Dana Albright, CFP®
Senior Vice President, Wealth Advisor
Phone:
(720) 562-6233(720) 562-6233
The Beacon Group of Boulder at Morgan Stanley
Direct:
(720) 562-6233(720) 562-6233
Toll-Free:
(800) 787-5218(800) 787-5218
Our Mission Statement
Our deepest purpose as an organization is to empower clients with wealth management solutions that align with their values, fostering both financial growth and lasting impact that transcends generations.
Welcome
We believe that true wealth is about more than just money – it’s about building a legacy, securing your future, and living with purpose.
By listening carefully to your needs and interests, we help you make informed decisions to align with your goals and values. Our approach blends a deep expertise and state of the art research with empathy and genuine interpersonal connection. We take the time to get to know your story, and the motives that drive your everyday decisions. We understand that our role involves being invited into a family’s most personal, challenging, and joyful moments, and feel honored to be in the passenger seat as you navigate the windy road that is life.
We’re committed to nurturing long-term relationships, educating our clients, and giving back to the communities that support us. Our team values cultivating a culture of kindness, while staying true to our recommendations. In serving families across generations, our job is to ease the transitions at every stage of life. We don’t view our clients as just investors, but as part of our extended family. If you value genuine connection, expertise, and education through personalized service, we’d love to connect!
Team Updates!
- Our team has been listed in Forbes 2024 Best In State Wealth Management Teams
- Dana Albright was Named one of Forbes Best in State Wealth Advisors in 2022, 2023 Forbes Best-In-State Wealth Advisors
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23.
2022, 2023 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022, 2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
By listening carefully to your needs and interests, we help you make informed decisions to align with your goals and values. Our approach blends a deep expertise and state of the art research with empathy and genuine interpersonal connection. We take the time to get to know your story, and the motives that drive your everyday decisions. We understand that our role involves being invited into a family’s most personal, challenging, and joyful moments, and feel honored to be in the passenger seat as you navigate the windy road that is life.
We’re committed to nurturing long-term relationships, educating our clients, and giving back to the communities that support us. Our team values cultivating a culture of kindness, while staying true to our recommendations. In serving families across generations, our job is to ease the transitions at every stage of life. We don’t view our clients as just investors, but as part of our extended family. If you value genuine connection, expertise, and education through personalized service, we’d love to connect!
Team Updates!
- Our team has been listed in Forbes 2024 Best In State Wealth Management Teams
- Dana Albright was Named one of Forbes Best in State Wealth Advisors in 2022, 2023 Forbes Best-In-State Wealth Advisors
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23.
2022, 2023 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022, 2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Services Include
- Wealth ManagementFootnote1
- Business Succession PlanningFootnote2
- Financial PlanningFootnote3
- Executive Financial ServicesFootnote4
- Estate Planning StrategiesFootnote5
- Philanthropic ManagementFootnote6
- LGBT+ Planning ServicesFootnote7
- Cash Management and Lending ProductsFootnote8
- Alternative InvestmentsFootnote9
- Divorce Financial AnalysisFootnote10
- Life InsuranceFootnote11
- Retirement PlanningFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Core Value Statement
These are the values that influence our every decision. They are the driving force behind each of our daily activities and are at the core of how we operate our practice.
Integrity
We place our clients’ needs and interests first. We are honest in our feedback and recommendations – even when the message is hard to deliver. We deliver a quality in, quality out process to follow through on our promise and value proposition to clients. We’re genuine and work to help elevate the dignity of those we serve and the people with whom we interact.
Humility and Gratitude:
As active listeners, we provide thoughtful advice to clients. We take care of the things we love while supporting a collective community.
Evolution/Personal Growth and Education
We believe in leaving things in a better place than we found them. We carry that out by providing education and support to people seeking financial freedom and wellness. In addition, we continue to further our education to increase our knowledge and deliver the best care possible.
Sharing and Giving Back to the Community
We believe in feeding the community that feeds you through selfless giving. To do that, we help those who need loving action, not just monetary donations. In addition, financial education and nurturing the next generation are a priority for our team. This is reflected in our client relationships with the next gen, our community service and our commitment to education and growth.
Communication and Openness
Consistent communication is the salve for any relationship. To help optimize our team and client relationships, it's critical to practice openness and radical communication in the spirit of evolution. We communicate from the heart and the brain and are compassionate communicators when delivering our message.
Community Involvement
We are passionate about helping to better our communities and believe it is one of the most important things we can do. We are active in organizations that educate students in financial literacy and physical exercise and volunteer at non-profits that advocate for some of the leading health issues of our time. As avid bicyclists, we incorporate that passion into some of our volunteer work, as well.
