Phone:
(215) 572-2284(215) 572-2284
The Beacon Group at Morgan Stanley
Direct:
(215) 572-2284(215) 572-2284
Toll-Free:
(888) 829-6912(888) 829-6912
Industry Award WinnerOur Mission Statement
Empowering participants with the education & tools to help retire with respect and dignity on their own terms.
Our Team
As Corporate Retirement Directors, we are qualified to assist sponsors of qualified and non-qualified retirement plans. By identifying and evaluating your company’s needs and delivering an array of resources to help achieve your desired results, we can help you make the most of your retirement plans and offer guidance on how to make your fiduciary responsibilities a little less overwhelming. By helping to make the management of your retirement plan easier—you can continue to focus on running your business.
We also provide individuals with comprehensive wealth strategies to assist them in meeting their financial goals. For us, retirement planning means helping you maintain the financial independence you’ve worked your whole life to achieve. By understanding your unique goals, values and circumstances we can develop customized strategies to help ensure you have the means to pursue what's most important to you. Our experienced team looks forward to providing you with the highest level of personal service.
We also provide individuals with comprehensive wealth strategies to assist them in meeting their financial goals. For us, retirement planning means helping you maintain the financial independence you’ve worked your whole life to achieve. By understanding your unique goals, values and circumstances we can develop customized strategies to help ensure you have the means to pursue what's most important to you. Our experienced team looks forward to providing you with the highest level of personal service.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Awards and Recognition
2023-2026 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023, Jan 2024, Jan 2025, Jan 2026) Data compiled by SHOOK Research LLC based for the period 3/31/24–3/31/25
2017, 2018, 2019, 2020, 2022, 2025 NAPA's Top DC Advisor Teams
Source: Source: napa-net.org (Awarded 2017, 2018, 2019, 2020, 2022, 2025) Data compiled by NAPA based on self-reported assets under advisement as of Dec 31 of the year prior to year the award was given.
2010, 2011, 2012, 2013, 2014, 2018, 2019, 2020 PLANSPONSOR Top Retirement Advisors
(formerly referred to as Top 100 Retirement Advisors)
Source: planadviser.com (Awarded May 2010, 2011, 2012, 2013, 2014, 2018, 2019, 2020) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
Source: planadviser.com (Awarded May 2010, 2011, 2012, 2013, 2014, 2018, 2019, 2020) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
2013-2018, 2020 Five Star Wealth Manager Award
Noel Wolfe - Business Planning
Scott Myers - Financial Planning
Source: fivestarprofessional.com (Awarded 2013-2018, 2020) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2013 Award - 03/5/2013 - 09/9/2013
2014 Award - 03/5/2013 - 09/9/2013
2015 Award - 03/5/2015 - 09/9/2015
2016 Award - 03/5/2016 - 10/7/2016
2017 Award - 01/20/2017 - 09/8/2017
2018 Award - 02/20/2018 - 09/19/2018
2020 Award - 02/10/2020 - 09/11/2020
Scott Myers - Financial Planning
Source: fivestarprofessional.com (Awarded 2013-2018, 2020) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2013 Award - 03/5/2013 - 09/9/2013
2014 Award - 03/5/2013 - 09/9/2013
2015 Award - 03/5/2015 - 09/9/2015
2016 Award - 03/5/2016 - 10/7/2016
2017 Award - 01/20/2017 - 09/8/2017
2018 Award - 02/20/2018 - 09/19/2018
2020 Award - 02/10/2020 - 09/11/2020
GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income. Click the link below to read the full report.
Read "GIC Weekly"
Global Investment Committee on the Markets
A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition here.
GIC On the Markets Report
Mike Wilson: Thoughts on the Market
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
This Week's Podcast with Mike Wilson
Are You Prepared for Tax Day?
The countdown to Tax Day has begun. Here are some steps you can take as the deadline approaches.
Read More
Wealth Management
Wealth management brings all the dimensions of your life together. We listen carefully to understand the connections across your personal life, your family, your career, and your goals to develop an integrated strategy that is unique to you and your family.
Corporate Retirement Plans
Our team specializes in corporate retirement plan services, and we are focused on helping companies of varying size to design and manage retirement plans. Our objective is to optimize retirement plans through expert guidance on fiduciary compliance, investment selection, and educating your employees.
