The Bayliss Group at Morgan Stanley

When dealing with Clients, our first step is to fully comprehend their lives. This covers the activities, people, goals, and organizations that are most significant to them. While conducting a detailed review of their assets and liabilities, we assist our customers in articulating, prioritizing, and quantifying their financial goals. Finally, we do a stress test on their portfolio to show how it might perform in the face of harsh conditions and market volatility. We also check their insurance policies for any coverage gaps.



The Portfolio Analysis report (“Report”) is generated by Morgan Stanley Smith Barney LLC’s (“Morgan Stanley”) Portfolio Risk Platform. The assumptions used in the Report incorporate portfolio risk and scenario analysis employed by BlackRock Solutions (“BRS”), a financial technology and risk analytics provider that is independent of Morgan Stanley. BRS’ role is limited to providing risk analytics to Morgan Stanley, and BRS is not acting as a broker-dealer or investment adviser nor does it provide investment advice with respect to the Report. Morgan Stanley has validated and adopted the analytical conclusions of these risk models.
IMPORTANT: The projections or other information provided in the Report regarding the likelihood of various investment outcomes (including any assumed ratesof return and income) are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Hypothetical investment results have inherent limitations. Morgan Stanley cannot give any assurances that any estimates, assumptions or other aspects of the risk analyses will prove correct.

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Certain insurances are medically underwritten and you should not cancel your current policy until your new policy is in force. A change to your current policy may incur charges, fees and costs. A new policy will require a medical exam. Surrender charges may be imposed and the period of time for which the surrender charges apply may increase with a new policy. You should consult with your own tax advisors regarding your potential tax liability on surrenders. Guarantees and contractual obligations are backed by the claims-paying ability of the issuing insurance company

We develop a financial plan once we've finished our study to help us pinpoint any areas that still need work. The probability of our clients achieving their goals will also be calculated as part of the plan. The measures required to raise this chance are then outlined using factors that clients may immediately influence, including savings rates, spending patterns, and investment allocation. We also take into account how taxes and inflation change over time. This process involves general budgeting, spending counsel, as well as more detailed investment-related guidance. The research conducted by Morgan Stanley's Global Investment Committee serves as the foundation for our investment strategy. As market conditions change over time, we routinely modify client portfolios.




Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf

You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.

We think that regular, proactive communication is key to helping clients stay on top of their goals, adjust to life's changes, and better understand their changing situations. To help clients understand complicated choices and transitions, our team offers client education and counseling. Our guiding principles are built around our dedication to our clients, which is backed by our own personal integrity, professional skill, and kind nature. In the end, our mission is to serve as your go-to resource both now and for future generations.

Our approach to engagement begins with our unique discovery process, during which we take the time to listen and understand your needs, wants, desires, and risk preferences. Then, using the strength of our investment discipline and our access to cutting-edge products and technology, we create a goals-based plan to assist you in building wealth and preparing for changes in your life. Together with the attorneys, accountants, and estate planners who have earned our clients' trust, we collaborate to help you understand complicated challenges and offer insightful counsel to help you maintain and build your wealth with openness and objectivity.

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“Digital Vault, available on Morgan Stanley Online and the Mobile App, allows you to build a centralized document library where files are stored using encryption.”

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Our mission is to help clients maximize the value of their family capital through the transfer and preservation of the family's shared values, and the creation of an enduring family legacy

Discussing family wealth and financial matters with children can be daunting for families. Read the linked article from Glenn Kurlander, Head of Family Governance & Wealth Education at Morgan Stanley, for more information about navigating this delicate subject.

The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.

Our goal is to help prepare the next generation of leaders, parents, philanthropists, innovators, trustees, executors, board members, and investors by empowering you with the knowledge and tools needed to achieve your goals.

Tax, Trust & Estate (TTE) strategy has a potential to be incredibly powerful if executed effectively. For a successful TTE plan, it is critical to create a TTE implementation in combination with a TTE strategy.

Watch the below video from Morgan Stanley Family Office Resources to learn how Morgan Stanley FOR can help integrate family values, philanthropy, and legacy into your unique wealth plan.

Scotty's House is a non-profit Child Advocacy Center (CAC) serving seven counties in the Brazos Valley: Brazos, Burleson, Grimes, Leon, Madison, Robertson, and Washington. The Scotty's House team collaborates with Child Protective Services (CPS) and law enforcement officials on every case, and our compassionate and collaborative approach is key to providing victims of child abuse and/or neglect with safety, healing, and justice.

This mentorship program, recognized for its impactful work, supports children facing adversity through enduring, professionally guided relationships that empower young individuals. Dedicated mentors foster resilience and personal growth, guiding youth to brighter futures.

Hard Hats for Little Heads is an annual event that provides free helmets to Texas children to prevent head injuries and promote safe outdoor play. Since 1994, it has distributed over 375,000 helmets, supporting local health through community-hosted giveaways.

OnRamp works with advocates from local charitable, government, and religious organizations to identify people in need who are already taking significant steps towards self-sufficiency, but need a vehicle to continue that journey. OnRamp finds reliable vehicles through purchase or donations and gifts these vehicles to our clients so they can get back on the road.

The Association of Former Students at Texas A&M University fosters a strong network of alumni dedicated to supporting current students and the university community. Through philanthropy, scholarships, and programs, the association enhances the Aggie experience and promotes lifelong connections among graduates. Their initiatives focus on giving back, ensuring future generations of Aggie benefit from a vibrant and engaged community.

The Brazos Valley Prayer Fellowship unites a community through prayer, outreach, and spiritual support, fostering faith and personal growth. Its mission is to spread God’s love and inspire a movement of spiritual awakening across the Brazos Valley.

Pink Alliance is a nonprofit organization in the Brazos Valley that supports breast cancer patients and raises breast health awareness. Through resources, support groups, and events they provide vital assistance to patients and families navigating the recovery.