J.B. Champion
Managing Director, Wealth Management, Wealth Advisor, Senior Portfolio Management Director, Lending Specialist, Workplace Advisor - Equity Compensation
Phone:
(425) 455-8004(425) 455-8004
The Champion Group at Morgan Stanley
Our Mission Statement
We evaluate, strategize and customize, while providing outstanding client service in planning for your financial future.
Advice beyond your investment portfolio
The Champion Group’s planning based process helps affluent families, business owners and professionals with retirement income strategies, as well helping balance strategies for growth and preservation of capital.
Our practice concentrates its efforts on a desire to help achieve success for clients and their future generations. This helps ensure that family, legacy, and philanthropic objectives benefit from the integrated insight we provide.
The personalized guidance provided by the team is tailored for each client and their individual financial picture, where ongoing education is core to the implementation and execution of financial solutions. We believe our comprehensive approach to asset management helps empower clients with the confidence to pursue retirement and financial goals more effectively.
Our practice concentrates its efforts on a desire to help achieve success for clients and their future generations. This helps ensure that family, legacy, and philanthropic objectives benefit from the integrated insight we provide.
The personalized guidance provided by the team is tailored for each client and their individual financial picture, where ongoing education is core to the implementation and execution of financial solutions. We believe our comprehensive approach to asset management helps empower clients with the confidence to pursue retirement and financial goals more effectively.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Who We Work With
The Champion Group at Morgan Stanley offers a team of seasoned professionals with a passion for delivering a high level of service.
Executives
Through a thoughtful planning process, we work with executives across all industries to provide tailored wealth management strategies which will allow them to take on any unforeseen obstacles life may bring with confidence.
Click Here For Executives
Entrepreneurs
Whether you require assistance navigating the sale or transfer of your business, the advice or capital required to grow the business, or simply a plan designed to safeguard your assets and build on continued success. The Champion Group is properly equipped to help you.
Click Here For Entrepreneurs
Multi-Generational Families
Often, we will assist families with their personal wealth. Significant life events require a seasoned advisory team who understands the complexities of these special situations and has the insights to achieve results.
Click Here For Multi-Generational Families
Retirees
Retirement planning, step by step The Champion Group’s approach brings together a unique combination of decades of experience, individualized attention and a deep commitment to delivering personalized retirement strategies.
Click Here For Retirees
Socially Responsible Investors
Every client has a unique set of priorities to consider when making investment decisions so that their choices align with a larger social or environmental context. Building on our proven investment expertise, we have designed a process to clarify the spectrum of approaches to generating positive environmental and social impact.
Click Here For Investors
Customized Solutions
We help individuals mange their financial life, no matter the complexity of the specific situation. Reaching your goals often involves going beyond investment advice - we provide a wide array of offerings and services centered on you and customized to help meet your needs.
Click Here For Customized Solutionsworking with you
The Champion Group firmly believes that wealth planning begins with a personal relationship between the client and their advisory team. For this reason, we invest a considerable amount of time getting to know your specific situation, goals, and objectives. To be truly effective, a tailored financial plan incorporates both your personal and professional life, and balances pressing financial concerns with your long-term aspirations.
1. Setting Your Financial Objective
We begin with a conversation to understand your concerns and determine how we can add value. Before we make specific recommendations, we take the time to understand who you are as a person, as well as an investor, and what you really hope to achieve for yourself and your family.
2. Creating Your Strategy
We analyze your input and seek to develop a wealth management plan that contains specific recommendations designed to meet the objectives you established. That means an in-depth discussion of your current finances, future objectives, attitude toward risk and other circumstances that will assist us in developing a customized plan.
3. Implementing Your Investment Plan
With a clear understanding of your needs and goals, we utilize a variety of planning and risk analysis tools to identify appropriate strategies for your situation. We will present our recommendations along with a detailed plan of action that will serve as our roadmap for implementing your plan.
4. Reviewing Objectives and Performance
We’ll oversee your performance towards your goals through ongoing calls and meetings. We may recommend adjustments over time, due to changing market conditions or changes in your circumstances, to help keep you on track towards achieving your goals.
Valuable Tools and Resources:
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies that we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Learn About Our Planning Tools
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond.
