Phone:
(615) 665-4709(615) 665-4709
The Chickering Group at Morgan Stanley
Direct:
(615) 292-0303(615) 292-0303
Toll-Free:
(800) 228-8517(800) 228-8517
Our Mission Statement
We’re a family focused practice in every sense. When you call, we aim to respond promptly. When you need guidance, we can help develop a wealth strategy personalized to your family, your goals, and your legacy.
What's in a name?
Chickering means something in Nashville. It’s a street, yes — but more than that, it’s a nod to a way of life. A little bit Southern, a little bit storied, and deeply rooted in relationships that last. There’s history here. And that sense of legacy is exactly what the Chickering Group brings to wealth management.
We know success doesn’t make life simpler; it makes it more layered. With more opportunity comes more complexity: multiple homes, businesses, investments, and generations to think about.
We focus on the real work: thoughtful financial planning, honest conversations, and coordination with Morgan Stanley’s global resources and your network of professionals — from attorneys to CPAs.
Our team spans generations — from seasoned professionals with decades in the field to emerging advisors bringing fresh perspective and energy. That’s by design. Because the families we serve are multigenerational too.
So yes, Chickering is a street. But for the families we work with, it’s come to mean something more — a name that stands for confidence, connection, and a team committed to showing up.
Our wealth management approach covers a full spectrum of customized strategies. As your “personal chief financial officer,” we not only focus on helping you articulate your needs and aspirations, but also on reviewing virtually all aspects of your financial life, so we may create a comprehensive roadmap intended to help support your family's financial goals over multiple generations.
Committed to helping you seek to preserve and grow your assets, we strive to be your primary financial advisory team. We are focused on providing timely, objective advice and working every day to earn your confidence and aim to make a positive impact.
We know success doesn’t make life simpler; it makes it more layered. With more opportunity comes more complexity: multiple homes, businesses, investments, and generations to think about.
We focus on the real work: thoughtful financial planning, honest conversations, and coordination with Morgan Stanley’s global resources and your network of professionals — from attorneys to CPAs.
Our team spans generations — from seasoned professionals with decades in the field to emerging advisors bringing fresh perspective and energy. That’s by design. Because the families we serve are multigenerational too.
So yes, Chickering is a street. But for the families we work with, it’s come to mean something more — a name that stands for confidence, connection, and a team committed to showing up.
Our wealth management approach covers a full spectrum of customized strategies. As your “personal chief financial officer,” we not only focus on helping you articulate your needs and aspirations, but also on reviewing virtually all aspects of your financial life, so we may create a comprehensive roadmap intended to help support your family's financial goals over multiple generations.
Committed to helping you seek to preserve and grow your assets, we strive to be your primary financial advisory team. We are focused on providing timely, objective advice and working every day to earn your confidence and aim to make a positive impact.
Your Next Chapter Starts Here
- If you’re ready for a thoughtful conversation about what’s ahead, we’re here. Call us at (615) 292-0303 — we’d be honored to learn more about your goals and how we might help.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Your go to resource page for planning, investing, and more.
Fundamentals of investing
It all starts with the basics. Check out this factsheet to learn more about the various asset classes, as well as some basic tenets of investing.
The Fundamentals of InvestingRobust Retirement Income Planning
Every person is different, and therefore their individual financial needs and goals are different. Review this factsheet to learn the essentials of retirement income
Robust Retirement Income PlanningRaising Money-Savvy Kids
Are you preparing your kids to be informed now to achieve their future financial goals and plans? The below document will guide you how to do so.
Raising Money-Savvy KidsIncome and Estate Tax Planning
Just as important as retirement income planning is tax planning, The below document has helpful information on how to tackle this important aspect of planning.
Income and Estate Tax PlanningPlan for Your Future
Your financial future is one of the most important things you can do in life. Not sure where to start? Check out the below document for more information.
Plan for Your FutureExchange-Traded Funds
Exchange funds can be very important and useful investment vehicles, but how do they work? Check out the factsheet below to learn more.
Exchange-Traded FundsManaging Wealth Across Generations
Whether it's navigating business transitions, coordinating real estate interests, or keeping investment and estate strategies aligned across multiple households, the realities of multigenerational wealth require thoughtful, long-term coordination. Our team is structured to help support that entire continuum with clarity and coordination.
