Mark T Curtis
Managing Director, Stock Plan Director, Financial Planning Specialist, Family Wealth Director, International Client Advisor, Investing with Impact Director
Phone:
(650) 496-4220(650) 496-4220
The Curtis Group at Morgan Stanley
Direct:
(650) 496-4225(650) 496-4225
Our Mission Statement
Customized investment and financial strategies for clients like you.
Our Story
At the core of our services is a disciplined investment process—one that begins and ends with our clients. This process has served our clients well for over 35 years. Our mission is simple: to craft investment advice that empowers our clients to make informed investment decisions that meets or exceeds their investment objectives.
We provide a complete range of investment advice to clients that include affluent individuals, family offices, corporations, foundations and endowments, pension funds and corporate retirement plans. We deliver the customized guidance and support you need to help meet your long-term goals and objectives—and to weather volatile times, today and in the future. If you would like to know more about how our disciplined process and personalized services can help you meet your financial goals and needs, please contact me.
The Curtis Group is Graystone Consulting, an investment consulting division of Morgan Stanley*, is an outgrowth of Citi Institutional Consulting which continues a long legacy of delivering objective and practical advice to select institutional and high-net-worth clients.
We provide a complete range of investment advice to clients that include affluent individuals, family offices, corporations, foundations and endowments, pension funds and corporate retirement plans. We deliver the customized guidance and support you need to help meet your long-term goals and objectives—and to weather volatile times, today and in the future. If you would like to know more about how our disciplined process and personalized services can help you meet your financial goals and needs, please contact me.
The Curtis Group is Graystone Consulting, an investment consulting division of Morgan Stanley*, is an outgrowth of Citi Institutional Consulting which continues a long legacy of delivering objective and practical advice to select institutional and high-net-worth clients.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Awards and Recognitions
Mark and his team have been recognized in numerous financial publications documenting the success of the Curtis Group, including:
Barron's Top 100 Advisors in the Nation
• 2004-2026 (ranked #1 or #2 for over five years)
2004-2026 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award."
2004-2026 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award."
Barron's Advisor Hall of Fame
• Awarded to Mark after appearing in the Top 100 Advisor rankings for 10+ years
Registered Rep's Top 100 Wirehouse Advisors
• 2002-2023 (ranked #1 five times and top 2 three times)
Research Magazine #1 institutional Advisor
• #1 advisor in the nation 2005
• #1 team in nation 2006, 2007 & 2008
• #1 team in nation 2006, 2007 & 2008
Forbes Top Next-Gen Wealth Advisors
• Matthew Curtis, 2023
Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
In The Press
Disclosures
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2017) Data compiled by Barron's based on time period from Dec 2015 - Dec 2016.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2016) Data compiled by Barron's based on time period from Dec 2014 - Dec 2015.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2015) Data compiled by Barron's based on time period from Dec 2013 - Dec 2014.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2017) Data compiled by Barron's based on time period from Dec 2015 - Dec 2016.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2016) Data compiled by Barron's based on time period from Dec 2014 - Dec 2015.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2015) Data compiled by Barron's based on time period from Dec 2013 - Dec 2014.
Experience
The Curtis Group, founded in 1985, offers a plethora of industry experience to its clientele. Currently comprising of 14 people in its Palo Alto location, the Curtis Group combines the resources of Graystone Consulting, and Morgan Stanley's Corporate Client Group to address the needs of affluent investors, family offices, tech entrepreneurs, foundations, endowments and corporate services for public and private companies. The variety of services and areas of focus that the team offers go far beyond the normal expectations of wealth management.
Mark Curtis, the lead financial advisor, has consistently been ranked by Barron's and other leading industry magazines as one of the industry's top financial advisors. He is a recipient of the Harry B. Irvine Award of Smith Barney Consulting Group's Consultant of the Year and has served as co-chairman of Morgan Stanley's Director Advisory Group and as president of the Association of Professional Investment Consultants (APIC). The Curtis Group is extremely well-connected in Silicon Valley, with Mark serving as an Operating Partner for Morgan Stanley Expansion Capital and an Advisory Board Member to Sobrato Capital, Riverwood Capital.