Check Out The Latest Episode
Safeguarding Your Assets
Morgan Stanley invests considerable funds and resources every year in the development, maintenance, and enhancement of programs and processes to protect your assets and personal information.
Learn More About Protecting Your Assets
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Inflation
Inflation’s decline could stall out in mid-2023, potentially keeping interest rates higher for longer and markets stuck in a volatile waiting game.
Learn More About InflationProtecting your online security
How To Protect Yourself
- Safeguarding your Information Report an Online Security Concern
- Enhance your security
- Report an Online Security Concern
Security Features and Best Practices
- Multi-Factor Authentication (MFA)
- Alerts and Notifications
- Automatic Session Timeout
- VoiceID
- Fraud Detection and Prevention
- Digital Tools
- Employee Training and Testing
Location
4000 Carillon Point
Ste 600
Kirkland, WA 98033
US
Meet The Champion Group
Karen J Witt
Senior Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, Family Wealth Advisor, Insurance Planning Director, Workplace Advisor - Equity Compensation
Phone:
(425) 455-8029(425) 455-8029
Phone:
(425) 451-2601(425) 451-2601
Jack Oman, CFP®
Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, Insurance Planning Director, Workplace Advisor - Equity Compensation
Phone:
(425) 202-0629(425) 202-0629
Ian Wang, CFP®, CPWA®
Associate Vice President, Financial Advisor, Financial Planning Specialist
Phone:
(425) 202-9972(425) 202-9972
Lori Elrod, CFP®, CRPC™
Director of Business Strategy, Assistant Vice President, Financial Planning Specialist
Phone:
(425) 455-8076(425) 455-8076
Eileen Stenhoff
Registered Client Service Associate
Phone:
(425) 455-8032(425) 455-8032
Jason Roberts
Portfolio Associate
Phone:
(425) 455-8017(425) 455-8017
Eri Takahashi
Registered Client Service Associate, Financial Planning Specialist
Phone:
(425) 202-1989(425) 202-1989
Richard Ordona
Registered Client Service Associate
Phone:
(425) 202-9973(425) 202-9973
About J.B. Champion
J.B.’s knowledge of wealth management, retirement, estate planning strategies and asset allocation, complements the team's consultative approach of incorporating portfolio construction with a client's goals.
J.B. has focused his talents on serving the investment needs of high-net-worth and ultra-high net worth individuals, as well as small businesses. J.B. is responsible for designing and implementing investment strategies that assist our clients in attaining the retirement lifestyle that they aspire to. J.B. also works to implement various estate strategies for multi-generational wealth transfer. He has been recognized by Barron’s as a Top 1,200 Financial Advisor, Forbes Magazine as “Best-In-State Wealth Advisor” and a "FIVE STAR Wealth Manager" by Seattle Magazine.
J.B. attended Gonzaga University and earned a Bachelor of Business Administration degree with concentrations in Finance, International Business and Human Resources. J.B. and his wife, Stephanie, live in Snoqualmie with their three kids. When J.B. is out of the office (and not cheering for his beloved Gonzaga Bulldogs), he and Stephanie enjoy being involved in their kids activities, travelling and playing golf.
• Years At Morgan Stanley: 22
• Chairman’s Club Member
• Barron’s Top 1,200 Financial Advisors, 2023
• Forbes Best-In-State Wealth Advisor, 2021 - 2024
• Forbes Best-In-State Wealth Management Teams, 2023 - 2025
• Five Star Professional Award Winner in Seattle Magazine, 2017 – 2025
• Gonzaga University, Gonzaga Alumni Mentor Program
2023 Barron’s Top 1,200 Financial Advisor
Source: Barron’s. Awarded March 2023. Data compiled by Barron’s based on time period September 2021 – September 2022.
