The Dallas Group at Morgan Stanley

We begin with an informal conversation to understand your financial concerns and determine how we can add value. If we all agree to move forward, we'll schedule our next meeting and request important financial information.

We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you've prepared and define your priorities.

Here, we utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow, preserve and transfer your wealth.

In this step, we present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we open new accounts for you at Morgan Stanley and initiate our investment recommendations. We'll also begin to implement other strategies we've discussed. These often encompass tax minimization strategies, as well as risk management and estate planning techniques.

Committed to premium service, we focus on developing a relationship that provides special value to you and your family. As we begin to execute each strategy, we'll set up tools so you have immediate access to your account information. And because markets and personal needs evolve over time, we set up ongoing meetings to ensure your plan remains on schedule to achieve your goals.

Seamlessly and securely manage your finances all in one place. With Morgan Stanley online you can view your accounts, transfer money, see your total wealth, make deposits on the go and more.

Having your total wealth view accounts up to date is important for completeness of your financial plan. To reconnect your external financial accounts, follow instructions here.

See this short introduction video on what the financial planning process can look like. Your financial plan is customized to your goals, your needs, and accessible anytime on Morgan Stanley Online once implemented with your financial advisory team.

To allow transfers into and from an external account follow these further instructions.

1. Log into your Morgan Stanley Online account, Hover over "Pay,Transfer + Budget" and select "Transfers".
2. Navigate to manage external accounts section.
3. Click on add an external account, click Continue.
4. Find and Select your external bank.
5. Follow instructions, input your log in information for that external institution.

Now your external account is linked up for transfers between institutions that can be initiated from Morgan Stanley Online transfers section.

eAuthorizations allows clients to electronically authorize domestic and international, one-time/recurring transactions through Morgan Stanley Online and the Morgan Stanley Mobile App.

Total Wealth View allows you to add your non Morgan Stanley accounts into one place. This allows a clearer more holistic view of your entire financial picture and is a great up to date snap shot of your total net worth. This is also instrumental to your financial plan.

Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your team.

1. Log in to Morgan Stanley Online.
2. Click the Accounts tab.
3. Select the Documents tab.
4. Go to the Statement drop-down tab.
5. Select Tax Documents and download them.

At Morgan Stanley we provide a modern alternative to banking, providing more value, more protection, and a seamless digital experience backed by your dedicated service team. You can benefit from unlimited ATM fee rebates worldwide, complimentary Identity and Credit Protection from Experian^® and much more.

By signing up our clients can save on travel, dining, holiday gifts and more with Morgan Stanley's Reserved Living and Giving program.

Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.

Our cash management clients get $1MM identity theft protection through Experian. Complimentary.

Direct deposit of your Social Security benefits into your Morgan Stanley Account is fast and convenient. It requires no envelopes or stamps, and no trips to your Morgan Stanley Branch.

Send Money with Zelle^® is a fast, easy way to send money to family and friends in minutes using their email address or U.S. mobile phone number right from your mobile app or desktop.

Take advantage of our Preferred Savings Program for Qualifying Cash with flexible options and more ways to save.

With your authorization, Our team can add your CPA to your account, with view-only access, allowing them to download tax documents and more directly.

The Spending and Budgeting tool helps you manage your cash flow across all of your accounts at Morgan Stanley, as well as those held at outside financial institutions.

Graduating college is an important step forward, to help ensure you are prepared for what's ahead, it is important to understand how your financial decisions today can impact your opportunities tomorrow.

Starting a new job is a crucial first step toward finding a career that gets you out of bed in the morning and inspires you to grow.

Preparing for retirement means building a nest egg that will sustain your lifestyle long after you decide to stop working. It can be a daunting task if you only consider your investment portfolio and other sources of income, such as Social Security, while overlooking another important asset: the equity you have in your home.

Teaching kids about financial insecurity without making them feel anxious is difficult. Go too far and it can create unnecessary anxiety in a young child, which can also lead to poor decision making later.

An educational short video series on Goal Setting and Budgeting; Credit and Debt Management; and Introduction to Investing that demonstrates basic strategies as a starting point.

• Illinois Wesleyan University, 1997-1999
• Oklahoma City University, 1999-2001, B.S. Economics, Graduated Summa Cum Laude
• Recipient of the Meinders School of Business Senior Woman Leadership Award
• CERTIFIED FINANCIAL PLANNER, 2006
• Leadership Greater McHenry County (LGMC) Class of 2016

The Forbes ranking of America's Top Women Wealth Advisors and Top Women Wealth Advisors Best-In-State, developed by SHOOK Research, is based on an algorithm of qualitative data, learned through surveys and interviews conducted by telephone, in-person and virtually to evaluate best practices, such as service models, investing models and compliance records as well as quantitative data, such as revenue trends and assets under management.

Each advisor—selected by SHOOK Research—is chosen based on an algorithm of qualitative and quantitative criteria, including: in-person interviews; industry experience; compliance records; revenue produced; and assets under management.

Those named in Morgan Stanley's Master's Club, are an elite, select group composed of the Firm's top Financial Advisors. This accolade recognizes consistent excellence in providing a wide range of investment products and wealth management services.

Those named in Morgan Stanley's Century Club, are an elite group composed of the Firm's top Financial Advisors. The appointment recognizes advisors' consistent creativity and excellence in providing a wide range of investment products and wealth management services to their clients.

2020-2024 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2020-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

2020-2024 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors) Source: Forbes.com (Awarded 2020-2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.