Mark Curtis, the lead financial advisor, has consistently been ranked by Barron's and other leading industry magazines as one of the industry's top financial advisors. He is a recipient of the Harry B. Irvine Award of Smith Barney Consulting Group's Consultant of the Year and has served as co-chairman of Morgan Stanley's Director Advisory Group and as president of the Association of Professional Investment Consultants (APIC). The Curtis Group is extremely well-connected in Silicon Valley, with Mark serving as an Operating Partner for Morgan Stanley Expansion Capital and an Advisory Board Member to Sobrato Capital, Riverwood Capital.
Upcoming Firm Events
The Lessons in Leadership Virtual Event Series will continue throughout 2025.
Check back soon for details on upcoming events.
Location
1400 Page Mill Road
Palo Alto, CA 94304
US
Direct:
(650) 496-4225(650) 496-4225
Meet The Curtis Group
Thomas McCue
Senior Vice President, Director of Investments
Phone:
(650) 496-4260(650) 496-4260
Steve Bono
Vice President, Financial Advisor, Wealth Management
Phone:
(650) 496-3987(650) 496-3987
Matthew Curtis
Senior Vice President, Financial Advisor
Phone:
(650) 496-4232(650) 496-4232
Alexander Curtis
Executive Director, Financial Advisor
Phone:
(650) 496-3984(650) 496-3984
Philip Moffatt
Associate Vice President, Institutional Consulting Analyst
Phone:
(650) 856-4541(650) 856-4541
Proteek Biswas
Associate Vice President, Institutional Consulting Analyst
Phone:
(650) 496-4274(650) 496-4274
Nida Memon
Institutional Consulting Analyst
Phone:
(650) 496-4234(650) 496-4234
Heather Wong
Wealth Management Analyst
Phone:
(650) 496-4289(650) 496-4289
Nora Zele
Assistant Vice President
Phone:
(650) 496-4253(650) 496-4253
Sam Lacy
Registered Client Service Associate
Phone:
(512) 370-0446(512) 370-0446
Sigal R. Barak
Client Service Associate
Phone:
(650) 496-4273(650) 496-4273
Elizabeth Kent Levy
Vice President, Director of Business Strategy
Phone:
(650) 496-4221(650) 496-4221
Richard Catipon
First Vice President, Business Development Director
Phone:
(650) 496-4243(650) 496-4243
About Mark T Curtis
Mark Curtis is a Managing Director - Investments & Wealth Management of Graystone Consulting, a division of Morgan Stanley (and its predecessor firms). His advisory business includes affluent investors, foundations, endowments and corporate services for public and private companies.
Mark has consistently been ranked by leading industry magazines, such as Barron’s Magazine, Registered Rep. Magazine, San Francisco Bizjournal, Financial Times and American Top Advisors. The most recent 2024 “Barron’s–Top 100 Financial Advisors Rankings” recognized him as the #1 advisor in America and also highlighted him as one of the “Stalwart 15” an exclusive award recognizing the 15 financial advisors appearing in every Barron’s top 100 ranking since the inception of the list in 2004.
Mark sits on the advisory boards of Riverwood Capital and previously, he served as co-chairman of Morgan Stanley’s Director Advisory Group and as president of the Association of Professional Investment Consultants (APIC).
He is a graduate of Stanford University with an MBA from UCLA.
Series 3, 7, 63 and 65 Licensed.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2024) Data compiled by Barron's based on time period from Dec 2022 - Dec 2023
Mark has consistently been ranked by leading industry magazines, such as Barron’s Magazine, Registered Rep. Magazine, San Francisco Bizjournal, Financial Times and American Top Advisors. The most recent 2024 “Barron’s–Top 100 Financial Advisors Rankings” recognized him as the #1 advisor in America and also highlighted him as one of the “Stalwart 15” an exclusive award recognizing the 15 financial advisors appearing in every Barron’s top 100 ranking since the inception of the list in 2004.
