John Bankhead, CRPC®
Managing Director, Wealth Management, Financial Advisor, Workplace Advisor - Equity Compensation, Senior Portfolio Management Director, Executive Financial Services Director
Phone:
(617) 478-6502(617) 478-6502
The Bankhead Group at Morgan Stanley
Direct:
(617) 478-6502(617) 478-6502
Our Mission Statement
Sophisticated advice for complex wealth.
Our Approach
As a corporate leader, business owner or key decision-maker, your compensation offers compelling opportunities for wealth-building, along with specific tax and timing constraints. Successfully navigating this landscape requires in-depth knowledge and specialized strategies. Yet many executives lack the time and focus needed to manage their wealth.
Our experienced team understands the intricacies of equity compensation—and the demands of a thriving career. We focus on C-suite executives, owners of closely held businesses and private company partners, managing their wealth so they can manage their business. Our approach integrates deferred, restricted and equity compensation into your financial plan to maximize the opportunities while adhering to the constraints.
Our experienced team understands the intricacies of equity compensation—and the demands of a thriving career. We focus on C-suite executives, owners of closely held businesses and private company partners, managing their wealth so they can manage their business. Our approach integrates deferred, restricted and equity compensation into your financial plan to maximize the opportunities while adhering to the constraints.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Strategic management of equity compensation
Your compensation is multifaceted, made up of salary, deferred compensation, equity options and restricted stock. This presents certain challenges, including compensation risk and irregular cash flows. As an insider, blackout periods can affect your long-term investment strategy. For more than 20 years, we have helped successful corporate leaders design smart strategies to manage their complex compensation.
We offer deep experience with:
• Cash flow planning
• Tax-advantaged options strategies
• Deferred and restricted compensation management
For corporate insiders, we can design 10b5-1 trading plans that allow you to diversify concentrated stock positions, trade during blackout periods and maintain an affirmative defense against insider trading charges.
Your tax situation requires specialized knowledge. We can connect you with a leading global accounting firm. This formal referral relationship allows us to coordinate all aspects of your situation and ensure that your wealth is managed as tax-efficiently as possible.
We offer deep experience with:
• Cash flow planning
• Tax-advantaged options strategies
• Deferred and restricted compensation management
For corporate insiders, we can design 10b5-1 trading plans that allow you to diversify concentrated stock positions, trade during blackout periods and maintain an affirmative defense against insider trading charges.
Your tax situation requires specialized knowledge. We can connect you with a leading global accounting firm. This formal referral relationship allows us to coordinate all aspects of your situation and ensure that your wealth is managed as tax-efficiently as possible.
Diversification Strategies for Public Company Executives
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Qualified Small Business Stock (QSBS) Exclusion
Learn MoreFinancial planning services and equity plan administration for public and private companies
Your leadership team needs financial planning support that frees them to concentrate on building shareholder value. Your stock plan participants need education to help them maximize the value of their options.
We offer an end-to-end solution that can help you attract and retain talented executives and employees. We understand the important role that executive compensation plans play into overall wealth strategy— particularly for senior executives who have more complex financial circumstances and rewards.
We support executives by offering:
• Sophisticated retirement and cash flow planning
• 10b5-1 plan administration and concentrated equity position guidance, including effective Incentive Stock Option (ISO) swap execution
• Equity Plan Advisory Services
We can assist your company with stock option plan administration and reinvestment. We also provide your employees with education and advice to help them get the most out of their equity awards while strengthening their ties to the company. We call it the multiplier effect.
We offer an end-to-end solution that can help you attract and retain talented executives and employees. We understand the important role that executive compensation plans play into overall wealth strategy— particularly for senior executives who have more complex financial circumstances and rewards.
We support executives by offering:
• Sophisticated retirement and cash flow planning
• 10b5-1 plan administration and concentrated equity position guidance, including effective Incentive Stock Option (ISO) swap execution
• Equity Plan Advisory Services
We can assist your company with stock option plan administration and reinvestment. We also provide your employees with education and advice to help them get the most out of their equity awards while strengthening their ties to the company. We call it the multiplier effect.
Overview of 10b5-1 Planning Services
See our Capabilities
Empower your Employees
Learn MorePersonal wealth management and legacy planning
The wealth you’ve built requires experienced stewardship and a plan for the future. That includes custom portfolio management, wealth transfer strategies, philanthropic advice and proactive tax planning.
