The Arc Vision Group at Morgan Stanley

The CRPC ^® designation certification provided by the College of Financial Planning is for experienced financial advisors who wish to offer more comprehensive retirement advice to individual clients. Financial advisors face an increasingly complex onslaught of retirement planning questions as aging baby boomers look for investments to meet their lifestyle needs in 10 years, 20 years, and beyond, as well as determining when they can actually retire.

Source: fivestarprofessional.com (Awarded 2012 – 2017; 2019 - 2024) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2012 Award - 8/30/11 - 1/31/12
2013 Award - 8/30/12 - 1/30/13
2014 Award - 8/30/13 - 1/30/14
2015 Award - 8/30/14 - 1/30/15
2016 Award - 8/19/15 - 1/15/16
2017 Award - 8/24/16 - 2/24/17
2019 Award - 8/13/18 - 3/11/19
2020 Award - 8/1/19 - 3/13/20
2021 Award - 8/17/20 - 3/12/21
2022 Award - 8/30/21 - 3/4/22
2023 Award - 7/25/22 - 2/10/23
2024 Award - 7/25/23 - 1/31/24

Bruce is recognized by the firm for delivering sophisticated investment strategies and personalized services, ensuring the client' investment objects are met with the highest standards of excellence.

CERTIFIED FINANCIAL PLANNER™ certification has been the standard of excellence for financial planners. CFP^® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first. CFP^® professionals take a holistic, personalized approach to bring all the pieces of your financial life together. As part of the CFP^® certification, CFP^® professionals also have made a commitment to CFP Board to act as a fiduciary when providing financial advice to a client. That's why partnering with a CFP^® professional gives consumers confidence today and a more secure tomorrow.

At The Arc Vision Group, we specialize in managing and growing your financial resources with personalized strategies designed to meet your unique goals. Whether you're looking to optimize your investment portfolio, plan for retirement, or navigate complex tax and estate planning, our team is here to help. We take a comprehensive approach focusing on enhancing returns while carefully managing potential risks to ensure your wealth is preserved and grows over time. Let us guide you toward a secure financial future.

Due to shifting demographics, many people are close to retirement and a proper retirement plan is more important now than ever. With more older workers leaving, the Social Security Fund is depleting as there are fewer younger workers, and more are contributing more to their 401(k) plans. Current projections from the Social Security Administration forecast may become insolvent after 2034. As a result, 401(k)s is more crucial now as an additional retirement income source. Future retirees could face a 23% benefit cut would likely have to work until the age of 70 for full benefits. I heavily recommend for us to have a conversation on creating a plan for the future.

The Arc Vision Group partners with Morgan Stanley OCIO to offer holistic Portfolio Solutions for Institutions and UNHW Families and work closely with FOR to connect our clients with the extensive specialized resources in trust and estate planning, family governance, wealth education, family office management, philanthropy management, private banking and wealth planning for art and collectibles.

When was the last time you tracked your business valuation?

• Do you know what your projected growth for this year is?
• Do you know the financial risk that your business face for the future?

Your business is your largest asset for retirement. How can you plan your future without knowing what your biggest asset is really worth?

You work hard for your business and for continued growth, a well-informed planning & wealth management plan at every stage of your company's development is crucial. Our goal is to provide you with the information, insight and resources needed to help you reach your personal and professional goals. Similar sound advice and preparations are needed to prepare for a seamless transfer for your successor and the cycle that occurs afterwards.

Our Private Market Solutions provide equity solutions that are designed for the innovative needs of private companies. Our solutions are designed to simplify the complexities of equity plan management, while helping business unlock new avenues of investment flow, and clients opportunity before all others through Morgan Stanley's ecosystem.

As an executive, you already have to resolve the business dilemma you face every day at work. The least of your worries should be your compensation and your financial needs, yet it always shows up taking up your time. I will help you navigate p**urchasing & selling company stock through 10b5-1, control/restricted stocks, and create investment strategies based on your equity compensation.**

Are you capitalizing on the full benefits offered by the firm, and maximizing the effective of your private pension plan?