Mark sits on the advisory boards of Riverwood Capital and previously, he served as co-chairman of Morgan Stanley’s Director Advisory Group and as president of the Association of Professional Investment Consultants (APIC).
He is a graduate of Stanford University with an MBA from UCLA.
Series 3, 7, 63 and 65 Licensed.
Barron's Top 100 Financial Advisors
Source: Barron's.com (Awarded Apr 2024) Data compiled by Barron's based on time period from Dec 2022 - Dec 2023
Securities Agent: VI, WV, NJ, TN, NC, MA, WY, OH, WI, WA, VT, VA, UT, TX, SD, SC, RI, PR, PA, OR, OK, NY, NV, NM, NH, NE, ND, MT, MS, MO, MN, MI, ME, MD, LA, KY, KS, IL, ID, IA, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, IN, HI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1261894
NMLS#: 1261894
About Thomas McCue
A member of The Curtis Group for more than three decades, Tom McCue brings an experienced perspective to the complex financial needs of affluent individuals, corporations and family offices. Serving as the team’s Director of Investments, Tom focuses on investment selection and asset allocation, and oversees many of the team’s strategic fixed income relationships.
Tom joined a predecessor of Morgan Stanley in 1985 after graduating from of the University of California-Davis with a B.A. in economics. A Bay Area native, Tom and his wife, Dana, have three adult children and now live in Palo Alto with their beagle, Buck. He is an avid Bay Area Sports fan, whose passions include golf, travel and family.
Tom joined a predecessor of Morgan Stanley in 1985 after graduating from of the University of California-Davis with a B.A. in economics. A Bay Area native, Tom and his wife, Dana, have three adult children and now live in Palo Alto with their beagle, Buck. He is an avid Bay Area Sports fan, whose passions include golf, travel and family.
About Steve Bono
Steve joined Morgan Stanley Wealth Management in November 2023 as a Financial Advisor and member of The Curtis Group based in Palo Alto, California.
With over 20 years of industry experience, Steve enjoys connecting personally with each of his clients to get to know them and their families. He provides customized financial solutions for high-net-worth individuals and families, non-profits, small and medium size businesses, and executives of private and public companies.
Previously Steve was a Wealth Manager with First Republic Investment Management based on the Peninsula. Prior to joining First Republic in 2015, Steve was a Principal at Constellation Wealth Advisors where he focused his efforts on business development. Preceding Constellation, he worked in the venture services arm of the Investment Banking Division at ThinkEquity Partners. In that role, he focused on marketing to the venture capital community as well as assisting in raising money for both public and private companies.
Prior to his career in financial services, Steve was an NFL quarterback for 15 years with seven teams. He continues to be involved with the San Francisco 49ers organization and their Foundation.
Steve graduated from UCLA with a Bachelor of Arts in Sociology and a minor in Business.
In his spare time, Steve enjoys spending time with his family and friends, traveling, and playing golf. Steve and his wife Tina have two adult children and live in Palo Alto.
With over 20 years of industry experience, Steve enjoys connecting personally with each of his clients to get to know them and their families. He provides customized financial solutions for high-net-worth individuals and families, non-profits, small and medium size businesses, and executives of private and public companies.
Previously Steve was a Wealth Manager with First Republic Investment Management based on the Peninsula. Prior to joining First Republic in 2015, Steve was a Principal at Constellation Wealth Advisors where he focused his efforts on business development. Preceding Constellation, he worked in the venture services arm of the Investment Banking Division at ThinkEquity Partners. In that role, he focused on marketing to the venture capital community as well as assisting in raising money for both public and private companies.
Prior to his career in financial services, Steve was an NFL quarterback for 15 years with seven teams. He continues to be involved with the San Francisco 49ers organization and their Foundation.
Steve graduated from UCLA with a Bachelor of Arts in Sociology and a minor in Business.
In his spare time, Steve enjoys spending time with his family and friends, traveling, and playing golf. Steve and his wife Tina have two adult children and live in Palo Alto.
