Steve Cooper
Executive Director, Financial Advisor
Phone:
(248) 723-1889(248) 723-1889
The Cooper Group at Morgan Stanley
Direct:
(248) 723-1889(248) 723-1889
Our Mission Statement
Developing tailored strategies to help our clients achieve their financial goals.
Welcome
At the Cooper Group, helping you achieve financial success is our first priority. We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We help you to define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. As your dedicated financial advisor team, we have experience in working through unique challenges that distinguish you as an investor.
Behind us stands Morgan Stanley’s broader firm, which carries the necessary tools and insights for the benefit of all our clients.
Above all, our work with our clients means more than providing them with investment advice. It means helping them maintain the financial independence they have worked their whole lives to achieve. Contact us directly to start the conversation today.
Behind us stands Morgan Stanley’s broader firm, which carries the necessary tools and insights for the benefit of all our clients.
Above all, our work with our clients means more than providing them with investment advice. It means helping them maintain the financial independence they have worked their whole lives to achieve. Contact us directly to start the conversation today.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Financial Planning Process
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisors, we can help you achieve your financial goals.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
Discovery Conversation
We invest the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Financial Planning Questionnaire
Creation and Presentation of Financial Plan
Following our conversation, we aim to form an understanding of everything in your financial life. Your circumstance drives the development of a personalized financial strategy. Tailored to your specific needs, we address areas such as insurance, education planning, retirement, and estate planning strategies. We will present to you this roadmap and would love to hear your thoughts.
Document Checklist
Strategy Implementation
Once we reach a point of agreement, we work to implement strategies and possible solutions based on what you need. Your customized asset allocation reflects risk, opportunities, and taxation across multiple entities, while integrating your investing and estate plans. We work with your other dedicated advisors to help analyze your income and estate tax circumstances to address your objectives.
Total Wealth View Guide
Ongoing Review
In coordination with your other advisors, we conduct ongoing reviews and comprehensive reporting to help ensure that your strategy adapts to changing financial and family needs.
Tools & Resources
Our strategy leverages modern wealth tools and cutting-edge technology. By providing you with the tools you need, we can help you come one step closer to achieving your financial goals.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Total Wealth View
Managing multiple financial accounts across different firms can be complicated. With Total Wealth View, you have the ability to view all of your assets, liabilities and total net worth – from all of your financial institutions in one place. Linking your external accounts provides the opportunity to analyze cash flow and advise on your Morgan Stanley accounts with your full financial picture in mind.
Total Wealth View
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security Center
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Learn More
Reserved Living & Giving
Reserved Living & Giving is a complimentary loyalty program available to Morgan Stanley Clients. As a reserved member, clients will have access to exclusive partner offers and discounts, as well as thought leadership content and a variety of lifestyle and personal finance topics.
Enroll or Sign-In
Preferred Savings
Take advantage of our Preferred Savings Program for Qualifying Cash with flexible options and more ways to save.
Preferred Savings
CD Savings
Get More Value For Your Cash With This Competitive New Money CD Offer From Morgan Stanley.
CD SavingsTimely Topics
Hand picked topics where all things related to finance, lifestyle, and events can be found. I look forward to provide my clients with not only market and finance resources, but also with other helpful resources that can have a huge impact on you and your loved ones. Enjoy!
What Should I Do With My Money?
On this award-winning podcast, we match real people, asking real questions about their money, with experienced Financial Advisors. From prenups to passing a legacy to their children, from affording a dream home to literally wanting to save the planet, our guests discuss what matters the most to them and you get answers to some of the questions you might have yourself.
Listen Here
Wealth Education for the Next Generation
Catch up on the an exciting journey into the world of finance and wealth education. At Morgan Stanley, we believe that knowledge is the key to unlocking future success, and we're excited to share our thought leadership and experience with you! Hosted by Caroline Gundeck, Head of UHNW Client and Field Engagement and Charline Burgess, Senior Wealth Education Specialist, you will learn about financial concepts, investing, and money management in a fun and interactive way.
Watch Replay
The GIC Weekly
The Global Investment Committee (GIC) is a group of seasoned investment professionals who meet regularly to discuss the global economy and markets. The committee determines the investment outlook that guides our advice to clients.
Read Here
US Policy Pulse
Monthly publication that assesses the market relevance of recent domestic policy events.
Read Here
Four Reasons to Buy Japanese Stocks Now
The Tokyo Stock Price Index (TOPIX) is at a historically low valuation following recent volatility. However, structural changes underway in Japan – including the country's economic rebound, corporate reforms and government incentives driving money into Japanese stocks – indicate long-term potential.