All of your complicated financial needs are addressed with a conversation. Schedule a call with us now.

As you progress through life, thoughts of legacy may occupy your mind. It's important to plan for your children or grandchildren's education, estate succession and inheritance, or even establish a foundation for charitable purposes. Teaching and guiding them early is what ensure wealth can be passed from generation to generation. These can be complex entities and require long-term planning to secure you and your families wealth through inheritance.

The complex and diverse needs of the LGBTQ+ community varies depending on region by region, and state by state. You should talk with me now about the possible financial implication to you as well as how to prepare for it!

• Social Security Benefits
• Retirement Planning Options
• Ability to File Joint Tax Returns
• Estate and Gift Tax- Related Benefits
• Health Care Coverage
• Beneficiary & Power of Attorney

Are you looking for a way to provide protection for your family? Are you sure the insurance amount will be enough for your family to cover any outstanding debts?
Contact me so we can discuss this in depth.

Cash management for personal and corporate accounts all have an effect on your finances. Talk with me about your cash management needs.

Most financial gains are inheritances, but they can also stem from a variety of other sources such as legal settlements. Suddenly inheriting wealth can properly you to financial security or serve as a source of future regret, if not managed wisely. This fact sheet will help you identify the issues involved in managing, preserving and maximizing your new wealth.

Supporting women throughout their financial lives is at the core of Morgan Stanley's values. This dedication and experience make us uniquely suited to help women reach their financial and career goals, no matter where they are on their journey.

Dealing with the impact of divorce on your financial life can make an emotionally difficult time even more challenging. Although divorce is seldom easy, you can prepare for it. Being prepared will help you feel more in control and equipped to make informed, confident decisions about your financial future.

As a leader and executive, you have the responsibility to guide the business through turbulent changes, and sail through unchartered waters. In the ever expanding business needs, your responsiveness at moment's notice is what leads your organization to become a world leader. As you are preoccupied with these responsibilities, it can be difficult to sort through your own finances. Let us help you with vested shares, concentrated stock positions, 10b5-1, control/restricted stocks, and create investment strategies based on your equity compensation.

In 2024, for the first time, women's elite sports is forecasted to generate a revenue that surpasses $1 billion. (Source: Deloitte) Women Athletes are compensated for over 20% of the revenue generated in professional leagues, increasing the compensation of women athletes around the board. In addition to increasing growth, women also revolutionize the sports itself and selling out arenas. At The Arc Vision Group, our experience and dedication to female athletes extend beyond helping you grow you wealth, but to also aid you in your career and overcome future challenges.

Women bring a variety of unique contributions to healthcare including leadership based on empathy, good communication, and a holistic approach to care. You have shaped policy and practice to improve the well-being of countless individuals, patients, clinicians, and colleagues. So let us shape your financial health by offering a boutique holistic approach best suited for you. From retirement to long term care, your wellbeing in wealth and health is our focus.

Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorization.

Securely access your Morgan Stanley account from virtually anywhere. Simply download it on your mobile device and use your Morgan Stanley Online username and password to log in. From there you will have the resources of MSO on the go.

It's hard to see the full picture with only half of the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.

Goals-Based Planning is a suite of planning tools that includes goal-specific analysis that Financial Advisors can use with clients to create a realistic, holistic strategy that integrates the various aspects of your financial life, including investments and cash management needs.

Digital Vault lets you easily and conveniently manage and share life's most important documents, such as wills, deeds, and estate plans, as well as financial statements and tax filings. This will allow for increased security and allow us to adjust your plans to new information immediately.

Make more out of your money by taking advantage of our Reserved Living and Giving Benefits. You are rewarded immensely through discount and exclusive experiences with over 60 brands that partner with Morgan Stanley. Thank you for your loyalty.

Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.

Providing you the most up to date information regarding long-term systemic reports, new ground-breaking investment themes and debates, and future focused ideas regarding stock/industry/asset class/macro analyses. Gain new updates that analyze news, events and data points that are relevant to investment debates and learn about in-depth foundational knowledge of an industry and sector.

Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.

With perspectives on the forces shaping the market, Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.