Roger Cregg
Senior Vice President, Wealth Management, Financial Advisor, Family Wealth Advisor, Portfolio Management Director, Lending Specialist, Alternative Investments Director
Phone:
(949) 365-5378(949) 365-5378
The Cregg Brown Group at Morgan Stanley
Direct:
(949) 365-5378(949) 365-5378
Toll-Free:
(800) 965-2576(800) 965-2576
Our Mission Statement
Comprehensive wealth planning strategies for your life and legacy
The Cregg Brown Group
The Cregg Brown Group seeks to provide comprehensive advice and guidance to their clients by acting as a primary financial advisor focused on you and your family’s personal needs while collaborating with a group of like-minded advisors available to collaborate and support each other for your benefit.
We focus on helping affluent individuals and families by providing:
• A First-class wealth management experience
• Customized strategies for you and your family
• Global intellectual capital, investments and knowledge
Our core competencies and services:
• Investment Advisory and Management,
• IRA and Retirement Planning, Trust & Estates Planning Strategies
• Insurance
We focus on helping affluent individuals and families by providing:
• A First-class wealth management experience
• Customized strategies for you and your family
• Global intellectual capital, investments and knowledge
Our core competencies and services:
• Investment Advisory and Management,
• IRA and Retirement Planning, Trust & Estates Planning Strategies
• Insurance
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
Financial Advisors of The Cregg Brown Group at Morgan Stanley are passionate in their belief that comprehensive wealth management comes from truly understanding our clients and knowing their needs. We are very proud of the services we have delivered to our clients over the years, and strive for continued success in the decades to come.
You should expect the following working with us:
• Direct access to your advisor and our team
• Proactive communication and prompt return of phone calls and emails
• Periodic reviews seeking to ensure your strategies are successful
Together and independently, we are here to support you and your family. We look forward to celebrating your successes.
Are you ready to begin a conversation? Call us at (949) 365-5378
You should expect the following working with us:
• Direct access to your advisor and our team
• Proactive communication and prompt return of phone calls and emails
• Periodic reviews seeking to ensure your strategies are successful
Together and independently, we are here to support you and your family. We look forward to celebrating your successes.
Are you ready to begin a conversation? Call us at (949) 365-5378
Modern Wealth Management Tools
Morgan Stanley's suite of Modern Wealth Management Tools allows advisors to offer more customized and comprehensive advice than anywhere else. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
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Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
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Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.
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eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
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Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income. From simplified vehicles available more broadly to institutional strategies, the platform supports a goals-based approach for asset allocation tailored to investor needs.
Morgan Stanley Alternative Investments
Private Banking
We provide a full suite of cash management and lending capabilities. Click the link below to view the brochure.
Private Banking BrochureAwards & Recognition
Individual Awards
Roger Cregg
2025 and 2026 Five Star Wealth Advisor Award
Source: fivestarprofessional.com (Awarded 2025, 2026)
These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2025 Award 07/31/2024 through 12/31/2024.
2026 Award 07/17/25 - 01/02/26
Robert Brown
2025 and 2026 Five Star Wealth Advisor Award
Source: fivestarprofessional.com (Awarded 2025, 2026)
These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2025 Award 07/31/2024 through 12/31/2024.
2026 Award 07/17/25 - 01/02/26
2025 and 2026 Five Star Wealth Advisor Award
Source: fivestarprofessional.com (Awarded 2025, 2026)
These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2025 Award 07/31/2024 through 12/31/2024.
2026 Award 07/17/25 - 01/02/26
Robert Brown
2025 and 2026 Five Star Wealth Advisor Award
Source: fivestarprofessional.com (Awarded 2025, 2026)
These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2025 Award 07/31/2024 through 12/31/2024.
2026 Award 07/17/25 - 01/02/26
Helping Achieve Your Definition of Success
What is your definition of success?
For us, it is your confidence in our financial planning process. You and your family are at the center of the plan, which begins with organization, continues with conversation, and completes with a feeling of confidence.
Allow us to partner with you to create a plan that matches your lifestyle and ensures your legacy. And, our process is multi-generational allowing us to separately assist different family members with varied levels of need.
Please explore below links and videos as an introduction or call us to schedule a conversation.