Supporting Today’s Leaders
We work closely with the individuals making decisions today, seeking to help to ensure that current priorities are addressed while future opportunities and risks are anticipated. By providing guidance that balances immediate needs with long-term strategy, we strive to help heads of family make informed choices to help preserve and grow their wealth.
Preparing Tomorrow’s Stewards
At the same time, we engage the rising stewards of tomorrow — whether young adults just beginning to take on financial responsibility, or established family members assuming more complex roles. This approach helps cultivate financial literacy and instill a value-driven lens, so that each generation is ready to carry forward the family's vision and legacy.
We believe financial education leads to better insights into our investment strategy and discipline, and potentially, better long-term results. As a result, we are committed to providing you with important information about managing your wealth more effectively in today’s global markets.
Location
3102 West End Ave
Ste 200
Nashville, TN 37203
US
Direct:
(615) 292-0303(615) 292-0303
Toll-Free:
(800) 228-8517(800) 228-8517
Meet The Chickering Group
Drake Porter
Senior Vice President, Financial Advisor
Phone:
(615) 665-4727(615) 665-4727
Kenneth S Luton
Senior Vice President, Financial Advisor
Phone:
(615) 665-4706(615) 665-4706
Phone:
(615) 298-6517(615) 298-6517
Christina Milewski
Senior Client Service Associate
Phone:
(615) 665-4719(615) 665-4719
Paola Delucas
Portfolio Associate
Phone:
(615) 665-4708(615) 665-4708
About Patrick Galloway
Patrick Galloway is a Senior Vice President, Financial Advisor, and Family Wealth Advisor with The Chickering Group at Morgan Stanley. Since 2003, he has helped high-net-worth individuals, families and institutions navigate financial complexity and pursue their most important life goals.
A graduate of Mercer University with a degree in International Business, Patrick has held leadership roles at Morgan Keegan, Synovus Financial Corporation’s Private Banking division, and in investment teams in Florida. Those experiences gave him a wide-ranging view of markets, private banking, and complex wealth strategies, which he now brings to bear in helping families manage concentrated assets, business transitions, and multigenerational planning. He approaches every client relationship with the same goal: seeking to help make the complicated feel clear, approachable, and aligned with your life.
For Patrick, wealth management is as much about people as it is about portfolios, and he takes pride in helping clients pursue making thoughtful, intentional decisions to help protect their legacy while seeking to open doors for the future. He works alongside families to anticipate challenges, coordinate investments, and align estate planning strategies and philanthropic plans — always with discipline, practicality, and a personal touch. As a financial advisor, he believes in showing up when it matters, whether it’s helping navigate a major business decision or simply seeking to help make sure a family’s next chapter goes smoothly.
Originally from Carrollton, Georgia, Patrick now calls Nashville home, where he lives with his wife and daughter, close to extended family and a family farm in Kentucky. An avid hunter and fisherman, he enjoys time outdoors with his father and brothers. When not exploring the woods or waterways, he prioritizes family life and personal fitness.
AR Insurance License #: 6792956
A graduate of Mercer University with a degree in International Business, Patrick has held leadership roles at Morgan Keegan, Synovus Financial Corporation’s Private Banking division, and in investment teams in Florida. Those experiences gave him a wide-ranging view of markets, private banking, and complex wealth strategies, which he now brings to bear in helping families manage concentrated assets, business transitions, and multigenerational planning. He approaches every client relationship with the same goal: seeking to help make the complicated feel clear, approachable, and aligned with your life.
For Patrick, wealth management is as much about people as it is about portfolios, and he takes pride in helping clients pursue making thoughtful, intentional decisions to help protect their legacy while seeking to open doors for the future. He works alongside families to anticipate challenges, coordinate investments, and align estate planning strategies and philanthropic plans — always with discipline, practicality, and a personal touch. As a financial advisor, he believes in showing up when it matters, whether it’s helping navigate a major business decision or simply seeking to help make sure a family’s next chapter goes smoothly.
Originally from Carrollton, Georgia, Patrick now calls Nashville home, where he lives with his wife and daughter, close to extended family and a family farm in Kentucky. An avid hunter and fisherman, he enjoys time outdoors with his father and brothers. When not exploring the woods or waterways, he prioritizes family life and personal fitness.