2021-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2021-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2023-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2023-2025) Forbes Best-In-State Wealth Management Teams ranking awarded in 2023-2025. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. These rankings are not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
2017-2025 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2017 Award - 3/26/16 - 11/18/16
2018 Award - 4/25/17 - 11/6/17
2019 Award - 4/23/18 - 11/9/18
2020 Award - 4/1/19 - 11/13/19
2021 Award - 4/27/20 - 10/30/20
2022 Award - 5/10/21 - 11/30/21
2023 Award - 4/18/22 - 10/21/22
2024 Award - 5/15/23 - 11/30/23
2025 Award - 10/10/23 - 4/30/24
J.B. has focused his talents on serving the investment needs of high-net-worth and ultra-high net worth individuals, as well as small businesses. J.B. is responsible for designing and implementing investment strategies that assist our clients in attaining the retirement lifestyle that they aspire to. J.B. also works to implement various estate strategies for multi-generational wealth transfer. He has been recognized by Barron’s as a Top 1,200 Financial Advisor, Forbes Magazine as “Best-In-State Wealth Advisor” and a "FIVE STAR Wealth Manager" by Seattle Magazine.
J.B. attended Gonzaga University and earned a Bachelor of Business Administration degree with concentrations in Finance, International Business and Human Resources. J.B. and his wife, Stephanie, live in Snoqualmie with their three kids. When J.B. is out of the office (and not cheering for his beloved Gonzaga Bulldogs), he and Stephanie enjoy being involved in their kids activities, travelling and playing golf.
• Years At Morgan Stanley: 22
• Chairman’s Club Member
• Barron’s Top 1,200 Financial Advisors, 2023
• Forbes Best-In-State Wealth Advisor, 2021 - 2024
• Forbes Best-In-State Wealth Management Teams, 2023 - 2025
• Five Star Professional Award Winner in Seattle Magazine, 2017 – 2025
• Gonzaga University, Gonzaga Alumni Mentor Program
2023 Barron’s Top 1,200 Financial Advisor
Source: Barron’s. Awarded March 2023. Data compiled by Barron’s based on time period September 2021 – September 2022.
2021-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2021-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2023-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2023-2025) Forbes Best-In-State Wealth Management Teams ranking awarded in 2023-2025. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. These rankings are not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
2017-2025 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2017 Award - 3/26/16 - 11/18/16
2018 Award - 4/25/17 - 11/6/17
2019 Award - 4/23/18 - 11/9/18
2020 Award - 4/1/19 - 11/13/19
2021 Award - 4/27/20 - 10/30/20
2022 Award - 5/10/21 - 11/30/21
2023 Award - 4/18/22 - 10/21/22
2024 Award - 5/15/23 - 11/30/23
2025 Award - 10/10/23 - 4/30/24
Securities Agent: NC, CT, MI, MA, FL, AL, WA, NV, UT, TX, OH, NY, MN, AK, NJ, ID, MT, MD, GA, WY, NH, NE, LA, CO, CA, AZ, IN, SC, OK, OR, IA, WI, TN, NM, MO, IL, HI, PA, VA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1731294
CA Insurance License #: 0K01354
NMLS#: 1731294
CA Insurance License #: 0K01354
About Karen J Witt
Karen began her career in the financial services industry in 1998 after graduating from the University of Washington, and subsequently living abroad for a year in Guadalajara, Mexico, learning Spanish.
As a Financial Planning Specialist, Karen is passionate about collaborating with clients to create a comprehensive wealth plan, serving as a “financial planning life coach” to measure success over time.
Originally from Bellevue, Karen works primarily with families in the Puget Sound region. In the early years of her career with Morgan Stanley, she travelled extensively to Latin America, where she assisted clients with strategies surrounding technology company stock options. She has been recognized as a "FIVE STAR: Wealth Manager" by Seattle Magazine, as well as “Best-In-State Wealth Management Team” by Forbes Magazine.
Outside of the office, Karen enjoys spending time with her family including her husband and two children. Activities they enjoy together include fly fishing, traveling, baseball, and soccer.
• Years At Morgan Stanley: 26
• Education: University of Washington
• Pacesetter’s Club
• Family Wealth Advisor
• Financial Planning Specialist
• Senior Portfolio Manager
• Forbes Best-In-State Wealth Management Teams, 2023-2025
• Five Star Professional Award Winner in Seattle Magazine, 2021-2025
2023-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2025) Forbes Best-In-State Wealth Management Teams ranking awarded in 2023-2025. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. These rankings are not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
2021-2025 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2021 Award - 4/27/20 - 10/30/20
2022 Award - 5/10/21 - 11/30/21
2023 Award - 4/18/22 - 10/21/22
2024 Award - 5/15/23 - 11/30/23
2025 Award - 5/15/24 - 11/29/24
As a Financial Planning Specialist, Karen is passionate about collaborating with clients to create a comprehensive wealth plan, serving as a “financial planning life coach” to measure success over time.