Our approach can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.
We take the time to understand you and your family, asking thoughtful questions about where you want your wealth to take you. Our planning- based approach seeks to address your entire financial picture, including:
• Concentrated equity positions
• Retirement income planning
• Investment management
• Wealth transfer strategies
• Estate and income tax exposure
• Life insurance solutions
• Charitable giving strategies
Our team includes advisors with advanced designations that enable us to go deeper into your plan and your portfolio. We will coordinate with your tax advisor, your estate attorney and other members of your team to ensure that everything is working in harmony.
Our approach can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.
We take the time to understand you and your family, asking thoughtful questions about where you want your wealth to take you. Our planning- based approach seeks to address your entire financial picture, including:
• Concentrated equity positions
• Retirement income planning
• Investment management
• Wealth transfer strategies
• Estate and income tax exposure
• Life insurance solutions
• Charitable giving strategies
Our team includes advisors with advanced designations that enable us to go deeper into your plan and your portfolio. We will coordinate with your tax advisor, your estate attorney and other members of your team to ensure that everything is working in harmony.
Preparing for Your Meeting with an Estate Planning Attorney
Learn More
Donor Advised Funds
Read This PrimerMAKE THE MOST OF YOUR EQUITY
We make it our goal to demystify equity compensation so that you can make the most of yours. To learn more about the basics of equity compensation, the different types of compensation packages from stock options to ESPPs, and different ways you can leverage your compensation within your larger wealth management strategy - consider exploring some of the resources below.
Basic Equity Compensation Guide
Discover Equity Comp
What is a Restricted Stock Unit?
Learn about RSUs
What is an Incentive Stock Option?
Learn about ISOs
What is an Employee Stock Purchase?
Learn about ESPPs
What's the Difference Between an RSU and Stock Options?>
RSUs versus Stock Options
Using Equity Compensation to Optimize Taxes
4 ways to optimize
Using Equity Compensation for Education Planning
Discover Strategies
Using Equity Compensation to Reach Your Financial Goals
Discover StrategiesLocation
28 State Street 35th
Fl
Boston, MA 02109
US
Direct:
(617) 478-6502(617) 478-6502
Meet The Bankhead Group
Brian Gormley, CFA, CFP®
First Vice President, Wealth Management, Financial Advisor, Workplace Advisor - Equity Compensation, Portfolio Management Director, Executive Financial Services Director
Phone:
(617) 478-6457(617) 478-6457
Jamie Schulman
Senior Registered Client Service Associate
Phone:
(617) 478-6489(617) 478-6489
Trevor Ryan Davis, CFP®
Associate Vice President
Phone:
(617) 478-6473(617) 478-6473
Erin Carr
Registered Client Service Associate
Phone:
(617) 478-6401(617) 478-6401
About John Bankhead
John founded the practice over 20 years ago. At the time he noted a significant demand for senior level executive education in the field of employee benefits and non-cash compensation. Serving as a family CFO, John regularly collaborates with client's tax and legal advisors to ensure that liquidity events are managed effectively and in line with their long term plan. Along with managing concentrated equity positions John has expertise in advising privately held businesses and private equity portfolio companies.
John's practice has an emphasis on capital preservation and responsible cash flow management. He works closely with corporate executives and entrepreneurs to provide tax-efficient investment and legacy planning strategies. He takes the time to listen to each family's goals and objectives. John views the client relationship as an ongoing collaboration to build and preserve portfolios while taking measured investment risk.
John lives in Hingham with his wife, Michelle, and sons Jack and Alex. He enjoys coaching lacrosse, playing golf and fishing. He is involved with the "Homes for Our Troops" charitable organization, building homes for disabled U.S. Veterans.
John holds a B.S. in Finance from Bentley University along with the Chartered Retirement Planning Counselor (CRPC®) designation. John is Series 7, 66 and insurance licensed.
John's practice has an emphasis on capital preservation and responsible cash flow management. He works closely with corporate executives and entrepreneurs to provide tax-efficient investment and legacy planning strategies. He takes the time to listen to each family's goals and objectives. John views the client relationship as an ongoing collaboration to build and preserve portfolios while taking measured investment risk.
