Richard Corcoran, CFA
Managing Director, Private Wealth Management, Private Wealth Advisor, Alternative Investments Director
Phone:
(610) 260-8530(610) 260-8530
Morgan Stanley Private Wealth Management
The Corcoran Ciarelli Group
Direct:
(610) 260-7082(610) 260-7082
Our Mission Statement
Our team delivers the intimacy of a boutique with the resources of a global institution. Working with a limited number of affluent clients, we are able to offer you and your family personalized attention and customized solutions in all aspects of your life.
Welcome
Welcome to The Corcoran Ciarelli Group at Morgan Stanley Private Wealth Management.
We find multi-generational wealth is different and deserves substantially different advice and care. Families come to us for our unbiased advice, decades of experience and passion for helping our clients achieve their goals. Families stay with us for our candor, transparency, competence and attention to detail.
We are a team of seven financial professionals with distinctive talents and diverse backgrounds. We provide guidance striving to: monetize the sale of a business, diversify out of a concentrated stock position, maintain and enhance a lifestyle, preserve an inheritance, leave an enduring legacy and use customized lending to unlock liquidity.
We welcome the opportunity to learn more about you and your family, and discuss the many ways we can help you manage your wealth.
Recognition:
- Forbes Best-In-State Wealth Management Teams 2023-2025
- Barron's Top 1200 Financial Advisors 2012-2025
- Barron's America's Top Financial Advisors 2016-2022
- Forbes Best-In-State Advisors 2019-2025
- Forbes Top Next-Gen Advisors 2017-2021
2023, 2024, 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (January 2023 - January 2024) 2023-2024 Forbes Best-In-State Wealth Management Teams ranking awarded in 2023-2025. This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) during the period from 3/31/21 – 3/31/24.
2012-2025 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barron's (March 2012-2025) Barron's Top 1,200 Financial Advisors: State-by-State ranking awarded in 2012-2025. This ranking was determined based on an evaluation process conducted by Barron's for the period from Oct 2011-Sept 2024
2016-2022 - Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barron's.com (April 2016-2022) 2016-2022 Barron's Top 100 Financial Advisors awarded in 2016-2022. This ranking was determined based on an evaluation process conducted by Barron's during the period from Dec 2015 - Dec 2021
2019-2025 - Forbes Best-In-State Wealth Advisors
Source: Forbes.com (April 2019-2025) 2019-2025 Forbes America's Top Wealth Advisors and Best-In- State Wealth Advisors rankings awarded in 2019-2025. This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) for the period from 6/30/18-6/30/24.
2017-2021 - Forbes America's Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Sept 2017-2021) 2021 Forbes America's Top Next-Gen Wealth Advisors ranking awarded in 2017-2021. This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) during the period from 3/31/16 - 3/31/21.
Capabilities
- Comprehensive Wealth Planning
- Tax, Trust & Estate AdvisoryFootnote1
- Family Governance & Wealth Education
- Pre-Liquidity Planning
- Investment Management
- Consolidated Reporting
- Open-Architecture Platform
- Sustainable & Responsible InvestingFootnote2
- 10b5-(1) Programs
- Tailored LendingFootnote3
- Lifestyle Advisory ServicesFootnote4
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Our Process
At Morgan Stanley, we believe that identifying financial solutions begins with a solid understanding of each client's situation, goals, objectives and risk tolerance. We follow a disciplined process that allows us to work with you to craft a solution that helps meet your individual needs. This process aligns our efforts with your interests, providing a road map focused on what is most important to you.
Step 1: Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Step 2: Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Step 3: Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Step 4: Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Step 5: Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Step 6: Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
A Global Firm
Our Core Values
Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
Five Core Values
A Track Record of Success
Watch various episodes that capture Morgan Stanley's success during eras of both prosperity and strife throughout our 87 year history.
