Joel L Konigsberg, CFP®
Managing Director, Wealth Management, Financial Advisor, Family Wealth Director, Senior Portfolio Management Director, Alternative Investments Director, Lending Specialist
Phone:
(212) 603-6299(212) 603-6299
The Constellation Group at Morgan Stanley
Direct:
(212) 603-6299(212) 603-6299
Direct:
(212) 603-6129(212) 603-6129
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals.
Ready to help you navigate through life by delivering comprehensive financial planning services as an integral part of our relationship.
Ready to help you navigate through life by delivering comprehensive financial planning services as an integral part of our relationship.
Constellation Group Story and Services
Think back for a moment when we were children, being outside on a dark night looking skyward, studying the stars, connecting the dots, wondering what the future held in store. Our minds would wander. We contemplated our world. Staring at the stars, we imagined the unimaginable. Yet, in spite of those childhood dreams, our families, realities, and stations in life have changed in ways that we never thought possible. Far wiser decades later we, in fact, recognize that although our lives have changed, the night time sky has not. The same stars, unmoved, continue to dot the sky. Navigators still use them to find their way and children to imagine their futures.
As the Constellation Group at Morgan Stanley*, your confidence is always the foundation of our practice. We are resolute in our mission to help you work toward your lifetime objectives by providing you with access to the vast resources of the firm and to our individual areas of knowledge.
Our commitment is evidenced by the fact that every member of the group will develop and maintain a comprehensive understanding of your financial needs, objectives, and tolerance for risk. Just as navigators rely on the stars in the sky, we invite you to call upon the Constellation Group at Morgan Stanley* for objective wealth management guidance that is focused on you. Needless to say, we maintain a commitment to your wealth management needs and exceptional level of professionalism.
We look forward to learning more about you, discussing the resources we can provide, while making certain we are the right team for you.
As the Constellation Group at Morgan Stanley*, your confidence is always the foundation of our practice. We are resolute in our mission to help you work toward your lifetime objectives by providing you with access to the vast resources of the firm and to our individual areas of knowledge.
Our commitment is evidenced by the fact that every member of the group will develop and maintain a comprehensive understanding of your financial needs, objectives, and tolerance for risk. Just as navigators rely on the stars in the sky, we invite you to call upon the Constellation Group at Morgan Stanley* for objective wealth management guidance that is focused on you. Needless to say, we maintain a commitment to your wealth management needs and exceptional level of professionalism.
We look forward to learning more about you, discussing the resources we can provide, while making certain we are the right team for you.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
In The Press
Forbes's Best-In-State Wealth Management Teams
In 2023, 2024, and 2025, The Constellation Group was named to the Best-In-State Wealth Management Teams list in the State of New York.
2023, 2024, 2025 Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023, Jan 2024, Jan 2025) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/24.
2023, 2024, 2025 Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023, Jan 2024, Jan 2025) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/24.
Forbes's Best-In State Wealth Advisors
Joel Konigsberg, CFP® was named by Forbes as one of the Best-In-State Wealth Advisors in 2024.
2024 Best-In-State Wealth Management Advisors
Source: Forbes.com (Awarded 2024) Data compiled by SHOOK Research LLC based 12-month time period concluding in June of the year prior to issuance of the award.
2024 Forbes Magazine Best-In-State Advisors: The Top Ranked Wealth Managers In Every State2024 Best-In-State Wealth Management Advisors
Source: Forbes.com (Awarded 2024) Data compiled by SHOOK Research LLC based 12-month time period concluding in June of the year prior to issuance of the award.
Five Star Wealth Advisor Award
This award was issued in 2014. The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
2014 Five Star Wealth AdvisorUpcoming Firm Events
We hope you will join us for this upcoming event.
AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future
We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.
CRC4303146 03/2025
Online
Additional Replays
Many of our clients find the following resources valuable. From reading our insights within the research we produce, to learning more about the world class resources Morgan Stanley offers, our clients stay on top of the modern wealth management world.
Tax Planning Documents
Please view the following attachment to find the 2022 federal tax tables.
2022 Federal Tax TablesThis Year-End Tax Reminders document provides high-level summaries of complex tax rules, and exceptions may apply. Please consult with your tax advisor as to how the rules discussed below are applicable to your situation.
2020 Year-End Tax RemindersOn the Markets
We have assembled the following research reports, articles, and podcasts about many of the concepts that support our wealth management philosophy and investment strategies. We’ve provided easy links to these materials and hope you will return often to learn more about topics impacting your wealth.
