Welcome

Different families have different needs. Many need assistance with the fundamentals, such as taxes, insurance, bills and budgeting, while others also seek guidance related to the wider spectrum of their family’s wealth management, such as preparing heirs for their legacy and philanthropic planning.

Our definition of success is when we help make negotiating this terrain easier and clearer for our clients and their loved ones. We have access to some of the best minds, research and investment choices in the industry. Together, we can use these resources to make informed choices about your family’s wealth and, most importantly, your family’s future.
Services Include
  • Wealth Management1
  • Asset Management2
  • Retirement Planning3
  • Trust Accounts4
  • Wealth Consulting
  • Philanthropic Services
  • Business Succession Planning5
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

The stewardship of family wealth can require a great deal of effort from families. Our role is to make this responsibility easier for you. We will not only help you define your family’s particular concerns, aspirations and goals, but we will also strategize and implement a clear course to help position your family now and for the future you seek. For twenty years, this has been our mission, and we are honored by the trust our clients have placed in us. Please contact us so we can begin focusing on your family and your wealth management needs today.

    Location

    1 Financial Plaza
    19th Fl
    Providence, RI 02903
    US
    Direct:
    (401) 863-8402(401) 863-8402
    Toll-Free:
    (800) 488-1241(800) 488-1241

    Meet The Descendants Wealth Management Group

    About Me

    Tricia O’Neil is a Senior Vice President, Financial Advisor and Family Wealth Director at Morgan Stanley. She focuses on developing investment strategies for high net worth families.

    Tricia began her career in the financial industry in 1992 at U.S. Trust/Campbell, Cowperthwait. She worked as a Junior Financial Analyst for four years, where she learned to effectively implement portfolio strategy. In 1997, her business acumen and dedication to clients earned her a position with The Providence Group, which became BNY Mellon, serving as a Vice President and Portfolio Manager.

    With more than twenty years of experience in the financial industry, Tricia has a depth of knowledge that enables her to provide dedicated and competent service to clients. Tricia furthered her credentials by earning the Chartered Financial Analyst designation. The CFA designation takes years of hard work and diligent study to achieve, and it is a perfect example of her dedication to ethical and exemplary work.

    In her free time she enjoys reading, spending time with her family, researching genealogy, and watching the Buffalo Bills.
    Securities Agent: TX, RI, VT, VA, SC, PA, NY, MI, ME, MD, MA, IL, ID, GA, FL, DC, CT, CO, CA, AZ; General Securities Representative; Investment Advisor Representative
    NMLS#: 1390891

    About Me

    Robert Richardson is a Vice President and Financial Advisor at Morgan Stanley.  He focuses on wealth, taxation and generational planning strategies for high net worth families.

    After receiving his bachelor’s degree in accounting from Bryant College, Rob joined Price Waterhouse in 1994.  He became a certified public accountant (currently not practicing) in 1997 while working at Kahn, Litwin & Co. and earned his master’s degree in taxation in 2005 from Bryant University.  In 2006, he joined Smith Barney as the Tax and Business Valuation specialist in the New England Region’s High Net Worth Planning Center in Boston, MA.  He joined Merrill Lynch in 2008, beginning his career as a Financial Advisor.  He became a Certified Financial Planner ® in 2009.  Rob joined Morgan Stanley’s management team in 2011.  In 2013, after serving as an advisor and manager, Rob decided to exclusively focus on his advisory business. 

    In his free time he enjoys spending time with his wife and three children, playing golf at Kirkbrae Country Club and traveling, especially to Disney World.  Rob is also the past President of the Smithfield Rotary Club.
    Securities Agent: TX, RI, VT, VA, SC, PA, NY, MI, ME, MD, MA, IL, ID, GA, FL, DC, CT, CO, CA, AZ; General Securities Representative; BM/Supervisor; Investment Advisor Representative
    NMLS#: 1293947

    About Me

    Chelsea Soule is a Portfolio Associate at Morgan Stanley. Having worked with Tricia and her clients for over ten years, Chelsea is an integral part of the team, assisting in the management of families’ day-to-day investment and administrative needs.

    After receiving her bachelor’s degree in business administration from the University of Rhode Island, Chelsea joined The Providence Group (which became BNY Mellon) as a Portfolio Administrator. Diligent and committed to excellence, she simultaneously worked while earning a master’s degree in business administration from the University of Rhode Island. Chelsea joined Morgan Stanley in 2013 as a Client Service Associate, where she remains dedicated to providing competent and helpful service to the firm’s clients.

    Chelsea enjoys spending time sailing and traveling with her husband and two daughters. She also enjoys playing in the Rhode Island Women’s Soccer League.
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    Ready to start a conversation? Contact The Descendants Wealth Management Group today.
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    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


    CRC 2019752 10/2018