Who We Are

Ann is widely known across the Toledo area as a leader and pace setter within the financial advising community. She was one of the first women to be hired into the industry in the 1970s and has been working diligently to secure her clients' wealth for over 40 years. She and the team focus on answering clients' major questions: growing assets, taking care of parents and children, minimizing taxes, working through a divorce, and saving for college. Ann, Stephen, and Ford act in your best interest to achieve high results when designing and managing a portfolio. With over 70 years of experience we have seen every market, investment, and problem a client could encounter.
Services Include
  • Professional Portfolio Management1
  • Wealth Management2
  • Retirement Planning3
  • Qualified Retirement Plans4
  • 401(k) Rollovers
  • Estate Planning Strategies5
  • Philanthropic Services
  • Planning for Education Funding6
  • Trust Services7
  • 529 Plans8
  • Asset Management9
  • Business Succession Planning10
  • Divorce Financial Analysis11
  • Financial Planning12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Complimentary Second Opinion Service

  • What to expect from the Second Opinion Service?
    We will meet with your friends, family and associates for a discovery meeting and then invite them back for a wealth management plan meeting. Hopefully, we can confirm they’re on track to meet their values and goals. If needed, we’ll suggest ways in which we can help, including recommending someone else if we’re not a good fit for their needs. Either way, they’ll receive both a Total Client Profile and personalized analysis of their current situation.

Michael Wilson: Monthly Investment Perspectives Webcast

Chief investment Officer Mike Wilson provides an overview of his expectations for the new year, including thoughts on investor sentiment, global performance, and sectors to watch
  • Ann earned her Chartered Retirement Planning CounselorSM certification and Chartered Advisor in Philanthropy® certification
  • Ford earned over a dozen professional and personal awards and decorations as a Captain in the Marine Corps
  • Stephen worked for the Astronautics division of General Dynamics in San Diego, CA, where he worked as an instrumentation engineer on the Mercury sub-orbital project and on the Atlas and Agena-B booster rockets.

Community Involvement

Ford is a member of The Toledo Rotary Club and serves on the International Services Committee. He is also a member of the Toledo Chamber of Commerce serving on the Military Affairs Committee and the Noble County Chamber of Commerce. He volunteers to teach fellow veterans how to save, budget, and invest through multiple organizations across Toledo. He is also a member of the Toledo Symphony Finance Committee.

Ann holds leadership positions in The Toledo Jazz Orchestra, Chaîne des Rôtisseurs, and NW Ohio Public Broadcasting. She is past president of the Toledo Opera and was a member of the Smith College Board of Trustees.

Location

7311 Crossleigh Court
Toledo, OH 43617
US
Direct:
(419) 842-5304(419) 842-5304

Meet The ClearView Group

Photo of Stephen J Mayor

Stephen J Mayor

First Vice President, Financial Advisor, Investment Management Consultant, Financial Planning Specialist

Phone:
(419) 842-5390(419) 842-5390

About Me

Ann Sanford's high intellect has served hundreds of clients and their families in her 40 year career as a Financial Advisor. She frequently brings up issues to ponder with clients that no one in their life has introduced.  She has advised and participated in clients’ meetings with attorneys for estate planning, trust creation, divorce proceedings, funerals, and tax planning meetings with CPAs. Her attention to detail and knowledge of her clients' lives often results in a better solution to a sticky situation than a client or other advisor had considered. Many clients turn to her before making any kind of financial decision, and she is always happy to brainstorm new ideas.

 

Ann graduated Magna Cum Laude from Smith College in Northampton, Massachusetts.  She spent her Junior Year in Paris studying music, and speaks French fluently. She is a Chartered Retirement Planning Counselor and a Chartered Advisor in Philanthropy. Growing up on a family farm in rural southeastern Ohio taught Ann to be an independent thinker and solver of problems, and to always do the right thing for her clients. She is one of those somewhat rare people who do what they say they will do, whether it's returning a phone call, designing a portfolio, or teaching an adult child about investing.

 

Ann has given back to the community her entire career. Currently she is President of the Toledo Jazz Orchestra, Bailli (President) of the Chaîne des Rôtisseurs, board member of Northwest Ohio Public Broadcasting, Chair of the Endowment Committee for Toledo Opera, and on the Toledo Zoo Foundation board. She is Past President of Toledo Opera, and a past member of the Smith College Board of Trustees, among numerous other positions.

