The Austin-Decher Group at Morgan Stanley

Wanda began her career in the financial services industry in October 1980 with Wheat First Securities. After 7 years in various administrative and management positions she pursued her own client relationships as a Vice President-Investment Officer in 1987. In 1992, Wanda combined her talents with Portfolio Manager, John E. Decher III, to form the Austin Decher Group.

After several mergers and acquisitions Wanda and John left Wheat First Union to join Legg Mason Wood Walker in April 1998. Also in 1998 they were joined by their daughter, Christina Austin. 

Christina is a partner in the Austin Decher Group and current title is, Vice President – Portfolio Management Director. The team also includes Kayla Wesley, Client Service Associate and Alaina Nunn, Client Service Associate.
Services Include
  • UGMA/UTMA1
  • Wealth Management2
  • 401(k) Rollovers
  • 529 Plans3
  • Annuities4
  • Asset Management5
  • Cash Management6
  • Certificates of Deposit7
  • Exchange Traded Funds8
  • Financial Planning9
  • Life Insurance10
  • Long Term Care Insurance11
  • Municipal Bonds12
  • Qualified Retirement Plans13
  • Retirement Planning14
  • Trust Accounts15
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Forbes Magazine, The Top Women Wealth Advisors: 2018

  • Forbes Magazine, America's Best-in-State Wealth Advisors: 2018
  • Hampton Roads Magazine, 2011 Five Star Wealth Managers: 2011
  • Featured in Forbes Magazine, Special Edition on Asset Management, October 2010 issue
  • Research Magazine, The Winner's Circle Top Ranked Advisor Teams in America - Featured on the cover of the September 2007 issue
  • Barron's Magazine, The Winner's Circle Top 100 Women Financial Advisors in America: 2005, 2006, 2007, 2008
  • Research Magazine, The Winner's Circle Top 10 Family Teams in America: 2005, 2006, 2007, 2008
  • Featured in the book, The Winner's Circle IV: Wealth Management Insights from America's Best Financial Advisors by R.J. Shook, published in May 2005
  • Virginia Business Magazine, The Winner's Circle Virginia Top Advisors: 2003, 2004, 2005, 2006, 2007
  • Virginia Business Magazine, Top 30 Role Models in the Industry: 2005
  • Research Magazine, Winner's Circle The Top 40 Ranked Women Advisors in America: 2004

Working With You

The Austin-Decher Group at Morgan Stanley uses a comprehensive approach where the client’s needs are always first and foremost.  
For us to build this relationship we follow a five step process in designing a customized financial plan.

Step 1 – The Personal Interview

Before structuring your portfolio we will conduct a personal interview with you in order to better understand you and your financial goals as well as your:
     Return Expectations
     Risk Tolerance
     Investment Time Frame
     Anticipated Use of Funds
 
Step 2 – Developing Your Strategy

A comprehensive plan is developed to suit your specific financial situation.  This plan also may address issues such as retirement, educational funding and estate planning, as well as tax-minimization strategies.

Step 3 – Presentation of Plan

The Austin-Decher Group will present a comprehensive financial plan that will help identify appropriate diversification strategies to you.  Together we will take a look at the foundation of your financial plan and ways to build upon it for the future.

Step 4 – Execution of Plan

After presenting you with a detailed strategy for your portfolio, we work closely with you to bring the elements to life. Based on the recommendations you receive from The Austin-Decher Group, you can then decide which strategy you are most comfortable with.  Your ideas and suggestions are important to us, as we want you to feel comfortable with the investments you are undertaking.

Step 5- Monitoring the Plan

Once your plan is in place The Austin-Decher Group will contact you regularly on new opportunities and current standings.  Tracking your portfolio is simplified with monthly statements and quarterly reviews that can help keep you abreast of the market as well as online access provided by Morgan Stanley.

    Our Clients

    The Austin-Decher Group at Morgan Stanley has a simple commitment:
    We are committed to understanding the needs and desires of our clients. 



    We strive to provide our clients with exceptional financial advice backed by an
    experienced team, with the highest level of personal service.