For us, it is your confidence in our financial planning process. You and your family are at the center of the plan, which begins with organization, continues with conversation, and completes with a feeling of confidence.
Allow us to partner with you to create a plan that matches your lifestyle and ensures your legacy. And, our process is multi-generational allowing us to separately assist different family members with varied levels of need.
Please explore below links and videos as an introduction or call us to schedule a conversation.
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Goals-Based Wealth Management
Legacy & Wealth Planning
Guiding high-net-worth families with legacy planning and collaborating with external tax & legal advisors to execute estate planning strategies and integrate investment solutions.
Learn more about our Approach to Legacy/ Wealth Planning
Morgan Stanley Goals Planning System
Watch this 2 minute video to gain more insight into the MS Wealth Planning System.
Watch VIdeo
Morgan Stanley Total Wealth View
Total Wealth View is one of the many tools you gain access to after becoming a client at Morgan Stanley. Watch the video through the link below to learn more.
Watch VideoLocation
28202 Cabot Rd
Ste 500
Laguna Niguel, CA 92677
US
Direct:
(949) 365-5378(949) 365-5378
Toll-Free:
(800) 965-2576(800) 965-2576
Fax:
(949) 365-5398(949) 365-5398
Meet The Cregg Brown Group
Robert Brown
First Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager, CERTIFIED FINANCIAL PLANNER®
Phone:
(949) 365-5322(949) 365-5322
Brandon Anderson
Financial Advisor, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(714) 648-3571(714) 648-3571
Dina Jones
Senior Registered Associate
Phone:
(949) 365-5316(949) 365-5316
Maria Reid
Registered Client Service Associate
Phone:
(949) 365-5310(949) 365-5310
About Roger Cregg
Roger is a Financial Advisor and lead wealth management partner with The Cregg Brown Group at Morgan Stanley Wealth Management in Laguna Niguel, CA.
His primary role is being a personal financial advisor and valued member of his client’s advisory team because of his broad financial experience in comprehensive wealth management. Through his leadership and access to global intellectual capital, clients’ experience the positive benefits proactive planning has on family wealth and harmony.
Roger is dedicated to life-long learning focused on strong fundamentals and current events. He holds a Certificate of Fiduciary Management for Trustees from California State University, Fullerton. He is a ClientWise™ Certified Financial Services Coach, and, after twenty years, he recently retired his designation of Certified Trust & Financial Advisor® from The Institute of Certified Bankers.
His previous community leadership positions include: President – Orange County Estate Planning Council, President – Planned Giving Round Table, President – Estate Planning Council of South Orange County, President – Orange County Trust Officers Association; and Advisory Board positions with the Arthritis Foundation, Age Well Senior Services, Cal State Fullerton Fiduciary Certificate Program, UCI MIND (Institute for Memory Impairments and Neurological Disorders), Laguna Playhouse – Board of Trustees, and Investment Advisory Commission for the City of Mission Viejo, CA.
Roger is celebrating thirty-three years of marriage to his beautiful wife, Doreen, and they reside in Mission Viejo, CA.
His primary role is being a personal financial advisor and valued member of his client’s advisory team because of his broad financial experience in comprehensive wealth management. Through his leadership and access to global intellectual capital, clients’ experience the positive benefits proactive planning has on family wealth and harmony.
Roger is dedicated to life-long learning focused on strong fundamentals and current events. He holds a Certificate of Fiduciary Management for Trustees from California State University, Fullerton. He is a ClientWise™ Certified Financial Services Coach, and, after twenty years, he recently retired his designation of Certified Trust & Financial Advisor® from The Institute of Certified Bankers.
His previous community leadership positions include: President – Orange County Estate Planning Council, President – Planned Giving Round Table, President – Estate Planning Council of South Orange County, President – Orange County Trust Officers Association; and Advisory Board positions with the Arthritis Foundation, Age Well Senior Services, Cal State Fullerton Fiduciary Certificate Program, UCI MIND (Institute for Memory Impairments and Neurological Disorders), Laguna Playhouse – Board of Trustees, and Investment Advisory Commission for the City of Mission Viejo, CA.
