Jim Belew, CFP®, CRPC®, C(k)P
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(256) 712-3670(256) 712-3670
The Belew and Connolly Team at Morgan Stanley
Jim Belew, CFP®, CRPC®, C(k)PAdam Connolly, CFP®Brandon Brown, CFP®, QPFCTrey Belew, CFP®Brad BeasleyMadeleine Street
Direct:
(256) 712-3664(256) 712-3664
Our Mission Statement
Our purpose is to help you articulate your goals, align those with a plan, then implement that with personalized service.
Our Story
Jim Belew, the first member of the Belew and Connolly Team, joined the industry in 1994 and has worked tirelessly since to build his business into what it is today. On day one, he started working with Brad Beasley, who has provided incredible insights and advice as the Investment Consultant. Shortly after, Jim hired the first, and now retired, support staff member, Jan Hudson. Together, they forged a strong partnership that led to the official formation of the team in 2008 when Adam Connolly joined. Capabilities increased with the complexity of modern wealth management, which led to the addition of Brandon Brown in 2015, followed by Trey Belew, Maddie Street, Laine Thomas, and most recently, Carter Belew. The Belew and Connolly team is consistently looking to grow as they find new ways to provide the best service for their clients.
Our mission is to provide an intentional approach to financial planning that helps clients articulate their goals by aligning those with a range of customized solutions. We collaborate in a faith-based environment that allows us to build relationships with integrity and excellence. By leveraging each team member’s skills and experience, we provide a personalized service that can help positively impact our community for multiple generations.
In any situation, our team is focused on listening to our clients and their best interest. We focus on corporate benefits such as 401k and profit-sharing plans, in addition to developing and managing financial plans with individuals and families as their needs evolve. We are proud of the full capability of services we can offer at Morgan Stanley and welcome the opportunity to collaborate with clients’ existing professional relationships to achieve what matters to them most.
Our mission is to provide an intentional approach to financial planning that helps clients articulate their goals by aligning those with a range of customized solutions. We collaborate in a faith-based environment that allows us to build relationships with integrity and excellence. By leveraging each team member’s skills and experience, we provide a personalized service that can help positively impact our community for multiple generations.
In any situation, our team is focused on listening to our clients and their best interest. We focus on corporate benefits such as 401k and profit-sharing plans, in addition to developing and managing financial plans with individuals and families as their needs evolve. We are proud of the full capability of services we can offer at Morgan Stanley and welcome the opportunity to collaborate with clients’ existing professional relationships to achieve what matters to them most.
Services Include
- Wealth ManagementFootnote1
- Professional Portfolio ManagementFootnote2
- Corporate Retirement PlansFootnote3
- Financial PlanningFootnote4
- Retirement PlanningFootnote5
- 401(k) Rollovers
- Business Succession PlanningFootnote6
- Planning for Education FundingFootnote7
- 529 PlansFootnote8
- Trust AccountsFootnote9
- Estate Planning StrategiesFootnote10
- Long-term Care InsuranceFootnote11
- Life InsuranceFootnote12
- AnnuitiesFootnote13
- Cash Management and Lending ProductsFootnote14
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Awards & Designations
Forbes Best-In-State Wealth Management Teams
The Belew and Connolly Team received this award in 2023, 2024, and 2025.
Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
Jim received this award in 2024 and 2025.
Adam received this award in 2024 and 2025.
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Adam received this award in 2024 and 2025.
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes Top Next-Gen Wealth Advisors Best-in-State
Adam received this award in 2022, 2023, and 2024.
Source: Forbes.com (Awarded 2022-2024). Data compiled by SHOOK Research LLC based on 12-month period concluding in March of the year the award was issued.
Source: Forbes.com (Awarded 2022-2024). Data compiled by SHOOK Research LLC based on 12-month period concluding in March of the year the award was issued.
Morgan Stanley Century Club
Jim was named to the club in 2024.
The Morgan Stanley Century Club is an elite group composed of the firm's top financial advisors.
The Morgan Stanley Century Club is an elite group composed of the firm's top financial advisors.
Morgan Stanley Pacesetter's Club
Brandon was named to the club in 2021, 2022, and 2023.
The Firm's Pacesetter's Club is a global recognition for Financial Advisors who, within their first five years, demonstrate the highest professional standards and first-class client service.
The Firm's Pacesetter's Club is a global recognition for Financial Advisors who, within their first five years, demonstrate the highest professional standards and first-class client service.
Certified Financial Planner® (CFP®)
The CFP® designation is the most recognized credential in financial planning, held by professionals who meet rigorous education, exam, and ethical standards.
Jim, Adam, Brandon, and Trey hold this designation.
Jim, Adam, Brandon, and Trey hold this designation.
