The BCM Group at Morgan Stanley

Richard Beltram is a Managing Director and Senior Portfolio Management Director of Wealth Management. Rich has over 27 years of industry experience and focuses on high net worth fixed income management. As a Morgan Stanley Fixed Income Select member, he is considered a Fixed Income High Net Worth Advisor. Currently, less than 20% of the Firm’s Advisors have this designation. Rich works with Morgan Stanley’s intellectual capital, by utilizing his direct access to strategy teams, credit analysts and traders when developing a client’s fixed income portfolio. Richard has been selected a Forbes Best In-State Wealth Advisor since 2019 to present along with being named as a NJ Monthly Five Star Wealth Manager from 2012 through present, he has been a Morgan Stanley Presidents Council Member since 2003. Richard studied at Kean University where he acquired his Bachelor of Science degree in Finance and minored in Psychology. Then a brother of Delta Epsilon Chi, a Business Fraternity. Richard currently resides in West Palm Beach Florida and Randolph NJ with his wife and two daughters. He is an active member of St. Ann Parish in WPB and St. Matthew the Apostle’s in Randolph. Richard is a member of Ibis Country Club and a prestigious member in a private shooting club. In his spare time Richard enjoys off-shore fishing, skeet and trap shooting and spending quality time with family and friends.

2012-2024 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2012-2024) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria, during the following periods:
2012 Award - 04/15/2011- 10/16/2011
2013 Award - 04/15/2012 - 10/16/2012
2014 Award 04/15/2013 - 10/16/2013
2015 Award - 04/15/2014- 10/16/2014
2016 Award- 04/15/2015- 10/16/2015
2017 Award - 02/25/2016 - 10/7/2016
2018 Award - 02/21/2017 - 10/12/2017
2019 Award - 03/21/2018- 10/12/2018
2020 Award - 03/1/2019 - 10/16/2019
2021 Award - 03/30/2020 - 10/23/2020
2022 Award - 12/20/2021 - 06/17/2022
2023 Award - 03/21/2022 - 10/18/2022
2024 Award - 03/13/2023 - 09/29/2023

​2019-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2019-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

Dawn Stedronsky is a Portfolio Associate, and has been with the firm for over 28 years. Through her tenure, Dawn has made many key contacts and relationships within the firm, which adds to our teams internal depth. She provides monthly reporting and analysis in all aspects of portfolio management, as well as support for all client matters relating the day-to-day operations. Dawn currently resides in Palm Beach Gardens with her husband and two daughters. In her spare time, she enjoys the beach, exercising, reading, photography and spending time with her family in Cape Cod. Professional Details: 28 years of industry experience

Carmel McPartland is a Portfolio Associate with over 18 years of industry experience. Having recently joined us from Wells Fargo Advisors, Carmel provides operational support in all aspects of the client relationship. She assists with on boarding of clients, reviewing statements, provides monthly reporting and analysis in all aspects of portfolio management. Carmel is a graduate of Seton Hall University in South Orange, NJ with a Bachelors degree in Political Science. She currently resides in Bedminster, NJ, and in her spare time, enjoys traveling, cooking, skiing and spending weekends at the beach with her family.
B.S. Degree in Political Science - Seton Hall University 18+ years of industry experience