Phone:
(732) 974-5008(732) 974-5008
The Atlantic Coastal Group at Morgan Stanley
Direct:
(732) 974-5031(732) 974-5031
Toll-Free:
(800) 965-9217(800) 965-9217
Our Mission Statement
We are committed to delivering a high standard of service rooted in integrity, long-term partnership, and a deep understanding of each client's unique goals- helping individuals, families, and business owners navigate life without financial stress and achieve the lifestyle they aspire to, with clarity and confidence.
About Us
Wealth is almost invariably accompanied by complexity – how to preserve it in the face of volatile markets, how to grow it sufficiently to achieve your goals, how to transfer it to the next generation without excessive taxation or family conflict.
At The Atlantic Coastal Group, we are committed to helping you simplify your financial life and make more informed decisions. We have partners from our team located in Sea Girt, New Jersey & Saratoga Springs, New York as well as on Marco Island, Florida.
Together, we have over 140 years of experience. We offer the experience, dedication and personalized attention that we believe distinguish us from many of the other advisory alternatives available to you.
At The Atlantic Coastal Group, we are committed to helping you simplify your financial life and make more informed decisions. We have partners from our team located in Sea Girt, New Jersey & Saratoga Springs, New York as well as on Marco Island, Florida.
Together, we have over 140 years of experience. We offer the experience, dedication and personalized attention that we believe distinguish us from many of the other advisory alternatives available to you.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
Many of our clients are either contemplating retirement or already retired. Others are corporate executives whose wealth may be overly concentrated in the stock of their employers. Still others are business owners who are seeking the most efficient way to sell their company or perhaps transfer ownership to family members. For all these clients, we employ a planning-based process that includes the following steps:
1. Discovery
• As Financial Advisors, we understand the importance of listening before we offer possible recommendations
• Our conversations will explore your aspirations, apprehensions, and unique circumstances
• Only when we have a thorough understanding of these will we be able to proceed to the next phase of our process
• Our conversations will explore your aspirations, apprehensions, and unique circumstances
• Only when we have a thorough understanding of these will we be able to proceed to the next phase of our process
2. Developing Your Plan
• Our sophisticated wealth planning platform helps us provide you with an understanding of where you are on your journey and whether you will be able to reach your destination within your required timeframe
• Once we understand whether you have a gap or a surplus between the projected cost of your goals and your overall resources, we will create a plan with customized recommendations
• Once we understand whether you have a gap or a surplus between the projected cost of your goals and your overall resources, we will create a plan with customized recommendations
3. Evaluating Your Progress
• We monitor your performance on an ongoing basis
• We may alter our strategies to accommodate changing circumstances in your life or trends in the financial markets
• When those markets turn turbulent, you can count on us to help you understand what’s going on and avoid emotional decisions that may impede your long-term progress
• We may alter our strategies to accommodate changing circumstances in your life or trends in the financial markets
• When those markets turn turbulent, you can count on us to help you understand what’s going on and avoid emotional decisions that may impede your long-term progress
4. Implementing Your Plan
• Working closely with you to bring your plan to life
• Consulting with Morgan Stanley professionals who specialize in estate planning, lending strategies, insurance, and other disciplines
• Developing an investment strategy to meet any challenges
• Ongoing analysis and adjustment of your positions to manage risk or take advantage of prevailing market conditions
• Consulting with Morgan Stanley professionals who specialize in estate planning, lending strategies, insurance, and other disciplines
• Developing an investment strategy to meet any challenges
• Ongoing analysis and adjustment of your positions to manage risk or take advantage of prevailing market conditions
UPCOMING TEAM EVENTS
An effective estate plan can help you support the people and institutions you care about most, long after you are gone. We provide access to the broad range of services needed to create an enduring legacy that passes along your values as well as your assets.
Join us for a practical and informative seminar on estate planning and wealth transfer strategies. We will discuss trusts, insurance, gifting and how they can be combined to help you pass along your legacy and values to the people and causes that matter most.
Join us for a practical and informative seminar on estate planning and wealth transfer strategies. We will discuss trusts, insurance, gifting and how they can be combined to help you pass along your legacy and values to the people and causes that matter most.
