Senior Vice President, Financial Advisor, Investment Management Consultant, Portfolio Manager
Phone:
(805) 695-7108(805) 695-7108
The Burford Group at Morgan Stanley
Direct:
(805) 695-7108(805) 695-7108
Direct:
(805) 695-7109(805) 695-7109
Our Mission Statement
Substantial wealth necessitates strategies tailored specifically to your individual goals and values. We cater to a select group of individuals and families, ensuring that our boutique-like services are distinctly personalized, helping you streamline your life and focus on what truly matters to you.
Our Story and Services
Situated at Morgan Stanley in Montecito, California, Jerrad and Jeannie Burford bring a collective 60 years of dedicated service to the realm of financial advisement. Their shared mission revolves around creating deep, lasting relationships with high-net-worth clients, offering tailored solutions and expertise.
Jerrad has crafted an investment practice over 30 years, emphasizing fewer but more profound client relationships. Beyond mere investing, he provides comprehensive financial insights, embodying the intimacy of a family office paired with the robustness of a global wealth management firm. Collaborating closely with estate attorneys, CPAs, and other advisors, he assists clients in the intricate world of financial management. A native Californian with a background in Agricultural Business Management from California Polytechnic State University, Jerrad's professional journey includes seventeen years at Merrill Lynch before moving to Morgan Stanley in 2008. Outside of work, Jerrad is deeply rooted in the community, supporting institutions like the Santa Barbara Museum of Natural History, the Santa Barbara International Film Festival and Lotusland.
Jeannie's 30-year career has been marked by her unwavering commitment to guiding clients through life's pivotal moments, ensuring they harness and bequeath their wealth efficiently. A believer in rendering exceptional service with a personalized touch, she has collaborated with a myriad of clients ranging from entrepreneurs to families. Jeannie's professional narrative began at Merrill Lynch, moved through Wells Fargo Advisors, and found its recent home at Morgan Stanley Montecito in 2023. Born and raised in Santa Barbara, Jeannie's community involvement is evident. Alongside her family, she supports causes like the Santa Barbara Zoo and the Museum of Natural History. Furthermore, her dedication shines through her past roles on local boards such as the National Charity League, Boys Team Charity and Girls Inc.
Together, residing in Montecito, Jerrad and Jeannie cherish family values, evident in their involvement with their two adult daughters and twin teen sons. They are advocates for community service, relishing in activities like hiking and exploring new travel destinations. As a unified team, the Burfords stand as pillars of trust, experience, and dedication in the financial advisory landscape.
Jerrad has crafted an investment practice over 30 years, emphasizing fewer but more profound client relationships. Beyond mere investing, he provides comprehensive financial insights, embodying the intimacy of a family office paired with the robustness of a global wealth management firm. Collaborating closely with estate attorneys, CPAs, and other advisors, he assists clients in the intricate world of financial management. A native Californian with a background in Agricultural Business Management from California Polytechnic State University, Jerrad's professional journey includes seventeen years at Merrill Lynch before moving to Morgan Stanley in 2008. Outside of work, Jerrad is deeply rooted in the community, supporting institutions like the Santa Barbara Museum of Natural History, the Santa Barbara International Film Festival and Lotusland.
Jeannie's 30-year career has been marked by her unwavering commitment to guiding clients through life's pivotal moments, ensuring they harness and bequeath their wealth efficiently. A believer in rendering exceptional service with a personalized touch, she has collaborated with a myriad of clients ranging from entrepreneurs to families. Jeannie's professional narrative began at Merrill Lynch, moved through Wells Fargo Advisors, and found its recent home at Morgan Stanley Montecito in 2023. Born and raised in Santa Barbara, Jeannie's community involvement is evident. Alongside her family, she supports causes like the Santa Barbara Zoo and the Museum of Natural History. Furthermore, her dedication shines through her past roles on local boards such as the National Charity League, Boys Team Charity and Girls Inc.
Together, residing in Montecito, Jerrad and Jeannie cherish family values, evident in their involvement with their two adult daughters and twin teen sons. They are advocates for community service, relishing in activities like hiking and exploring new travel destinations. As a unified team, the Burfords stand as pillars of trust, experience, and dedication in the financial advisory landscape.