Read Here
In the Arena: Serena Williams
As the presenting sponsor of ESPN's "In the Arena: Serena Williams," Morgan Stanley is proud to support female athletes whose grit and vision have propelled them into the spotlight and are striving to transform the future of professional sports for the young women following in their footsteps. The groundbreaking eight-part docuseries provides an intimate and compelling account of Williams' life and unveils the curtain on pivotal moments on and off the court.
Watch HereHELPING YOU ACHIEVE YOUR DEFINITION OF SUCCESS
Our wealth management process begins with you, your investment objectives and your financial goals. Holistic in its approach, it may encompass all the elements of your financial life - your investments and your cash management needs - making sure they align with your goals and wealth management plan.
Using a suite of tools that includes goal-specific analysis, we can work together to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs. The following resources below will introduce you to a few of the tools that we use, please click to learn more about topics impacting your wealth.
- Retirement "What If" Scenarios
- College (529) Funding Analysis
- Income & Cashflow Planning
- Donor Advised Funds
- Charitable Remainder Trusts
- IRA Qualified Charitable Distribution
- Asset Titling & Estate Distribution
- Wealth Transfer Strategies: Annual Gifting, Gift & Estate Exemption, Generation Skipping Transfers
- Trust Planning: ILITs, GRATs, SLATs, IDGTs, Dynasty Trusts, Special Needs Trusts
- Compensation Review: RSUs, NQ & ISO Options
- AMT & Tax Management Strategies
- Managing Concentrated Stock
- Restricted Stock: Rule 144 Guidance, 10b5-1 Plans
- Cash Management & Capital
- Succession & Exit Planning
- Tax & Liquidity Strategies
- Intra-Family Transfer Techniques
- Securities-Based Lending
- Home Loans
- Life Insurance Review
- Long-Term Care Planning
- Creditor Protection
Financial Planning
We'll help you understand the fundamentals of finance and put your resources to work so you can plan, invest and ultimately transition to retirement with confidence.
Charitable Gifting
No matter what your philanthropic ambitions, a Financial Advisor can help you translate good intentions into an impactful strategy by utilizing a variety of trusts, charitable vehicles and wealth management tools.
Estate Planning & Wealth Transfer
Guiding high-net-worth families with legacy planning and collaborating with external tax & legal advisors to execute estate planning strategies and integrate investment solutions.
Equity Compensation & Restricted Stock
The by-product of a successful career is often a concentrated position in your company stock – representing a significant portion of your personal net worth and a high level of complexity. We help clients understand their equity compensation and manage their concentrated stock positions.
Business Owners
Helping business owners with key strategic needs such as access to capital, plan administration and a variety of exit strategies.
Liability Management
A comprehensive wealth management plan often includes prudent borrowing to compliment your investment portfolio. Our lending services can help provide the necessary funding and flexibility as you manage potential opportunities or liquidity needs.
Insurance & Asset Protection
A sound wealth plan requires more than seeking returns. It involves mitigating and managing risks to help protect you when the unexpected occurs. Insurance, as part of your overall wealth plan, can help you get closer to achieving your retirement and legacy planning goals.
Location
40701 Woodward Avenue
Suite 200
Bloomfield Hills, MI 48304
US
Direct:
(248) 723-1889(248) 723-1889
Meet The Cooper Group
Eric Whipple
Vice President, Financial Advisor
Phone:
(248) 723-1890(248) 723-1890
Dawson J. Richard
Registered Client Service Associate
Phone:
(248) 723-1853(248) 723-1853
Blake Schochet
Business Development Director
Phone:
(248) 723-1866(248) 723-1866
Sheryl Liskiewicz
Senior Registered Client Service Associate
Phone:
(248) 723-1854(248) 723-1854
About Me
Steve has been in the financial services industry for over 35 years. These many years of experience have provided our clients with wise counsel in all areas of financial planning. Steve has consistently ranked as a top-producing Financial Advisor because of his commitment to our clients. His willingness to understand their goals and concerns allows him to make recommendations that are tailored to a strategy that can help meet their personal objectives. Formal quarterly reviews and convenient accessibility provide the highest level of personal attention to our clients. Steve and his team are committed to building solid, long-lasting relationships with each and every one of our clients.
Steve received his Bachelor of Arts from Wayne State University. He and his wife Bernadette reside in Oakland Township. When away from the office, Steve enjoys golfing and spends much of his time in Northern Michigan where he has a home on Mullett Lake. Steve and his wife also enjoy traveling and spending time with their family and friends.
Steve received his Bachelor of Arts from Wayne State University. He and his wife Bernadette reside in Oakland Township. When away from the office, Steve enjoys golfing and spends much of his time in Northern Michigan where he has a home on Mullett Lake. Steve and his wife also enjoy traveling and spending time with their family and friends.