New Jersey Team Seminar
DATE: April 22nd, 2025
TIME: 5:30pm - 7:30pm
LOCATION: The Spring Lake Manor - 415 Highway 71 Spring Lake, New Jersey 07762
RSVP: Required by April 21st, 2025 to Jenn Diaz at 732-974-5031
View the Full Invitation Here for More DetailsTIME: 5:30pm - 7:30pm
LOCATION: The Spring Lake Manor - 415 Highway 71 Spring Lake, New Jersey 07762
RSVP: Required by April 21st, 2025 to Jenn Diaz at 732-974-5031
New York Team Seminar
DATE: April 23rd, 2025
TIME: 6:30pm - 8:30pm
LOCATION: Regent Restaurant & Bar at Brookmere - 500 Union Avenue Saratoga Springs, New York 12866
RSVP: Required by April 22nd, 2025 to Regan DeLancey at 518-583-5639
View the Full Invitation Here for More DetailsTIME: 6:30pm - 8:30pm
LOCATION: Regent Restaurant & Bar at Brookmere - 500 Union Avenue Saratoga Springs, New York 12866
RSVP: Required by April 22nd, 2025 to Regan DeLancey at 518-583-5639
Advising Senior Executives
Many of our clients are successful executives, whose personal wealth is linked inextricably to the fortunes of their companies. Often, their investment portfolios consist largely of employer stock and stock options that are subject to a myriad of rules of which they may only be vaguely aware. At The Atlantic Coastal Group, we are committed to helping you manage your wealth and make more informed choices. We understand the risks, as well as the rewards, of employer stock ownership and the need to integrate your corporate benefits with the rest of your finances. Specifically, we can help you address such issues as:
Avoiding Over-Concentration
Most corporate executives share an optimistic view of their company’s future and consider employer stock to be a sound investment. Perhaps it is, but would you concentrate such a substantial portion of your assets in any other stock? Our team offers objective guidance to:
• Diversify your portfolio without necessarily liquidating part of your employer stock position and incurring capital gains tax.
• Comply with SEC regulations, if applicable, should you choose to sell shares and reinvest the proceeds in other securities.
• Implement a 10b5-1 trading plan that can help you sell employer shares even during blackout periods when you are ordinarily not allowed to sell your company’s stock.
• Diversify your portfolio without necessarily liquidating part of your employer stock position and incurring capital gains tax.
• Comply with SEC regulations, if applicable, should you choose to sell shares and reinvest the proceeds in other securities.
• Implement a 10b5-1 trading plan that can help you sell employer shares even during blackout periods when you are ordinarily not allowed to sell your company’s stock.
Understanding Your Options
What happens to your stock options if you decide to retire or leave your job for another employer? Do you own incentive stock options or non-qualified stock options, and do you understand how they differ? Should you consider exercising options now or wait until retirement?
At Wealth is almost invariably accompanied by complexity – how to preserve it in the face of volatile markets, how to grow it sufficiently to achieve your goals, how to transfer it to the next generation without excessive taxation or family conflict.
At The Atlantic Coastal Group, we can help you answer these questions and, equally as important, ask the right questions before making any decisions that might be irrevocable.
At Wealth is almost invariably accompanied by complexity – how to preserve it in the face of volatile markets, how to grow it sufficiently to achieve your goals, how to transfer it to the next generation without excessive taxation or family conflict.
At The Atlantic Coastal Group, we can help you answer these questions and, equally as important, ask the right questions before making any decisions that might be irrevocable.
Separating from Service
Different companies have different policies about stock options, restricted stock units, and other equity compensation programs once you retire or leave the company. Before you make any decisions that might prove irrevocable, we’ll help you determine how those choices might affect the benefits you’ve accumulated.
With the help of Morgan Stanley professionals who focus on these areas, we’ve provided numerous executives with the guidance they needed to maximize the options and shares that were available to them. We can also help you determine the most tax-efficient way to handle the retirement plan assets you’ve accumulated throughout your career.
With the help of Morgan Stanley professionals who focus on these areas, we’ve provided numerous executives with the guidance they needed to maximize the options and shares that were available to them. We can also help you determine the most tax-efficient way to handle the retirement plan assets you’ve accumulated throughout your career.
KNOWLEDGE & RESOURCE CENTER
We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today’s global markets.
We've assembled the following tools and resources that reinforce the fundamental investment strategies and concepts of our practice. Additionally, we've provided links and hope you’ll return often to learn more about the topics that can impact your wealth.
We've assembled the following tools and resources that reinforce the fundamental investment strategies and concepts of our practice. Additionally, we've provided links and hope you’ll return often to learn more about the topics that can impact your wealth.
GIC: On The Markets
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Click Here To Learn More
GIC: Weekly
This report from Wealth Management Chief Investment Officer Lisa Shalett highlights the GIC's latest thinking on the markets.
Click Here To Learn More
Morgan Stanley's Promotional Preferred Savings Program
Make the most of your cash at a competitive rate here at Morgan Stanley.
Click Here To Learn More
CD Promotion at Morgan Stanley
Click on the link below to explore Morgan Stanley's CD Promotion, it's newest rates, and why this may be a suitable option for you.
Click Here To Learn More
Insurance Solutions
At Morgan Stanley, we offer a robust suite of insurance and annuities solutions backed by its licensed insurance agency affiliates that can aid in safeguarding you and your loved ones.
Click Here To Learn More
Morgan Stanley Private Markets (MSPM)
Private market investing enables eligible investors to access attractive companies before they are publicly available making you a part of their story. Watch this video to learn more about investing in Private Markets with Morgan Stanley and consider whether such investments might be right for you.