Services Include
- Professional Portfolio ManagementFootnote1
- Asset Management
- Retirement PlanningFootnote2
- 401(k) Rollovers
- Business Succession PlanningFootnote3
- Executive Financial ServicesFootnote4
- Estate Planning StrategiesFootnote5
- Alternative InvestmentsFootnote6
- Philanthropic ManagementFootnote7
- Art AdvisoryFootnote8
- Sustainable InvestingFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process: Focuses on You
Charting a clear, confident course to financial success begins with understanding your values, priorities and aspirations. Working Together, we define what is important to you and develop the solutions to help get you there.
Discovery Process
We take the time to fully understand you and your family. Whether you're planning for retirement, purchasing a home, or living out your golden years - we consider all of your challenges, goals and aspirations when building your financial picture.
Forming Your Strategy
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to achieving your success.
Implementing Your Plan
We apply extensive research and analysis, and also utilize Morgan Stanley's full suite of resources, to ensure swift decisive action in all market scenarios.
Measuring Your Success
We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. Our ultimate mission is your success and well-being.
Our Services
No matter what you want to achieve, we will work with you to provide ongoing, comprehensive planning and advice to help you succeed.
We are here to provide a wide array of services centered on your financial goals. We'll create a customized strategy to meet your needs and provide access to specialists as needed.
Financial Planning
Planning for retirement has never been easy, but in recent years, it's become increasingly difficult. We'll help you create a well-rounded planning approach for retirement. We are here to help identify your personal goals, track your progress toward achieving them and work together to create a customized plan.
Estate Planning
Estate planning is a strategy designed to protect, manage, and distribute your assets during and after your lifetime, while helping to minimize taxation. It will help protect your legacy and those you care about most. We will work closely with you to explore factors that are relevant to existing and/or future estate structures and strategies. We will collaborate with you, your external tax and legal advisors to formulate tax and estate strategies.
Education Planning
529 Plans offer a tax-advantaged way to help save for education. Depending on the specific plan, you can choose from a range of investment strategies suited to your specific needs, objectives and time frame. We offer valuable expertise to help you incorporate an education savings plan into your overall investment strategy – while helping to minimize your tax liability and maintain your current lifestyle and long-term financial goals.
Risk Management
We take a holistic approach to managing your finances by identifying risk outliers and understanding the impact of market scenarios. We leverage Morgan Stanley's Portfolio Risk Platform and the risk analytics integrated into their proprietary platform applications to leverage dynamic risk insights across thousands of risk factors. We are able to instantly analyze an entire portfolio, including assets held elsewhere, which helps identify and mitigate your risk.
Digital Tools Available For You
Morgan Stanley provides you with industry-leading financial tools on its technology platforms that are resilient, safe, efficient, fast and flexible. As a part of our services, these resources are readily available for all of our clients.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Total Wealth View
It's hard to see the complete picture with only half the details. As a Morgan Stanley client, you can now conveniently view your accounts from other institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Valuable Tools and Resources
We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today's global markets. We have assembled the following resources that reinforce the fundamental investment strategies and concepts of our practice . We've provided links to these materials, where available, and hope you'll return often to learn more about the topics that impact your overall wealth.
2025 Tax Tables
The IRS has adjusted the Federal Tax Table. For your convenience, we have included both tables with the updated changes. For your comparison, you can find the 2025 tax table below.
2024 Federal Tax Tables
In 2024, the IRS has implemented adjustments to the Federal Tax Table to account for inflation. To learn more about the change, click here.
Morgan Stanley Research
Through timely, in-depth analysis of companies, industries, markets and world economies, Morgan Stanley has earned its reputation as a leader in the field of investment research. To learn more about recent market updates, click here.
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program for eligible Morgan Stanley clients designed to deliver additional value beyond wealth management. The program provides access to exclusive offers and discounts from premium brands, as well as curated content from our partners and Morgan Stanley thought leaders.
Retirement Planning
Retirement planning is more than making the right investments. Align you financial goals to your lifestyle, today and all the days that follow. Learn how we can help you meet your retirement savings challenges with customized financial solutions.
Thoughts On The Market Podcast
With perspective on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Location
1111 Coast Village Rd
Montecito, CA 93108
US
Direct:
(805) 695-7108(805) 695-7108
Meet The Burford Group
Phone:
(805) 695-7109(805) 695-7109
Amy Ward
Senior Registered Associate
Phone:
(805) 695-7107(805) 695-7107
About Jerrad Burford
For the past 30 years he has built an investment practice that allows him to engage in fewer, deeper and more lasting relationships with high net worth clients that are based on customized solutions, experience, and responsive service.