      Location

      701 Town Center Dr
      Suite 902
      Newport News, VA 23606
      US
      Direct:
      (757) 873-3300(757) 873-3300
      Toll-Free:
      (800) 338-8948(800) 338-8948

      Meet The Austin-Decher Group

      About Me

      Professional Details

      Series 7, 66 & 31 Licensed
      Life, Accident, Health, Variable Annuity & Long Term Care Insurance Licensed
      Experience in the Financial Services Industry since 1980
      Legg Mason’s Chairman’s Council: 1998, 1999, 2000, 2001, 2002, 2003, 2004,2005
      Citi/Smith Barney's Chairman’s Council: 2006
      Citi/Smith Barney’s Director’s Council: 2007, 2008
      Morgan Stanley/Smith Barney’s President’s Club: 2009, 2010, 2011, 2012, 2013, 2014
      Morgan Stanley’s President’s Club: 2015, 2016, 2017
      Morgan Stanley’s Southern Virginia Complex Top Producer: 2015, 2016, 2017
      Named to Forbes Magazine's inaugural list of America's Best-in-State Wealth Advisors: 2018
      Named to Forbes Magazine's list of America's Top 250 Women Wealth Advisors: 2018


      A native of the Hampton Roads area, Wanda is an active member of her community, dedicating her time and efforts to several philanthropic organizations including the March of Dimes, Special Olympics, Peninsula SPCA, Hampton Roads American Red Cross, Salvation Army and the Peninsula Food Bank.
       

      Charter Member of the Exchange Club of Oyster Point
      Instructor for Junior Achievement Programs
      Served on the Finance Board of the United Way of the Peninsula
      Sustainer Advisor to the Junior League of Hampton Roads
      Served as a Board member, Development Chairman, Co-Chairman of the Capital Campaign and Chairman of the Board for the Hampton Roads American Red Cross
      Served as a Board member of Riverside Behavioral Health Center
      Currently serving on the Board of Riverside Regional Medical Center, since June 2015
      Currently serving on the Riverside Cancer Care Campaign, since July 2017
      Securities Agent: VA, TX, WY, WV, WA, VT, TN, SD, SC, RI, PA, OR, OK, OH, NY, NM, NJ, NH, NC, MT, MI, ME, MD, MA, LA, KY, KS, IN, IL, ID, GA, FL, DC, CT, CO, CA, AZ, AR, AL; Managed Futures; General Securities Representative; Investment Advisor Representative
      NMLS#: 1265081

      About Me

      Professional Details

      Series 7, 66, 9, 10 & 31 Licensed
      Life, Accident, Health, Variable Annuity & Long Term Insurance Licensed
      Experience in the Financial Services Industry since 1998
      Portfolio Management Certification Morgan Stanley*
      BS - Finance from Virginia Commonwealth University
      The Junior League of Hampton Roads Member
      American Red Cross of Hampton Roads Member
      Securities Agent: VA, WY, WA, VT, TX, TN, SD, SC, RI, PA, OR, OH, NY, NM, NJ, NH, NC, MT, MI, ME, MD, MA, LA, KS, IN, ID, GA, FL, CT, CO, CA, AZ, AR, AL; Managed Futures; General Securities Representative; BM/Supervisor; Investment Advisor Representative
      NMLS#: 1265051

      About Me

      B.A. in Communications from Radford University

      About Me

      B.A. in Communication Studies from James Madison University

      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
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      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
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      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
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      Business Planning

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      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
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      Ready to start a conversation? Contact The Austin-Decher Group today.
      Market Information Delayed 20 Minutes
      1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

      4Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

      Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

      7CDs are insured by the FDIC, an independent agency of the U.S. Government, up to a maximum of $250,000 (including principal and accrued interest) for all deposits held in the same insurable capacity (e.g. individual account, joint account, IRA etc.) per CD depository. Investors are responsible for monitoring the total amount held with each CD depository. All deposits at a single depository held in the same insurable capacity will be aggregated for the purposes of the applicable FDIC insurance limit, including deposits (such as bank accounts) maintained directly with the depository and CDs of the depository.

      8An investment in an exchange-traded fund involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor's ETF shares, if or when sold, may be worth more or less than the original cost.

      9Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      12Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

      13Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

      14Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      15Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

      Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

      The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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