AR Insurance License #: 6792956
Securities Agent: KY, IL, FL, CA, AL, OR, VA, SC, AR, WA, PA, CT, KS, MS, MA, MD, TX, OK, GA, CO, WI, TN, NY, MO, AZ, OH; General Securities Representative; Investment Advisor Representative
NMLS#: 1278758
NMLS#: 1278758
About Drake Porter
Drake Porter is a Senior Vice President and Financial Advisor with The Chickering Group at Morgan Stanley. With more than 25 years of experience, he helps successful individuals and families build financial strategies designed to help bring clarity and direction to virtually every stage of life — from early career decisions to retirement and legacy.
Drake began his career in institutional fixed income with a regional bank in Alabama, where he developed a disciplined foundation in risk management and portfolio construction. He joined a predecessor firm of Morgan Stanley in 1997 before moving to Nashville to help build a practice with Morgan Keegan. When that firm was acquired in 2011, Drake helped form what is now The Chickering Group at Morgan Stanley. Having guided clients through multiple market cycles and life transitions, he brings a long-view perspective shaped by experience, patience, and consistency.
At the core of Drake’s work is a belief that financial planning is the anchor for everything else. He believes a well-built plan can help people feel more confident about life's "what ifs." He works closely with clients to define priorities, set realistic goals, and create strategies that align investments, income, and risk with the life they want to live. His focus on fixed income and portfolio management complements this planning-first approach, and he works closely with Morgan Stanley’s Global Investment Committee to identify third-party managers with the sophistication to execute day-to-day investment decisions with discipline.
Outside the office, Drake lives in Nashville with his wife, Jill, and their three children. He is a dedicated supporter of St. Jude Children’s Research Hospital. In his free time, he can often be found on the tennis court or in the stands at his children’s sporting events.
AR Insurance License #: 5816739
Drake began his career in institutional fixed income with a regional bank in Alabama, where he developed a disciplined foundation in risk management and portfolio construction. He joined a predecessor firm of Morgan Stanley in 1997 before moving to Nashville to help build a practice with Morgan Keegan. When that firm was acquired in 2011, Drake helped form what is now The Chickering Group at Morgan Stanley. Having guided clients through multiple market cycles and life transitions, he brings a long-view perspective shaped by experience, patience, and consistency.
At the core of Drake’s work is a belief that financial planning is the anchor for everything else. He believes a well-built plan can help people feel more confident about life's "what ifs." He works closely with clients to define priorities, set realistic goals, and create strategies that align investments, income, and risk with the life they want to live. His focus on fixed income and portfolio management complements this planning-first approach, and he works closely with Morgan Stanley’s Global Investment Committee to identify third-party managers with the sophistication to execute day-to-day investment decisions with discipline.
Outside the office, Drake lives in Nashville with his wife, Jill, and their three children. He is a dedicated supporter of St. Jude Children’s Research Hospital. In his free time, he can often be found on the tennis court or in the stands at his children’s sporting events.
AR Insurance License #: 5816739
Securities Agent: NC, OR, OK, AL, TX, FL, CO, KS, TN, MA, IN, WI, WA, PA, CA, VA, SC, OH, ME, GA, AR, RI, MO, MD, KY, AZ, NY, MS, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1421410
NMLS#: 1421410
About Kenneth S Luton
Kenneth Luton is a Senior Vice President and Financial Advisor with The Chickering Group at Morgan Stanley. With more than four decades in financial services, Ken brings a steady hand, seasoned judgment, and long-term perspective shaped by experience across market cycles and generations of clients.
A graduate of the University of Alabama with a B.S. in Finance, Ken began his career in financial services in 1979 and joined Morgan Stanley in 1989. Over the decades, he has witnessed firsthand how markets evolve, how plans are tested, and how thoughtful guidance can help make a lasting difference. That experience informs everything he does today — from helping clients navigate uncertainty to keeping long-term goals firmly in focus when short-term noise is loud.
Ken believes the most effective wealth strategies are built on patience and perspective. He values clear communication, prudent decision-making, and doing what’s right for clients — especially when the path forward isn’t obvious. Working closely with families over many years, he strives to help them stay grounded through life’s transitions, and aligning their financial decisions with their values, responsibilities, and long-term intentions. His approach is measured, relationship-driven, and rooted in the belief that good advice stands the test of time.
Outside the office, Ken lives in the Nashville area with his family.
A graduate of the University of Alabama with a B.S. in Finance, Ken began his career in financial services in 1979 and joined Morgan Stanley in 1989. Over the decades, he has witnessed firsthand how markets evolve, how plans are tested, and how thoughtful guidance can help make a lasting difference. That experience informs everything he does today — from helping clients navigate uncertainty to keeping long-term goals firmly in focus when short-term noise is loud.