On The Markets Research Report:
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
On The Markets Research ReportOn The Markets Research Report:
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Morgan Stanley Ideas:
The Morgan Stanley Ideas brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
Morgan Stanley Ideas LibraryThe Morgan Stanley Ideas brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
Thoughts On The Market Podcast:
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Thoughts On The Market PodcastWith perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Location
55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 603-6299(212) 603-6299
Meet The Constellation Group
Bradford Baker, CFP®
First Vice President, Wealth Management, Financial Advisor, Corporate Retirement Director, Qualified Plan Financial Consultant, Senior Portfolio Manager, Financial Planning Associate
Phone:
(212) 603-6129(212) 603-6129
Phone:
(212) 230-3530(212) 230-3530
Jeffrey Calderon
Wealth Management Analyst
Phone:
(212) 603-6278(212) 603-6278
Karen Betzag
Assistant Vice President, Business Development Director
Phone:
(212) 603-6106(212) 603-6106
Katherine Towl Khouri
Assistant Vice President, Director of Business Strategy
Phone:
(212) 230-3530(212) 230-3530
About Joel L Konigsberg
Joel L. Konigsberg, CFP® is a Managing Director - Wealth Management, Family Wealth Director and Financial Advisor with Morgan Stanley in New York City. He joined the firm in 1993 and is the founding member of The Constellation Group at Morgan Stanley. Given his long tenure, he is highly skilled at maximizing the full resources of Morgan Stanley to his clients’ benefit.
Discreet and caring, Joel serves ultra and high net worth investors and families and advises qualified benefit plans, foundations and endowment funds. In each of the last six years, most recently in 2024, he was recognized by Forbes® magazine’s “Best-In-State Wealth Advisors.” In 2023 and 2024, The Constellation Group at Morgan Stanley was also recognized by Forbes® magazine’s “Best-In-State Wealth Management Teams". This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals. In 2014, he was recognized as a Five Star Wealth Manager.
Joel’s career has been highlighted by numerous milestones, underscoring his deep, unwavering commitment to his clients, colleagues and those in need.
In 2020, Joel earned two designations: most notably he was named Managing Director, a title coveted by many, but held by relatively few Morgan Stanley Financial Advisors. He was also designated an Alternative Investments Director for his broad knowledge in that asset class. In 2010, he was appointed Senior Portfolio Management Director. In 2009, he was designated Family Wealth Director by Morgan Stanley.
In 2005, Joel received his Financial Planner Certificate from Boston University, Center for Professional Education, and in 2006, he earned the highly respected CERTIFIED FINANCIAL PLANNER® designation, of which he is most proud. In 1994, he earned five important regulatory licenses.
In addition to his clients, from 2021-2024, Joel served a three-year appointment as a volunteer to the Certified Financial Planner Board of Standards, Inc. (Washington, DC) He sat on the Disciplinary and Ethics Commission as a commissioner and in 2023 was voted by his co-panelist peers to serve as the Commission’s Chair that year. Among its responsibilities, the Commission reviews, adjudicates and takes appropriate action with respect to alleged violations of the Code of Ethics and Standards of Conduct. As a precursor to that role, he had previously served as a Hearing Panel Volunteer for the Commission.
In his ongoing service to the investing public and the securities industry, in 2022, Joel has been accepted to serve as a neutral arbitrator for FINRA's Dispute Resolution Services arbitration program.
Joel serves as a board member of the Strategic Alternative Learning Techniques (SALT) Center Advisory Board at the University of Arizona (Tucson, AZ) lending insight with respect to the financial aspects of this on-campus program for academically at-risk students in need of support.
Presently, Joel teaches basic financial literacy skills to survivors of domestic violence through an organization called Working in Support of Education (W!SE). He also provides pro bono financial planning and counseling to families facing cancer through an organization called Family Reach. For families facing cancer, the loss or reduction of income is often inevitable and the strain on family finances a real threat.
Joel has a Bachelor of Science degree from the Columbia University School of Engineering and Applied Science. He and his wife, Jane, have three children. They reside in New York City and philanthropically focus on helping to provide resources for academically at-risk students, on-campus food insecurity and foster children facing an uncertain educational future. In that regard, Joel and his wife Jane established a perpetual scholarship at the University of Arizona to provide financial assistance to students who may not otherwise be able to afford the academic support they need to succeed.
