David Giulieri, CFP®
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(301) 664-6566(301) 664-6566
The Chesapeake Capitol Group at Morgan Stanley
David Giulieri, CFP®Henry LynchBrian NeeleyMichael Svec, CFP®Aaron Scissors, CFP®Isaac Fried, CFP®Leandro CarvalhoKelli SenopoleRhys OwenSean HudsonZalon'tae Hillery
Direct:
(301) 664-6869(301) 664-6869
Toll-Free:
(800) 455-6622(800) 455-6622
Industry Award WinnerOur Mission Statement
We serve as a long-term financial advocate for our clients, aligning investments and planning to strengthen family wealth today and for future generations.
The Chesapeake Capitol Group at Morgan Stanley - Where Your Success is Our Mission
The Chesapeake Capitol Group at Morgan Stanley is an experienced, highly credentialed financial planning practice deeply dedicated to serving families, individuals, and non-profit organizations. We have been helping investors achieve their goals for over 25 years with custom financial plans, sound long-term strategies, and an unwavering commitment to the highest quality client service. To date, investors have entrusted us with more than $3 billion in assets*.
Based in Bethesda, Md., this financial planning practice consists of professionals who have been recognized as being among the industry’s top financial advisors, many of whom have multiple professional designations in specialized investment areas. If you’d like to learn more about the Chesapeake Capitol Group at Morgan Stanley, please hit the blue “Contact Us” button above, send an email to chesapeakecapitol@morganstanley.com, or call our main line at 301-664-6562. We look forward to working with you to achieve your goals.
*As of April 29, 2026
Based in Bethesda, Md., this financial planning practice consists of professionals who have been recognized as being among the industry’s top financial advisors, many of whom have multiple professional designations in specialized investment areas. If you’d like to learn more about the Chesapeake Capitol Group at Morgan Stanley, please hit the blue “Contact Us” button above, send an email to chesapeakecapitol@morganstanley.com, or call our main line at 301-664-6562. We look forward to working with you to achieve your goals.
*As of April 29, 2026
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Latest News from The Chesapeake Capitol Group
Modern Wealth Tools
Morgan Stanley Online
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity that you should take advantage of. They include:
• Asset Aggregation
• Current Financial News
• Access to Import Documents
• Management of Everyday Finances
Morgan Stanley Online• Asset Aggregation
• Current Financial News
• Access to Import Documents
• Management of Everyday Finances
Total Wealth View
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets and liabilities together enables Morgan Stanley to advise with your entire financial picture in mind.
Total Wealth ViewThe ability to view all of your assets and liabilities together enables Morgan Stanley to advise with your entire financial picture in mind.
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
Digital Vault
Morgan Stanley Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle, a convenient way to send and receive money.
Learn MoreHow We Work With You
Most Financial Advisors work with prospective clients to help articulate clients’ goals and what they feel might be standing in their way of achieving them. We go several steps further.
1. Our Initial Meeting
Our initial meeting is only the first of multiple face-to-face conferences in which we get to know you and your family as people, not just investors. At the same time, we want to increase your comfort level with our approach because we know that, sooner or later, negative markets and unforeseen life events can challenge the advisor-client relationship. By building your trust, we can help you weather the inevitable storms that might otherwise impede your progress and throw you off course.
2. The Information We Gather
The information we gather in our first meeting allows us to create a written, formalized financial plan. The plan we create contains an investment strategy that is based on your risk tolerance, time frame and need for liquidity. It also goes far beyond your investments to encompass virtually every aspect of your financial life, from caring for an aging parent to educating your children about investment basics and the responsibilities that come with wealth.
3. Monitoring Your Plan
Once a plan is in place, our most important next step is to ensure ongoing monitoring and advice. As markets and your life change, the plan we design will need to adapt and mirror those changes as they occur. Additionally, coordination of outside financial relationships, such as tax and estate planning, is part of our practice and designed to enhance the overall efficiency of each individual plan.
4. How We Manage Assets
As a Morgan Stanley designated Senior Portfolio Management team, we have created a proprietary, discretionary investment strategy that features a core portfolio offering participation in large blue-chip companies and satellite portfolios that seek to take advantage of market trends as they occur. The strategy features exchange-traded funds, in an effort to reduce cost and enhance net returns. In addition, utilizing an open architecture approach allows us to take an impartial assessment of what we believe will provide you with the optimal combination of risk, return and favorable pricing.