Morgan Stanley Docu-Series
Cybersecurity for Families
Whatever your cybersecurity needs, our innovate technology can help you evaluate the particular challenges of your situation to best address the vital issue of staying safe in an increasingly complex digital world.
Stay Cybersafe
Trust & Estate Planning
Having a conversation around one's estate and legacy is never easy. Our team will be with you every step of the way to analyze your estate structures so that your needs are efficiently and thoroughly addressed.
Common Questions
Philanthropic Goals
Magnify the impact of your philanthropic efforts by defining a clear mission and maintaining your focus, including advice on how to govern your family foundation to maintain alignment with your goals.
How to Sharpen Your Philanthropic Focus
Family Governance
Most families either never address their governance needs or wait until they are in the midst of a crisis - picking up the pieces afterwards - before they finally get serious about creating and implementing a robust family governance system.
What Makes a Sound Governance System?IN THE COMMUNITY
In alignment with our core values, we believe that we have a responsibility to give back to the community. While our business exists to serve our clients and their families, we have the opportunity and privilege to contribute to the greater good. Our team members are committed to giving both their time and capital to various initiatives that benefit society.
Collectively and individually, we support:
Collectively and individually, we support:
American Red Cross
Barnes Foundation
Cradles to Crayons
French Bulldog Rescue Network
Life Science Cares Philadelphia
Nothing But Nets
Philadelphia Education Fund
St. Jude
Sun Rae Foundation
Location
100 Front St
Ste 600
West Conshohocken, PA 19428
US
Direct:
(610) 260-7082(610) 260-7082
Fax:
(212) 507-1197(212) 507-1197
1650 Market Street
42nd FL
Philadelphia, PA 19103
US
Meet The Corcoran Ciarelli Group
Brett Ciarelli
Managing Director, Private Wealth Management, Private Wealth Advisor, Family Wealth Director, Executive Financial Services Director
Phone:
(610) 260-7082(610) 260-7082
Shawna Aschmies
Assistant Vice President, Group Director
Phone:
(610) 260-7752(610) 260-7752
Isiah Myles
PWM Portfolio Management Associate
Phone:
(610) 260-8526(610) 260-8526
Sara Egan
Private Wealth Management Associate
Phone:
(610) 260-7106(610) 260-7106
Logan Keller
PWM Client Relationship Analyst
Phone:
(610) 260-8528(610) 260-8528
Kerrie Stokes
Private Wealth Management Registered Client Service Associate
Phone:
(215) 963-3848(215) 963-3848
About Richard Corcoran
Rich is a Managing Director and Alternative Investments Director at Morgan Stanley Private Wealth Management in West Conshohocken.
With over 20 years of experience at Morgan Stanley, Rich brings extensive expertise working with multi-generational families and sophisticated individual investors. As a Private Wealth Advisor at Morgan Stanley, Rich's areas of specialization include portfolio construction integrated with estate planning structures, investment management, capital markets and alternative investments.
Rich earned an MBA from Columbia University and graduated cum laude from the University of Delaware with a Bachelor of Science degree, majoring in both Finance and Economics. He is a member of the CFA Institute and the CFA Society of Philadelphia.
Rich is a Board Member of the Philadelphia Education Fund, where he is also a member of the Executive Committee and the Chair of the Ed Fund’s Philadelphia Scholars Program advisory committee. Rich is also an active alumni of the University of Delaware, where he is currently an Advisory Committee member for the University's Women's Leadership Initiative. In addition, Rich was a founding member of the University of Delaware’s Financial Planning Advisory Board, and past President of the University’s Lerner College of Business and Economics Alumni Board of Directors.
Recognition
• 2012-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2012-2024). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
• 2019-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
With over 20 years of experience at Morgan Stanley, Rich brings extensive expertise working with multi-generational families and sophisticated individual investors. As a Private Wealth Advisor at Morgan Stanley, Rich's areas of specialization include portfolio construction integrated with estate planning structures, investment management, capital markets and alternative investments.