2017-2024 Forbes® Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2017-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
2023 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023) Data compiled by Shook Research LLC based on time period 03/31/21-03/31/22)
Five Star Wealth Advisor Award
This award was issued in 2014. The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Discreet and caring, Joel serves ultra and high net worth investors and families and advises qualified benefit plans, foundations and endowment funds. In each of the last six years, most recently in 2024, he was recognized by Forbes® magazine’s “Best-In-State Wealth Advisors.” In 2023 and 2024, The Constellation Group at Morgan Stanley was also recognized by Forbes® magazine’s “Best-In-State Wealth Management Teams". This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals. In 2014, he was recognized as a Five Star Wealth Manager.
Joel’s career has been highlighted by numerous milestones, underscoring his deep, unwavering commitment to his clients, colleagues and those in need.
In 2020, Joel earned two designations: most notably he was named Managing Director, a title coveted by many, but held by relatively few Morgan Stanley Financial Advisors. He was also designated an Alternative Investments Director for his broad knowledge in that asset class. In 2010, he was appointed Senior Portfolio Management Director. In 2009, he was designated Family Wealth Director by Morgan Stanley.
In 2005, Joel received his Financial Planner Certificate from Boston University, Center for Professional Education, and in 2006, he earned the highly respected CERTIFIED FINANCIAL PLANNER® designation, of which he is most proud. In 1994, he earned five important regulatory licenses.
In addition to his clients, from 2021-2024, Joel served a three-year appointment as a volunteer to the Certified Financial Planner Board of Standards, Inc. (Washington, DC) He sat on the Disciplinary and Ethics Commission as a commissioner and in 2023 was voted by his co-panelist peers to serve as the Commission’s Chair that year. Among its responsibilities, the Commission reviews, adjudicates and takes appropriate action with respect to alleged violations of the Code of Ethics and Standards of Conduct. As a precursor to that role, he had previously served as a Hearing Panel Volunteer for the Commission.
In his ongoing service to the investing public and the securities industry, in 2022, Joel has been accepted to serve as a neutral arbitrator for FINRA's Dispute Resolution Services arbitration program.
Joel serves as a board member of the Strategic Alternative Learning Techniques (SALT) Center Advisory Board at the University of Arizona (Tucson, AZ) lending insight with respect to the financial aspects of this on-campus program for academically at-risk students in need of support.
Presently, Joel teaches basic financial literacy skills to survivors of domestic violence through an organization called Working in Support of Education (W!SE). He also provides pro bono financial planning and counseling to families facing cancer through an organization called Family Reach. For families facing cancer, the loss or reduction of income is often inevitable and the strain on family finances a real threat.
Joel has a Bachelor of Science degree from the Columbia University School of Engineering and Applied Science. He and his wife, Jane, have three children. They reside in New York City and philanthropically focus on helping to provide resources for academically at-risk students, on-campus food insecurity and foster children facing an uncertain educational future. In that regard, Joel and his wife Jane established a perpetual scholarship at the University of Arizona to provide financial assistance to students who may not otherwise be able to afford the academic support they need to succeed.
2017-2024 Forbes® Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2017-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
2023 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023) Data compiled by Shook Research LLC based on time period 03/31/21-03/31/22)
Five Star Wealth Advisor Award
This award was issued in 2014. The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Securities Agent: MI, DC, LA, HI, FL, AZ, PA, NC, MN, ME, AR, TX, RI, IN, IL, CO, CA, SC, NM, WA, TN, NE, MD, KS, AK, WY, WI, VT, OR, NY, NJ, MA, GA, CT, NH, VA, DE, OH, NV, MO, IA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1262283
NMLS#: 1262283
About Bradford Baker
Bradford Baker, CFP®, QPFC ® is a Vice President, Corporate Client Director and Financial Advisor with The Constellation Group at Morgan Stanley in New York City. He has more than 20 years of experience in the securities industry, virtually all with Morgan Stanley and Smith Barney, a predecessor firm.
Brad serves a broad range of clients, most notably institutions, high-net-worth individuals, business owners, and corporate executives. As a Corporate Client Director, he works hand in hand with institutions to craft and manage their Qualified and Non Qualified retirement plans. Additionally, Brad helps business owners and corporate executives with their many intricate needs, such as aligning their equity compensation strategy with their other long-term financial goals.