Watch MSPM Video
2025 Retirement Plan Contribution Limits
Take a look at the Retirement Plan Contribution Limits for 2025.
Click Here To Learn More
2025 Tax Tables
The tax decisions you make today can help you save for years to come. Access the 2025 Tax Tables now by clicking on the link below.
Click Here To Learn More
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Click Here To Learn MoreLocation
2150 Highway 35
Suite 200
Sea Girt, NJ 08750
US
Direct:
(732) 974-5031(732) 974-5031
Toll-Free:
(800) 965-9217(800) 965-9217
928 N Collier Blvd
3rd Fl
Marco Island, FL 34145
US
Direct:
(239) 393-2910(239) 393-2910
340 Broadway
Saratoga Springs, NY 12866
US
Direct:
(518) 583-5639(518) 583-5639
Meet The Atlantic Coastal Group
Phone:
(732) 974-5009(732) 974-5009
First Vice President, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(239) 393-2910(239) 393-2910
Phone:
(732) 974-5012(732) 974-5012
Phone:
(732) 974-5023(732) 974-5023
Phone:
(518) 583-5639(518) 583-5639
Johnny Volpe
Associate
Phone:
(732) 974-5096(732) 974-5096
Andrew T. Shippee
Registered Associate
Phone:
(239) 323-3926(239) 323-3926
Andrew Lindenbaum
Registered Associate
Phone:
(732) 974-5016(732) 974-5016
Myra Dominguez
Senior Client Service Associate
Phone:
(239) 393-2902(239) 393-2902
Jenn Diaz
Client Service Associate
Phone:
(732) 974-5031(732) 974-5031
Robert T. Hart
Client Service Associate
Phone:
(732) 974-5017(732) 974-5017
About Bob Hart
Bob Hart is the Founder and Senior Vice President of the Atlantic Coastal Group at Morgan Stanley. As the Senior Portfolio Manager, Bob established The Atlantic Coastal Group, creating an exceptional team that provides clients with personalized financial plans and strategic financial advice. With over 30 years of experience in the financial services industry, Bob can recognize market changes and the affects those changes have on his clients’ portfolios.
Bob graduated from Cortland State University where he earned a Bachelor of Science in Business. Before becoming a Financial Advisor, Bob began his career in Dean Witter’s Financial Advisor training program, where he honed his expertise in investment management and financial planning. After completing Dean Witter’s Financial Advisor Program in 1994, Bob has been creating comprehensive financial plans for high-net-worth investors since joining Dean Witter, a predecessor company of Morgan Stanley.
As the driving force behind The Atlantic Coastal Group, Bob brings a wealth of experience and a deep understanding of financial markets to the team. He is committed to helping clients achieve their financial goals with thoughtful guidance and a disciplined approach to portfolio management. Bob believes in conducting thorough research and analysis to ensure that each client's portfolio is tailored to their unique needs and specific goals.
Bob is an active member on the Advisory Board of Directors for the Sisters’ of Charity of Saint Elizabeth, New Jersey. Bob currently resides in Manasquan, New Jersey where he has been recognized for his contributions to the community, including Manasquan Recreation Board Member, Manasquan Mid-Monmouth Basketball Trustee, and Manasquan Brielle Little League Manager & Volunteer. Outside of Manasquan, Bob is spending winter months working out of the Marco Island, Florida office. Bob has partners from the Atlantic Coastal Group located in Sea Girt, New Jersey; Saratoga Springs, New York; and Marco Island & Naples, Florida.
Bob graduated from Cortland State University where he earned a Bachelor of Science in Business. Before becoming a Financial Advisor, Bob began his career in Dean Witter’s Financial Advisor training program, where he honed his expertise in investment management and financial planning. After completing Dean Witter’s Financial Advisor Program in 1994, Bob has been creating comprehensive financial plans for high-net-worth investors since joining Dean Witter, a predecessor company of Morgan Stanley.
As the driving force behind The Atlantic Coastal Group, Bob brings a wealth of experience and a deep understanding of financial markets to the team. He is committed to helping clients achieve their financial goals with thoughtful guidance and a disciplined approach to portfolio management. Bob believes in conducting thorough research and analysis to ensure that each client's portfolio is tailored to their unique needs and specific goals.
Bob is an active member on the Advisory Board of Directors for the Sisters’ of Charity of Saint Elizabeth, New Jersey. Bob currently resides in Manasquan, New Jersey where he has been recognized for his contributions to the community, including Manasquan Recreation Board Member, Manasquan Mid-Monmouth Basketball Trustee, and Manasquan Brielle Little League Manager & Volunteer. Outside of Manasquan, Bob is spending winter months working out of the Marco Island, Florida office. Bob has partners from the Atlantic Coastal Group located in Sea Girt, New Jersey; Saratoga Springs, New York; and Marco Island & Naples, Florida.
