William F. Boynton
Senior Vice President, Senior Portfolio Management Director, Financial Advisor
Phone:
(617) 589-3273(617) 589-3273
The Boynton Group at Morgan Stanley
Direct:
(617) 589-3273(617) 589-3273
Toll-Free:
(800) 752-2678(800) 752-2678
Our Mission Statement
Comprehensive strategies designed to preserve and conservatively grow your wealth to achieve your life goals.
About Us
The Boynton Group at Morgan Stanley, founded in 1982, is a holistic wealth management practice headquartered in Boston, MA. Collectively, our team has 55 years of experience addressing the needs of affluent investors, their families, and their related charitable interests. We pride ourselves in providing high quality service and a sound, conservative investment process in this uncertain and volatile world. Our consultative approach is designed to reduce financial unease and concern, replacing that worry with stability and confidence.
We have a deep appreciation for the effort and sacrifice it takes to create significant wealth. Our role as advisor is to preserve, invest, and align that wealth with our client’s long-term goals.
Building lasting relationships with uncompromising integrity and unwavering dedication is the cornerstone on which our values rest.
We have a deep appreciation for the effort and sacrifice it takes to create significant wealth. Our role as advisor is to preserve, invest, and align that wealth with our client’s long-term goals.
Building lasting relationships with uncompromising integrity and unwavering dedication is the cornerstone on which our values rest.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
For the past 40 years, we have had the pleasure of serving high net worth families, business owners, corporate executives, pension plans, and endowments. The relationships we build with our clients are fortified by the trust and accountability that we establish over time. There is no substitute for the confidence that comes with knowing that our team is hyper-focused on pursuing unique strategies to guide us today and into the future.
Our practice has always been driven by our approach, and we firmly believe that each client should possess a complete understanding of our advisory process. Developing a deep knowledge of our clients' financial and life goals is the driving force behind every decision we make. This foundation of knowledge is crucial within our core service offerings, functioning as a blueprint for moves to action.
Within both financial planning and investment management, we place a critical focus on the concept of risk. Not only do we ensure a proper understanding of our clients’ tolerance for financial risk, we also build our portfolios with risk mitigation as our primary objective. Ultimately, our mission is to employ a sound, conservative investment process to preserve and grow our clients’ wealth over time. We help achieve this by channeling over 55 years of combined experience within our team, performing our own due diligence, and leveraging the resources of one of the most respected investment banks in the world. It is what allows us to confidently manage assets in such a way that affords our clients, and our team, confidence even during the most difficult economic environments.
Our wealth planning efforts are predicated on helping our clients prepare for, and achieve, the goals they envision. The planning process helps us derive an asset allocation which reflects a specific tolerance for risk. Regular communication allows us to act nimbly and adjust the plan for changes in the economy, goals, etc. This simple fact ensures complete transparency within each client’s ultimate wealth planning vision, and substantially increases our clients’ chances of reaching their goals.
At The Boynton Group, we are committed to making a measurable impact in driving financial success for all of our clients.
Our practice has always been driven by our approach, and we firmly believe that each client should possess a complete understanding of our advisory process. Developing a deep knowledge of our clients' financial and life goals is the driving force behind every decision we make. This foundation of knowledge is crucial within our core service offerings, functioning as a blueprint for moves to action.
Within both financial planning and investment management, we place a critical focus on the concept of risk. Not only do we ensure a proper understanding of our clients’ tolerance for financial risk, we also build our portfolios with risk mitigation as our primary objective. Ultimately, our mission is to employ a sound, conservative investment process to preserve and grow our clients’ wealth over time. We help achieve this by channeling over 55 years of combined experience within our team, performing our own due diligence, and leveraging the resources of one of the most respected investment banks in the world. It is what allows us to confidently manage assets in such a way that affords our clients, and our team, confidence even during the most difficult economic environments.
Our wealth planning efforts are predicated on helping our clients prepare for, and achieve, the goals they envision. The planning process helps us derive an asset allocation which reflects a specific tolerance for risk. Regular communication allows us to act nimbly and adjust the plan for changes in the economy, goals, etc. This simple fact ensures complete transparency within each client’s ultimate wealth planning vision, and substantially increases our clients’ chances of reaching their goals.
At The Boynton Group, we are committed to making a measurable impact in driving financial success for all of our clients.
Community Involvement
Our team understands the importance of giving back. We realize that no matter how arduous life may get, there will always be a person or family facing challenges far tougher than our own. For that reason, we have each dedicated ourselves to a unique cause with the hope that our efforts will make an impact in driving change.