Rich earned an MBA from Columbia University and graduated cum laude from the University of Delaware with a Bachelor of Science degree, majoring in both Finance and Economics. He is a member of the CFA Institute and the CFA Society of Philadelphia.
Rich is a Board Member of the Philadelphia Education Fund, where he is also a member of the Executive Committee and the Chair of the Ed Fund’s Philadelphia Scholars Program advisory committee. Rich is also an active alumni of the University of Delaware, where he is currently an Advisory Committee member for the University's Women's Leadership Initiative. In addition, Rich was a founding member of the University of Delaware’s Financial Planning Advisory Board, and past President of the University’s Lerner College of Business and Economics Alumni Board of Directors.
Recognition
• 2012-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2012-2024). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
• 2019-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: SC, VT, WV, WA, VA, UT, TX, DE, TN, PR, PA, OR, OH, NY, NV, NM, NJ, OK, NC, MI, MD, MA, LA, IL, HI, ME, GA, FL, DC, CT, CO, CA, AZ, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1278703
NMLS#: 1278703
About Brett Ciarelli
Brett is an Executive Director and Executive Financial Services Director at Morgan Stanley Private Wealth Management in West Conshohocken.
With nearly 20 years of experience at Morgan Stanley, Brett brings extensive expertise in working with corporate executives and owners of private companies. As a Private Wealth Advisor at Morgan Stanley, Brett specializes in executive compensation, pre & post liquidity planning and long-term financial planning.
Brett earned a B.B.A. with a concentration in Finance from The George Washington University while participating in the University Honors Program.
Brett currently lives in Center City Philadelphia with his wife Jackie, their children Dillon and Parker, and their French Bulldog Penny. In his free time, Brett enjoys yoga, hiking, and traveling. Brett serves on The Barnes Foundation Professionals Advisors Council and Life Science Cares Philadelphia Advisory Board.
Recognition
• Forbes America's Top Next-Generation Wealth Advisors: 2017-2021
• Forbes Best-In-State Wealth Advisors: 2018-2023
Awards Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2018-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2017-2021 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (2017-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
With nearly 20 years of experience at Morgan Stanley, Brett brings extensive expertise in working with corporate executives and owners of private companies. As a Private Wealth Advisor at Morgan Stanley, Brett specializes in executive compensation, pre & post liquidity planning and long-term financial planning.
Brett earned a B.B.A. with a concentration in Finance from The George Washington University while participating in the University Honors Program.
Brett currently lives in Center City Philadelphia with his wife Jackie, their children Dillon and Parker, and their French Bulldog Penny. In his free time, Brett enjoys yoga, hiking, and traveling. Brett serves on The Barnes Foundation Professionals Advisors Council and Life Science Cares Philadelphia Advisory Board.
Recognition
• Forbes America's Top Next-Generation Wealth Advisors: 2017-2021
• Forbes Best-In-State Wealth Advisors: 2018-2023
Awards Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2018-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2017-2021 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (2017-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Securities Agent: SC, NC, NJ, NM, NV, NY, OR, PA, TX, UT, VA, VT, WA, WV, MI, ME, MD, MA, IL, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AK; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1293938
NMLS#: 1293938
About Shawna Aschmies
Shawna Aschmies is a Group Director with Morgan Stanley Private Wealth Management. Shawna heads our client service team and is responsible for overseeing all of the group’s administrative and operational activities. Shawna serves as a main point of contact for client inquiries and operational support.
Shawna’s career in financial services began in 2007 working on the Institutional Sales Desk at Susquehanna Financial Group in New York City. Shawna’s industry experience includes operational support positions at Oppenheimer & Co, Wells Fargo, and Merrill Lynch. Shawna received a MBA in Management Information Systems and a MSc in Risk Management from Saint Peters University. Shawna holds a B.A. in Economics from Kean University.
Shawna lives with her husband; Scott and son; Sterling in Philadelphia. In her free time Shawna enjoys exploring the city and cooking.