Securities Agent: CA, NV, TX; General Securities Representative; Investment Advisor Representative
About Matthew Curtis
Matthew Curtis brings over a decade of professional investing and wealth planning experience to the service of the team’s clients. Matthew works closely with high net worth families and individuals, corporations and institutions, crafting highly customized strategies to address their specific needs and goals.
Matthew received his B.A. from the University of California-Santa Barbara and went on to earn an MBA from the University of Southern California. Following a college internship with Graystone Consulting, Matthew joined Morgan Stanley in 2010 as an analyst for Morgan Stanley Venture Partners. He moved to the Wealth Management division in 2012.
Matthew received his B.A. from the University of California-Santa Barbara and went on to earn an MBA from the University of Southern California. Following a college internship with Graystone Consulting, Matthew joined Morgan Stanley in 2010 as an analyst for Morgan Stanley Venture Partners. He moved to the Wealth Management division in 2012.
Securities Agent: WY, WV, WA, VT, VI, VA, UT, TX, TN, SC, RI, PR, OR, OK, OH, NY, NV, NM, NJ, NH, NE, ND, NC, MT, MS, PA, MO, MN, MI, SD, ME, MD, MA, LA, KY, KS, IN, WI, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; General Securities Representative; Investment Advisor Representative
CA Insurance License #: 0L56165
CA Insurance License #: 0L56165
About Alexander Curtis
A member of The Curtis Group since 2015, Alex Curtis crafts highly customized wealth management solutions for high net worth individual, institutional and corporate clients. Alex also supports marketing and strategic initiatives and co-runs a reinvestment business that stems from relationships with the team’s corporate clientele. This effort involves working with over 250 Financial Advisors and advisory teams across the country. Alex manages the team's relationship with Nasdaq Private Market, a joint initiative that provides wealth management education and services to participants in private company liquidity programs.
In 2021, Alex was named to the Morgan Stanley Pacesetter’s Club, a global recognition program for Financial Advisors who have demonstrated the highest professional standards and first- class client service early in their career. He began his professional career at Addepar, a financial technology and reporting startup, after graduating from Claremont McKenna College with a B.A. in government.
Born and raised in Palo Alto, Alex is a third generation Financial Advisor who takes pride in working alongside his father and brother. When not at work, he enjoys traveling, running and trying out new restaurants.
In 2021, Alex was named to the Morgan Stanley Pacesetter’s Club, a global recognition program for Financial Advisors who have demonstrated the highest professional standards and first- class client service early in their career. He began his professional career at Addepar, a financial technology and reporting startup, after graduating from Claremont McKenna College with a B.A. in government.
Born and raised in Palo Alto, Alex is a third generation Financial Advisor who takes pride in working alongside his father and brother. When not at work, he enjoys traveling, running and trying out new restaurants.
Securities Agent: MI, MO, TX, WA, PA, ND, MT, NY, SD, FL, VT, KY, KS, WI, WV, VA, WY, UT, LA, ME, VI, MD, TN, PR, SC, NH, OK, OH, NV, NM, NJ, NE, NC, RI, OR, MS, MN, IL, MA, ID, AK, IN, HI, DE, DC, IA, CT, CO, CA, AZ, GA, AR, AL; General Securities Representative; Investment Advisor Representative
About Philip Moffatt
Philip Moffatt first joined Morgan Stanley in 2019 working for a Graystone Consulting team in Austin TX. In 2020, he joined the Graystone – The Palo Alto Group, where he now serves as a Senior Registered Associate. Philip’s primary focus is the account management for Private Wealth Clients and Corporate Retirement Plans. His responsibilities include client reporting, analytics, and client service. Philip holds a B.A in Economics and Business from Southwestern University. Series 7 and Series 66 Licensed
About Proteek Biswas
A member of the team since 2021, Proteek Biswas provides institutional-level consulting and wealth management services to high net worth individuals, endowments and foundations. Among his many responsibilities, he conducts research on third-party fund managers, assists in portfolio construction and creates performance reports.
Prior to joining the Curtis Group, Proteek served as an Investment Advisor at PNC Institutional Asset Management for five years. He earned a B.S. in management from the Case Western Reserve University.