Securities Agent: TX, AZ, RI, OH, ME, WI, SC, PA, NC, IL, CA, WA, VT, NV, MT, DE, DC, CO, TN, NM, MA, LA, ID, AR, VA, OK, MD, CT, AK, IN, WV, UT, MN, MI, IA, OR, NH, AL, NJ, GA, NY, HI, FL; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1798917
NMLS#: 1798917
About Thomas Tonkovich
Tom Tonkovich is one of the Founders and Senior Vice President of The Atlantic Coastal Group at Morgan Stanley. With a distinguished career spanning over 17 years in the financial services industry, Tom brings a unique blend of leadership, discipline, and strategic insight to the team.
Tom graduated from Caldwell University with a Bachelor of Science in International Business. While at Caldwell, Tom was a standout basketball player, earning All-American honors his senior year and inducted in the Caldwell Athletics Hall of Fame. After graduating, Tom began his career by serving in the U.S. Coast Guard, where he developed a strong foundation in leadership, problem-solving, and strategic planning. After 13 years of dedicated service, Tom transitioned to the financial sector, leveraging his military experience to excel in risk management and portfolio management.
Tom specializes in crafting customized investment strategies that align with each client's unique goals and risk tolerance. As a Founder, Tom helped start the Atlantic Coastal Group with the vision of creating a client-focused financial advisory team that values integrity, discipline, and personalized service. Tom has partners on the Atlantic Coastal Group located in Sea Girt, New Jersey; Saratoga Springs, New York; and Marco Island & Naples, Florida.
Outside of the office, Tom has taken his basketball skills and knowledge on the court to his hometown of Point Pleasant where he is a volunteer varsity basketball coach. In his free time, Tom enjoys playing golf and loves spending time with his family.
Tom graduated from Caldwell University with a Bachelor of Science in International Business. While at Caldwell, Tom was a standout basketball player, earning All-American honors his senior year and inducted in the Caldwell Athletics Hall of Fame. After graduating, Tom began his career by serving in the U.S. Coast Guard, where he developed a strong foundation in leadership, problem-solving, and strategic planning. After 13 years of dedicated service, Tom transitioned to the financial sector, leveraging his military experience to excel in risk management and portfolio management.
Tom specializes in crafting customized investment strategies that align with each client's unique goals and risk tolerance. As a Founder, Tom helped start the Atlantic Coastal Group with the vision of creating a client-focused financial advisory team that values integrity, discipline, and personalized service. Tom has partners on the Atlantic Coastal Group located in Sea Girt, New Jersey; Saratoga Springs, New York; and Marco Island & Naples, Florida.
Outside of the office, Tom has taken his basketball skills and knowledge on the court to his hometown of Point Pleasant where he is a volunteer varsity basketball coach. In his free time, Tom enjoys playing golf and loves spending time with his family.
Securities Agent: NH, CT, RI, OR, TX, DE, NM, NJ, MI, WI, WA, UT, SC, OH, MO, MN, GA, VA, NY, MA, AZ, HI, WV, NC, MT, LA, IN, ID, FL, IL, VT, MD, IA, DC, CO, AR, PA, ME, CA, AL, AK, OK, NV; General Securities Representative; Investment Advisor Representative
NMLS#: 1798921
NMLS#: 1798921
About David Caruso
David Caruso is a First Vice President, Portfolio Management Director, and Financial Advisor with the Atlantic Coastal Group at Morgan Stanley. With more than 27 years of experience in the financial services industry, David focuses on creating customized equity and fixed income portfolios.
David graduated from Rider University with a Bachelor of Science in Commerce. He became a Financial Advisor after a 21-year career in corporate finance, bringing his extensive knowledge to Dean Witter, a predecessor of Morgan Stanley. He’s been helping clients with their wealth management needs now for well over two decades.
David’s extensive business experience and finance background brings a valuable, real-world perspective to his financial advise practice. He works closely with clients to help them achieve their goals and protect their overall financial health, providing thoughtful guidance on everything from retirement planning to portfolio management. As a Portfolio Management Director, David offers a disciplined, hands-on approach by performing his own research, analysis, and portfolio construction. He is also a Dedicated Equity Plan Specialist, able to help corporate executives navigate stock options, shareholder requirements, and insider trading rules to access the value of their equity compensations.
David spends most of the year on Marco Island as well as spending summers in NJ. The team has advisors on Marco Island, Florida as well as Sea Girt, NJ and Saratoga Springs, NY.
An active member of the Marco Island Chamber of Commerce, David is a graduate of the Marco Island Leadership Program. David is also on the board of Marco Island Art League. He has served as trustee for the Naples Community Hospital Marco Island Campus.
Outside of the office, David and his wife, Kathy, have two children and three grandchildren. In his free time he enjoys the beach, going to comedy clubs, and attending concerts.