Investor Resources
Global Investment Committee on the Markets
A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out the latest edition here.
GIC on the Markets
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen Here
The GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest GIC Weekly Here
2026 Federal Tax Tables
This helpful resource outlines the 2026 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
See the 2026 Federal Tax TablesLocation
7500 Old Georgetown Rd
10th Fl
Bethesda, MD 20814
US
Direct:
(301) 664-6869(301) 664-6869
Toll-Free:
(800) 455-6622(800) 455-6622
Meet The Chesapeake Capitol Group
Henry Lynch
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Family Wealth Director
Phone:
(301) 657-6315(301) 657-6315
Brian Neeley
Senior Vice President, Financial Advisor, Portfolio Management Director, Workplace Advisor - Equity Compensation
Phone:
(301) 664-6560(301) 664-6560
Michael Svec, CFP®
Executive Director, Financial Advisor, Senior Portfolio Management Director, Corporate Retirement Director
Phone:
(301) 657-6354(301) 657-6354
Aaron Scissors, CFP®
Financial Advisor, Portfolio Manager, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(301) 657-6384(301) 657-6384
Isaac Fried, CFP®
Assistant Vice President, Financial Advisor, Financial Planning Specialist
Phone:
(301) 961-3321(301) 961-3321
Leandro Carvalho
Wealth Management Analyst
Phone:
(301) 664-6844(301) 664-6844
Kelli Senopole
Registered Senior Client Associate
Phone:
(301) 657-6364(301) 657-6364
Rhys Owen
Registered Client Relationship Analyst
Phone:
(301) 657-6336(301) 657-6336
Sean Hudson
Registered Client Service Associate
Phone:
(301) 664-6869(301) 664-6869
Zalon'tae Hillery
Client Service Associate
Phone:
(301) 657-6368(301) 657-6368
About David Giulieri
David Giulieri is a Managing Director, Senior Portfolio Management Director, and CERTIFIED FINANCIAL PLANNER™ with the Chesapeake Capitol Group at Morgan Stanley. Known for his unwavering dedication to clients, Dave has more than three decades of experience working with a broad range of individuals, multi-generational families, and institutional investors.
Throughout his long and distinguished career, Dave has helped investors achieve their financial and life goals by centering his approach to wealth management around comprehensive financial planning. He serves as the center point for many of his clients’ professional advisory relationships, collaborating with their tax and legal consultants to ensure a well-integrated wealth planning strategy.
Dave is among a select group of Advisors at Morgan Stanley, less than four percent, with the distinguished title of Managing Director. He has also been recognized with multiple industry honors, including being named a Forbes Best-In-State Wealth Advisor every year from 2018 to 2026, as well as earning placement on Barron’s Top 1,500 Financial Advisors: State-by-State list from 2023–2026. He has also been recognized by Washingtonian Magazine as a Top Financial Expert in 2022 and 2024, reflecting consistent third-party recognition across leading publications.
A native of Montgomery County, Dave graduated from the University of Maryland with a BS in economics. He and his wife, Christy, have three children and live in Potomac, Maryland. In his free time, Dave enjoys playing golf, and actively volunteering and supporting the Juvenile Diabetes Research Foundation.
Disclosures:
2018-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2023-2026 Barron's Top 1,500 Financial Advisors: State-by-State
(formerly referred to as Barron's Top 1,200 and Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2023-2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2022, 2024 Washingtonian Magazine Top Financial Experts
Source: Washingtonian Magazine (Awarded 2022, 2024). Data compiled by Washingtonian Magazine based on time period from 2022, 2024. For criteria & methodology, go to (https://www.washingtonian.com/best/financial-advisers/)
https://www.morganstanley.com/disclosures/awards-disclosure.html
Throughout his long and distinguished career, Dave has helped investors achieve their financial and life goals by centering his approach to wealth management around comprehensive financial planning. He serves as the center point for many of his clients’ professional advisory relationships, collaborating with their tax and legal consultants to ensure a well-integrated wealth planning strategy.
Dave is among a select group of Advisors at Morgan Stanley, less than four percent, with the distinguished title of Managing Director. He has also been recognized with multiple industry honors, including being named a Forbes Best-In-State Wealth Advisor every year from 2018 to 2026, as well as earning placement on Barron’s Top 1,500 Financial Advisors: State-by-State list from 2023–2026. He has also been recognized by Washingtonian Magazine as a Top Financial Expert in 2022 and 2024, reflecting consistent third-party recognition across leading publications.