Bill spent 15 years volunteering for the American Diabetes Association and was the first Chairman of the combined New England Region Board. For the past 15 years, he has been passionately involved in the fight to end homelessness in Greater Boston by volunteering for HomeStart, Inc. As Chairman of the development committee, board member, and Co-Chair of the Advisory Board, he leads HomeStart's fundraising efforts in expanding their collaboration with the private sector.
Alex, through his work with Golf Fights Cancer, is able to leverage one of his greatest passions in life to help make an immediate and measurable difference. He has been a steadfast supporter of the group for 8 years, regularly fundraising by way of a 100-Hole “Golf Marathon”. His desire to create a real impact for families and patients continues to drive ambitions higher each year.
Bill spent 15 years volunteering for the American Diabetes Association and was the first Chairman of the combined New England Region Board. For the past 15 years, he has been passionately involved in the fight to end homelessness in Greater Boston by volunteering for HomeStart, Inc. As Chairman of the development committee, board member, and Co-Chair of the Advisory Board, he leads HomeStart's fundraising efforts in expanding their collaboration with the private sector.
Alex, through his work with Golf Fights Cancer, is able to leverage one of his greatest passions in life to help make an immediate and measurable difference. He has been a steadfast supporter of the group for 8 years, regularly fundraising by way of a 100-Hole “Golf Marathon”. His desire to create a real impact for families and patients continues to drive ambitions higher each year.
Investor Resources
Our goal is simple: "To be the firm where the most talented advisors in the industry leverage cutting-edge technology and deliver customized wealth management solutions to their clients and their families to enable them to achieve their life goals." The Firm strives to ensure it serves clients on market leading technology platforms that are realistic, safe, efficient, smart, fast and flexible.
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Our Total Wealth View platform enables you to see all your assets and liabilities together in one place - whether they are held at Morgan Stanley or elsewhere. This curated view enables me to provide a comprehensive analysis on your full financial picture.
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Digital Tools
Morgan Stanley offers a suite of digital tools to help you manage your accounts securely and efficiently. eDelivery lets you review your account documents online, eliminating the risk of paper statements being intercepted or stolen. eAuthorizations lets you electronically authorize transactions, with multiple layers of security to protect your account. Digital Vault lets you store and share important documents securely. And eSign makes it easy to electronically sign documents.
Get Started TodayLocation
28 State Street 26th
Fl
Boston, MA 02109
US
Direct:
(617) 589-3273(617) 589-3273
Toll-Free:
(800) 752-2678(800) 752-2678
Meet The Boynton Group
Phone:
(617) 589-3201(617) 589-3201
Connor M. Hanley, CFA
Assistant Vice President, Portfolio Management Associate, Financial Planning Specialist
Phone:
(617) 589-3249(617) 589-3249
John L. Mackey
Registered Associate
Phone:
(617) 589-3243(617) 589-3243
About William F. Boynton
Bill has provided clients with comprehensive financial services and investment management for the past 42 years. He joined Morgan Stanley in 2010 after spending 28 years in the Wealth Management division of UBS Financial Services, Inc. He holds a Bachelor's degree in Economics, Finance and Resource Economics from the Whittemore school of Business and Economics at the University of New Hampshire. In addition, he received advanced portfolio management training from the Darden Graduate Business School at the University of Virginia. Bill is a Senior Portfolio Management Director with Morgan Stanley’s Portfolio Management program.
Impassioned with giving back to his community, Bill has always been active in many local organizations. For the past 12 years, in addition to his duties as Co-Chair of the Advisory Board, he has served as Chairman of the Development Committee for HomeStart Inc., a non-profit organization dedicated to preventing and ending homelessness in Greater Boston. Prior to that endeavor, Bill served as Chairman of the Board of Directors for the New England Region of the American Diabetes Association.
Bill is a member of a very large New England family, who all cherish their time together on the high seas or on the slopes. He enjoys boating, skiing, and mountain biking. Bill and his wife, Sarah, currently reside in Hingham, MA.
Impassioned with giving back to his community, Bill has always been active in many local organizations. For the past 12 years, in addition to his duties as Co-Chair of the Advisory Board, he has served as Chairman of the Development Committee for HomeStart Inc., a non-profit organization dedicated to preventing and ending homelessness in Greater Boston. Prior to that endeavor, Bill served as Chairman of the Board of Directors for the New England Region of the American Diabetes Association.
Bill is a member of a very large New England family, who all cherish their time together on the high seas or on the slopes. He enjoys boating, skiing, and mountain biking. Bill and his wife, Sarah, currently reside in Hingham, MA.