Deeply committed to building generational wealth through trusting long-term relationships, Brad is just as effective advising investors in the asset accumulation stage of their life as he is with those approaching, or who are in, retirement.
In 2023 and 2024, The Constellation Group at Morgan Stanley was named by Forbes® magazine’s “Best-In-State Wealth Management Teams". This honor reflects our entire team’s steadfast and diligent dedication to our clients' specific and unique financial goals.
In addition to holding the well-respected CERTIFIED FINANCIAL PLANNER® and the Qualified Plan Financial Consultant® designation, Brad has a number of important regulatory licenses, including:
Series 3 - National Commodity Futures
Series 7 - General Securities Representative
Series 63 - Uniform State Exam
Series 65 - Investment Advisory Agent
Life, Health & Variable Life, Variable Annuity Insurance licenses
Brad has a Bachelor of Arts degree from Gettysburg College in Gettysburg, Pa. Prior to college, he attended Seton Hall Preparatory in South Orange, N.J. Brad resides with his wife and their two children in Hoboken, N.J.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from (3/31/22–3/31/23)
2023 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023) Data compiled by Shook Research LLC based on time period 03/31/21-03/31/22)
Brad serves a broad range of clients, most notably institutions, high-net-worth individuals, business owners, and corporate executives. As a Corporate Client Director, he works hand in hand with institutions to craft and manage their Qualified and Non Qualified retirement plans. Additionally, Brad helps business owners and corporate executives with their many intricate needs, such as aligning their equity compensation strategy with their other long-term financial goals.
Deeply committed to building generational wealth through trusting long-term relationships, Brad is just as effective advising investors in the asset accumulation stage of their life as he is with those approaching, or who are in, retirement.
In 2023 and 2024, The Constellation Group at Morgan Stanley was named by Forbes® magazine’s “Best-In-State Wealth Management Teams". This honor reflects our entire team’s steadfast and diligent dedication to our clients' specific and unique financial goals.
In addition to holding the well-respected CERTIFIED FINANCIAL PLANNER® and the Qualified Plan Financial Consultant® designation, Brad has a number of important regulatory licenses, including:
Series 3 - National Commodity Futures
Series 7 - General Securities Representative
Series 63 - Uniform State Exam
Series 65 - Investment Advisory Agent
Life, Health & Variable Life, Variable Annuity Insurance licenses
Brad has a Bachelor of Arts degree from Gettysburg College in Gettysburg, Pa. Prior to college, he attended Seton Hall Preparatory in South Orange, N.J. Brad resides with his wife and their two children in Hoboken, N.J.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from (3/31/22–3/31/23)
2023 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023) Data compiled by Shook Research LLC based on time period 03/31/21-03/31/22)
Securities Agent: MN, OR, MA, AZ, SC, MD, ME, NC, MO, NE, NJ, NV, NM, OH, PA, RI, TX, WI, WY, AR, CA, GA, HI, AL, KS, IN, AK, IL, WA, VT, VA, NY, NH, MI, LA, IA, FL, DE, DC, CT, CO; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1451626
NMLS#: 1451626
About Jeffrey M Blumenthal
Jeff Blumenthal is a Senior Vice President, Portfolio Manager Director, and Financial Advisor. He has over 35 years of experience with Morgan Stanley and its predecessor firms. His previous employment was with a unit of JP Morgan in marketing new financial products, CBS Sony Music in Marketing and Finance, Citigroup, and the Federal Reserve Bank of NY.
He serves a wide range of clients such as high net worth individuals and their families, lawyers, and other professionals. In addition, Jeff helps clients with inter-generational needs such as building wealth for children and grandchildren, educational planning, and trust management. He has been particularly helpful to those clients who are near or at their retirement in planning for their future.
Jeff joined The Constellation Group in the middle of 2023. In Jeff's first year with the team, The Constellation Group was named by Forbes® magazine’s “Best-In-State Wealth Management Teams" for the second consecutive year. This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals.
In addition to holding high his dedication to his responsibility, he holds the following licenses:
Series 3 - National Commodity Futures
Series 7 - General Securities Representative
Series 63 - Uniform State Exam
Series 65 - Investment Advisory Agent
Life, Health & Variable Life, Variable Annuity Insurance licenses
Jeff grew up in Boston and came to NYU on an athletic scholarship. He earned a BA there and has mostly been in New York since. Currently residing on Long Island, he has two sons whom he is extremely proud of.