A native of Montgomery County, Dave graduated from the University of Maryland with a BS in economics. He and his wife, Christy, have three children and live in Potomac, Maryland. In his free time, Dave enjoys playing golf, and actively volunteering and supporting the Juvenile Diabetes Research Foundation.
Disclosures:
2018-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2023-2026 Barron's Top 1,500 Financial Advisors: State-by-State
(formerly referred to as Barron's Top 1,200 and Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2023-2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2022, 2024 Washingtonian Magazine Top Financial Experts
Source: Washingtonian Magazine (Awarded 2022, 2024). Data compiled by Washingtonian Magazine based on time period from 2022, 2024. For criteria & methodology, go to (https://www.washingtonian.com/best/financial-advisers/)
https://www.morganstanley.com/disclosures/awards-disclosure.html
Securities Agent: OH, MA, LA, IN, WI, TX, NM, AR, WA, NV, MT, MO, MI, VA, NY, FL, DC, WV, OK, NJ, NC, MN, KY, CO, AL, OR, HI, CA, VT, SC, ME, MD, IA, DE, NH, TN, UT, PR, AZ, VI, PA, NE, MS, IL, GA, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1261891
NMLS#: 1261891
About Henry Lynch
Henry Lynch is a Managing Director and Senior Portfolio Management Director with the Chesapeake Capitol Wealth Management Group at Morgan Stanley. Promoted to Managing Director in 2026, Henry brings nearly two decades of experience serving sophisticated investors and their families.
Henry earned the designation of Family Wealth Director in 2020, a highly regarded credential within Morgan Stanley’s Family Office Resource Group held by fewer than 4% of the firm’s Financial Advisors. As a Family Wealth Director, Henry is recognized for his extensive experience serving the diverse and often complex financial and educational needs of multi-generational families.
As a senior partner with The Chesapeake Capital Group, with over 17 years of industry experience, Henry has a keen focus on behavioral finance and investment psychology. He is highly adept at creating carefully constructed, comprehensive financial plans and helping investors preserve wealth during periods of heightened market volatility, improving their potential to achieve their long-term financial goals. Henry has been named to Forbes’ “Best-in-State Wealth Advisors” list annually from 2022 through 2026.
A lifelong Washingtonian, Henry received his B.A. in economics and business from Virginia Military Institute, where he played Division I baseball and club golf. Henry currently resides in Washington, D.C. with his wife, Linda, and their two daughters, Noelle and Brooke. In his free time, Henry enjoys playing golf, tennis, skiing, and spending time with his girls.
Disclosures:
2022-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2022-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Henry earned the designation of Family Wealth Director in 2020, a highly regarded credential within Morgan Stanley’s Family Office Resource Group held by fewer than 4% of the firm’s Financial Advisors. As a Family Wealth Director, Henry is recognized for his extensive experience serving the diverse and often complex financial and educational needs of multi-generational families.
As a senior partner with The Chesapeake Capital Group, with over 17 years of industry experience, Henry has a keen focus on behavioral finance and investment psychology. He is highly adept at creating carefully constructed, comprehensive financial plans and helping investors preserve wealth during periods of heightened market volatility, improving their potential to achieve their long-term financial goals. Henry has been named to Forbes’ “Best-in-State Wealth Advisors” list annually from 2022 through 2026.
A lifelong Washingtonian, Henry received his B.A. in economics and business from Virginia Military Institute, where he played Division I baseball and club golf. Henry currently resides in Washington, D.C. with his wife, Linda, and their two daughters, Noelle and Brooke. In his free time, Henry enjoys playing golf, tennis, skiing, and spending time with his girls.
Disclosures:
2022-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2022-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: WV, IA, TX, OK, DE, IL, VT, VI, PR, WI, NY, NC, MS, MN, HI, FL, CA, VA, TN, MT, DC, CO, NH, OH, NJ, NE, MD, LA, SC, NV, GA, AR, AL, MO, KY, IN, CT, UT, OR, NM, MI, AZ, WA, PA, ME, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1285091
NMLS#: 1285091
About Brian Neeley
Brian is a Senior Vice President and Senior Portfolio Manager for Morgan Stanley. Highly adept at both managing wealth and communicating effectively with clients, he has more than 27 years of experience in financial services and has been with Morgan Stanley since 2016. Brian has also been recognized by Forbes as a Best-In-State Wealth Advisor for 2025–2026.