Securities Agent: FL, HI, MN, TN, AZ, NV, NY, NJ, OR, MS, AL, TX, MA, SC, GA, IN, IL, WI, PA, NC, MI, MD, DE, DC, CO, VA, OH, KS, CA, MO, LA; General Securities Representative; Investment Advisor Representative
NMLS#: 2667441
NMLS#: 2667441
About Me
Eric is in his 16th year with the Cooper Group and enjoys working closely with our clients to help them pursue their financial goals and objectives. He takes pride in his ability to work with his clients in an ethical, genuine and professional manner. He invests the time to learn and understand each client's financial objectives, and offer strategies tailored to their comfort level within the market. His areas of concentration include financial, retirement and education planning. He also focuses on investment manager research, evaluation and selection.
Eric received his Bachelor of Science degree in Economics from Central Michigan University in 1996. His studies of the financial markets have helped him in grasping the complexities of today's financial landscape. He and his wife, Amy, have two children, Matthew and Claire. Eric and his family like to spend their weekends in Northern Michigan where they enjoy boating and skiing. They also enjoy traveling. In addition to his time with his family, Eric enjoys spending time doing home improvement projects.
Eric received his Bachelor of Science degree in Economics from Central Michigan University in 1996. His studies of the financial markets have helped him in grasping the complexities of today's financial landscape. He and his wife, Amy, have two children, Matthew and Claire. Eric and his family like to spend their weekends in Northern Michigan where they enjoy boating and skiing. They also enjoy traveling. In addition to his time with his family, Eric enjoys spending time doing home improvement projects.
Securities Agent: LA, TN, MS, MN, WV, CO, AL, NJ, MI, GA, OH, NY, NV, AZ, KS, MA, IL, PA, DE, VA, OR, WI, MD, HI, SC, DC, CA, FL, IN, TX, NC, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 2667442
NMLS#: 2667442
About Dawson J. Richard
Dawson J. Richard is a graduate of the University of Pittsburgh where he received a bachelor’s degree in finance. Upon graduation, he worked as a Registered CSA at Wells Fargo, and has been with Morgan Stanley since 2023. As a Registered CSA, Dawson has obtained his Series 7 & 66 Certifications and has plans to obtain his CFP® and enter the FAA program.
Prior to attending the University of Pittsburgh, Dawson completed 2 years of his undergrad at U of M Dearborn where he was a member of the Men’s Varsity Ice Hockey Team and the Emerging Leader’s Council. He still plays adult league hockey along with lots of golf, and mainly enjoys spending time with family & friends when he is not in the office. Falling in love with Michigan while he was here for school, Dawson returned and currently resides in Sterling Heights, Michigan.
Prior to attending the University of Pittsburgh, Dawson completed 2 years of his undergrad at U of M Dearborn where he was a member of the Men’s Varsity Ice Hockey Team and the Emerging Leader’s Council. He still plays adult league hockey along with lots of golf, and mainly enjoys spending time with family & friends when he is not in the office. Falling in love with Michigan while he was here for school, Dawson returned and currently resides in Sterling Heights, Michigan.
About Blake Schochet
Blake Schochet is an experienced Business Development Director who has been with Morgan Stanley since 2023. Schochet is a graduate of Vanderbilt University with Bachelors in Economics and Political Science and has been in the financial services ever since. Focused on financial planning as apart of The Cooper Group, Blake holds his Series 7, 63, 65, and insurance licenses.
In his free time, Blake loves to travel and spend time with family and friends. Blake currently resides in Oakland Township, Michigan with his wife Carrie, and their 3 kids Brendan, Nick, Mia.
In his free time, Blake loves to travel and spend time with family and friends. Blake currently resides in Oakland Township, Michigan with his wife Carrie, and their 3 kids Brendan, Nick, Mia.
About Sheryl Liskiewicz
Sheryl Liskiewicz is a Senior Registered Client Service Associate with decades of experience. After attending Wayne State University, Sheryl focused on business after deciding the medical field was not for her. Prior to joining Morgan Stanley, Sheryl has been employed at NBD, Banc One Retail Investments, Merrill Lync, UBS, Citi Smith Barney, and Wells Fargo Advisors. She also holds her Series 7, 63, 66, and Insurance licenses, to best help clients.
Currently residing in Novi, Michigan, Sheryl spends her free time engaging in yoga, hiking, gardening, golfing, boating, and spending time with friends & family.
Currently residing in Novi, Michigan, Sheryl spends her free time engaging in yoga, hiking, gardening, golfing, boating, and spending time with friends & family.
Contact Steve Cooper
Contact Eric Whipple
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Cooper Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