The organizations in which we are currently active include:
The organizations in which we are currently active include:
1. Securities Industry and Financial Markets Association education for elementary and middle school students
2. Conference of World Affairs at University of Colorado, Boulder
3. Crested Butte Nordic Center Board Member
4. Out Boulder County Volunteer
5. There With Care - supporting families in need with children with critical illnesses
**Through Becky Batizy’s volunteer work she was awarded an honorable mention award from Invest in Others for 2023 and a $2,000 grant for the Colorado League. This money has been earmarked for the school’s scholarship program to provide children with bicycles.
Learn MoreResources
Here you can check out some useful resources. Whether it is staying up to date with the economy or preparing to file your taxes, it is important to have a deep understanding of the factors that affect your financial situation.
Global Investment Committee Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Click Here for the GIC Weekly
Business Succession Planning
We are dedicated to helping you reach your financial goals. This is reflected in the core values that serve as the foundation of our practice
Click Here to Learn More about Our Business Succession Planning
US Policy Pulse
This report discusses the top 10 public policy and regulatory actions anticipated to make an impact on markets and the economy in 2024.
Click Here for the US Policy Pulse
Thoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Click Here to Listen to the Thoughts on the Market Podcast
The Case for Sustainable Investing
Investing in accordance with your environmental, social and governance objectives does not necessarily mean sacrificing financial returns. Read more factors supporting sustainable investing.
Click Here to Learn More about Sustainable Investing
20 Things Your Family Should Know About Estate Planning
If you or a family member are planning to meet with your Estate Planning Attorney, there are some important steps you should take and documents you should bring with you.
Click Here to Learn More about Estate Planning
The Psychological Transition into Retirement
Most retirement preparations focus on financial planning, but it is equally crucial to look at personal considerations and help you with easing the fear of the unknown. Given that many people overlook the psychological adjustments of retirement, we can help you understand why it’s important to be emotionally (not just financially) ready for retirement.
Retirement Planning
It’s important to determine how much money you may need to save for a comfortable retirement. Here are three strategies that can help you optimize your 401(k) plan.
Explore potential options
Understanding your Savings Vehicles
When it comes to retirement savings, the most important thing is to get started—after all, time is one of your greatest assets. Although retirement may seem far for some, it is essential to get started on planning for future living expenses, potential education funds, or travel costs. Let us help you educate on ways to grow and preserve your wealth.
Learn more about 401k Strategies
Risks to Your Retirement
Once you determine what kind of retirement you want, we will work together to take a closer look at the risks that might be standing between you and your retirement goals. No matter how well you save during the accumulation phase, it’s critical to plan how you convert those assets to income. We can help you navigate the challenges that may arise.
Log in to Your Account
2024 Tax Table
Click Here to view the 2024 Tax Tables2025 Tax Table
Click Here to view the 2025 Tax Tables
Impact of Taxes
The strategies you use when drawing down your retirement savings can have a significant impact on how much you’ll pay in taxes and may help you keep more of the returns. Each retiree’s situation is different but establishing a tax management strategy for your investments can help you retain more of your investment returns.
Tax-Smart StrategiesWho We Work With
Our practice is built on the development of deep and enduring relationships through the delivery of comprehensive wealth management services to a broad range of clients living across the country.
Over the years, we have worked with individuals, families and business owners with complex financial landscapes requiring guidance on the following activities:
- Managing a significant life event, such as selling a business, receiving a large inheritance, transitioning to retirement, birth or adoption of a child, divorce, or death of a spouse/partner
- Financing a major acquisition
- Diversifying highly concentrated positions and deferred compensation
- Tax efficient investment strategies
- Preparing the next generation to effectively manage wealth
- Helping achieve charitable and philanthropic goals
- Coordination with strategic partners, CPAs and attorney
- Supporting financial literacy
- Risk evaluation and management
While the clients we serve have unique goals and circumstances, they all have one thing in common: The desire to simplify their finances and develop an integrated wealth strategy for the present and the future. We help them manage and preserve their assets, so they may enjoy their wealth and leave the legacy they desire.