Roger is celebrating thirty-three years of marriage to his beautiful wife, Doreen, and they reside in Mission Viejo, CA.
Securities Agent: VA, FL, WA, SD, MI, OR, NV, DE, TN, OH, MO, MN, ID, NC, CO, AZ, MT, IL, TX, MA, HI, CA, WY, UT, CT, OK, NY, IN, IA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1310707
CA Insurance License #: 0B21020
NMLS#: 1310707
CA Insurance License #: 0B21020
About Robert Brown
Bob is a financial advisor and senior wealth management partner with the Cregg Brown Group at Morgan Stanley Wealth Management in Laguna Niguel, California.
Bob’s primary role is acting as a client’s thinking partner and advocate, sitting on the same side of the table with the client, to sort through, analyze and prioritize the various information and decisions involved in aligning one’s financial planning with their most important values and goals. Bob is a skilled and patient listener and believes asking the right questions is key to creating a successful financial plan. He strives to create a safe space where every client feels listened to and understood.
Bob was educated by the Benedictines at St. John’s University, Collegeville, MN before graduating from the University of Minnesota and starting his financial planning career in Minneapolis. He has embraced specialized education earning designations as a Certified Financial Planner Professional (CFP®), Chartered Financial Consultant (CHFC) and Chartered Life Underwriter (CLU). Bob is a 30-year resident of Laguna Niguel, California, and a long-time volunteer serving his profession, the city of Laguna Niguel and Orange County.
Bob’s professional and community activities include:
Past president of the Financial Planning Association of Orange County
Past chair of the Orange County Audit Oversight Committee
Past chair of the Laguna Niguel Investment, Banking & Audit Committee
Past chair of the Laguna Niguel Planning Commission
Member of the Laguna Niguel Traffic & Transportation Commission
Member of the Laguna Niguel Military Support Committee
Member of the Orange County Sheriff’s Advisory Council
Member of the Laguna Niguel Rotary Club
Member of the Laguna Niguel Chamber of Commerce.
Bob’s primary role is acting as a client’s thinking partner and advocate, sitting on the same side of the table with the client, to sort through, analyze and prioritize the various information and decisions involved in aligning one’s financial planning with their most important values and goals. Bob is a skilled and patient listener and believes asking the right questions is key to creating a successful financial plan. He strives to create a safe space where every client feels listened to and understood.
Bob was educated by the Benedictines at St. John’s University, Collegeville, MN before graduating from the University of Minnesota and starting his financial planning career in Minneapolis. He has embraced specialized education earning designations as a Certified Financial Planner Professional (CFP®), Chartered Financial Consultant (CHFC) and Chartered Life Underwriter (CLU). Bob is a 30-year resident of Laguna Niguel, California, and a long-time volunteer serving his profession, the city of Laguna Niguel and Orange County.
Bob’s professional and community activities include:
Past president of the Financial Planning Association of Orange County
Past chair of the Orange County Audit Oversight Committee
Past chair of the Laguna Niguel Investment, Banking & Audit Committee
Past chair of the Laguna Niguel Planning Commission
Member of the Laguna Niguel Traffic & Transportation Commission
Member of the Laguna Niguel Military Support Committee
Member of the Orange County Sheriff’s Advisory Council
Member of the Laguna Niguel Rotary Club
Member of the Laguna Niguel Chamber of Commerce.
Securities Agent: CA, AZ, IL, WA, ID, UT, HI, VA, OR, OK, NY, MO, OH, MI, IA, WY, DE, MT, CO, TN, MN, MA, NV, NC, FL, CT, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1282631
CA Insurance License #: 0816203
NMLS#: 1282631
CA Insurance License #: 0816203
About Brandon Anderson
Brandon is a Financial Advisor with The Cregg Brown Group at Morgan Stanley Wealth Management in Laguna Niguel, California.
Brandon focuses on creating, analyzing and implementing customized financial plans for clients and their families, while providing ongoing monitoring to help ensure those plans continue to align with clients’ evolving needs, values and goals. As part of a comprehensive wealth management team, Brandon helps clients organize the key elements of their financial lives, evaluate important decisions and understand how proactive planning can support long-term family wealth, confidence and continuity.