Originally from Bellevue, Karen works primarily with families in the Puget Sound region. In the early years of her career with Morgan Stanley, she travelled extensively to Latin America, where she assisted clients with strategies surrounding technology company stock options. She has been recognized as a "FIVE STAR: Wealth Manager" by Seattle Magazine, as well as “Best-In-State Wealth Management Team” by Forbes Magazine.
Outside of the office, Karen enjoys spending time with her family including her husband and two children. Activities they enjoy together include fly fishing, traveling, baseball, and soccer.
• Years At Morgan Stanley: 26
• Education: University of Washington
• Pacesetter’s Club
• Family Wealth Advisor
• Financial Planning Specialist
• Senior Portfolio Manager
• Forbes Best-In-State Wealth Management Teams, 2023-2025
• Five Star Professional Award Winner in Seattle Magazine, 2021-2025
2023-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2025) Forbes Best-In-State Wealth Management Teams ranking awarded in 2023-2025. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. These rankings are not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
2021-2025 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2021 Award - 4/27/20 - 10/30/20
2022 Award - 5/10/21 - 11/30/21
2023 Award - 4/18/22 - 10/21/22
2024 Award - 5/15/23 - 11/30/23
2025 Award - 5/15/24 - 11/29/24
Securities Agent: NV, NM, NC, MT, UT, TX, OK, NE, LA, HI, SC, NY, IL, TN, ID, IA, OR, MA, OH, GA, FL, CA, AZ, AK, CT, VA, PA, WA, NJ, MN, IN, AL, WI, NH, MD, MO, MI, CO, WY; General Securities Representative; Investment Advisor Representative
NMLS#: 1295563
CA Insurance License #: 4138513
NMLS#: 1295563
CA Insurance License #: 4138513
About Michael Weichbrodt
Mike started as a Financial Advisor in 1994 with Morgan Stanley in Bellevue, WA. He focuses on serving the investment and retirement needs of business owners, affluent families as well as nonprofit organizations.
Mike enjoys helping clients achieve their goals by applying his team ‘s expertise to each client. Mike and Elaine work with the Champion Group. The vast resources of Morgan Stanley allow for Mike to create a personalized action plan for his clients, business owners, and family members while helping each generation in their own unique way. Mike has previously sat on several boards and is active with Jewish as well as Masonic Charities. Mike has lived in the Seattle area since 1979, and enjoys spending time with his wife, Lesley their 3 sons and their Doberman Pincher, Nova.
Series 7, 63, 31, 65 Licensed
Series 24 Principal
Insurance Licensed
Bachelor of Arts from Western Washington University
Mike enjoys helping clients achieve their goals by applying his team ‘s expertise to each client. Mike and Elaine work with the Champion Group. The vast resources of Morgan Stanley allow for Mike to create a personalized action plan for his clients, business owners, and family members while helping each generation in their own unique way. Mike has previously sat on several boards and is active with Jewish as well as Masonic Charities. Mike has lived in the Seattle area since 1979, and enjoys spending time with his wife, Lesley their 3 sons and their Doberman Pincher, Nova.
Series 7, 63, 31, 65 Licensed
Series 24 Principal
Insurance Licensed
Bachelor of Arts from Western Washington University
Securities Agent: NM, NC, IN, WI, MT, MN, OH, TN, NH, MI, CO, VA, TX, NE, MO, LA, IA, WY, UT, OR, NJ, MD, IL, GA, AL, OK, SC, NV, ID, FL, AZ, AK, NY, MA, CT, CA, WA, PA, HI; General Securities Principal; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1834574
CA Insurance License #: #0H30621
NMLS#: 1834574
CA Insurance License #: #0H30621
About Jack Oman
Jack's experience and knowledge as a CERTIFIED FINANCIAL PLANNER™ (CFP®), allows him to bring a holistic approach to working with clients.
Jack works with both retirees and working professionals, focusing on families who are looking to build their net worth and efficiently distribute assets during retirement while using compressive financial planning strategies. In addition to financial planning, Jack heads the team's Alternative Investment research, insurance strategies, and acts as a retirement consultant for small businesses and their employees.