John lives in Hingham with his wife, Michelle, and sons Jack and Alex. He enjoys coaching lacrosse, playing golf and fishing. He is involved with the "Homes for Our Troops" charitable organization, building homes for disabled U.S. Veterans.
John holds a B.S. in Finance from Bentley University along with the Chartered Retirement Planning Counselor (CRPC®) designation. John is Series 7, 66 and insurance licensed.
Securities Agent: VT, IL, VA, TN, NC, MN, ME, ID, NJ, NY, GA, FL, DC, SC, IA, DE, CT, MD, CO, AL, TX, PA, IN, RI, OR, MI, CA, WA, WI, OH, NH, AZ, NV, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1990785
NMLS#: 1990785
About Brian Gormley
Brian Gormley serves the team as a Financial Advisor and Portfolio Manager, and in doing so provides substantial intellectual capital to our wealth management practice and equity plan participants.
Brian coordinates with the Morgan Stanley institutional research team to monitor global trends in equity and fixed income markets. His responsibilities include formulating strategies to effectively manage client portfolio risk and discover new investment opportunities. Brian maintains daily contact with internal and external portfolio management teams to review changes in underlying security holdings.
Over his tenure with The Bankhead Group Brian has served as a valuable resource to public and private executive teams as they establish equity plan design and navigate insider trading rules. Brian leads 10b5-1 plan design and implementation. He collaborates with internal and external advisors to gain familiarity with each executive’s financial priorities. This includes income/estate tax optimization and responsible legacy planning. Upon confirmation, he will map out a plan to efficiently manage concentrated equity positions using time and price discipline.
Brian holds both a B.S. in Economics & Finance and a master's degree in Finance from Bentley University. He is a CFA charter holder and CFP® professional. He is also Series 7 and Series 66 licensed. He is originally from Buffalo, NY, and now resides in Boston. In his spare time, he enjoys playing hockey, golfing and following Buffalo professional sports teams.
Brian coordinates with the Morgan Stanley institutional research team to monitor global trends in equity and fixed income markets. His responsibilities include formulating strategies to effectively manage client portfolio risk and discover new investment opportunities. Brian maintains daily contact with internal and external portfolio management teams to review changes in underlying security holdings.
Over his tenure with The Bankhead Group Brian has served as a valuable resource to public and private executive teams as they establish equity plan design and navigate insider trading rules. Brian leads 10b5-1 plan design and implementation. He collaborates with internal and external advisors to gain familiarity with each executive’s financial priorities. This includes income/estate tax optimization and responsible legacy planning. Upon confirmation, he will map out a plan to efficiently manage concentrated equity positions using time and price discipline.
Brian holds both a B.S. in Economics & Finance and a master's degree in Finance from Bentley University. He is a CFA charter holder and CFP® professional. He is also Series 7 and Series 66 licensed. He is originally from Buffalo, NY, and now resides in Boston. In his spare time, he enjoys playing hockey, golfing and following Buffalo professional sports teams.
Securities Agent: RI, NJ, VA, IA, FL, NH, NC, DE, OR, NY, NV, MO, MA, TN, SC, MD, CA, WI, PA, MI, ME, ID, CT, AZ, GA, DC, CO, OH, AL, WA, MN, VT, IN, IL, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 2287498
NMLS#: 2287498
About Jamie Schulman
Jamie joined The Bankhead Group in 2017. As a Morgan Stanley Client Service Associate Jamie works closely with clients and their families through all aspects of their financial life. She effectively manages the team's client service matrix and financial planning schedule.
In her role Jamie manages daily operations for the client base. She efficiently coordinates retirement income distributions and builds long lasting relationships with clients and their families. Jamie takes time to work with new clients during the account transfer process. She provides a comprehensive overview of Morgan Stanley online services navigation along with our suite of banking/lending capabilities. She takes pride in client satisfaction and the Bankhead Group's top tier client retention ratio.
Jamie earned a B.S. in Finance from Bentley University and lives in South Boston with her husband, Ross and mini labradoodle Henry. Originally from Cape Cod, she enjoys boating and going to the beach. She also enjoys cooking new recipes, traveling, and spending time with friends and family.