David graduated from Rider University with a Bachelor of Science in Commerce. He became a Financial Advisor after a 21-year career in corporate finance, bringing his extensive knowledge to Dean Witter, a predecessor of Morgan Stanley. He’s been helping clients with their wealth management needs now for well over two decades.
David’s extensive business experience and finance background brings a valuable, real-world perspective to his financial advise practice. He works closely with clients to help them achieve their goals and protect their overall financial health, providing thoughtful guidance on everything from retirement planning to portfolio management. As a Portfolio Management Director, David offers a disciplined, hands-on approach by performing his own research, analysis, and portfolio construction. He is also a Dedicated Equity Plan Specialist, able to help corporate executives navigate stock options, shareholder requirements, and insider trading rules to access the value of their equity compensations.
David spends most of the year on Marco Island as well as spending summers in NJ. The team has advisors on Marco Island, Florida as well as Sea Girt, NJ and Saratoga Springs, NY.
An active member of the Marco Island Chamber of Commerce, David is a graduate of the Marco Island Leadership Program. David is also on the board of Marco Island Art League. He has served as trustee for the Naples Community Hospital Marco Island Campus.
Outside of the office, David and his wife, Kathy, have two children and three grandchildren. In his free time he enjoys the beach, going to comedy clubs, and attending concerts.
Securities Agent: AZ, AK, NE, SC, NC, MD, DE, WI, VA, ME, LA, IN, ID, TX, OR, HI, VT, UT, CT, RI, OK, NY, MN, MI, DC, CO, OH, MA, GA, AR, AL, WA, PA, NV, KS, IA, CA, WV, NH, MT, MO, NM, NJ, IL, FL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1272843
NMLS#: 1272843
About John Volpe
John Volpe is a Senior Vice President with the Atlantic Coastal Group at Morgan Stanley. With over 40 years of experience in the financial industry, John brings a wealth of knowledge and expertise to the team, helping clients navigate market cycles and build long-term financial security.
After earning degrees in Economics and Finance from Rutgers University, John began his career in the financial services industry, developing a deep understanding of investment management and portfolio construction. Over the years, he has guided clients through various market conditions, providing steady, strategic advice to help them achieve their financial goals.
John specializes in fixed income investments and constructing balanced portfolios tailored to each client’s unique needs. His disciplined approach focuses on risk management, capital preservation, and sustainable growth, ensuring that clients have a comprehensive plan for both the present and the future.
A longtime resident of Sea Girt, New Jersey, John is deeply committed to helping families and businesses in his community create lasting financial legacies. He values the relationships he builds with clients, taking the time to understand their individual goals and provide personalized financial strategies. Outside of the office, John enjoys spending time with his wife and children, playing golf, and swimming.
After earning degrees in Economics and Finance from Rutgers University, John began his career in the financial services industry, developing a deep understanding of investment management and portfolio construction. Over the years, he has guided clients through various market conditions, providing steady, strategic advice to help them achieve their financial goals.
John specializes in fixed income investments and constructing balanced portfolios tailored to each client’s unique needs. His disciplined approach focuses on risk management, capital preservation, and sustainable growth, ensuring that clients have a comprehensive plan for both the present and the future.
A longtime resident of Sea Girt, New Jersey, John is deeply committed to helping families and businesses in his community create lasting financial legacies. He values the relationships he builds with clients, taking the time to understand their individual goals and provide personalized financial strategies. Outside of the office, John enjoys spending time with his wife and children, playing golf, and swimming.
Securities Agent: NM, IL, MI, WI, MA, GA, CO, AL, FL, MN, MD, IN, DC, RI, WV, VT, UT, TN, PA, OR, NY, NH, MT, LA, CA, AZ, AR, OH, NJ, NC, SC, OK, CT, WA, TX, NV, ME, ID, AK, VA, IA, HI, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 2657801
NMLS#: 2657801
About Alex Wenthe
Alex Wenthe is a Vice President and a key member of the Atlantic Coastal Group at Morgan Stanley, where he specializes in comprehensive financial planning. Since beginning his investment career in 2009, Alex has been dedicated to helping clients build, manage, preserve, and transition wealth, drawing on his expertise in creating customized financial strategies.
After graduating from Rutgers University earning degrees in Economics and Communications, Alex started his career at Wells Fargo. There, he developed expertise in estate investment planning, tax strategies, liability management, and insurance needs. This experience laid the groundwork for his holistic approach to financial planning. When he joined Morgan Stanley in 2017, Alex brought his wealth of knowledge to the Atlantic Coastal Group, where he plays a vital role in delivering tailored financial solutions to the team's diverse clientele.