Prior to joining the firm, Brian was a Managing Director at FBR, an investment bank, where he worked for nearly 16 years. Among his many responsibilities at FBR, he allocated capital for institutional investors and raised money for private business owners.
Brian is extremely skilled at designing and managing comprehensive financial plans to achieve specific goals and has extensive experience helping investors with complex wealth management needs. He has a strong track record of selecting investment managers and is well-versed in the many techniques employed by businesses to create value for investors.
When working with clients, Brian adds structure, discipline and focus to their financial lives. He always makes himself available to help them fully understand their investments and serves as a calming presence during periods of market and economic volatility.
A Maryland native, Brian graduated cum laude from the University of Maryland’s Robert H. Smith School of Business with a B.S in Finance. He and his wife, Rachel, reside in Bethesda, MD, with their twins, Anderson and Arden. Brian spends his free time coaching his kids’ soccer teams and other sports clubs and enjoys playing golf and skiing.
Disclosures:
2025-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2025-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Prior to joining the firm, Brian was a Managing Director at FBR, an investment bank, where he worked for nearly 16 years. Among his many responsibilities at FBR, he allocated capital for institutional investors and raised money for private business owners.
Brian is extremely skilled at designing and managing comprehensive financial plans to achieve specific goals and has extensive experience helping investors with complex wealth management needs. He has a strong track record of selecting investment managers and is well-versed in the many techniques employed by businesses to create value for investors.
When working with clients, Brian adds structure, discipline and focus to their financial lives. He always makes himself available to help them fully understand their investments and serves as a calming presence during periods of market and economic volatility.
A Maryland native, Brian graduated cum laude from the University of Maryland’s Robert H. Smith School of Business with a B.S in Finance. He and his wife, Rachel, reside in Bethesda, MD, with their twins, Anderson and Arden. Brian spends his free time coaching his kids’ soccer teams and other sports clubs and enjoys playing golf and skiing.
Disclosures:
2025-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2025-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Securities Agent: NE, ME, KY, CA, MA, AR, WI, OR, NC, MT, IA, DE, IL, GA, NJ, MS, MO, MN, LA, AL, VI, PR, NM, HI, WV, TN, SC, MI, FL, NH, VT, VA, UT, DC, CT, OK, OH, NY, MD, IN, CO, AZ, WA, TX, PA, NV; General Securities Representative; Investment Advisor Representative
NMLS#: 1504809
NMLS#: 1504809
About Michael Svec
Michael is a Senior Vice President, Senior Portfolio Management Director, CERTIFIED FINANCIAL PLANNER™, and Chartered Retirement Plans Specialist (CRPS®) with the Chesapeake Capitol Group of Morgan Stanley. He has over 26 years of experience working at Morgan Stanley and its predecessor firm Smith Barney. Prior to joining Morgan Stanley, Michael worked in management consulting at Pricewaterhouse Coopers.
Michael has firmly established himself as a trusted advisor providing prudent investment counsel, highly personalized wealth management advice and world-class service. He is highly adept at developing sound strategies to manage, grow and preserve wealth, and his overriding philosophy is driven by disciplined financial planning. He creates custom, comprehensive plans for a broad range of high-net-worth individuals and organizations with complex needs to help them achieve their long-term goals.
Throughout Michael’s distinguished tenure at Morgan Stanley, he has been recognized multiple times for his outstanding contributions. Michael has also been recognized by Forbes as a Best-In-State Wealth Advisor for 2024-2026.
A native of Maryland, Michael earned a BA in Sociology from the University of Maryland where he competed on the golf team, and a MBA in Finance from American University. Mike and his wife Rachel reside in Bethesda, Maryland, with their three daughters Gaby, Maya, and Carly. In his free time, Mike enjoys spending time with family, playing golf, reading, and travelling. He is involved with the University of Maryland Alumni Association, University of Maryland M Club, and is an Executive Committee member of the Middle Atlantic Golf Association.
Disclosures:
2024-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Michael has firmly established himself as a trusted advisor providing prudent investment counsel, highly personalized wealth management advice and world-class service. He is highly adept at developing sound strategies to manage, grow and preserve wealth, and his overriding philosophy is driven by disciplined financial planning. He creates custom, comprehensive plans for a broad range of high-net-worth individuals and organizations with complex needs to help them achieve their long-term goals.
