contact us.
Team Awards:
2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2025). Data compiled by SHOOK Research LLC for the period 3/31/23–3/31/24.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024). Data compiled by SHOOK Research LLC for the period 3/31/22–3/31/23.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2023 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023). Data compiled by SHOOK Research LLC for the period 3/31/21-3/31/22.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
Individual Awards:
2024 Forbes Top Next-Gen Wealth Advisors Best-In-State
Source: Forbes.com (Awarded Aug 2024) Data compiled by SHOOK Research LLC for the period 3/31/23–3/31/24.
Awards Disclosures
2024 Forbes Top Women Wealth Advisors Best-In-State
Source: Forbes.com (Awarded Feb 2024). Data compiled by SHOOK Research LLC for the period 9/30/22-9/30/23.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2023 Forbes Top Next-Gen Wealth Advisors Best-In-State
Source: Forbes.com (Awarded Aug 2023). Data compiled by SHOOK Research LLC for the period 3/31/22–3/31/23.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
While you may share similar opportunities and challenges with the families we serve, your vision of a successful life is yours and yours alone. Our goal is to reach a deep understanding of your family’s needs and aspirations, and help you create and implement a holistic plan to achieve your goals. We will work closely with your attorney, accountant and other advisors to ensure that our efforts are well-coordinated. We strive to stay on top of every detail of your financial life so that you can focus on your business, your family and whatever else adds meaning to your life.
We look forward to learning more about you and your family, and to discussing how we can help you achieve your goals. To begin the conversation, please contact us.
Team Awards:
2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2025). Data compiled by SHOOK Research LLC for the period 3/31/23–3/31/24.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024). Data compiled by SHOOK Research LLC for the period 3/31/22–3/31/23.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2023 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023). Data compiled by SHOOK Research LLC for the period 3/31/21-3/31/22.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
Individual Awards:
2024 Forbes Top Next-Gen Wealth Advisors Best-In-State
Source: Forbes.com (Awarded Aug 2024) Data compiled by SHOOK Research LLC for the period 3/31/23–3/31/24.
Awards Disclosures
2024 Forbes Top Women Wealth Advisors Best-In-State
Source: Forbes.com (Awarded Feb 2024). Data compiled by SHOOK Research LLC for the period 9/30/22-9/30/23.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2023 Forbes Top Next-Gen Wealth Advisors Best-In-State
Source: Forbes.com (Awarded Aug 2023). Data compiled by SHOOK Research LLC for the period 3/31/22–3/31/23.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $775 billion in AUM1
- Comprising 25% of the Barron’s Top 100 Financial Advisors list for 2023
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2023
Source: Barron's.com (April 2023) 2023 Barron's Top 100 Financial Advisors awarded in 2023. This ranking was determined based on an evaluation process conducted by Barron's during the period from Dec 2020 - Dec 2021. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Location
555 California St.
Suite 1400
San Francisco, CA 94104
US
Direct:
(415) 917-0522(415) 917-0522
1550 Market Street
Suite 600
Denver, CO 80202
US
201 Main Street
Suite 1500
Fort Worth, TX 76102
US
Direct:
(415) 971-6700(415) 971-6700
Meet The Diehl Mallory Group
Phone:
(682) 233-7154(682) 233-7154
Noel Cueto
Associate Vice President, Client Service Associate
Phone:
(415) 576-2264(415) 576-2264
Colin Monteith
Client Service Associate
Phone:
(817) 820-2208(817) 820-2208
About Amy Diehl
Amy provides highly customized wealth management solutions to a select clientele of ultra-high net worth entrepreneurs, executives and venture capitalists and their family offices. Amy and her team work primarily with clients in the technology and healthcare sectors, providing timely advice prior to raising a financing round, an IPO or an acquisition.
Amy and her team take a holistic approach to wealth planning, advising clients on virtually every aspect of their financial lives including private and public investments, sophisticated estate and charitable planning strategies, lending to help meet liquidity needs, executive compensation best practices, 10b5-1 planning and more. Serving as an advisor, Amy works to help preserve and grow her clients’ assets, simplify their day-to-day financial lives, and progress confidently toward their most important goals.
Prior to joining Morgan Stanley in 2021, Amy served as an Executive Director in the J.P. Morgan Private Bank in San Francisco and Palo Alto. She first joined J.P. Morgan as an Analyst in their Washington D.C. office after earning her B.A. from the University of Michigan.
In her free time, Amy and her husband Patrick enjoy spending time with their daughter Lily, cooking, reading, and traveling internationally. She is a passionate advocate for the advancement of women in the workplace and volunteers with Girls Inc. and Dress for Success. She also cares deeply about finding a cure for Alzheimer’s disease, and has worked closely with the Alzheimer’s Association of Northern California and nationally to help raise funds to find a cure.