Chartered Retirement Planning Counselor (CRPC®)
Individuals holding the Chartered Retirement Planning Counselor (CRPC®) designation have voluntarily submitted to rigorous training and examination in the critical aspects of retirement planning. CRPC® professionals are committed to helping clients navigate retirement with personalized strategies and a strong ethical focus.
Jim holds this designation.
Jim holds this designation.
Certified 401(k) Professional®
The C(k)P® (Certified 401(k) Professional) designation is a specialized credential for financial professionals focused on corporate retirement plans. It signifies expertise in retirement plan design, operation, and fiduciary duties, aiming to enhance plan outcomes through insights from behavioral finance and decision-making theory.
Jim holds this designation.
Jim holds this designation.
Qualified Plan Financial Consultant (QPFC)
Financial Advisors who earn their QPFC designation demonstrate the expertise required to act as a plan fiduciary or help retirement plan fiduciaries manage their roles and responsibilities.
Brandon holds this designation.
Brandon holds this designation.
Disclosures
Forbes Top Next-Gen Wealth Advisors Best-in-State
(formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
(formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Digital Tools we use to help you
As Morgan Stanley advisors, we have access to an extensive assemblage of technology & tools to guide you in every step of your financial journey. Here are just a few of the many tools we can use to assist you.
Goals-Based Planning
Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized. Using our Goal-Based Planning Process of discovery, advising, implementing, & tracking progress, we can create your personal roadmap to help achieve and protect your goals.
To Learn More About GPS, Click Here
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Morgan Stanley Reserved
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
To Learn More About MS Reserved, Click HereModern Wealth Management Tools for our clients
Morgan Stanley has an all-inclusive collection of digital tools and resources to assist you in enhancing every aspect of your financial portfolio. Take a look at just a few of the many tools and resources we have to offer our clients.
Morgan Stanley Online
Seamlessly and securely manage your investments and everyday finances in one place. Have access to key information and the ability to make transfers and trades on Morgan Stanley Online (MSO).
To Learn More About MSO, Click Here
Total Wealth View
Total Wealth View will round out your financial profile. By linking your external account information, you will benefit from more educated and holistic wealth planning, as well as convenient connectivity. Adding simplicity to your financial picture by having all your accounts in one place.
To Learn More About Total Wealth View, Click Here
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
eAuthorizations & eSign
Morgan Stanley's eAuthorizations and eSign make it easy to securely approve transactions and sign documents electronically. It's a faster, more convenient way to keep your financial life moving.
Get Started Today
Online Security Center
Safeguarding your assets and information is paramount to us here at Morgan Stanley. Learn about our extensive security measures and take advantage of our numerous resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Learn MoreTeam Newsletters
Explore our team newsletters, featuring insightful market commentary from our very own Investment Consultant, Brad. We hope you enjoy seeing what our team members are up to outside of the office. Stay tuned for more newsletters in the future!
Location
201 South Court Street
Suite 410
Florence, AL 35630
US
Direct:
(256) 712-3664(256) 712-3664
820 Broad Street
1st Floor
Chattanooga, TN 37402
US
Direct:
(423) 752-4707(423) 752-4707
Meet The Belew and Connolly Team
Adam Connolly, CFP®
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(256) 712-3671(256) 712-3671
Brandon Brown, CFP®, QPFC
Vice President, Financial Advisor, Resident Manager, Corporate Retirement Director
Phone:
(256) 712-3672(256) 712-3672
Trey Belew, CFP®
Financial Advisor
Phone:
(423) 752-4707(423) 752-4707
Bradley Beasley
Assistant Vice President, Investment Consultant, Portfolio Manager
Phone:
(256) 712-3677(256) 712-3677
Madeleine Street
Wealth Management Associate
Phone:
(256) 712-3664(256) 712-3664
Laine Thomas
Client Service Associate
Phone:
(256) 712-3662(256) 712-3662
Carter Belew
Registered Client Service Associate
Phone:
(256) 712-3675(256) 712-3675
About Jim Belew
Jim is a CERTIFIED FINANCIAL PLANNER® professional and Certified 401(k) Professional® who has been in the investment industry since 1994. His client-focused approach emphasizes the importance of confidence in an advisor-client relationship and the need for a truly personalized financial plan. He was named a Forbes Best-In-State Wealth Advisor in 2024 and 2025.
He graduated from the University of North Alabama with a Bachelor’s Degree in Business Management and Marketing, and an MBA in Marketing. Outside of work, Jim enjoys spending time with his wife, Phyllis, their five children, and seven grandchildren, playing golf, and serving actively at Woodmont Baptist Church in Florence.
2024 Century Club Member
Morgan Stanley Wealth Management Century Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Century Club membership is no guarantee of future performance.
2024, 2025 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024, 2025). Data compiled by SHOOK Research LLC based on 12 month time period concluding in June of year prior to the issuance of the award.