Location
1800 Broadway
Ste 120
Boulder, CO 80302
US
Direct:
(720) 562-6233(720) 562-6233
Toll-Free:
(800) 787-5218(800) 787-5218
Fax:
(303) 857-5441(303) 857-5441
Meet The Beacon Group of Boulder
Becky Batizy, CFP®
Financial Advisor
Phone:
(720) 562-6214(720) 562-6214
Hannah Copeland
Registered Client Service Associate
Phone:
(720) 562-6217(720) 562-6217
About Dana Albright
Dana Weiss Albright, CFP®, CIMA®
Senior Vice President, Wealth Management
Financial Advisor
Education & Professional Certifications
•Bachelor of Science, Business Administration, Finance and Operations Management,
University of Colorado at Boulder
•Certified Investment Management Analyst Program, University of Pennsylvania, Wharton
•Forbes Best in State Wealth Advisors in 2022, 2023
School of Business, CIMA® ID # 116954
•Certified Financial Planner™ Certification, CFP® ID # 132186
Background
Dana has been helping clients attain financial security for 20 years. She works hand-in-hand with each client, employing a consultative style, disciplined process and comprehensive approach to guide them in reaching their financial goals. Dana especially enjoys the relationships she has developed with clients.
Dana began with Morgan Stanley as an intern while in college and joined the firm after graduation to become a Financial Advisor. Dedicated to providing clients with the best possible advice, Dana has attained a high level of proficiency and earned prestigious certifications as a Financial Advisor. She completed rigorous training to earn her Certified Financial Planner™ designation and passed the intense educational requirements to receive
her Certified Investment Manager Analyst designation through the University of Pennsylvania, Wharton School of Business.
A graduate of the University of Colorado, Boulder, Dana received her Bachelor of Science in Business Administration, Finance and Operations Management. Dana, her husband Scott and their Australian Shepherds live in Boulder. She enjoys the arts, skiing, bicycling, yoga and engaging in her community on the Front Range and in Crested Butte. She is president of the GS Boulder Cycling Team, a table host and team captain for the Alzheimer’s Association Annual Walk and breakfast stand host for Bike to Work Day. In addition, Dana
volunteers at area schools to teach children about financial literacy through the Securities Industry and Financial Markets Association.
2022, 2023 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Senior Vice President, Wealth Management
Financial Advisor
Education & Professional Certifications
•Bachelor of Science, Business Administration, Finance and Operations Management,
University of Colorado at Boulder
•Certified Investment Management Analyst Program, University of Pennsylvania, Wharton
•Forbes Best in State Wealth Advisors in 2022, 2023
School of Business, CIMA® ID # 116954
•Certified Financial Planner™ Certification, CFP® ID # 132186
Background
Dana has been helping clients attain financial security for 20 years. She works hand-in-hand with each client, employing a consultative style, disciplined process and comprehensive approach to guide them in reaching their financial goals. Dana especially enjoys the relationships she has developed with clients.
Dana began with Morgan Stanley as an intern while in college and joined the firm after graduation to become a Financial Advisor. Dedicated to providing clients with the best possible advice, Dana has attained a high level of proficiency and earned prestigious certifications as a Financial Advisor. She completed rigorous training to earn her Certified Financial Planner™ designation and passed the intense educational requirements to receive
her Certified Investment Manager Analyst designation through the University of Pennsylvania, Wharton School of Business.
A graduate of the University of Colorado, Boulder, Dana received her Bachelor of Science in Business Administration, Finance and Operations Management. Dana, her husband Scott and their Australian Shepherds live in Boulder. She enjoys the arts, skiing, bicycling, yoga and engaging in her community on the Front Range and in Crested Butte. She is president of the GS Boulder Cycling Team, a table host and team captain for the Alzheimer’s Association Annual Walk and breakfast stand host for Bike to Work Day. In addition, Dana
volunteers at area schools to teach children about financial literacy through the Securities Industry and Financial Markets Association.
2022, 2023 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Securities Agent: OK, AK, ME, GA, AR, WA, VA, KS, OR, NC, TN, PA, NV, KY, IL, NY, NJ, DE, CT, WI, NM, UT, TX, MI, MA, FL, CO, WY, CA, AZ; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1372300
NMLS#: 1372300
About Becky Batizy
Becky Batizy
Financial Advisor
Becky is dedicated to listening carefully to her clients, providing holistic financial guidance and delivering exceptional service. She places a high priority on educating clients and is adept at translating complex financial terms into easy to understand strategies. Nothing brings Becky more joy than helping clients realize their financial and personal dreams.
Prior to becoming a Financial Advisor Becky held various positions at Morgan Stanley, including intern, operations associate, sales assistant, registered assistant, senior sales assistant and portfolio associate. In these roles, Becky learned the importance of providing exceptional and differentiating customer service for clients.
Born in Budapest, Hungary, Becky moved to the U.S. as a young child. Becky is a graduate of the University of Colorado, Boulder, where she earned her Bachelor of Arts and Science in International Affairs and Environmental Studies, with a focus on developing nations. Becky lives in Boulder with her husband, Paul and her two adult sons, Miles and Mason, where she enjoys reading, gardening, cooking and mountain biking.