As an alumnus of Washington State University and O'Dea High School, Jack is an avid football fan. Hailing from Everett, he now resides in Kirkland. In his time away from the office he enjoys fishing, sailing, and watching his favorite sports team - The Washington State Cougars. In addition to his hobbies, Jack enjoys volunteering with O’Dea High School.
• Years in Financial Services: 8
• CERTIFIED FINANCIAL PLANNER™
• Financial Planning Specialist
• Washington State University Bachelor of Business Administration (Accounting & Finance)
• Pacesetter's Club
• Forbes Best-In-State Wealth Management Teams, 2023-2025
• Five Star Professional Award Winner in Seattle Magazine, 2024-2025
2023-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2023-2025) Forbes Best-In-State Wealth Management Teams ranking awarded in 2023-2025. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. These rankings are not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
2024 - 2025 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2024 Award - 5/15/23 - 11/30/23
2025 Award - 10/10/23 - 4/30/24
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Jack works with both retirees and working professionals, focusing on families who are looking to build their net worth and efficiently distribute assets during retirement while using compressive financial planning strategies. In addition to financial planning, Jack heads the team's Alternative Investment research, insurance strategies, and acts as a retirement consultant for small businesses and their employees.
As an alumnus of Washington State University and O'Dea High School, Jack is an avid football fan. Hailing from Everett, he now resides in Kirkland. In his time away from the office he enjoys fishing, sailing, and watching his favorite sports team - The Washington State Cougars. In addition to his hobbies, Jack enjoys volunteering with O’Dea High School.
• Years in Financial Services: 8
• CERTIFIED FINANCIAL PLANNER™
• Financial Planning Specialist
• Washington State University Bachelor of Business Administration (Accounting & Finance)
• Pacesetter's Club
• Forbes Best-In-State Wealth Management Teams, 2023-2025
• Five Star Professional Award Winner in Seattle Magazine, 2024-2025
2023-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2023-2025) Forbes Best-In-State Wealth Management Teams ranking awarded in 2023-2025. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. These rankings are not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
2024 - 2025 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2021-2023) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2024 Award - 5/15/23 - 11/30/23
2025 Award - 10/10/23 - 4/30/24
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Securities Agent: OK, MO, IL, IA, WY, TN, MI, LA, TX, FL, CA, WI, WA, UT, OR, MA, NJ, NM, MN, ID, AK, NY, NE, NC, HI, GA, OH, MT, MD, CO, AZ, VA, PA, CT, NV, IN, AL, SC, NH; General Securities Representative; Investment Advisor Representative
NMLS#: 1787003
CA Insurance License #: 4040004
NMLS#: 1787003
CA Insurance License #: 4040004
About Ian Wang
Ian began his financial services career back in 2006 and joined Morgan Stanley in 2018. Ian is dedicated to delivering exceptional advice & service to clients and their families as a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Certified Private Wealth Advisor (CPWA®) with a deep background in private banking and lending. Prior to joining Morgan Stanley Ian served as a Wealth Management Banker at Merrill Lynch and a Home Loans Manager at Bank of America. Ian’s pursuit of holistic financial planning along with his extensive knowledge in credit & liability management allows him to help clients achieve their financial goals by managing both sides of their balance sheet with proficiency. Ian continues his drive towards delivering financial excellence by listening to clients objectively and executing customized strategies with a defined purpose.
With over 18 years of experience Ian is well positioned to provide comprehensive solutions backed by the power and resources of Morgan Stanley to help clients & their families navigate through their unique financial challenges and guide them towards a better financial future.
Ian is a graduate from the University of Washington where he attained a Bachelor of Arts in Psychology. He currently resides in Renton WA with his wife Hannae. Ian is the former president and board member of the Asian Real Estate Association of America (AREAA) and when he’s outside of the office you’ll find Ian enjoying the great outdoors during the summertime and snowboarding in the winter.
With over 18 years of experience Ian is well positioned to provide comprehensive solutions backed by the power and resources of Morgan Stanley to help clients & their families navigate through their unique financial challenges and guide them towards a better financial future.