Working with individuals and families, as well as select endowments and foundations, Jerrad’s advice extends beyond investing to encompass both sides of a client’s personal balance sheet. In effect, he offers the personalized advantages of a family office within the solid boundaries of a global wealth management company. He works closely with his clients’ estate attorneys, CPAs, and other advisors to help clients to navigate the increasingly complex arena of financial management and reach all of their life's goals.
A native Californian, Jerrad grew up on a ranch in central California. He earned a degree in Agricultural Business Management from California Polytechnic State University in San Luis Obispo. After graduation he joined Merrill Lynch and spent 17 years working with clients and managing the Financial Advisor training program. Jerrad moved to Smith Barney (a Morgan Stanley predecessor firm) in 2008 when Bank of America purchased Merrill Lynch.
Outside of work, Jerrad is married to his wife, Jeannie, and is very involved in the activities of his four children. Jerrad is a longtime supporter of Santa Barbara High School's Multimedia Arts & Design (MAD) Academy, SBHS Aquatic Boosters, btc Santa Barbara, Santa Barbara Museum of Natural History, the Santa Barbara International Film Festival and Lotusland. He enjoys planning trips to new places, keeping up on the latest films and TV shows and hiking in the local foothills of Santa Barbara.
Working with individuals and families, as well as select endowments and foundations, Jerrad’s advice extends beyond investing to encompass both sides of a client’s personal balance sheet. In effect, he offers the personalized advantages of a family office within the solid boundaries of a global wealth management company. He works closely with his clients’ estate attorneys, CPAs, and other advisors to help clients to navigate the increasingly complex arena of financial management and reach all of their life's goals.
A native Californian, Jerrad grew up on a ranch in central California. He earned a degree in Agricultural Business Management from California Polytechnic State University in San Luis Obispo. After graduation he joined Merrill Lynch and spent 17 years working with clients and managing the Financial Advisor training program. Jerrad moved to Smith Barney (a Morgan Stanley predecessor firm) in 2008 when Bank of America purchased Merrill Lynch.
Outside of work, Jerrad is married to his wife, Jeannie, and is very involved in the activities of his four children. Jerrad is a longtime supporter of Santa Barbara High School's Multimedia Arts & Design (MAD) Academy, SBHS Aquatic Boosters, btc Santa Barbara, Santa Barbara Museum of Natural History, the Santa Barbara International Film Festival and Lotusland. He enjoys planning trips to new places, keeping up on the latest films and TV shows and hiking in the local foothills of Santa Barbara.
Securities Agent: MI, MO, IN, OR, VA, MA, AK, TX, AZ, HI, CT, CO, NY, NV, FL, CA, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 1321614
CA Insurance License #: 0B03251
NMLS#: 1321614
CA Insurance License #: 0B03251
About Jeanine J Burford
For over 30 years Jeannie has helped clients effectively navigate their wealth so they can focus on the activities they most enjoy. Jeannie leverages her deep knowledge and experience to guide clients through life's milestones and moments. She strives to provide insightful advice as they build and manage their wealth and seek to pass that wealth to the next generation. Passionate about her work, Jeannie's priority is making a difference for her clients so they can live their lives to the fullest and make a meaningful difference in the futures of their loved ones and their communities.
Jeannie takes pride in providing her clients with exceptional service and personalized attention. She works with a diverse group of successful entrepreneurs, business owners, professionals, families, and individuals, including many women.
Jeannie began her career at Merrill Lynch in 1992 and had been with Wells Fargo Advisors since 1997 prior to joining Morgan Stanley in July of 2023. She is a focused, compassionate, high-energy advisor who deeply values her relationships and shared histories with clients. Jeannie joined Morgan Stanley in partnership with her husband, Jerrad Burford, himself with over 30 years’ experience in the financial industry, in the Morgan Stanley Montecito office.
Born and raised in Santa Barbara, Jeannie lives in Montecito. She and her husband, Jerrad, have two adult daughters and twin teen sons. As a family they believe in giving back to their community and are intentional in making service a family affair. They currently support the Santa Barbara Zoo, Lotusland, MAD Academy at Santa Barbara High School and the Museum of Natural History. Jeannie has held numerous local board positions, including National Charity League, Girls Inc., Safety Town and the Santa Barbara chapter of Boys Team Charity where she was a founding member. She and her family enjoy the beach, hiking and traveling.