Throughout Michael’s distinguished tenure at Morgan Stanley, he has been recognized multiple times for his outstanding contributions. Michael has also been recognized by Forbes as a Best-In-State Wealth Advisor for 2024-2026.
A native of Maryland, Michael earned a BA in Sociology from the University of Maryland where he competed on the golf team, and a MBA in Finance from American University. Mike and his wife Rachel reside in Bethesda, Maryland, with their three daughters Gaby, Maya, and Carly. In his free time, Mike enjoys spending time with family, playing golf, reading, and travelling. He is involved with the University of Maryland Alumni Association, University of Maryland M Club, and is an Executive Committee member of the Middle Atlantic Golf Association.
Disclosures:
2024-2026 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Securities Agent: ME, MD, PA, IL, FL, NJ, NH, HI, DE, AR, OH, MN, MA, WV, OK, NV, CA, AZ, MT, MO, VA, TX, TN, OR, KY, GA, CT, CO, WA, VI, UT, MS, MI, LA, AL, VT, DC, SC, PR, NC, WI, NY, NM, NE; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1275762
NMLS#: 1275762
About Aaron Scissors
Aaron is a Financial Advisor, Portfolio Manager, CERTIFIED FINANCIAL PLANNER™, and Financial Planning Specialist with the Chesapeake Capitol Group at Morgan Stanley. He was named to Morgan Stanley's Pacesetter's Club for 2024-2025. Aaron joined Morgan Stanley in 2021 after more than a decade working in development and philanthropic giving. In this previous career, Aaron helped generous individuals achieve their continuing philanthropic goals through major gifts and capital campaigns.
Aaron brings first-rate stewardship to the Chesapeake Capitol Group and is dedicated to long-term legacy building. On a personal note, he is continuing his own family legacy in financial services; his grandfather served as a stockbroker and his grandmother was a pioneering woman in finance. Aaron’s background is a framework for strong and strategic financial planning and he is committed to collaborating with each client to make the best informed financial decisions for their particular situation.
Aaron graduated from the University of Missouri and holds an MS from the University of Louisville. He and his wife, JoDee, live in Washington, DC, with their daughter, Cora, and dog, Riley. Outside of work, Aaron devotes his time to his daughter’s basketball and soccer travel schedules and attending sporting events at the University of Maryland.
Aaron brings first-rate stewardship to the Chesapeake Capitol Group and is dedicated to long-term legacy building. On a personal note, he is continuing his own family legacy in financial services; his grandfather served as a stockbroker and his grandmother was a pioneering woman in finance. Aaron’s background is a framework for strong and strategic financial planning and he is committed to collaborating with each client to make the best informed financial decisions for their particular situation.
Aaron graduated from the University of Missouri and holds an MS from the University of Louisville. He and his wife, JoDee, live in Washington, DC, with their daughter, Cora, and dog, Riley. Outside of work, Aaron devotes his time to his daughter’s basketball and soccer travel schedules and attending sporting events at the University of Maryland.
Securities Agent: HI, DC, DE, VI, NM, WV, OK, MN, MI, MD, LA, IN, IL, AR, PR, NY, MS, WI, UT, OH, FL, CA, WA, TN, NV, MT, VA, TX, SC, NC, KY, AZ, VT, ME, MA, IA, CT, AL, OR, NJ, NH, NE, MO, GA, CO, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 2333305
NMLS#: 2333305
About Isaac Fried
Isaac is a Financial Advisor, CERTIFIED FINANCIAL PLANNER®, and Chartered Retirement Plans Specialist (CRPS®) with the Chesapeake Capitol Group of Morgan Stanley. He has wide-ranging experience in the industry, with a strong track record at firms such as UBS and Wells Fargo Advisors. Isaac enjoys finding solutions for clients and earning their trust by consistently delivering the highest quality client service. His areas of expertise include financial planning, tax-efficient investing, and risk analysis.
Isaac holds the Series 7, Series 66, as well as Life and Health Insurance licenses.
Isaac grew up in the D.C. area and obtained a BA in Economics from the University of Maryland. He currently resides in downtown Bethesda. In his free time, Isaac enjoys aviation, cooking, and spending time at the beach.
Isaac holds the Series 7, Series 66, as well as Life and Health Insurance licenses.