As a financial planning specialist within the Atlantic Coastal Group, Alex works closely with clients to develop personalized strategies that align with their unique financial objectives. He collaborates with the team to ensure that every aspect of a client’s financial picture is considered, from retirement planning and tax-efficient investment strategies to wealth transfer and risk management. Alex’s disciplined approach and deep understanding of the financial markets enable him to guide clients through various economic conditions, ensuring they stay on track to achieve their long-term goals.
Alex’s connection to the Jersey Shore, where he grew up and continues to live, fuels his passion for helping local families and businesses succeed financially. His role within the Atlantic Coastal Group allows him to combine his financial planning expertise with the team’s collective knowledge, providing clients with a comprehensive and cohesive approach to wealth management. Outside of the office, Alex enjoys spending time outdoors with his wife and son. He is an avid golfer, cyclist, and hiker, and takes every opportunity to enjoy the natural beauty of the Jersey Shore.
After graduating from Rutgers University earning degrees in Economics and Communications, Alex started his career at Wells Fargo. There, he developed expertise in estate investment planning, tax strategies, liability management, and insurance needs. This experience laid the groundwork for his holistic approach to financial planning. When he joined Morgan Stanley in 2017, Alex brought his wealth of knowledge to the Atlantic Coastal Group, where he plays a vital role in delivering tailored financial solutions to the team's diverse clientele.
As a financial planning specialist within the Atlantic Coastal Group, Alex works closely with clients to develop personalized strategies that align with their unique financial objectives. He collaborates with the team to ensure that every aspect of a client’s financial picture is considered, from retirement planning and tax-efficient investment strategies to wealth transfer and risk management. Alex’s disciplined approach and deep understanding of the financial markets enable him to guide clients through various economic conditions, ensuring they stay on track to achieve their long-term goals.
Alex’s connection to the Jersey Shore, where he grew up and continues to live, fuels his passion for helping local families and businesses succeed financially. His role within the Atlantic Coastal Group allows him to combine his financial planning expertise with the team’s collective knowledge, providing clients with a comprehensive and cohesive approach to wealth management. Outside of the office, Alex enjoys spending time outdoors with his wife and son. He is an avid golfer, cyclist, and hiker, and takes every opportunity to enjoy the natural beauty of the Jersey Shore.
Securities Agent: VA, OR, ID, NJ, FL, AR, IN, WA, PA, DC, AZ, WV, VT, NC, MT, MD, MA, HI, CT, NM, MO, GA, UT, RI, OK, CO, AK, WI, SC, ME, IL, IA, TX, NV, MN, CA, MI, OH, NY, NH, LA, DE, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 262818
NMLS#: 262818
About Regan Delancey
A seasoned financial professional dedicated to helping individuals and families achieve their financial goals. With over 4 years of experience in the industry, Regan DeLancey joined Morgan Stanley in July of 2023. Graduating with a degree in Business from Siena College, he blends a strong educational foundation with a practical approach, offering personalized solutions to clients' financial challenges. Known for his commitment to empowering clients, Regan believes in demystifying complex financial concepts, ensuring that every individual has the knowledge to make informed decisions about their financial future.
Outside of the office, Regan enjoys exploring the Adirondack mountains, golfing, and fishing, which fuels his creativity and problem-solving skills. His mission is to guide clients towards financial security, whether it's planning for retirement, managing investments, or achieving other milestones. Through a collaborative and client-centered approach, Regan helps individuals navigate the intricacies of finance and embrace a more secure financial future.
Outside of the office, Regan enjoys exploring the Adirondack mountains, golfing, and fishing, which fuels his creativity and problem-solving skills. His mission is to guide clients towards financial security, whether it's planning for retirement, managing investments, or achieving other milestones. Through a collaborative and client-centered approach, Regan helps individuals navigate the intricacies of finance and embrace a more secure financial future.
Securities Agent: OR, OH, NC, ID, UT, IN, MN, DC, WV, MO, CO, IA, WI, NV, MI, ME, DE, CT, VT, NM, OK, NY, MT, LA, GA, AR, WA, RI, IL, FL, AK, TX, SC, NJ, NH, MD, VA, HI, PA, MA, CA, AZ, AL, TN; General Securities Representative; Investment Advisor Representative
NMLS#: 1933385
NMLS#: 1933385
About Johnny Volpe
Johnny Volpe is an Associate with the Atlantic Coastal Group at Morgan Stanley, where he brings a competitive spirit, strong work ethic, and a team-first mentality to supporting clients and the broader advisory team. His background in finance, paired with his experience as a Division I athlete, provides him with a unique perspective on discipline, performance, and long-term planning.
Johnny earned his degree in Finance with a minor in Management and Leadership from Rider University and Rutgers University, where he also competed as a Division I baseball player. His time as a student-athlete honed his leadership skills and taught him the value of preparation, accountability, and resilience—traits that continue to define his professional approach.
With a focus on delivering a high level of service and building meaningful relationships, Johnny plays an integral role in ensuring that clients feel confident and well-supported in every stage of their financial journey.