He graduated from the University of North Alabama with a Bachelor’s Degree in Business Management and Marketing, and an MBA in Marketing. Outside of work, Jim enjoys spending time with his wife, Phyllis, their five children, and seven grandchildren, playing golf, and serving actively at Woodmont Baptist Church in Florence.
2024 Century Club Member
Morgan Stanley Wealth Management Century Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Century Club membership is no guarantee of future performance.
2024, 2025 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024, 2025). Data compiled by SHOOK Research LLC based on 12 month time period concluding in June of year prior to the issuance of the award.
NMLS#: 510694
About Adam Connolly
Adam is a Certified Financial Planner® professional who has been in the investment industry since 2008. He focuses on providing a well-rounded and strategic approach to clients’ investment goals, along with being the team’s leader for insurance planning needs. Developing and maintaining personal relationships with clients is something Adam enjoys and keeps at the forefront of his advisory practice.
Adam was recognized by Forbes as a Top Next-Gen Wealth Advisor Best-In-State in 2022, 2023, and 2024, and as a Forbes Best-In-State Wealth Advisor in 2024 and 2025. He graduated from Auburn University with a degree in Economics. He and his wife, Lauren, live in Florence with their two children. In addition to spending time with family, he enjoys hunting, fishing, traveling, and college sports.
2022, 2023, 2024 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2022-2024). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
2024, 2025 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024, 2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Adam was recognized by Forbes as a Top Next-Gen Wealth Advisor Best-In-State in 2022, 2023, and 2024, and as a Forbes Best-In-State Wealth Advisor in 2024 and 2025. He graduated from Auburn University with a degree in Economics. He and his wife, Lauren, live in Florence with their two children. In addition to spending time with family, he enjoys hunting, fishing, traveling, and college sports.
2022, 2023, 2024 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2022-2024). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
2024, 2025 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2024, 2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
NMLS#: 510695
About Brandon Brown
Brandon is a CERTIFIED FINANCIAL PLANNER® professional who joined the team in 2014. He was named to Morgan Stanley's prestigious Pacesetter's Club in 2021, 2022, and 2023. He focuses on providing holistic service guiding clients through the firm's robust technology seeking to help simplify their financial management. In addition to serving his clients’ needs, he manages the team’s corporate retirement plans, such as 401(k)s, and leads the personal financial planning process.
He and his wife, Kate, met at the University of North Alabama, where he graduated with a Bachelor’s Degree in Accounting, and an MBA in Finance. Brandon serves on the Cole Honors College Board and coaches soccer at Florence High School. He also enjoys playing disc golf and serving at Faith Church.
2021, 2022, 2023 Pacesetter's Club Member
Morgan Stanley Wealth Management Pacesetter's Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club membership is no guarantee of future performance.
He and his wife, Kate, met at the University of North Alabama, where he graduated with a Bachelor’s Degree in Accounting, and an MBA in Finance. Brandon serves on the Cole Honors College Board and coaches soccer at Florence High School. He also enjoys playing disc golf and serving at Faith Church.
2021, 2022, 2023 Pacesetter's Club Member
Morgan Stanley Wealth Management Pacesetter's Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club membership is no guarantee of future performance.
NMLS#: 1598075
About Trey Belew
Trey is a CERTIFIED FINANCIAL PLANNER® who joined the team in 2020 after working with Western Union where he did Global Pricing Strategy. His focus on cultivating and maintaining a strong relationship with his clients is at the core of his practice. He graduated from The University of Alabama with a degree in Accounting and an MBA focused in Data Analytics. Outside of work, Trey enjoys spending time with his wife, Ravali, serving at his church, and playing golf.
2024, 2025 Pacesetter's Club Member
Morgan Stanley Wealth Management Pacesetter's Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club membership is no guarantee of future performance.
2024, 2025 Pacesetter's Club Member
Morgan Stanley Wealth Management Pacesetter's Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter's Club membership is no guarantee of future performance.
Securities Agent: CO, AL, NJ, IL, OK, NM, TX, SC, AZ, MS, FL, VA, TN, NC, KS, CA, MO, MI, GA, CT, NY, KY; General Securities Representative; Investment Advisor Representative
NMLS#: 2094086
NMLS#: 2094086
About Bradley Beasley
Brad is the Portfolio Manager Specialist and Investment Consultant for The Belew and Connolly Team. He focuses primarily on customizing investment and portfolio strategies for clients based on their investment objectives and risk tolerances. This involves researching equity, fixed income, and alternative investment managers to identify appropriate strategies. Brad also works directly with the team’s clients to address their investment and portfolio-related questions, and to execute their trade orders.
He is a graduate of Cal State Hayward University with degrees in Marketing and Finance. Brad lives in Florence with his wife Laura and they have three adult children.