Securities Agent: ME, WV, HI, NY, NJ, FL, DE, MD, IL, WA, UT, NM, MA, GA, CT, AR, PA, CO, TN, NC, MN, AZ, TX, MI, DC, VA, MO, CA, RI, VT, OH, NH, MT; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1285312
NMLS#: 1285312
About Alex M. Blake
Alex began his career in financial services 14 years ago, with the Boynton Group at Morgan Stanley. As a Financial Advisor, he places focus on providing comprehensive wealth planning strategies, discretionary portfolio management, and acts as director of business strategy. As part of his commitment to advanced learning and continuing professional education, Alex earned the CERTIFIED FINANCIAL PLANNER™ designation in 2016. The title endorses his ability in assessing multifaceted retirement needs, investments, risk management and estate planning strategies. He maintains the Series 7 and 66 licenses.
Recognizing the importance of prudent planning, Alex takes a tailored approach to addressing the financial needs of high net worth families, pensions and endowments, being sensitive to goal funding, and risk parameters. This includes a commitment to managing portfolios with a bias toward risk reduction and low volatility. He leads the Boynton Group's investment due diligence model with those ideals top of mind.
Alex attended Bentley University in Waltham MA, graduating Cum Laude with a B.S. in Finance and Minors in International Economics and Computer Information Systems. As a former state champion at the age of 18, he has been a devoted golfer since childhood. He is an active member of Golf Fights Cancer, a wonderful organization that focuses on providing an immediate positive impact on treatment and experience for cancer patients and their families.
Recognizing the importance of prudent planning, Alex takes a tailored approach to addressing the financial needs of high net worth families, pensions and endowments, being sensitive to goal funding, and risk parameters. This includes a commitment to managing portfolios with a bias toward risk reduction and low volatility. He leads the Boynton Group's investment due diligence model with those ideals top of mind.
Alex attended Bentley University in Waltham MA, graduating Cum Laude with a B.S. in Finance and Minors in International Economics and Computer Information Systems. As a former state champion at the age of 18, he has been a devoted golfer since childhood. He is an active member of Golf Fights Cancer, a wonderful organization that focuses on providing an immediate positive impact on treatment and experience for cancer patients and their families.
Securities Agent: WV, GA, MT, MI, DC, PA, NC, MN, MA, CT, NY, CO, TN, RI, NJ, DE, IL, VT, UT, OH, NM, NH, ME, HI, AR, MD, FL, CA, AZ, WA, VA, TX, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 1811734
NMLS#: 1811734
About Connor M. Hanley
Connor joined The Boynton Group in September of 2018. He attended Bentley University in Waltham, MA, graduating Magna Cum Laude with a B.S. in Finance. Connor has earned the Chartered Financial Analyst (CFA) designation. He maintains the series 7 and 66 licenses.
Connor is a true student of the industry, impassioned with global financial markets and economic trends. As a Portfolio Management Associate, he focuses on market research and investment analysis, as well as investment strategy development and implementation.
Connor grew up in the greater Portland Maine area, and now lives in South Boston. In his free time, he enjoys skiing, golfing, playing basketball, and is an avid Boston sports fan.
Connor is a true student of the industry, impassioned with global financial markets and economic trends. As a Portfolio Management Associate, he focuses on market research and investment analysis, as well as investment strategy development and implementation.
Connor grew up in the greater Portland Maine area, and now lives in South Boston. In his free time, he enjoys skiing, golfing, playing basketball, and is an avid Boston sports fan.
About John L. Mackey
John joined The Boynton Group in November of 2020. He attended Bentley University in Waltham, MA, graduating with a B.S. in Finance and a minor in Sports Management.
His responsibilities include facilitating group operational efficiency on a day-to-day basis, as well as maintaining and strengthening client relationships. With a particular interest in the history of financial markets, he thoroughly enjoys applying past lessons to current market dynamics.
John grew up on Long Island, and now lives in the Greater Boston Area. In his free time, he enjoys playing golf, and is an avid New York sports fan.
His responsibilities include facilitating group operational efficiency on a day-to-day basis, as well as maintaining and strengthening client relationships. With a particular interest in the history of financial markets, he thoroughly enjoys applying past lessons to current market dynamics.
John grew up on Long Island, and now lives in the Greater Boston Area. In his free time, he enjoys playing golf, and is an avid New York sports fan.
Contact William F. Boynton
Contact Alex M. Blake
Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Boynton Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