Outside the office, Johnny enjoys golfing, staying active, following baseball, and spending time with family and friends.
Johnny earned his degree in Finance with a minor in Management and Leadership from Rider University and Rutgers University, where he also competed as a Division I baseball player. His time as a student-athlete honed his leadership skills and taught him the value of preparation, accountability, and resilience—traits that continue to define his professional approach.
With a focus on delivering a high level of service and building meaningful relationships, Johnny plays an integral role in ensuring that clients feel confident and well-supported in every stage of their financial journey.
Outside the office, Johnny enjoys golfing, staying active, following baseball, and spending time with family and friends.
About Andrew T. Shippee
Andrew T. Shippee is a Registered Associate with the Atlantic Coastal Group at Morgan Stanley, where he supports clients with a personalized, detail-oriented approach and a strong commitment to service. He brings a well-rounded perspective to the team, combining a background in finance and marketing with hands-on experience in wealth management.
Andrew earned his bachelor’s degree in Finance and Marketing from SUNY Oswego, where he developed a solid foundation in both the analytical and strategic aspects of the financial world. Prior to joining the Atlantic Coastal Group, he spent two and a half years in Morgan Stanley’s Virtual Engagement Associate (VEA) program. There, he worked closely with financial advisors across the country, deepening his knowledge of portfolio strategy, brand marketing, and client engagement.
Known for his thoughtful communication and team-focused mindset, Andrew is dedicated to helping clients navigate their financial journeys with clarity and confidence.
Outside the office, Andrew enjoys golfing, spending time at the beach, and making lasting memories with his family.
Andrew earned his bachelor’s degree in Finance and Marketing from SUNY Oswego, where he developed a solid foundation in both the analytical and strategic aspects of the financial world. Prior to joining the Atlantic Coastal Group, he spent two and a half years in Morgan Stanley’s Virtual Engagement Associate (VEA) program. There, he worked closely with financial advisors across the country, deepening his knowledge of portfolio strategy, brand marketing, and client engagement.
Known for his thoughtful communication and team-focused mindset, Andrew is dedicated to helping clients navigate their financial journeys with clarity and confidence.
Outside the office, Andrew enjoys golfing, spending time at the beach, and making lasting memories with his family.
About Andrew Lindenbaum
Andrew Lindenbaum serves as a Registered Associate with the Atlantic Coastal Group at Morgan Stanley, where he plays a key role in supporting clients with thoughtful guidance and operational excellence. With a strong foundation in financial services and a passion for delivering a superior client experience, Andrew brings both reliability and strategic insight to the team.
A graduate of Coastal Carolina University, Andrew earned a Bachelor’s degree in Management, where he developed a strong understanding of business operations, organizational behavior, and leadership. That academic foundation, paired with his professional licensing and industry experience, enables him to support clients with precision and professionalism across all aspects of the wealth management process.
Known for his attention to detail, responsiveness, and team-first attitude, Andrew is committed to helping clients feel confident and cared for every step of the way. Outside of his professional endeavors, Andrew is passionate about golfing and spending time with his family.
A graduate of Coastal Carolina University, Andrew earned a Bachelor’s degree in Management, where he developed a strong understanding of business operations, organizational behavior, and leadership. That academic foundation, paired with his professional licensing and industry experience, enables him to support clients with precision and professionalism across all aspects of the wealth management process.
Known for his attention to detail, responsiveness, and team-first attitude, Andrew is committed to helping clients feel confident and cared for every step of the way. Outside of his professional endeavors, Andrew is passionate about golfing and spending time with his family.
About Myra Dominguez
Myra Dominguez is a Senior Client Service Associate with the Atlantic Coastal Group at Morgan Stanley, bringing over 17 years of experience within the firm. Throughout her tenure, she has built a strong foundation in wealth management, with a focus on delivering exceptional client support and ensuring operational efficiency across all aspects of the business.
Known for her extensive knowledge, attention to detail, and unwavering commitment to service, Myra plays a vital role in helping clients feel supported, informed, and confident in their financial journey.
Known for her extensive knowledge, attention to detail, and unwavering commitment to service, Myra plays a vital role in helping clients feel supported, informed, and confident in their financial journey.
About Jenn Diaz
Jenn Diaz is a Client Service Associate with the Atlantic Coastal Group at Morgan Stanley, bringing over 25 years of experience in the financial industry to the team. Known as "the brains of our operation," Jenn plays a critical role in ensuring the smooth and efficient functioning of the group, providing exceptional support to both clients and advisors.
Jenn began her career in the financial industry in 1999, and over the years, she has developed a deep understanding of the complexities involved in Wealth Management. Her expertise spans a wide range of areas, including client relationship management, account administration, and operational efficiency. Jenn's attention to detail and dedication to client service have made her an indispensable part of the Atlantic Coastal Group.