Disclosure:
Alternative investments often are speculative and include a high degree of risk. Investors could lose all or a substantial amount of their investment. Alternative investments are appropriate only for eligible, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time. They may be highly illiquid and can engage in leverage and other speculative practices that may increase the volatility and risk of loss. Alternative Investments typically have higher fees than traditional investments. Investors should carefully review and consider potential risks before investing.
Past performance is no guarantee of future results. Actual results may vary. Diversification does not assure a profit or protect against loss in a declining market.
He is a graduate of Cal State Hayward University with degrees in Marketing and Finance. Brad lives in Florence with his wife Laura and they have three adult children.
Disclosure:
Alternative investments often are speculative and include a high degree of risk. Investors could lose all or a substantial amount of their investment. Alternative investments are appropriate only for eligible, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time. They may be highly illiquid and can engage in leverage and other speculative practices that may increase the volatility and risk of loss. Alternative Investments typically have higher fees than traditional investments. Investors should carefully review and consider potential risks before investing.
Past performance is no guarantee of future results. Actual results may vary. Diversification does not assure a profit or protect against loss in a declining market.
About Madeleine Street
Maddie joined the team in 2021 after working with Morgan Stanley as a Service Associate in Huntsville, AL. While she helps service the team with items such as client onboarding and account maintenance, she also helps with team marketing and technology.
She is a graduate of the University of Alabama in Huntsville with a Bachelor’s of Business Administration and a major in Marketing. She and her husband, Matthew, live in Athens, AL with their two dogs. She enjoys ultimate Frisbee, traveling, and bowling in her spare time.
She is a graduate of the University of Alabama in Huntsville with a Bachelor’s of Business Administration and a major in Marketing. She and her husband, Matthew, live in Athens, AL with their two dogs. She enjoys ultimate Frisbee, traveling, and bowling in her spare time.
About Laine Thomas
Laine helps with servicing the team in many different areas, including client onboarding, account maintenance, scheduling, and event planning. Laine is a graduate of Athens State University with a Bachelor of Science in Education.
She is originally from Madison, AL and moved to Florence in 2018. She and her husband, Derrick, have a three-year-old son named Rhodes. They enjoy spending time together playing outside, traveling to the beach, and going to the lake.
She is originally from Madison, AL and moved to Florence in 2018. She and her husband, Derrick, have a three-year-old son named Rhodes. They enjoy spending time together playing outside, traveling to the beach, and going to the lake.
About Carter Belew
Carter supports the team and office as cashier, executes money movement, processes account changes, and helps clients with day-to-day requests. Carter graduated from the University of Alabama with a Bachelor's Degree in Finance.
He lives in Florence, Alabama with his dog and enjoys golf, reading, fishing, and serving at Church of the Highlands in the Shoals.
He lives in Florence, Alabama with his dog and enjoys golf, reading, fishing, and serving at Church of the Highlands in the Shoals.
Contact Jim Belew
Contact Adam Connolly
Contact Brandon Brown
Contact Trey Belew
Hear From Our Clients
Prior to establishing our relationship with Adam Connolly, my wife and I had used multiple sources for our financial planning. With Adam, we immediately felt comfortable and felt we were where we belonged. Adam guided us through our last few years of business ownership and now into our retirement years. Along this journey, Adam has kept us informed and focused.
Jim
Verified ClientMay 13, 2025
Having been clients of the Belew-Connolly team for many years, my husband and I were grateful to have their help through our transition from career to retirement. Their calm, reasoned investment approach keeps us confident through market ups-and-downs as they understand our risk tolerance. We're comfortable calling any team member any time, assured they'll respond to our needs, but they also reach out to us regularly to discuss our portfolio.
Jan
Verified ClientMay 21, 2025
As a person who works in finance, I sought a team that would work with me in a collaborative way as opposed to telling me what I should necessarily do. The Morgan Stanley team took the time to understand my goals and my risk tolerances while sharing their ideas and suggestions. This has allowed me to comfortably turn over my financial planning while still being able to share some thoughts and suggestions on how my money is invested. It's been a rewarding experience so far!
Wade
Verified ClientMay 14, 2025
I depend on Brandon to manage my account in a way to minimize the risk of loss while maximizing the possibility of gain. His approach has been perfect for my needs. As we travel in retirement, we occasionally meet unexpected expenses and Brandon is always available to give wise counsel on how to meet those. I understand that investing is never guaranteed but, during the recent market volatility, I trust that Brandon has my best interests at heart.
Larry
Verified ClientJune 29, 2025
Testimonial(s) are solicited by Morgan Stanley Wealth Management Canada and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
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Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Aligning Christian Values with Investing
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Ready to start a conversation? Contact The Belew and Connolly Team today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
13Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
14Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
13Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
14Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