Shawna’s career in financial services began in 2007 working on the Institutional Sales Desk at Susquehanna Financial Group in New York City. Shawna’s industry experience includes operational support positions at Oppenheimer & Co, Wells Fargo, and Merrill Lynch. Shawna received a MBA in Management Information Systems and a MSc in Risk Management from Saint Peters University. Shawna holds a B.A. in Economics from Kean University.
Shawna lives with her husband; Scott and son; Sterling in Philadelphia. In her free time Shawna enjoys exploring the city and cooking.
About Isiah Myles
Isiah Myles is a Private Wealth Portfolio Management Associate for Morgan Stanley Private Wealth Management. Isiah earned a B.A. in Criminal Justice with a minor in Economics from Villanova University. Prior to joining Morgan Stanley, Isiah spent five years at Vanguard in various divisions including Brokerage & Investment Management Services.
Outside of work, Isiah enjoys working out and dancing salsa. Isiah currently resides in West Philadelphia, PA.
Outside of work, Isiah enjoys working out and dancing salsa. Isiah currently resides in West Philadelphia, PA.
About Sara Egan
Sara Egan is a Private Wealth Management Associate for Morgan Stanley Private Wealth Management. Sara’s career in finance began in 2004 as a trader’s assistant at Douglas & Co, Municipals, Inc. in New York. She then moved to Morgan Stanley Smith Barney and eventually to Morgan Stanley Private Wealth Management in Philadelphia. From 2018 to 2023 she worked as an investment associate with JP Morgan Advisors before coming back to Morgan Stanley Private Wealth Management to work with the Corcoran Ciarelli Group. Sara earned her B.S. in Finance from Siena College in Loudonville, New York.
Sara lives in South Philly with her husband Patrick and son Owen. In her free time, she enjoys running, tennis and spending time with family and friends.
Sara lives in South Philly with her husband Patrick and son Owen. In her free time, she enjoys running, tennis and spending time with family and friends.
About Logan Keller
Logan is a Client Relationship Analyst with Morgan Stanley Private Wealth Management in West Conshohocken. Logan is responsible for operational activities and serves as the team’s point person in executing client reports.
Logan graduated cum laude from Temple University’s Fox School of Business with a Bachelor of Business Administration degree, majoring in Finance. He attended the Haverford School in PA and currently sits on the Haverford School Young Alumni Committee.
Logan currently resides in Ridley, PA. In his free time, Logan enjoys cooking, fitness, and traveling.
Logan graduated cum laude from Temple University’s Fox School of Business with a Bachelor of Business Administration degree, majoring in Finance. He attended the Haverford School in PA and currently sits on the Haverford School Young Alumni Committee.
Logan currently resides in Ridley, PA. In his free time, Logan enjoys cooking, fitness, and traveling.
About Kerrie Stokes
Kerrie was a CSA at Merrill Lynch for ten years on Long Island before moving to Incheon, South Korea in 2019 where her husband was the chair of the Department of Technology and Society at SUNY Korea. They moved to Center City in March of 2021 for retirement and Kerrie went back to work at Merrill Lynch. Kerrie was at Merrill Lynch for another two years and followed an advisor to Morgan Stanley in April 2023. Kerrie holds a B.A. in Economics from the University of Richmond.
Originally from Long Island, she has two daughters, Ann and Maggie who are 30 and 31.
In her free time she likes to travel with her husband and daughters and is always knitting something. She swims and goes to yoga.
Originally from Long Island, she has two daughters, Ann and Maggie who are 30 and 31.
In her free time she likes to travel with her husband and daughters and is always knitting something. She swims and goes to yoga.
Contact Richard Corcoran
Contact Brett Ciarelli
Wealth Management
Global Investment Office
Portfolio Insights
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Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Funding Climate Action: Pathways for Philanthropy
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Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
2Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
3Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
4Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
2Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
3Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
4Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 4237142 (02/2025)