She is an active member of the Boulder community, including an eight year run of volunteer coaching with the Boulder High Mountain Bike Team and is a current sitting board member of the Colorado High School Mountain Bike League. She received an honorable mention awards and grants for 2023 and 2024 from The Invest in Others foundation for her work with the Boulder team and Colorado league. She also volunteers as a mentor for the University of Colorado Center of Leadership and is a proud member of the University Women’s Club.
Financial Advisor
Becky is dedicated to listening carefully to her clients, providing holistic financial guidance and delivering exceptional service. She places a high priority on educating clients and is adept at translating complex financial terms into easy to understand strategies. Nothing brings Becky more joy than helping clients realize their financial and personal dreams.
Prior to becoming a Financial Advisor Becky held various positions at Morgan Stanley, including intern, operations associate, sales assistant, registered assistant, senior sales assistant and portfolio associate. In these roles, Becky learned the importance of providing exceptional and differentiating customer service for clients.
Born in Budapest, Hungary, Becky moved to the U.S. as a young child. Becky is a graduate of the University of Colorado, Boulder, where she earned her Bachelor of Arts and Science in International Affairs and Environmental Studies, with a focus on developing nations. Becky lives in Boulder with her husband, Paul and her two adult sons, Miles and Mason, where she enjoys reading, gardening, cooking and mountain biking.
She is an active member of the Boulder community, including an eight year run of volunteer coaching with the Boulder High Mountain Bike Team and is a current sitting board member of the Colorado High School Mountain Bike League. She received an honorable mention awards and grants for 2023 and 2024 from The Invest in Others foundation for her work with the Boulder team and Colorado league. She also volunteers as a mentor for the University of Colorado Center of Leadership and is a proud member of the University Women’s Club.
Securities Agent: CA, NM, IA, IL, WY, NC, MA, KS, DE, AZ, AR, NY, WI, WA, UT, OR, VA, MD, TX, OK, AK, NJ, MI, KY, CT, TN, FL, SC, ME, PA, GA, CO, NV; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1558038
NMLS#: 1558038
About Hannah Copeland
A native of Danville, California, Hannah moved to Boulder in 2016 where she earned a Bachelor of Science in Business Administration with an emphasis in Marketing and a Certificate in Real Estate at The University of Colorado Boulder. After graduating from the Leeds School of Business in May of 2020, Hannah interviewed and was hired as a Client Service Associate at the Morgan Stanley Boulder branch.
New and existing clients look to Hannah for a wide variety of services to help them make the most of their Morgan Stanley relationship. Hannah leverages the full resources of the firm to help individuals, families and institutions reach their financial goals. In short, Hannah plays a key role in helping clients simplify their financial lives.
In the meantime, she enjoys doing Pilates, cooking new recipes, skiing during the winter months, and spending time with friends.
New and existing clients look to Hannah for a wide variety of services to help them make the most of their Morgan Stanley relationship. Hannah leverages the full resources of the firm to help individuals, families and institutions reach their financial goals. In short, Hannah plays a key role in helping clients simplify their financial lives.
In the meantime, she enjoys doing Pilates, cooking new recipes, skiing during the winter months, and spending time with friends.
Contact Dana Albright
Contact Becky Batizy
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Carrie Wayment
Associate Private Banker
About Carrie Wayment
Carrie Wayment is an Associate Private Banker serving Morgan Stanley Wealth Management offices in Colorado, Wyoming, and Utah.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Carrie began her career in financial services in 2010, when she joined Morgan Stanley as an Administrative Assistant. In 2014, she was promoted to Associate Private Banker.
Carrie is a graduate of the University of Utah, where she received a Bachelor of Science in Recreation and Leisure Studies. She lives in Salt Lake City, Utah. Outside of the office, Carrie volunteers at the Utah Refugee Center teaching refugee women how to sew. She is on the board of directors for Interwoven, a non-profit helping women hone their sewing skills for job placement. She also enjoys knitting, quilting, traveling, working in her yard and watching college football and basketball games.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Carrie began her career in financial services in 2010, when she joined Morgan Stanley as an Administrative Assistant. In 2014, she was promoted to Associate Private Banker.
Carrie is a graduate of the University of Utah, where she received a Bachelor of Science in Recreation and Leisure Studies. She lives in Salt Lake City, Utah. Outside of the office, Carrie volunteers at the Utah Refugee Center teaching refugee women how to sew. She is on the board of directors for Interwoven, a non-profit helping women hone their sewing skills for job placement. She also enjoys knitting, quilting, traveling, working in her yard and watching college football and basketball games.
NMLS#: 1166865
Wealth Management
From Our Team
Financial Planning for Life After Selling a Business
Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Building Value from Values
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact The Beacon Group of Boulder today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