Brandon believes that successful financial planning begins with listening carefully, asking thoughtful questions and helping clients prioritize what matters most. He works closely with clients to translate complex financial information into clear, actionable planning conversations. He also regularly communicates with clients to share current market news and analysis, as well as research reports published by Morgan Stanley, helping them stay informed as markets and personal circumstances evolve.
Brandon has particular experience working with small-business owners and C-suite executives to help address the complex needs and opportunities that often accompany their unique financial situations. His work includes helping clients evaluate retirement transitions, liquidity events, concentrated wealth, cash flow needs, legacy goals and the coordination of planning strategies across multiple areas of their financial lives.
Before joining The Cregg Brown Group as a Financial Advisor, Brandon began his career at Morgan Stanley in 2019 as a Wealth Advisor Associate, working in conjunction with some of the firm’s leading Financial Advisors to help incorporate financial planning into their practices. In 2020, he was selected for an expanded role within Morgan Stanley Private Wealth Management, where he gained valuable experience supporting ultra-high net worth clients and helping deliver sophisticated planning strategies. Through this work, Brandon developed deep knowledge in financial planning, retirement transitions and the coordination required to support clients with complex balance sheets, multigenerational priorities and evolving wealth management needs.
Brandon graduated from Texas Christian University with a B.S. in Economics. He and his wife, Alexis, live in Rancho Mission Viejo. Outside the office, Brandon enjoys hiking local trails, paddle boarding in Dana Point Harbor and skiing at Mammoth Mountain. He is also an avid automotive enthusiast and a managing partner of South OC Cars and Coffee, the largest weekly car show in the country.
Brandon focuses on creating, analyzing and implementing customized financial plans for clients and their families, while providing ongoing monitoring to help ensure those plans continue to align with clients’ evolving needs, values and goals. As part of a comprehensive wealth management team, Brandon helps clients organize the key elements of their financial lives, evaluate important decisions and understand how proactive planning can support long-term family wealth, confidence and continuity.
Brandon believes that successful financial planning begins with listening carefully, asking thoughtful questions and helping clients prioritize what matters most. He works closely with clients to translate complex financial information into clear, actionable planning conversations. He also regularly communicates with clients to share current market news and analysis, as well as research reports published by Morgan Stanley, helping them stay informed as markets and personal circumstances evolve.
Brandon has particular experience working with small-business owners and C-suite executives to help address the complex needs and opportunities that often accompany their unique financial situations. His work includes helping clients evaluate retirement transitions, liquidity events, concentrated wealth, cash flow needs, legacy goals and the coordination of planning strategies across multiple areas of their financial lives.
Before joining The Cregg Brown Group as a Financial Advisor, Brandon began his career at Morgan Stanley in 2019 as a Wealth Advisor Associate, working in conjunction with some of the firm’s leading Financial Advisors to help incorporate financial planning into their practices. In 2020, he was selected for an expanded role within Morgan Stanley Private Wealth Management, where he gained valuable experience supporting ultra-high net worth clients and helping deliver sophisticated planning strategies. Through this work, Brandon developed deep knowledge in financial planning, retirement transitions and the coordination required to support clients with complex balance sheets, multigenerational priorities and evolving wealth management needs.
Brandon graduated from Texas Christian University with a B.S. in Economics. He and his wife, Alexis, live in Rancho Mission Viejo. Outside the office, Brandon enjoys hiking local trails, paddle boarding in Dana Point Harbor and skiing at Mammoth Mountain. He is also an avid automotive enthusiast and a managing partner of South OC Cars and Coffee, the largest weekly car show in the country.
Securities Agent: IL, AZ, TN, OK, VA, NY, MA, IN, NH, MN, ME, DE, UT, TX, SD, MD, VT, NV, HI, CT, WA, OR, NM, ID, CA, WY, NJ, NC, IA, FL, PA, OH, MT, MI, CO, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 1889139
CA Insurance License #: 0M27788
NMLS#: 1889139
CA Insurance License #: 0M27788
About Dina Jones
Dina is a Senior Registered Client Service Associate with Morgan Stanley Wealth Management in Laguna Niguel, CA.