Financial Planning
The cornerstone of an effective wealth management plan is comprehensive financial planning, which captures your goals, resources and expectations for the future. Effective planning can potentially lead to successful education and retirement income funding. It helps eliminate blind spots and helps ensure legacy goals are met.
Defined Contribution Plans
If you're an employer with a defined contribution plan, our team at The Beacon Group has the expertise to advise you on how to fine-tune your plan to fit your needs and goals. Our services include plan design, ongoing review, and help every step of the way.
Retirement Planning
One of our key areas of strength is helping you prepare for and thrive in retirement. From IRAs to RMDs, we manage the complexities of your comprehensive retirement plan assets, helping you easily transition to the next phase of your life with security and confidence.
Qualified Retirement Plans
Our team understands the complexities around managing a qualified retirement plan. When you work with us, we can help navigate the details of establishing and maintaining the plan so that you can focus on the plan's overall strategy. By delegating the technical responsibilities to us, you can also focus more time on your business.
MANAGING YOUR MONEY IN THE DIGITAL AGE
We offer a comprehensive suite of tools to manage your wealth more effectively in today’s busy world. We are happy to assist you in signing up for any of these services.
Morgan Stanley Online (MSO)
When you sign up for MSO, you can conveniently and securely manage your account online or on your mobile device.
Click Here to Learn More
E-Authorization
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Click Here to Learn More
E-Sign
E-Sign is a digital, paperless alternative to the traditional means of obtaining signatures for necessary paperwork. There is no registration process to begin using E-Sign – all you need is a valid email address and phone number.
Click Here to Learn More
Digital Vault
The Digital Vault allows you to build a centralized library for all your documents using encryption.
Click Here to Learn More
Total Wealth View
With this service, you can view all your assets and liabilities together – whether held at Morgan Stanley or elsewhere – in one place for a comprehensive overview of your assets.
Click Here to Learn More
Morgan Stanley Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle, a convenient way to send and receive money.
Click Here to Learn MoreLocation
1787 Sentry Pky W
Bldg 18 Ste 440
Blue Bell, PA 19422
US
Direct:
(215) 572-2284(215) 572-2284
Toll-Free:
(888) 829-6912(888) 829-6912
Meet The Beacon Group
Phone:
(215) 572-2287(215) 572-2287
Andrew Reichard, CFP®, ChFC®, CRPS®
Financial Advisor
Phone:
(610) 398-6077(610) 398-6077
Andrew N. Feldgus
Portfolio Associate
Phone:
(215) 572-4591(215) 572-4591
Victoria Vogel
Registered Client Service Associate
Phone:
(215) 274-2576(215) 274-2576
Shawn Gibbons
Registered Client Service Associate
Phone:
(215) 572-4508(215) 572-4508
About Scott Myers
Scott Myers brings over 28 years of experience in the financial services industry as a Financial Advisor with the Beacon Group, which has been part of Morgan Stanley since 2001. He partners with individuals and corporate clients to build a foundation of trust rooted in integrity and a commitment to long-term service. Leveraging Morgan Stanley’s global resources, Scott helps clients pursue financial security for both the present and future generations.
Scott’s focus includes comprehensive financial planning, financial education, and investment selection for retirement plans and individual investors. He holds the Certified Financial Planner™ (CFP®) designation, the Qualified Plan Financial Consultant (QPFC) credential, and the Chartered Retirement Plans Specialist℠ (CRPS®) designation. He has also completed the Certified Employee Benefits Specialist (CEBS) program. A summa cum laude graduate of The Pennsylvania State University and member of the Schreyer Honors College, Scott earned his B.A. in Political Science with a minor in Business. He later received his M.A. in International Affairs from The George Washington University.
A Bucks County native, Scott and his wife, Rishona, have made Abington their home, where they are raising their two daughters and two cats. Deeply engaged in the community, Scott supports a variety of causes, including health care research, food banks, Jewish organizations, and environmental groups. A lifelong sports fan, he follows Philadelphia teams closely and enjoyed playing ice hockey for more than 15 years. An avid skier, Scott continues to embrace an active lifestyle while dedicating his time and expertise to clients and community.