Jeannie takes pride in providing her clients with exceptional service and personalized attention. She works with a diverse group of successful entrepreneurs, business owners, professionals, families, and individuals, including many women.
Jeannie began her career at Merrill Lynch in 1992 and had been with Wells Fargo Advisors since 1997 prior to joining Morgan Stanley in July of 2023. She is a focused, compassionate, high-energy advisor who deeply values her relationships and shared histories with clients. Jeannie joined Morgan Stanley in partnership with her husband, Jerrad Burford, himself with over 30 years’ experience in the financial industry, in the Morgan Stanley Montecito office.
Born and raised in Santa Barbara, Jeannie lives in Montecito. She and her husband, Jerrad, have two adult daughters and twin teen sons. As a family they believe in giving back to their community and are intentional in making service a family affair. They currently support the Santa Barbara Zoo, Lotusland, MAD Academy at Santa Barbara High School and the Museum of Natural History. Jeannie has held numerous local board positions, including National Charity League, Girls Inc., Safety Town and the Santa Barbara chapter of Boys Team Charity where she was a founding member. She and her family enjoy the beach, hiking and traveling.
Securities Agent: CO, NY, NH, FL, CA, AZ, MA, HI, TX, OR, MI, NV, AK, WA, VA, MO, IN, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 717107
NMLS#: 717107
About Amy Ward
As a Senior Registered Associate, Amy Ward’s primary focus is on providing optimal client service and strategic and operational support to The Burford Group and its clients. With more than thirty-eight years of experience in the financial services industry, she is a great benefit to the team and a tremendous resource to clients. She is the first point of contact for many client questions and on a daily basis she opens and monitors new and managed accounts, handles operational matters and executes non-solicited buy and sell orders. Prior to Morgan Stanley, Amy worked for Wells Fargo, Smith Barney and Bateman Eichler. She holds her Series 7, 63, 9 and 10 licenses. Amy grew up in Minnesota and came out to California in 1982. While away from the office, she enjoys spending time with her husband, son and three grandchildren. She is an excellent baker, loves to read and is constantly improving her yoga practice.
Contact Jerrad Burford
Contact Jeanine J Burford
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Karin L. Longhurst
Senior Vice President, Private Wealth Advisor, Family Wealth Director, Insurance Planning Director, Alternative Investments Director, Workplace Advisor - Equity Compensation, Investing with Impact Director
Sean Lavin
Trust Specialist
Clint Eddy
Family Office Resource Generalist
About Sean Lavin
Sean is a Regional Trust Specialist for Morgan Stanley based in Los Angeles. He is responsible for supporting Private Wealth Advisors and their clients’ legal counsel in developing trust and fiduciary solutions for families, institutions and charities. Sean works closely with clients and their legal and strategic advisors to help educate them on appropriate trust vehicles designed to meet the clients’ specific goals and objectives. Sean also provides advice on how to utilize the fiduciary services available through the Morgan Stanley’s comprehensive third party trustee platform that is available to clients.
Sean joined Morgan Stanley in 1999 including several years as a Senior Vice President and Regional Trust Specialist with Smith Barney and Citi Trust. Prior to then, Sean was a Senior Trust Officer with Merrill Lynch / Bank of America.
Sean graduated from the University of Southern California with a bachelor’s degree in business administration and received his master’s degree in business administration from the UCLA Anderson School of Management. Sean holds the Certified Financial Planner and Certified Trust and Financial Advisor designations and is Series 7 and 66 licensed.
Sean joined Morgan Stanley in 1999 including several years as a Senior Vice President and Regional Trust Specialist with Smith Barney and Citi Trust. Prior to then, Sean was a Senior Trust Officer with Merrill Lynch / Bank of America.
Sean graduated from the University of Southern California with a bachelor’s degree in business administration and received his master’s degree in business administration from the UCLA Anderson School of Management. Sean holds the Certified Financial Planner and Certified Trust and Financial Advisor designations and is Series 7 and 66 licensed.
About Clint Eddy
Clint Eddy is an Executive Director with the Family Office Resources (FOR) team at Morgan Stanley. As a Generalist with FOR he helps clients and Advisors curate and navigate an expansive suite of highly specialized resources to address the complex, multifaceted challenges of managing significant wealth so clients may make complicated decisions confidently.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Burford Group today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
9The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
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Awards Disclosures
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
9The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
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Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