Born and raised in San Jose, California, Proteek grew up speaking Bengali as well as English. Outside the office, he enjoys working out, playing sports and spending time with his dog, Luka.
Prior to joining the Curtis Group, Proteek served as an Investment Advisor at PNC Institutional Asset Management for five years. He earned a B.S. in management from the Case Western Reserve University.
Born and raised in San Jose, California, Proteek grew up speaking Bengali as well as English. Outside the office, he enjoys working out, playing sports and spending time with his dog, Luka.
About Nida Memon
Nida is a financial professional with 10+ years of experience of wealth management, investment strategy, and client relationship development. She has worked closely with Financial Advisors to construct tailored investment strategies aligned with each client’s unique financial goals. Her background includes experience in asset allocation, tactical portfolio shifts, and high-net-worth client servicing.
A graduate of the Institute of Business Management, Nida holds an M.B.A. in Finance. After beginning her career in 2003 as a Financial Advisor at Ameriprise Financial Services, Nida moved to Wells Fargo Advisors and then First Republic (now J.P.Morgan).
Nida was raised in Pakistan and now lives in Cupertino with her daughter. She’s a die-hard San Francisco 49ers and Warriors fan. She also likes boxing and hiking outdoors.
A graduate of the Institute of Business Management, Nida holds an M.B.A. in Finance. After beginning her career in 2003 as a Financial Advisor at Ameriprise Financial Services, Nida moved to Wells Fargo Advisors and then First Republic (now J.P.Morgan).
Nida was raised in Pakistan and now lives in Cupertino with her daughter. She’s a die-hard San Francisco 49ers and Warriors fan. She also likes boxing and hiking outdoors.
About Heather Wong
Heather first joined Morgan Stanley in 2021 as a PWM Analyst, focuses on providing technical analysis on strategic investments for high net-worth clients . In 2024, she joined The Curtis Group as Wealth Management Analyst. Her responsibilities includes providing performance review and constructing investment strategy for private and institutional clients.
Prior to her experience with Morgan Stanley, Heather began her career as a financial advisor at Merrill Lynch when she first graduated from San Jose State University with B.S. in Data Analytics.
Born in Texas and raised in Cupertino, California. She enjoys all kind of outdoor activities, such as surfing, hiking & running.
Prior to her experience with Morgan Stanley, Heather began her career as a financial advisor at Merrill Lynch when she first graduated from San Jose State University with B.S. in Data Analytics.
Born in Texas and raised in Cupertino, California. She enjoys all kind of outdoor activities, such as surfing, hiking & running.
About Nora Zele
Nora Zele has over 25 years of experience in the financial industry, including the last five years with The Curtis Group. At the team’s lead administrator, she assists clients with an extensive range of inquiries and requests. She also oversees a smooth and efficient onboarding process for new clients.
Prior to her current positions, Nora served as a Registered Client Associate with Wells Fargo Advisors. She began her career as a Loss Prevention Analyst at Franklin Templeton after earning her B.A. in psychology from the University of California, Irvine.
Born and raised in the San Francisco Bay area, Nora enjoys CrossFit, indoor rock climbing, hiking, reading and baking.
Prior to her current positions, Nora served as a Registered Client Associate with Wells Fargo Advisors. She began her career as a Loss Prevention Analyst at Franklin Templeton after earning her B.A. in psychology from the University of California, Irvine.
Born and raised in the San Francisco Bay area, Nora enjoys CrossFit, indoor rock climbing, hiking, reading and baking.
About Sam Lacy
Sam joins us from the Austin branch and will be working with the Palo Alto Group. Sam grew up in Austin, Texas. He attended Southwestern University in Georgetown Texas where I played collegiate basketball and earned a degree in Business. In his free time Sam enjoys going out on the lake, golfing, and playing pickleball
About Sigal R. Barak
Sigal joined Morgan Stanley Wealth Management in April 2024 as a Client Services Associate and member of The Curtis Group based in Palo Alto, California. She supports the team’s clients and Advisors across a broad range of investment management and operational responsibilities.