Scott’s focus includes comprehensive financial planning, financial education, and investment selection for retirement plans and individual investors. He holds the Certified Financial Planner™ (CFP®) designation, the Qualified Plan Financial Consultant (QPFC) credential, and the Chartered Retirement Plans Specialist℠ (CRPS®) designation. He has also completed the Certified Employee Benefits Specialist (CEBS) program. A summa cum laude graduate of The Pennsylvania State University and member of the Schreyer Honors College, Scott earned his B.A. in Political Science with a minor in Business. He later received his M.A. in International Affairs from The George Washington University.
A Bucks County native, Scott and his wife, Rishona, have made Abington their home, where they are raising their two daughters and two cats. Deeply engaged in the community, Scott supports a variety of causes, including health care research, food banks, Jewish organizations, and environmental groups. A lifelong sports fan, he follows Philadelphia teams closely and enjoyed playing ice hockey for more than 15 years. An avid skier, Scott continues to embrace an active lifestyle while dedicating his time and expertise to clients and community.
Securities Agent: NJ, GA, NY, ME, FL, DE, OR, MD, IA, TN, PA, AL, OH, MA, IL, CT, SC, PR, OK, NC, TX, MO, WI, CA, MI, WA, NM, MN, KY, CO, AZ, VA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1285204
NMLS#: 1285204
About Noel Wolfe
Noel Wolfe brings over 28 years of experience in the financial services industry as a Financial Advisor with the Beacon Group at Morgan Stanley. He is committed to helping individuals and plan sponsors achieve long-term financial security by providing thoughtful retirement plan consulting and personalized financial planning. By combining the strength of Morgan Stanley’s resources with a client-first approach, Noel helps ensure that clients receive strategies tailored to their unique goals.
Noel’s focus includes retirement plan consulting, investment selection, and fiduciary guidance for plan sponsors, as well as comprehensive financial planning for individuals. He has earned designations including Chartered Retirement Plans Specialist℠ (CRPS®), Plan Sponsor Retirement Professional™ (PRP™), Accredited Investment Fiduciary (AIF), and Certified Plan Fiduciary Advisor. His work has been recognized nationally for leadership in retirement plan consulting.
Noel lives in Blue Bell with his wife, Jucimeire, and their blended family. He is the proud father of two children, both now in college, and stepfather to Jucimeire’s children. Deeply active in his community, Noel serves as a Church Elder and chairperson of various committees, supporting causes such as financial education, budgeting, and programs for veterans. In his free time, he enjoys puzzles, Bible study, and reading mystery thrillers, as well as time with his family.
2010, 2011, 2012, 2013, 2014, 2018, 2019, 2020 PLANSPONSOR Top Retirement Advisors (formerly referred to as Top 100 Retirement Advisors)
Source: planadviser.com (Awarded May 2010, 2011, 2012, 2013, 2014, 2018, 2019, 2020) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
2013-2018, 2020 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2013-2018, 2020) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2013 Award - 03/5/2013 - 09/9/2013
2014 Award - 03/5/2013 - 09/9/2013
2015 Award - 03/5/2015 - 09/9/2015
2016 Award - 03/5/2016 - 10/7/2016
2017 Award - 01/20/2017 - 09/8/2017
2018 Award - 02/20/2018 - 09/19/2018
2019 Award - 02/11/2019 - 09/20/2019
2020 Award - 02/10/2020 - 09/11/2020
Noel’s focus includes retirement plan consulting, investment selection, and fiduciary guidance for plan sponsors, as well as comprehensive financial planning for individuals. He has earned designations including Chartered Retirement Plans Specialist℠ (CRPS®), Plan Sponsor Retirement Professional™ (PRP™), Accredited Investment Fiduciary (AIF), and Certified Plan Fiduciary Advisor. His work has been recognized nationally for leadership in retirement plan consulting.
Noel lives in Blue Bell with his wife, Jucimeire, and their blended family. He is the proud father of two children, both now in college, and stepfather to Jucimeire’s children. Deeply active in his community, Noel serves as a Church Elder and chairperson of various committees, supporting causes such as financial education, budgeting, and programs for veterans. In his free time, he enjoys puzzles, Bible study, and reading mystery thrillers, as well as time with his family.