Amy and her team take a holistic approach to wealth planning, advising clients on virtually every aspect of their financial lives including private and public investments, sophisticated estate and charitable planning strategies, lending to help meet liquidity needs, executive compensation best practices, 10b5-1 planning and more. Serving as an advisor, Amy works to help preserve and grow her clients’ assets, simplify their day-to-day financial lives, and progress confidently toward their most important goals.
Prior to joining Morgan Stanley in 2021, Amy served as an Executive Director in the J.P. Morgan Private Bank in San Francisco and Palo Alto. She first joined J.P. Morgan as an Analyst in their Washington D.C. office after earning her B.A. from the University of Michigan.
In her free time, Amy and her husband Patrick enjoy spending time with their daughter Lily, cooking, reading, and traveling internationally. She is a passionate advocate for the advancement of women in the workplace and volunteers with Girls Inc. and Dress for Success. She also cares deeply about finding a cure for Alzheimer’s disease, and has worked closely with the Alzheimer’s Association of Northern California and nationally to help raise funds to find a cure.
Securities Agent: OH, FL, WA, TX, WI, NC, IL, DE, CA, NV, NY, MN, CO, UT, PA, MA, GA, DC, CT, AZ, TN, NH; General Securities Representative; Investment Advisor Representative
NMLS#: 1090296
NMLS#: 1090296
About Michael Mallory
Michael serves a select clientele of highly accomplished executives, entrepreneurs and venture capitalists who have created significant wealth in the technology and healthcare industries. Working to gain an in-depth understanding of each client’s needs and aspirations, Michael delivers holistic advice to address the complex challenges of managing generational wealth. Michael develops strategies that encompass investment planning, liquidity management, lending, and wealth and estate planning. He also plays a lead role in helping clients diversify highly concentrated equity positions in a tax-efficient manner by understanding the nuances of executive compensation, and by delivering advice around 10b5-1 plan structuring.
In addition to being a steward of his client’s capital, Michael also strives to make every aspect of his client’s financial lives easier. This involves creating customized frameworks that resonate for each client in managing cash flows, coordinating closely with client’s accountants and attorneys, and keeping track of all external investments so that he and his team can proactively advise across a client’s entire balance sheet.
Prior to joining Morgan Stanley in 2021, Michael spent six years at J.P. Morgan’s Private Bank in San Francisco. He graduated magna cum laude from Texas Christian University’s M.J. Neeley School of Business and currently lives in Fort Worth with his wife, Brittany. Michael enjoys golfing, skiing, and spending time with his family and is passionate about financial literacy and access to sports programs for youth across the country.
In addition to being a steward of his client’s capital, Michael also strives to make every aspect of his client’s financial lives easier. This involves creating customized frameworks that resonate for each client in managing cash flows, coordinating closely with client’s accountants and attorneys, and keeping track of all external investments so that he and his team can proactively advise across a client’s entire balance sheet.
Prior to joining Morgan Stanley in 2021, Michael spent six years at J.P. Morgan’s Private Bank in San Francisco. He graduated magna cum laude from Texas Christian University’s M.J. Neeley School of Business and currently lives in Fort Worth with his wife, Brittany. Michael enjoys golfing, skiing, and spending time with his family and is passionate about financial literacy and access to sports programs for youth across the country.
Securities Agent: MA, DC, WI, GA, OH, CT, TX, PA, WA, UT, FL, CA, TN, NV, CO, AZ, NY, NH, NC, IL, DE, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 2172900
CA Insurance License #: 4379790
NMLS#: 2172900
CA Insurance License #: 4379790
About Noel Cueto
Noel is a Wealth Management Associate who joined Morgan Stanley in 2018, in New York City. He has over 20 years of experience in the financial services industry and is Series 7, 63 and 66 registered. He provides operational and client service support.
Noel started his career in New York City at Merrill Lynch Consults on the Institutional Equity sales and trading desk. He went on to join a team of institutional equity salespeople at SG Cowen and moved with them to CIBC Oppenheimer which then went on to establish the equity sales group at Sterne Agee & Leach Inc. Noel switched to investment advisory by joining Wells Fargo Advisors as a Registered Client Associate in 2014 before eventually joining Morgan Stanley. He moved back to the Bay Area in early 2020 to join Morgan Stanley Private Wealth Management in San Francisco.
Noel graduated from the University of California at Berkeley with a Bachelor of Arts degree in Legal Studies. During his free time, Noel participates in endurance sports such as marathons, bike tours and triathlons, including the Ironman.
Noel started his career in New York City at Merrill Lynch Consults on the Institutional Equity sales and trading desk. He went on to join a team of institutional equity salespeople at SG Cowen and moved with them to CIBC Oppenheimer which then went on to establish the equity sales group at Sterne Agee & Leach Inc. Noel switched to investment advisory by joining Wells Fargo Advisors as a Registered Client Associate in 2014 before eventually joining Morgan Stanley. He moved back to the Bay Area in early 2020 to join Morgan Stanley Private Wealth Management in San Francisco.