Isaac grew up in the D.C. area and obtained a BA in Economics from the University of Maryland. He currently resides in downtown Bethesda. In his free time, Isaac enjoys aviation, cooking, and spending time at the beach.
Securities Agent: LA, WI, TN, MT, NE, MO, IA, FL, CA, VI, SC, NV, NJ, NY, CO, AR, WV, NM, NC, ME, DC, CT, VA, MA, GA, DE, AZ, WA, VT, PR, OK, OH, MS, IL, AL, TX, OR, MI, MD, KY, HI, UT, IN, PA, NH, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 2716573
NMLS#: 2716573
About Leandro Carvalho
Leandro Carvalho is a Wealth Management Analyst with the Chesapeake Capitol Group of Morgan Stanley. He joined the team with over 10 years of industry experience. Leandro worked as an Investment Manager in London, UK, and Sao Paulo, Brazil, gaining extensive international experience across diverse markets. He holds the Investment Manager Certificate (IMC) awarded by the CFA Society of the UK, as well as professional certifications in Finance from the University of Oxford, and in Data Science from Harvard University. Additionally, Leandro holds the FINRA Series 7 and 66 licenses, and the Virginia Life, Health, and Annuities Insurance licenses.
Leandro had a previous career as a successful orchestra conductor where he worked with world-class orchestras and recorded 27 albums. He speaks fluent Italian, Spanish and Portuguese, and holds a Master’s in economic history.
Leandro had a previous career as a successful orchestra conductor where he worked with world-class orchestras and recorded 27 albums. He speaks fluent Italian, Spanish and Portuguese, and holds a Master’s in economic history.
About Kelli Senopole
Kelli Senopole is a Senior Client Associate with Morgan Stanley and has been with the firm since 2008. She serves as a key client contact, helping to oversee all aspects of client affairs and operational procedures. She provides service and administrative support, working closely with the back office departments to facilitate and manage the entire client experience. Kelli has been recognized by the firm for outstanding client service.
Kelli grew up in the Pittsburgh area and currently resides in Richmond, Virginia. She went to college at Muskingum University in Ohio, and graduated with a degree in Business. Kelli is passionate about all Pittsburgh sports, especially the Steelers. She and her husband, Ari, enjoy exploring restaurants and sights in their new city of Richmond, entertaining friends, and travelling to the DC and Pittsburgh area to visit colleagues, family and friends.
Kelli grew up in the Pittsburgh area and currently resides in Richmond, Virginia. She went to college at Muskingum University in Ohio, and graduated with a degree in Business. Kelli is passionate about all Pittsburgh sports, especially the Steelers. She and her husband, Ari, enjoy exploring restaurants and sights in their new city of Richmond, entertaining friends, and travelling to the DC and Pittsburgh area to visit colleagues, family and friends.
About Rhys Owen
Rhys Owen is a Registered Client Relationship Analyst with Morgan Stanley. He joined the firm after spending two and a half years at Merrill Lynch, where he gained valuable experience supporting clients and advisors across both operational and investment-focused needs. Rhys graduated from the College of Charleston in 2022 with a degree in Finance. As a client contact, Rhys is committed to delivering high-quality service and support, helping manage day-to-day operations and investment coordination.
Originally from Bethesda, Maryland, Rhys is an avid golfer and skier. He also enjoys watching his favorite sports teams—Arsenal and England’s National Football Team, as well as all Washington, D.C. sports.
Originally from Bethesda, Maryland, Rhys is an avid golfer and skier. He also enjoys watching his favorite sports teams—Arsenal and England’s National Football Team, as well as all Washington, D.C. sports.
About Sean Hudson
Sean Hudson is a Registered Client Service Associate with Morgan Stanley. He joined the firm in 2025 after graduating from the University of Maryland with a degree in Finance. Sean serves as a key client contact, supporting the team in providing exceptional service and operational support. He works closely with clients and internal departments to help ensure a seamless and efficient client experience.
Sean holds his Series 7 and Series 66 licenses.
Sean grew up in Saratoga Springs, New York. Outside of work, he enjoys staying active through golf, skiing, and running.
Sean holds his Series 7 and Series 66 licenses.
Sean grew up in Saratoga Springs, New York. Outside of work, he enjoys staying active through golf, skiing, and running.