Her primary focus is providing exceptional service and support to wealth management clients and their families. Leading with a solution-based mindset, she enjoys being a trusted professional assisting clients and advisors with everyday needs, including, cash management, transaction support, and directed trade execution.
Dina’s broad career experience started in institutional bonds creating a strong foundation for working with high and ultra-high net worth clients. Having spent most of her career at Morgan Stanley, she is deeply familiar with the firm and has both the relationships and the knowledge to get things done. She holds Series 7 and 63 security licenses.
She is an avid sports fan – especially hockey – and an ardent animal lover who supports the ASPCA, SPCA and local animal shelters. A Southern California native, Dina currently lives in Newport Beach, California.
Her primary focus is providing exceptional service and support to wealth management clients and their families. Leading with a solution-based mindset, she enjoys being a trusted professional assisting clients and advisors with everyday needs, including, cash management, transaction support, and directed trade execution.
Dina’s broad career experience started in institutional bonds creating a strong foundation for working with high and ultra-high net worth clients. Having spent most of her career at Morgan Stanley, she is deeply familiar with the firm and has both the relationships and the knowledge to get things done. She holds Series 7 and 63 security licenses.
She is an avid sports fan – especially hockey – and an ardent animal lover who supports the ASPCA, SPCA and local animal shelters. A Southern California native, Dina currently lives in Newport Beach, California.
About Maria Reid
Maria is a southern California native, receiving her BS degree in Business Administration (majoring in Computer Information Systems) from California State Polytechnic University, Pomona. After a brief tech career, Maria went on to law school attending the University of the Pacific, McGeorge School of Law. After practicing family law (divorce, child custody, domestic violence) became extremely depressing, she decided on a career change and ended up at Morgan Stanley just over five years ago.
Maria lives in Lake Forest with her wife, Alison, their two dogs, Maddie and Molly, two cats, Stella and Guinness and a desert tortoise who is estimated to be in her 90s. In her free time, Maria & Alison LOVE to travel and experience new cultures and adventures. When not traveling, you are likely to find Maria at Disneyland, participating in an escape room with friends, or making homemade pizza in her Ooni outdoor pizza oven.
Maria lives in Lake Forest with her wife, Alison, their two dogs, Maddie and Molly, two cats, Stella and Guinness and a desert tortoise who is estimated to be in her 90s. In her free time, Maria & Alison LOVE to travel and experience new cultures and adventures. When not traveling, you are likely to find Maria at Disneyland, participating in an escape room with friends, or making homemade pizza in her Ooni outdoor pizza oven.
CA Insurance License #: 0K91365
Contact Roger Cregg
Contact Robert Brown
Contact Brandon Anderson
Hear From Our Clients
Roger is my financial advisor at Morgan Stanley for 10 years. He consistently demonstrates high standards regarding ethics,
professionalism and transparency. Roger provides opportunities and risk-management alternatives with my best financial
interests in mind. He also has unique effective client-relationship skills as evidenced by being a good-listener, asking
probative questions and always available when needed.
Tony
Verified ClientApril 26, 2026
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
5285589 3/2026
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Wendy Fortenberry
Private Banker
Alex Gallup
Planning Associate
About Wendy Fortenberry
Wendy Fortenberry is a Private Banker serving Morgan Stanley Wealth Management offices in California and Hawaii.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Wendy began her career in financial services in 2001 and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Wendy is a graduate of San Diego State University, where she received a Bachelor of Arts degree in Economics. She lives in the Bay Area. Outside of the office, Wendy enjoys attending professional baseball games and performing arts events as well as spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Wendy began her career in financial services in 2001 and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Wendy is a graduate of San Diego State University, where she received a Bachelor of Arts degree in Economics. She lives in the Bay Area. Outside of the office, Wendy enjoys attending professional baseball games and performing arts events as well as spending time with family and friends.
NMLS#: 637424
About Alex Gallup
Alex Gallup is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Alex provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Taylor University and received the Financial Planning Specialist® designation from the College for Financial Planning. Alex is originally from Peoria, Illinois and currently resides in Tempe, Arizona.
He earned his undergraduate degree from Taylor University and received the Financial Planning Specialist® designation from the College for Financial Planning. Alex is originally from Peoria, Illinois and currently resides in Tempe, Arizona.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