Prior to joining the Curtis Group, she was an Advisory Analyst at Deloitte. Sigal earned her B.A. in Business Administration-Finance from The George Washington University.
Prior to joining the Curtis Group, she was an Advisory Analyst at Deloitte. Sigal earned her B.A. in Business Administration-Finance from The George Washington University.
About Elizabeth Kent Levy
Elizabeth Kent-Levy has nearly three decades of experience as a financial advisor and senior client service professional, all focused on the needs of ultra high net worth clients. Elizabeth plays a key role in the team’s business operations, supporting the delivery of Morgan Stanley’s wealth management capabilities, solutions and resources to select clientele of Silicon Valley entrepreneurs, corporate executives and their families.
Elizabeth began her career with Morgan Stanley in 1995 and rose to her current position in 2023. She had previously worked with teams in Houston, Los Angeles, Hartford and Menlo Park, California. Earlier in her career, Elizabeth and her husband built a successful financial advisory practice. She transitioned to a support professional role when they had children. Elizabeth has enjoyed the client service side of the business and continues to focus on delivering an excellent standard of care, and outstanding and responsive service.
Elizabeth earned a B.S. from Texas A&M University. She lives in Mountain View, California, with her husband and two daughters.
Elizabeth began her career with Morgan Stanley in 1995 and rose to her current position in 2023. She had previously worked with teams in Houston, Los Angeles, Hartford and Menlo Park, California. Earlier in her career, Elizabeth and her husband built a successful financial advisory practice. She transitioned to a support professional role when they had children. Elizabeth has enjoyed the client service side of the business and continues to focus on delivering an excellent standard of care, and outstanding and responsive service.
Elizabeth earned a B.S. from Texas A&M University. She lives in Mountain View, California, with her husband and two daughters.
About Richard Catipon
Rich Catipon is a Financial Planning Specialist with The Curtis Group at Morgan Stanley. He is committed to a planning-first approach, delivering personalized financial plans and working alongside clients throughout their financial planning journey. Rich helps clients identify their financial goals and provides strategies designed to help them pursue those goals, including through complex financial markets.
In addition to his work with private clients, Rich is involved in corporate financial planning and financial wellness initiatives. He helps HR professionals develop comprehensive financial wellness programs that may include education, corporate stock planning, financial planning, tax planning, and estate planning. He also supports companies with program implementation, employee adoption, ongoing management, and continued support.
Prior to joining Morgan Stanley in 2012, Rich spent more than 10 years in the technology industry as a Senior Sales Representative and Account Manager, as well as managing call center services. He has received the Financial Planning Specialist designation and holds Series 7 and Series 66 registrations.
Outside of work, Rich enjoys spending time with his son, coaching and attending his sporting events and activities, traveling, and pursuing outdoor activities, including mountain biking.
In addition to his work with private clients, Rich is involved in corporate financial planning and financial wellness initiatives. He helps HR professionals develop comprehensive financial wellness programs that may include education, corporate stock planning, financial planning, tax planning, and estate planning. He also supports companies with program implementation, employee adoption, ongoing management, and continued support.
Prior to joining Morgan Stanley in 2012, Rich spent more than 10 years in the technology industry as a Senior Sales Representative and Account Manager, as well as managing call center services. He has received the Financial Planning Specialist designation and holds Series 7 and Series 66 registrations.
Outside of work, Rich enjoys spending time with his son, coaching and attending his sporting events and activities, traveling, and pursuing outdoor activities, including mountain biking.
Securities Agent: MO, AK, TX, NY, MI, AR, TN, HI, CT, RI, PR, OK, MN, VT, SD, PA, ND, NC, MS, GA, DE, AZ, WY, SC, OH, IA, DC, CO, WI, MA, IN, WV, VA, UT, NJ, NE, KY, FL, WA, VI, OR, NV, NM, NH, MT, MD, IL, CA, AL, ME, LA, KS, ID; General Securities Representative; Investment Advisor Representative
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Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