2010, 2011, 2012, 2013, 2014, 2018, 2019, 2020 PLANSPONSOR Top Retirement Advisors (formerly referred to as Top 100 Retirement Advisors)
Source: planadviser.com (Awarded May 2010, 2011, 2012, 2013, 2014, 2018, 2019, 2020) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
2013-2018, 2020 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2013-2018, 2020) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2013 Award - 03/5/2013 - 09/9/2013
2014 Award - 03/5/2013 - 09/9/2013
2015 Award - 03/5/2015 - 09/9/2015
2016 Award - 03/5/2016 - 10/7/2016
2017 Award - 01/20/2017 - 09/8/2017
2018 Award - 02/20/2018 - 09/19/2018
2019 Award - 02/11/2019 - 09/20/2019
2020 Award - 02/10/2020 - 09/11/2020
Securities Agent: MD, CO, AZ, OR, MA, WA, PR, DE, AL, SC, CA, WI, FL, OH, NM, MO, ME, IL, GA, CT, NY, NJ, IA, MI, VA, TN, PA, NC, MN, KY, TX, OK; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1261777
NMLS#: 1261777
About Andrew Reichard
Andrew is a dedicated financial professional with over six years of experience in the industry. He joined Morgan Stanley in 2022 and, in 2025, entered the firm’s Financial Advisor Associate program and became a member of The Beacon Group. In his role, he is focused on building strong client relationships grounded in mutual respect, integrity, and a thorough understanding of client goals.
He focuses in providing long-term financial planning and investment selection, with experience spanning both individual and corporate retirement strategies. Andrew holds the Certified Financial Planner® (CFP®) designation, the Chartered Financial Consultant (ChFC®) credential, and the Chartered Retirement Plans Specialist (CRPS®) designation—credentials that underscore his commitment to helping clients achieve lasting financial well-being.
Andrew is a graduate of Wilkes University with a B.S. in Finance and a concentration in financial investments. Outside of work, he enjoys spending time with his fiancée Kylie and their dog, Dash, as well as golfing, fishing, hunting, and playing soccer.
He focuses in providing long-term financial planning and investment selection, with experience spanning both individual and corporate retirement strategies. Andrew holds the Certified Financial Planner® (CFP®) designation, the Chartered Financial Consultant (ChFC®) credential, and the Chartered Retirement Plans Specialist (CRPS®) designation—credentials that underscore his commitment to helping clients achieve lasting financial well-being.
Andrew is a graduate of Wilkes University with a B.S. in Finance and a concentration in financial investments. Outside of work, he enjoys spending time with his fiancée Kylie and their dog, Dash, as well as golfing, fishing, hunting, and playing soccer.
Securities Agent: PA, IA, FL, AZ, WY, OH, ME, LA, KS, AL, TN, NH, KY, WV, PR, MD, VA, NM, NJ, MA, GA, TX, OK, MS, MI, CT, CO, CA, AK, OR, IN, AR, WA, SC, NV, NC, IL, DE, RI, NY, MT, MN, DC, MO, ID, WI, UT; General Securities Representative; Investment Advisor Representative
NMLS#: 2695770
NMLS#: 2695770
About Andrew N. Feldgus
Andy has been with The Beacon Group at Morgan Stanley for more than 18 years. As a Portfolio Manager, he plays a vital role in supporting client relationships, handling the operational and administrative details that allow the team to deliver clear, consistent service. His steady, detail-driven approach helps ensure that clients feel confident their accounts and plans are managed with care.
Originally from Abington and a graduate of Cheltenham High School, Andy went on to earn his B.A. in Economics from Boston University, where he also served as Vice President of the Undergraduate Economics Association. His interest in finance has always been matched by a commitment to teamwork, something he continues to bring to his work each day.
Andy and his wife live in Willow Grove and are enjoying their new chapter as empty nesters while looking forward to the future joy of grandchildren. Away from work, he enjoys day trips with family, reading about history and science, and following Philadelphia sports. Having seen firsthand the effects of addiction, alcoholism, and mental illness on loved ones, Andy is also active in causes that support recovery and mental health awareness.
Originally from Abington and a graduate of Cheltenham High School, Andy went on to earn his B.A. in Economics from Boston University, where he also served as Vice President of the Undergraduate Economics Association. His interest in finance has always been matched by a commitment to teamwork, something he continues to bring to his work each day.