Noel graduated from the University of California at Berkeley with a Bachelor of Arts degree in Legal Studies. During his free time, Noel participates in endurance sports such as marathons, bike tours and triathlons, including the Ironman.
About Colin Monteith
Colin is a Client Service Associate who joined Morgan Stanley in 2022. Prior to joining Morgan Stanley, Colin graduated from Texas Christian University in Fort Worth, Texas. He provides operational and client service support in additional to managing performance reviews and other analytical work for our clients.
Contact Amy Diehl
Contact Michael Mallory
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Joseph McCullough, CFA
Managing Director, Private Wealth Management, Private Wealth Advisor
Mark T Curtis
Managing Director, Stock Plan Director, Financial Planning Specialist, Family Wealth Director, International Client Advisor, Investing with Impact Director
Joe Saadi
Trust Specialist
Elizabeth Chand
Family Office Resources Generalist
About Joe Saadi
Joseph Saadi is the Regional Trust Specialist for Morgan Stanley’s Central Region. Within the Trust Services Group, Joe is responsible for delivering the “Open Architecture” trustee platform, which consists of several unaffiliated third-party trust companies who serve in a fiduciary, agency or custodial role for high-net-worth and ultra-high-net-worth families. Joe and the Trust Services Group help Morgan Stanley Financial Advisors, clients, prospects and the professional community understand the corporate trustee services available through Morgan Stanley and how their corporate trustee partners provide fiduciary services to clients. The process involves reviewing trust documents and statements as well as analyzing family dynamics. Joe then uses this information to help clients select one or more of the Firm’s corporate trustee partners to possibly serve as trustee, co-trustee or administrative agent for client trust accounts.
Prior to joining the firm, Joe’s 30 years of legal and comprehensive wealth planning experience include positions as Managing Director at TIAA Trust Company, Market Trust Director at JP Morgan Trust Company, Trust & Estate Specialist at Merrill Lynch Trust Company, and District Attorney General at the Ohio Attorney General’s Office.
Joe obtained his Bachelor of Science in Business Administration degree from John Carroll University and his Juris Doctor from Cleveland-Marshall College of Law. Joe is a member of the State Bar of Ohio and holds his Series 7 and 66 licenses.
Prior to joining the firm, Joe’s 30 years of legal and comprehensive wealth planning experience include positions as Managing Director at TIAA Trust Company, Market Trust Director at JP Morgan Trust Company, Trust & Estate Specialist at Merrill Lynch Trust Company, and District Attorney General at the Ohio Attorney General’s Office.
Joe obtained his Bachelor of Science in Business Administration degree from John Carroll University and his Juris Doctor from Cleveland-Marshall College of Law. Joe is a member of the State Bar of Ohio and holds his Series 7 and 66 licenses.
About Elizabeth Chand
Elizabeth Chand leads the Family Office Resource Generalist team and also covers the Central Region. As a FOR Generalist Elizabeth provides specialized expertise to Financial Advisors and their UHNW clients, educating and advising across a broad spectrum of family wealth management concerns, including family legacy and governance, customized wealth education for the next generation, lifestyle advisory and concierge services, strategic estate and financial planning, and philanthropy management.
Most recently, Elizabeth worked with New York Life in their Advanced Planning Group. She worked with agents and their UHNW clients to advise them on issues of estate and legacy planning as well as business succession planning. Prior to New York Life she ran a boutique estate planning law firm in Southern California working with high net worth families and businesses. Her practice focused exclusively on trusts and estates, probate, trust administration and tax. She has over 15 years of experience as an attorney representing individuals and business clients in connection with the development and implementation of sophisticated estate planning strategies and techniques.
Elizabeth holds a Bachelor of Arts and Master of Science degrees from the University of Pennsylvania and her J.D. degree from Chapman University School of Law where she graduated Cum Laude. Elizabeth also holds her Series 7, 66 and 24 securities licenses. Elizabeth lives in the Dallas, TX area with her husband, four daughters and dog Zoe.
Most recently, Elizabeth worked with New York Life in their Advanced Planning Group. She worked with agents and their UHNW clients to advise them on issues of estate and legacy planning as well as business succession planning. Prior to New York Life she ran a boutique estate planning law firm in Southern California working with high net worth families and businesses. Her practice focused exclusively on trusts and estates, probate, trust administration and tax. She has over 15 years of experience as an attorney representing individuals and business clients in connection with the development and implementation of sophisticated estate planning strategies and techniques.
Elizabeth holds a Bachelor of Arts and Master of Science degrees from the University of Pennsylvania and her J.D. degree from Chapman University School of Law where she graduated Cum Laude. Elizabeth also holds her Series 7, 66 and 24 securities licenses. Elizabeth lives in the Dallas, TX area with her husband, four daughters and dog Zoe.
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Funding Climate Action: Pathways for Philanthropy
Article Image
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 6295606 (3/2024), 3582895 (6/2024)