In her role Jamie manages daily operations for the client base. She efficiently coordinates retirement income distributions and builds long lasting relationships with clients and their families. Jamie takes time to work with new clients during the account transfer process. She provides a comprehensive overview of Morgan Stanley online services navigation along with our suite of banking/lending capabilities. She takes pride in client satisfaction and the Bankhead Group's top tier client retention ratio.
Jamie earned a B.S. in Finance from Bentley University and lives in South Boston with her husband, Ross and mini labradoodle Henry. Originally from Cape Cod, she enjoys boating and going to the beach. She also enjoys cooking new recipes, traveling, and spending time with friends and family.
About Trevor Ryan Davis
As an Associate Vice President/Wealth Management Associate and CERTIFIED FINANCIAL PLANNER™, Trevor assists in advising clients as they build and preserve their wealth. Trevor works closely with the partners and utilizes Morgan Stanley’s advanced planning resources to implement customized investment and retirement solutions.
Trevor leads the financial planning aspect of the practice. He takes time to listen to clients and their families’ multi-generational goals and helps to develop strategies to achieve those goals. Trevor will regularly connect and collaborate with external tax/legal advisors to build and maintain integrated cash flow and legacy plans. Along with leading planning, he also supports risk management and asset allocation reviews to ensure that client portfolios are consistent with long term objectives.
In partnership with Brian Gormley CFA, CFP® and Morgan Stanley’s Executive Financial Services Team, Trevor serves corporate insiders to responsibly manage concentrated equity positions under SEC rule 10b5-1. He leverages the team’s expertise, and helps executives to monetize their non-cash compensation in an efficient manner while maintaining safe harbor.
Trevor also leads equity participant education and marketing efforts for The Bankhead Group. He proactively monitors public policy and relevant educational topics.
Trevor earned a B.S. in Economics with a concentration in finance from Tufts University, where he was a member of the Varsity hockey team. He currently resides in South Boston. In his spare time, he enjoys skiing, mountain biking, playing hockey, and spending time with family and friends.
Trevor leads the financial planning aspect of the practice. He takes time to listen to clients and their families’ multi-generational goals and helps to develop strategies to achieve those goals. Trevor will regularly connect and collaborate with external tax/legal advisors to build and maintain integrated cash flow and legacy plans. Along with leading planning, he also supports risk management and asset allocation reviews to ensure that client portfolios are consistent with long term objectives.
In partnership with Brian Gormley CFA, CFP® and Morgan Stanley’s Executive Financial Services Team, Trevor serves corporate insiders to responsibly manage concentrated equity positions under SEC rule 10b5-1. He leverages the team’s expertise, and helps executives to monetize their non-cash compensation in an efficient manner while maintaining safe harbor.
Trevor also leads equity participant education and marketing efforts for The Bankhead Group. He proactively monitors public policy and relevant educational topics.
Trevor earned a B.S. in Economics with a concentration in finance from Tufts University, where he was a member of the Varsity hockey team. He currently resides in South Boston. In his spare time, he enjoys skiing, mountain biking, playing hockey, and spending time with family and friends.
About Erin Carr
Erin Carr is a Registered Client Service Associate with The Bankhead Group, joining the team in 2022. She proactively identifies client service needs and helps to manage the operational aspect of the practice by efficiently processing client requests and inquiries. Erin oversees all client outreach and works to ensure that all client information is accurate and up to date. She also assists with the team’s marketing efforts by sending out research and relevant reports, updating the team website and presentations, and tracking contact with individuals and families.
Prior to joining Morgan Stanley, Erin worked as a Senior Business Development & Client Service Associate at DDJ Capital Management where she was responsible for supporting the distribution team with client, consultant, and prospect relationships.
Erin received her B.S. in Finance from Bentley University and she holds her Series 7 and 66 licenses. She currently resides in South Boston. Outside of the office she enjoys cooking, sailing, reading, and spending time with family and friends.
Prior to joining Morgan Stanley, Erin worked as a Senior Business Development & Client Service Associate at DDJ Capital Management where she was responsible for supporting the distribution team with client, consultant, and prospect relationships.
Erin received her B.S. in Finance from Bentley University and she holds her Series 7 and 66 licenses. She currently resides in South Boston. Outside of the office she enjoys cooking, sailing, reading, and spending time with family and friends.
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Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
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- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Bankhead Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