Andy and his wife live in Willow Grove and are enjoying their new chapter as empty nesters while looking forward to the future joy of grandchildren. Away from work, he enjoys day trips with family, reading about history and science, and following Philadelphia sports. Having seen firsthand the effects of addiction, alcoholism, and mental illness on loved ones, Andy is also active in causes that support recovery and mental health awareness.
About Victoria Vogel
Victoria is a Registered Client Service Associate with The Beacon Group at Morgan Stanley, where she supports the team’s work with corporate retirement plans and wealth management clients. She partners closely with advisors to assist with retirement plan support, client service, and relationship management, helping ensure a seamless experience for both institutional plan sponsors and individual clients.
Victoria graduated summa cum laude from West Chester University with a double major in Economics and Finance. As a first-generation college graduate, she is especially passionate about making financial education approachable and helping individuals feel confident about their long-term financial security. She holds her Series 7 and Series 66 licenses and continues to pursue additional professional certifications as she builds her career in financial services.
Outside of the office, Victoria enjoys hiking, painting, swimming, and doing puzzles. A dedicated Philadelphia sports fan, she rarely misses the chance to cheer on the Phillies or Eagles, and she also enjoys attending concerts, exploring the local arts scene, and watching Jeopardy!—where she considers getting one correct answer per game a personal victory.
Victoria graduated summa cum laude from West Chester University with a double major in Economics and Finance. As a first-generation college graduate, she is especially passionate about making financial education approachable and helping individuals feel confident about their long-term financial security. She holds her Series 7 and Series 66 licenses and continues to pursue additional professional certifications as she builds her career in financial services.
Outside of the office, Victoria enjoys hiking, painting, swimming, and doing puzzles. A dedicated Philadelphia sports fan, she rarely misses the chance to cheer on the Phillies or Eagles, and she also enjoys attending concerts, exploring the local arts scene, and watching Jeopardy!—where she considers getting one correct answer per game a personal victory.
About Shawn Gibbons
Shawn is a Registered Client Service Associate with The Beacon Group at Morgan Stanley, where he supports the team’s work with corporate retirement plans and individual investors. He is dedicated to delivering exceptional service and helping clients achieve their financial goals through collaboration, strategic planning, and personalized support.
Shawn earned his degree in Finance and Data Analytics from the University of Pittsburgh, with a concentration in Wealth Management. After graduating, he obtained his Life and Health Insurance License, SIE, Series 7, and Series 66, and is pursuing his goal of becoming a Certified Financial Planner.
Outside of work, Shawn enjoys golf, basketball, pickleball, and fishing. A passionate Philadelphia sports fan, he values being outdoors and giving back to his community, with a long-term goal of coaching youth sports.
Shawn earned his degree in Finance and Data Analytics from the University of Pittsburgh, with a concentration in Wealth Management. After graduating, he obtained his Life and Health Insurance License, SIE, Series 7, and Series 66, and is pursuing his goal of becoming a Certified Financial Planner.
Outside of work, Shawn enjoys golf, basketball, pickleball, and fishing. A passionate Philadelphia sports fan, he values being outdoors and giving back to his community, with a long-term goal of coaching youth sports.
Contact Scott Myers
Contact Noel Wolfe
Contact Andrew Reichard
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2026) Data compiled by SHOOK Research LLC based for the period 3/31/24-3/31/25.
NAPA's Top DC Advisor Teams
2017-2020, 2022, 2025 NAPA's Top DC Advisor Teams Source: Source: napa-net.org (Awarded 2017-2020, 2022, 2025) Data compiled by NAPA based on self-reported assets under advisement as of Dec 31 of the year prior to year the award was given.
Five Star Wealth Advisor
Noel Wolfe - Business Planning
Scott Myers - Financial Planning
Source: fivestarprofessional.com (Awarded 2013-2018, 2020) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2013 Award - 03/5/2013 - 09/9/2013
2014 Award - 03/5/2013 - 09/9/2013
2015 Award - 03/5/2015 - 09/9/2015
2016 Award - 03/5/2016 - 10/7/2016
2017 Award - 01/20/2017 - 09/8/2017
2018 Award - 02/20/2018 - 09/19/2018
2020 Award - 02/10/2020 - 09/11/2020
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Wealth Management
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Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
Small Business Retirement Plans
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Beacon Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