About Zalon'tae Hillery
Zalon’tae Hillery is a financial professional based in Maryland, bringing experience across sports finance, budgeting, and client-facing financial planning. He began his career with a professional hockey organization, supporting forecasting and budget development while working closely with the CEO, the financial analytics team, and the accounting department. He later joined Fidelity Investments in Jacksonville, assisting clients with account and investment support and ensuring each interaction reflected fiduciary care and cooperation. Zalon’tae holds his SIE, Series 7, and Series 63 licenses.
Born and raised in Brunswick, Georgia, Zalon’tae played collegiate football at the University of Miami and earned a bachelor’s degree in education and a master’s degree in finance. He relocated to Maryland to work within a high-performance branch environment and build a strong foundation for long-term success in the industry.
In his free time, Zalon’tae enjoys hiking, snorkeling in any clear water he can find, working out, playing piano, and going on dates with his wife. He also enjoys anime and superhero movies and appreciates any chance to dive into either.
Born and raised in Brunswick, Georgia, Zalon’tae played collegiate football at the University of Miami and earned a bachelor’s degree in education and a master’s degree in finance. He relocated to Maryland to work within a high-performance branch environment and build a strong foundation for long-term success in the industry.
In his free time, Zalon’tae enjoys hiking, snorkeling in any clear water he can find, working out, playing piano, and going on dates with his wife. He also enjoys anime and superhero movies and appreciates any chance to dive into either.
Contact David Giulieri
Contact Henry Lynch
Contact Brian Neeley
Contact Michael Svec
Contact Aaron Scissors
Contact Isaac Fried
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
2023-2026 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2023-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
2018-2026 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes America's Top Next-Gen Wealth Advisors
2018-2021 Forbes America's Top Next-Gen Wealth Advisors (formerly referred to as Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors) Source: Forbes.com (Awarded 2018-2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
3
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Maria Tashjian
Private Banker
Ope Afe, CFP®, CRPC®
Financial Planning Director, Vice President
Mark Jansen
Family Office Resources Generalist
About Maria Tashjian
Maria Tashjian is a Private Banker serving Morgan Stanley Wealth Management offices in Maryland.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maria began her career in financial services in 2006, and joined Morgan Stanley in 2010. Prior to being promoted to Private Banker in 2021, Maria served as the Associate Private Banker supporting Wealth Management offices in Virginia.
Maria is a graduate of the University of Massachusetts, where she received a Bachelor of Science in Management and a Master of Business Administration. She lives in Fairfax, Virginia with her family. Outside of the office, Maria enjoys spending time with her family and volunteering for local community organizations.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maria began her career in financial services in 2006, and joined Morgan Stanley in 2010. Prior to being promoted to Private Banker in 2021, Maria served as the Associate Private Banker supporting Wealth Management offices in Virginia.
Maria is a graduate of the University of Massachusetts, where she received a Bachelor of Science in Management and a Master of Business Administration. She lives in Fairfax, Virginia with her family. Outside of the office, Maria enjoys spending time with her family and volunteering for local community organizations.
NMLS#: 1500388
About Ope Afe
Ope Afe is a vice president and financial planning director serving Morgan Stanley Wealth Management offices in Central Maryland. She is responsible for helping financial advisors with their clients’ and prospects’ financial planning needs.
Ope began her career in financial services in 2005 and joined Morgan Stanley in 2023. Prior to her current position, she worked as a senior advisor at T. Rowe Price in their private client group in Owings Mills, MD. She has also held various wealth management roles at TIAA, SunTrust, PNC and Wells Fargo (Wachovia).
Ope is a graduate of Morgan State University where she received a bachelor’s degree in finance, and also graduated from Loyola University Maryland with an MBA. She holds her CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor® designations. Ope lives in Howard County, MD, and enjoys traveling, trying out new recipes and spending time with her husband and two daughters.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.
Ope began her career in financial services in 2005 and joined Morgan Stanley in 2023. Prior to her current position, she worked as a senior advisor at T. Rowe Price in their private client group in Owings Mills, MD. She has also held various wealth management roles at TIAA, SunTrust, PNC and Wells Fargo (Wachovia).
Ope is a graduate of Morgan State University where she received a bachelor’s degree in finance, and also graduated from Loyola University Maryland with an MBA. She holds her CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor® designations. Ope lives in Howard County, MD, and enjoys traveling, trying out new recipes and spending time with her husband and two daughters.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.
About Mark Jansen
Mark Jansen is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Southeast Region. In this capacity, Mark provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory. Mark has over 30 years of experience advising wealthy families, business owners, and their children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