In her role, Jenn is responsible for managing the day-to-day operations of the team, ensuring that all client needs are met with the highest level of professionalism and care. She works closely with the advisors to streamline processes, coordinate client communications, and handle any inquiries or issues that arise. Her vast knowledge and experience allow her to anticipate client needs and provide proactive solutions, making her a trusted resource for both clients and colleagues.
Jenn's commitment to excellence and her ability to manage complex tasks with ease have earned her a reputation as the backbone of the Atlantic Coastal Group. Her dedication to her work is matched only by her passion for helping clients achieve their financial goals.
Outside of work, Jenn enjoys playing pickleball, traveling, and enjoying time with her two sons, which allow her to unwind and recharge. Her strong work ethic and positive attitude make her an invaluable member of the team and a key contributor to the success of the Atlantic Coastal Group.
Jenn began her career in the financial industry in 1999, and over the years, she has developed a deep understanding of the complexities involved in Wealth Management. Her expertise spans a wide range of areas, including client relationship management, account administration, and operational efficiency. Jenn's attention to detail and dedication to client service have made her an indispensable part of the Atlantic Coastal Group.
In her role, Jenn is responsible for managing the day-to-day operations of the team, ensuring that all client needs are met with the highest level of professionalism and care. She works closely with the advisors to streamline processes, coordinate client communications, and handle any inquiries or issues that arise. Her vast knowledge and experience allow her to anticipate client needs and provide proactive solutions, making her a trusted resource for both clients and colleagues.
Jenn's commitment to excellence and her ability to manage complex tasks with ease have earned her a reputation as the backbone of the Atlantic Coastal Group. Her dedication to her work is matched only by her passion for helping clients achieve their financial goals.
Outside of work, Jenn enjoys playing pickleball, traveling, and enjoying time with her two sons, which allow her to unwind and recharge. Her strong work ethic and positive attitude make her an invaluable member of the team and a key contributor to the success of the Atlantic Coastal Group.
About Robert T. Hart
Robert T. Hart is a Client Service Associate with the Atlantic Coastal Group at Morgan Stanley, where he brings a disciplined, client-focused approach to supporting the team and delivering a high standard of service. With a background in competitive athletics and business, Robert approaches every task with focus, perseverance, and a drive to succeed.
Robert began his career at Morgan Stanley in 2021 as an intern with the Atlantic Coastal Group. Since then, he has grown within the team, leveraging his strong work ethic and commitment to client service to support both advisors and clients with professionalism and care.
He played Division I football at Wagner College before earning his degree from the Leon Hess Business School at Monmouth University, where he majored in Business Marketing with a minor in Information Technology. His academic experience, combined with the leadership and teamwork developed on the field, has shaped his commitment to helping clients pursue their financial goals with confidence and clarity.
As a valued member of the Atlantic Coastal Group, Robert is known for his reliability, problem-solving skills, and dedication to building meaningful relationships with both clients and colleagues.
Currently, he is based in his hometown of Manasquan, NJ, where he was both born and raised. Beyond his professional life, Robert enjoys staying active, following sports, and spending time with family and friends.
Robert began his career at Morgan Stanley in 2021 as an intern with the Atlantic Coastal Group. Since then, he has grown within the team, leveraging his strong work ethic and commitment to client service to support both advisors and clients with professionalism and care.
He played Division I football at Wagner College before earning his degree from the Leon Hess Business School at Monmouth University, where he majored in Business Marketing with a minor in Information Technology. His academic experience, combined with the leadership and teamwork developed on the field, has shaped his commitment to helping clients pursue their financial goals with confidence and clarity.
As a valued member of the Atlantic Coastal Group, Robert is known for his reliability, problem-solving skills, and dedication to building meaningful relationships with both clients and colleagues.
Currently, he is based in his hometown of Manasquan, NJ, where he was both born and raised. Beyond his professional life, Robert enjoys staying active, following sports, and spending time with family and friends.
Contact Bob Hart
Contact Thomas Tonkovich
Contact David Caruso
Contact John Volpe
Contact Alex Wenthe
Contact Regan Delancey
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Stacey Herring
Private Banker
Matthew Stone
Planning Associate
About Stacey Herring
Stacey Herring is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Stacey began her career in financial services in 1994, and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education
Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy,dedication, and commitment to children’s causes.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Stacey began her career in financial services in 1994, and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education
Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy,dedication, and commitment to children’s causes.
NMLS#: 434321
About Matthew Stone
Matthew Stone is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Matthew provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Wake Forest University and received the Financial Planning Specialist® designation from the College for Financial Planning. Matthew is originally from New York and currently resides in New York City, NY.
He earned his undergraduate degree from Wake Forest University and received the Financial Planning Specialist® designation from the College for Financial Planning. Matthew is originally from New York and currently resides in New York City, NY.
Wealth Management
From Our Team
A Parent's Guide to Talking to Your Kids About Money
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Atlantic Coastal Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
6Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