Ian is a graduate from the University of Washington where he attained a Bachelor of Arts in Psychology. He currently resides in Renton WA with his wife Hannae. Ian is the former president and board member of the Asian Real Estate Association of America (AREAA) and when he’s outside of the office you’ll find Ian enjoying the great outdoors during the summertime and snowboarding in the winter.
Securities Agent: OK, WV, TN, NM, MN, WY, RI, PR, IL, DC, OR, NY, NE, ND, ME, KY, KS, VT, VA, UT, NV, MI, HI, CA, AZ, AL, AK, VI, PA, NH, MA, CT, WI, WA, NC, MT, LA, IA, CO, AR, SC, MO, IN, GA, FL, TX, NJ, MD, ID, SD, OH, MS, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 505317
CA Insurance License #: 4426940
NMLS#: 505317
CA Insurance License #: 4426940
About Lori Elrod
Lori began her career at Morgan Stanley in 1990. Lori takes pride in developing close relationships with each client so she can help address their greatest concerns and share in their successes.
She completed a CERTIFIED FINANCIAL PLANNING CFP® designation in 2003 to advance her understanding of wealth management. Lori also earned a Masters Degree in International Business at Seattle University and a Bachelors of Arts Degree in International Economics from the University of Washington.
Lori and her husband, Peter, live in Kirkland, Washington. They enjoy attending their son's football and baseball games and cheering for the UW Huskies. They also enjoy skiing and traveling in their spare time.
Years at Morgan Stanley: 34
Seattle University, Masters of International Business
University of Washington, Bachelor of International Economics
CERTIFIED FINANCIAL PLANNING CFP®
She completed a CERTIFIED FINANCIAL PLANNING CFP® designation in 2003 to advance her understanding of wealth management. Lori also earned a Masters Degree in International Business at Seattle University and a Bachelors of Arts Degree in International Economics from the University of Washington.
Lori and her husband, Peter, live in Kirkland, Washington. They enjoy attending their son's football and baseball games and cheering for the UW Huskies. They also enjoy skiing and traveling in their spare time.
Years at Morgan Stanley: 34
Seattle University, Masters of International Business
University of Washington, Bachelor of International Economics
CERTIFIED FINANCIAL PLANNING CFP®
About Eileen Stenhoff
Eileen began her career in 2008 with Morgan Stanley as the Northwest District Administrative Assistant then quickly moved to join the Northwest Regional team in Seattle after the joint venture with Smith Barney.
With client service in mind, Eileen moved to the Morgan Stanley Bellevue branch in 2011 and is thrilled to be Michael Weichbrodt’ s Registered Client Service Associate and member of The Champion Group. The Champion Group is a team of Financial Advisors and Service Professionals that I have worked with for years.
Eileen’s most rewarding part of her job is becoming a trusted person for clients with regards to their financial well-being. Working with Michael Weichbrodt for the since 2014 has allowed me to personally know his clients and their families.
Eileen enjoys spending time with family including Cherise (29), Joshua (27) and their dad, David. Eileen’s two grown daughters Erin and Whitney live in Wisconsin. Eileen and David enjoy traveling and visiting their grandchildren in Wisconsin.
With client service in mind, Eileen moved to the Morgan Stanley Bellevue branch in 2011 and is thrilled to be Michael Weichbrodt’ s Registered Client Service Associate and member of The Champion Group. The Champion Group is a team of Financial Advisors and Service Professionals that I have worked with for years.
Eileen’s most rewarding part of her job is becoming a trusted person for clients with regards to their financial well-being. Working with Michael Weichbrodt for the since 2014 has allowed me to personally know his clients and their families.
Eileen enjoys spending time with family including Cherise (29), Joshua (27) and their dad, David. Eileen’s two grown daughters Erin and Whitney live in Wisconsin. Eileen and David enjoy traveling and visiting their grandchildren in Wisconsin.
About Jason Roberts
Jason has been with Morgan Stanley for the past 11 years, including working with the front office operations department for the Bellevue Office. Among other things, Jason is our Group's point person for operations, including cash movements and assisting clients navigate Morgan Stanley Online.
Jason is a western Washington native, attending Washington State University. While not in the office, he enjoys traveling, hiking, reading, and has been nominated by our team as our "resident foodie".