 

Ann has two sons; Ford is a Morgan Stanley Financial Advisor with the ClearView Group and Deuce is a musician living in Austin, TX.
Securities Agent: TX, OH, WI, WA, VI, VA, TN, SC, PA, OR, OK, NY, NV, NC, MO, MN, MI, ME, MA, LA, IN, IL, IA, GA, FL, DC, CT, CO, CA, AZ, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1657689

About Me

Sanford “Ford” Bennett attended Purdue University and graduated in 2009 with a Bachelor of Science in Selling and Sales Management. While attending Purdue he was an active member of Delta Upsilon International Fraternity, a social and philanthropic organization that works with charitable organizations including the Boys and Girls Club of Lafayette, Indiana. At graduation he was commissioned as a Second Lieutenant in the United States Marine Corps and began a six year active duty service.

After extensive training in the Marine Corps, Ford lived on Oahu, Hawaii and deployed to Okinawa, Japan for three years, working with different military groups and foreign allies. He served as the command’s financial specialist instructing Marines on proper savings and investments, and he has followed the stock market for most of his life. He exited active duty as a Captain in May of 2015 and joined the Select Marine Corps Reserve. Recently he led teams through exercises in Germany and Bulgaria. From June 2016 through May 2017 Ford and a small group of Marines mobilized to active duty and deployed to Afghanistan where they trained, mentored, and advised the Georgian and Afghan Army in combat operations. Ford’s experiences, discipline, training, and love of investing will benefit clients and families who invest with us. 

Ford is married to Christine Fair, a psychologist.  They live in Sylvania, Ohio with their Okinawa-adopted dog Lily. He enjoys working on his 1979 MG and Harley Davidsons, and he and Christine enjoy traveling and exploring the city of Toledo. They are Walleye fans and enjoy live sporting events and concerts.  Ford is looking forward to getting to know you and your family, and to continuing to provide the loyal service that has been the high standard of The ClearView Group.
Securities Agent: OH, WI, WA, VI, VA, TX, TN, SC, PA, OR, OK, NY, NV, NM, NC, MO, MN, MI, ME, MA, LA, IN, IL, IA, GA, FL, DC, CT, CO, CA, AZ, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1705080

About Me

Stephen was awarded a Rackham Memorial scholarship, while in high school, to attend the University of Michigan.  He graduated with two degrees in engineering.   After graduation, he joined the Astronautics division of General Dynamics in San Diego, CA, where he worked as an instrumentation engineer on the Mercury sub-orbital project and on the Atlas and Agena-B booster rockets.  It was during these years that he began investing as a hobby.

He left GDA to attend graduate school, on a full fellowship, and graduated from the University of Kentucky with his doctorate in biophysics.  After graduation, he joined the faculty of the Medical College of Ohio at Toledo, where he taught in the department of physiology and did research on memory and Alzheimer’s disease.

Unable to obtain sustainable funding for his research, he retired from his scientific career and joined Merrill Lynch as a financial consultant turning his hobby into his vocation.  He transferred to Smith Barney -- now Morgan Stanley -- in 1990.

Throughout his various careers, Stephen’s forte has been problem solving.   His technical orientation is a perfect match for clients who are looking for someone skilled in financial planning, portfolio construction and monitoring, and retirement cash flow planning.  His goal is to provide clients with carefully thought out strategic or tactical solutions to their financial needs in a cost-effective manner.

He and his wife Barbara live in Holland, Ohio, and are active supporters of the Toledo Symphony, Toledo Opera, Toledo Art Museum and Public Broadcasting System.
Securities Agent: TX, SC, OH, WI, VA, TN, PA, NY, NV, NC, MO, MN, MI, MA, LA, IN, IL, IA, GA, FL, CT, CO, CA, AR; General Securities Representative; Investment Advisor Representative
From Our Team

Do You Know Where All Your Retirement Savings Are?


Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
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Five Smart Strategies to Use a Bonus or Raise

Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Financial Transition: A Guide for Women

Financial Transition: A Guide for Women

Here's how to take control of your finances if a death or divorce leaves you holding the reins.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

6 Keys to Building a Startup

Entrepreneurs share ideas and learnings from the experience of starting a company.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
A New Roadmap for Mission Alignment

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Mosaic

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Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
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Ready to start a conversation? Contact The ClearView Group today.
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1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

4Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

7Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

12Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

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