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from (3/31/22–3/31/23)
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
He serves a wide range of clients such as high net worth individuals and their families, lawyers, and other professionals. In addition, Jeff helps clients with inter-generational needs such as building wealth for children and grandchildren, educational planning, and trust management. He has been particularly helpful to those clients who are near or at their retirement in planning for their future.
Jeff joined The Constellation Group in the middle of 2023. In Jeff's first year with the team, The Constellation Group was named by Forbes® magazine’s “Best-In-State Wealth Management Teams" for the second consecutive year. This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals.
In addition to holding high his dedication to his responsibility, he holds the following licenses:
Series 3 - National Commodity Futures
Series 7 - General Securities Representative
Series 63 - Uniform State Exam
Series 65 - Investment Advisory Agent
Life, Health & Variable Life, Variable Annuity Insurance licenses
Jeff grew up in Boston and came to NYU on an athletic scholarship. He earned a BA there and has mostly been in New York since. Currently residing on Long Island, he has two sons whom he is extremely proud of.
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from (3/31/22–3/31/23)
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
Securities Agent: HI, WY, WI, WA, VT, VA, TX, RI, PA, OR, NY, NV, NM, NJ, NH, NE, NC, MO, MN, MI, ME, MD, MA, LA, KS, IN, IL, IA, GA, FL, OH, DE, DC, CT, SC, CO, CA, AZ, AR, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 1406611
NMLS#: 1406611
About Jeffrey Calderon
- Joined The Constellation Group at Morgan Stanley in March of 2020 (15 months). As a Registered Client Service Associate, he holds both Series 7 and Series 66 licenses, and assists with a range of client service requests.
-Jeff acquired his Life, Health, & Variable Annuity Insurance license in the summer of 2019, before he began his stint at Equitable Advisors.
-Started his career in finance with Equitable Advisors (formerly AXA Advisors) as a financial consultant in 2019.
-Earned his Bachelor of Science in Business Administration with a specialization in Finance, from Stony Brook University in May of 2019.
-While in College Jeff interned at both the Mayor’s Fund to Advance NYC, & the Mayor’s Office for International Affairs.
-In his spare time Jeff volunteers as an Advisor for an international youth organization called The Order of DeMolay, where he helps local youth members develop & enhance the skills needed to succeed in the contemporary job market.
-In 2023 and 2024, The Constellation Group at Morgan Stanley was also recognized by Forbes® magazine’s “Best-In-State Wealth Management Teams”. This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
2023 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023) Data compiled by Shook Research LLC based on time period 03/31/21-03/31/22)
-Jeff acquired his Life, Health, & Variable Annuity Insurance license in the summer of 2019, before he began his stint at Equitable Advisors.
-Started his career in finance with Equitable Advisors (formerly AXA Advisors) as a financial consultant in 2019.
-Earned his Bachelor of Science in Business Administration with a specialization in Finance, from Stony Brook University in May of 2019.
-While in College Jeff interned at both the Mayor’s Fund to Advance NYC, & the Mayor’s Office for International Affairs.
-In his spare time Jeff volunteers as an Advisor for an international youth organization called The Order of DeMolay, where he helps local youth members develop & enhance the skills needed to succeed in the contemporary job market.
-In 2023 and 2024, The Constellation Group at Morgan Stanley was also recognized by Forbes® magazine’s “Best-In-State Wealth Management Teams”. This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
2023 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023) Data compiled by Shook Research LLC based on time period 03/31/21-03/31/22)
About Karen Betzag
Karen Betzag began her career in Financial Services in 1988. She obtained a Bachelor of Arts with a Major Concentration in Political Science and Minor in Public Administration. She holds Series 7, 63 and 66 licenses. Karen’s first position in Finance was in the Banking field where her love for client services began. In 1996, she joined Smith Barney which later became Morgan Stanley. At Morgan Stanley, she wore many hats; she worked in Compliance, Operations and as a Sr. Registered Client Associate. Karen makes it a point to get to know clients well. She prides herself on being a valuable resource for clients, helping to make challenging issues less complex.
In 2023 and 2024, The Constellation Group at Morgan Stanley was also recognized by Forbes® magazine’s “Best-In-State Wealth Management Teams”. This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals.