Ken believes the most effective wealth strategies are built on patience and perspective. He values clear communication, prudent decision-making, and doing what’s right for clients — especially when the path forward isn’t obvious. Working closely with families over many years, he strives to help them stay grounded through life’s transitions, and aligning their financial decisions with their values, responsibilities, and long-term intentions. His approach is measured, relationship-driven, and rooted in the belief that good advice stands the test of time.
Outside the office, Ken lives in the Nashville area with his family.
Securities Agent: MS, IL, WI, WA, TX, TN, SC, PA, NY, MD, OH, MO, VA, GA, AL, NC, CA, AR, OK, FL, KY, CT, OR, MA, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1383235
NMLS#: 1383235
About Chloe Cline
Chloe Cline is a Financial Advisor with the Chickering Group at Morgan Stanley, where she works closely with individuals and families seeking to help them navigate financial decisions with confidence. Her approach emphasizes thoughtful planning, long-term perspective, and strong client relationships.
Originally from Bowling Green, Kentucky, Chloe earned her Bachelor of Business Administration in Finance from the University of Georgia. She interned with Morgan Stanley while in college and joined the firm full-time in Nashville upon graduation, beginning her career as a Registered Client Service Associate before advancing into her current role as Financial Advisor.
Chloe is a CFP® professional, having passed the CERTIFIED FINANCIAL PLANNER® exam in November 2025. She takes pride in seeking to help make complex topics more approachable and aligning financial strategies with what matters most to her clients.
Chloe lives in Nashville’s 12 South neighborhood with her husband, Griffin, and enjoys calling the city home.
Originally from Bowling Green, Kentucky, Chloe earned her Bachelor of Business Administration in Finance from the University of Georgia. She interned with Morgan Stanley while in college and joined the firm full-time in Nashville upon graduation, beginning her career as a Registered Client Service Associate before advancing into her current role as Financial Advisor.
Chloe is a CFP® professional, having passed the CERTIFIED FINANCIAL PLANNER® exam in November 2025. She takes pride in seeking to help make complex topics more approachable and aligning financial strategies with what matters most to her clients.
Chloe lives in Nashville’s 12 South neighborhood with her husband, Griffin, and enjoys calling the city home.
Securities Agent: MN, MS, MI, MD, IN, WV, SC, LA, VA, PA, NY, NC, MO, AZ, AL, AK, KY, CO, AR, WA, TX, TN, NV, FL, DC, OH, NJ, KS, CA, IL, MA, OR, GA, RI, OK, CT, WI, ME; General Securities Representative; Investment Advisor Representative
NMLS#: 2736155
NMLS#: 2736155
About Christina Milewski
Chrissy is the Senior Client Service Associate for The Galloway Porter Group at Morgan Stanley. With over 20 years of experience in the investment industry, Chrissy brings a great deal of knowledge to her team, overseeing all operational activity. Chrissy's responsibilities for The Galloway Porter Group include new client onboarding, maintaining a high level of client engagement, and utilization all of the firm’s available resources to help enhance the overall client experience. Chrissy prides herself on providing the highest dedication for clients and their families.
Outside of the office, Chrissy enjoys traveling to new places and spending time with her husband, two kids and their dog Wrigley.
Outside of the office, Chrissy enjoys traveling to new places and spending time with her husband, two kids and their dog Wrigley.
About Paola Delucas
Paola has been working as a support professional in the financial services industry since 1993. In 2000 she joined Smith Barney, now Morgan Stanley, as a Client Service Associate and is currently a Portfolio Associate. Paola assists with day-to-day transactional, operational, and administrative tasks for Financial Advisors and clients. Paola holds FINRA Series 7, 63 & 65 licenses.
A native of Philadelphia PA, Paola and her husband Joe moved to Nashville TN in 2018. They enjoy the warm weather, southern hospitality and all that Nashville and the surrounding areas have to offer.
A native of Philadelphia PA, Paola and her husband Joe moved to Nashville TN in 2018. They enjoy the warm weather, southern hospitality and all that Nashville and the surrounding areas have to offer.
Contact Patrick Galloway
Contact Drake Porter
Contact Kenneth S Luton
Contact Chloe Cline
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
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Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
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529 Plans: A Powerful Tool to Save for Education
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
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Ready to start a conversation? Contact The Chickering Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
