Borel Group at Morgan Stanley

We help you understand what you have and present you with insight and analysis to educate and empower each of your financial decisions. We cover all aspects of stock plans, non-qualified stock options (NQSO), incentive stock options (ISO), restricted stock and restricted stock units (RSU)—as well as the tax implications and intricacies associated with each. The depth of our knowledge and experience in this area has helped pave the way to our becoming one of the leading reinvestment stock plan teams at Morgan Stanley.

As part of a highly trained group of Morgan Stanley advisors we have the tools and capabilities to solve this complicated issues, and we are positive that we can help you plan for whatever needs you may have in your life.

As your wealth grows, so does the importance of tax efficiency. What you keep matters just as much as what you earn. As you think about making tax-efficiency part of your wealth management and investing strategy, you may be wondering:

Your equity awards are your company's way of recognizing you for a job well done—and they can also play an important role in helping you achieve your financial goals. As a benefit of your company stock plan, you have access to our exclusive Equity Award Analysis to help you gain a deeper understanding of the full value of your equity awards.

The CFP^® professional must develop theoretical and practical financial planning knowledge by completing 2 - 3 years of comprehensive coursework at an institution of higher learning approved by the CFP^® Board. Once obtaining the CFP^® trademark, their education does not stop, as continued education is part of the recertification process.

The CFP^® professional must pass the 7 hour comprehensive Certification Exam, which tests abilities to apply financial planning knowledge to real-life situations. The exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management, and insurance.

All CFP^® professionals are required to complete several years of experience related to financial planning services prior to earning the right to use the CFP^® trademarks.

The CFP^® professional is obligated to uphold the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence as outlined in the CFP^® Board's Code of Ethics. The Rules of Conduct require the CFP^® professional to put the client's interest first in all situations.

This helpful resource outlines the 2024 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.

We thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.

We take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs, and determine if your current insurance policies are best suited for you and your goals.

Leading up to and through retirement, The Borel Group helps you identify the most appropriate ways to obtain the income you need and help ensure that you are on track to achieve for financial goals.

Regardless of your current financial circumstances, it is crucial to have a backup plan for your money. We regularly review your finances with you and coordinate with your estate attorney to help ensure that your wishes are met in the most efficient and cost-effective way possible.

We take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.

We enjoy serving the needs of individuals and their families who have accumulated a higher level of wealth or who have experienced a significant life event, such as the transitioning to retirement, selling a business, or losing a spouse. These events require seasoned advisors who understand the complexities of these special situations and have the insights to achieve results.

We have worked closely with business owners, innovators, and entreprenuers for more than three decades. We understand the tremendous focus it takes to be successful and the challenges they face. We help provide the solutions needed to address their unique circumstances, so they can remain focused on their work and their careers.

We believe you are entitled to the best advice possible. As a result, we often collaborate with specialists across Morgan Stanley, as well as other professionals within the industry. In addition, we work with your accountant, attorney, and other advisors to gain the precise knowledge needed to effectively manage your wealth, while helping ensure all recommendations are fully aligned and implemented.

We are a group that has a specific led focus in empowering women who find themselves in powerful decision making roles. Whether that be a single woman or mother, a divorcee or widow, a happily married woman in charge of finances, or a highly successful female executive. We want to assist you in education, resources, and planning to help you navigate all things financial.

As your career evolves so will your compensation structure. We can provide a variety of services and resources that will help you manage your equity compensation and integrate that compensation into a broader financial plan. Whether it be shorter-term liquidity or long-term diversification, we work alongside you to leverage your equity compensation to enhance your overall financial picture.

We take pride in helping the next generation in starting off on the right foot in managing their own finances. If you are just starting to build your own wealth, or want to engage with your families current financial advisors, we are here to help you along the way.