Years at Morgan Stanley: 11
Washington State University
Jason is a western Washington native, attending Washington State University. While not in the office, he enjoys traveling, hiking, reading, and has been nominated by our team as our "resident foodie".
Years at Morgan Stanley: 11
Washington State University
About Eri Takahashi
Eri Takahashi has been a Registered Client Service Associate since August 2018. Eri was born & raised in Japan and moved to USA in 1997. She has over a decade of experience with working in finance such as a venture capital firm, international banks and insurance companies. Prior to Morgan Stanley, Eri worked as a Private Client Banker at JPMorgan Chase. Holds Series 7 & 66, Life & Disability. Outside financial world, she has organized many private & corporate events as a certified event professional and a business consultant. She enjoys traveling and she is a master of Japanese calligraphy.
About Richard Ordona
Richard is a western Washington native, attending the University of Washington. He has experience working for UW athletics, an insurance brokerage and real estate development. Prior to Morgan Stanley, Richard worked as a business office assistant, accounting intern and staff accountant. He became fully registered in November of 2024, now holding both Series 7 and 66 licenses.
While not in the office, he enjoys spending time with family, exercising and working on his car.
While not in the office, he enjoys spending time with family, exercising and working on his car.
Contact J.B. Champion
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Contact Michael Weichbrodt
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Contact Ian Wang
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Katie Reed
Senior Private Banker
Adelaide El Zein, CFP®
Financial Planning Director, Vice President
About Katie Reed
Katie Reed is a Senior Private Banker serving Morgan Stanley Wealth Management offices in Washington.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Katie began her career in financial services in 2002, and joined Morgan Stanley in 2017 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Katie is a graduate of the University of Washington, where she received a Bachelor of Arts in Economics. She lives in Seattle, Washington with her spouse. Outside of the office, Katie enjoys volunteering her time with various organizations which support women, food accessibility, and animals. She also enjoys traveling, Washington Husky football, and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Katie began her career in financial services in 2002, and joined Morgan Stanley in 2017 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Katie is a graduate of the University of Washington, where she received a Bachelor of Arts in Economics. She lives in Seattle, Washington with her spouse. Outside of the office, Katie enjoys volunteering her time with various organizations which support women, food accessibility, and animals. She also enjoys traveling, Washington Husky football, and spending time with family and friends.
NMLS#: 652641
About Adelaide El Zein
Adelaide El Zein, CFP® is a Vice President and Financial Planning Director serving Morgan Stanley’s
Wealth Management offices in Washington State, mainly serving our Bellevue, Kirkland, Yakima,
Kennewick and Bellingham office locations. She is responsible for helping Financial Advisors with their clients' and
prospects' financial planning needs.
A CERTIFIED FINANCIAL PLANNING® professional, Adelaide has been providing financial advice to
families and individuals in various settings for nearly 18 years. A former teacher, who taught
domestically and overseas in Germany and the United Arab Emirates, Adelaide launched her career in
finance at Ameriprise in 2004 after completing her MBA. She was an analyst at Merrill Lynch/Bank of
America for 4 years before joining an RIA in Arlington as a financial advisor.
A graduate of the University of Washington, she lives in Edmonds, WA with her future husband, Bob,
and his two teenage boys. Outside of work she enjoys photography, being outside, working on home
improvement projects, learning new languages and dancing to live music.
Wealth Management offices in Washington State, mainly serving our Bellevue, Kirkland, Yakima,
Kennewick and Bellingham office locations. She is responsible for helping Financial Advisors with their clients' and
prospects' financial planning needs.
A CERTIFIED FINANCIAL PLANNING® professional, Adelaide has been providing financial advice to
families and individuals in various settings for nearly 18 years. A former teacher, who taught
domestically and overseas in Germany and the United Arab Emirates, Adelaide launched her career in
finance at Ameriprise in 2004 after completing her MBA. She was an analyst at Merrill Lynch/Bank of
America for 4 years before joining an RIA in Arlington as a financial advisor.
A graduate of the University of Washington, she lives in Edmonds, WA with her future husband, Bob,
and his two teenage boys. Outside of work she enjoys photography, being outside, working on home
improvement projects, learning new languages and dancing to live music.
Wealth Management
From Our Team
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Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
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Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Champion Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