Karen lives on Long Island in the town of Rockville Centre with her husband Michael and their 2 children. She enjoys volunteering in her community; she is a member of Kiwanis and fundraises for Stephen Siller Tunnel to Towers. She enjoys beach vacations, baking, outdoor activities and doting on her family.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
2023 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023) Data compiled by Shook Research LLC based on time period 03/31/21-03/31/22)
In 2023 and 2024, The Constellation Group at Morgan Stanley was also recognized by Forbes® magazine’s “Best-In-State Wealth Management Teams”. This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals.
Karen lives on Long Island in the town of Rockville Centre with her husband Michael and their 2 children. She enjoys volunteering in her community; she is a member of Kiwanis and fundraises for Stephen Siller Tunnel to Towers. She enjoys beach vacations, baking, outdoor activities and doting on her family.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
2023 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023) Data compiled by Shook Research LLC based on time period 03/31/21-03/31/22)
About Katherine Towl Khouri
Drawing on more than 19 years of industry experience, Katie is the Director of Business Strategy with The Harbor Group at Morgan Stanley. Katie engages with clients, management, advisors and advisory professionals to identify potential investment opportunities and assist with the formulation and implementation of strategic initiatives to help meet specific client needs. Katie has served in a variety of business development and leadership roles and dedicates herself to providing clients with confidence.
Katie’s experience in the financial services industry has given her the knowledge regarding comprehensive financial plans, investment manager selection, portfolio analysis, and sound investment strategies that reflect the personal and financial objectives of each individual, family or institution. Katie is committed to building long-term relationships with clients as well as consistently delivering an exceptional client experience.
In Katie’s first year with the team, The Constellation Group was named by Forbes® magazine’s “Best-In-State Wealth Management Teams” for the second consecutive year. This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals.
Katie received her MBA from the Leonard N. Stern School of Business at New York University with a specialization in Finance and a dual BA degree from the University of Michigan in Organizational Studies and Communications. Katie also holds FINRA Series 7, 63 and 66 licenses. Hailing from Westchester County and Manhattan, Katie now resides in Connecticut with her husband and baby boy. She is an active member of the University of Michigan Alumni Association and enjoys volunteering with the American Heart Association. Favorite leisure activities include CrossFit, tennis and spending time with family and friends.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
Awards Disclosures
Katie’s experience in the financial services industry has given her the knowledge regarding comprehensive financial plans, investment manager selection, portfolio analysis, and sound investment strategies that reflect the personal and financial objectives of each individual, family or institution. Katie is committed to building long-term relationships with clients as well as consistently delivering an exceptional client experience.
In Katie’s first year with the team, The Constellation Group was named by Forbes® magazine’s “Best-In-State Wealth Management Teams” for the second consecutive year. This honor reflects our entire team’s steadfast and diligent dedication to our clients’ specific and unique financial goals.
Katie received her MBA from the Leonard N. Stern School of Business at New York University with a specialization in Finance and a dual BA degree from the University of Michigan in Organizational Studies and Communications. Katie also holds FINRA Series 7, 63 and 66 licenses. Hailing from Westchester County and Manhattan, Katie now resides in Connecticut with her husband and baby boy. She is an active member of the University of Michigan Alumni Association and enjoys volunteering with the American Heart Association. Favorite leisure activities include CrossFit, tennis and spending time with family and friends.
2024 Forbes® Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
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The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Megan Auslaender
Private Banker
About Megan Auslaender
Megan Auslaender is a Private Banker serving Morgan Stanley Wealth Management offices in New York City.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Megan began her career in financial services in 2007 and joined Morgan Stanley in 2010 as a Wealth Management Associate. Prior to being promoted to her current position, she served as an Associate Private Banker in New York and Massachusetts. Before she joined the firm, she was a Registered Sales Assistant for Johnston, Lemon & Company Inc. in
Washington, DC.
Megan is a graduate of the Pennsylvania State University where she received a Bachelor of Science in Economics. She lives in Manhattan with her husband and two daughters. Outside of the office, she enjoys spending time with her family, exploring the city, and traveling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Megan began her career in financial services in 2007 and joined Morgan Stanley in 2010 as a Wealth Management Associate. Prior to being promoted to her current position, she served as an Associate Private Banker in New York and Massachusetts. Before she joined the firm, she was a Registered Sales Assistant for Johnston, Lemon & Company Inc. in
Washington, DC.
Megan is a graduate of the Pennsylvania State University where she received a Bachelor of Science in Economics. She lives in Manhattan with her husband and two daughters. Outside of the office, she enjoys spending time with her family, exploring the city, and traveling.
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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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