Our Story and Services

As the sole Morgan Stanley Private Wealth Management team in western North Carolina, we deliver comprehensive wealth management services to fewer than twenty highly affluent families and several nonprofit organizations as of February 2021. By focusing all of our attention on a select clientele, we are able to deliver an exceptional level of service and develop a nuanced understanding of each client’s needs, preferences, concerns and aspirations. We can then create highly customized and truly comprehensive plans to help them pursue whatever goals are most important to them.

Coming from institutional investment backgrounds, our partners have managed sizable portfolios through numerous market cycles. We have extensive experience crafting customized investment strategies and are equally comfortable advising affluent families on any other aspect of their financial lives. Working closely with you and your other advisors, we can help you make informed decisions about your estate planning strategies, borrowing, risk management, philanthropy and an extensive variety of other matters.

We look forward to learning more about you, your family or your organization, and to discussing how we can help you realize your aspirations. To begin that conversation, please contact us.
Capabilities
  • Comprehensive Wealth Planning
  • Investment Management
  • Tax, Trust & Estate AdvisoryFootnote1
  • Tailored LendingFootnote2
  • Family Governance & Wealth Education
  • Risk Management
  • Philanthropy Management
  • Proprietary Investment Opportunities
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

About PWM

Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
  • Manage investments with an unwavering focus on your financial strategy and personal goals
  • Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
  • Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
  • Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
  • Over $980 billion in AUM1
  • Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
  • Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024

Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.

Approach

Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
We serve a small group of highly successful families and the investment committees of select nonprofit institutions, almost all of whom are our neighbors in Western North Carolina. Our clients tend be highly accomplished people with many interests and activities competing for their time. Our goal is to help them preserve their assets, simplify their financial lives, and pursue their most important personal and professional goals.

Senior executives who have complex incentive compensation packages and concentrated equity positions in public companies. We provide the liquidity planning and risk management strategies needed striving to maximize the value of their awards in a tax-efficient manner.

Entrepreneurs and business owners, providing access to the firm's expertise and dedicated resources needed to customize tax-efficient strategies to buy, expand and transition their businesses.

Families in transition, whether retiring, or suddenly faced with managing a significant inheritance. We seek to help them build a strong foundation for lasting financial independence.

Nonprofit organizations that require precisely tailored investment strategies aimed to support the vitally important work they do in our community.

    Location

    500 College St
    Asheville, NC 28801
    US
    Direct:
    (828) 255-7842(828) 255-7842

    Meet The Andry-Harris Group

    About Michael Andry

    Michael Andry has spent over 35 years in financial services acquiring the skills and experience needed to help highly successful families and foundations address their financial needs.
    Michael’s goal is to help each of his clients craft highly customized wealth strategies to preserve their assets, support their lifestyle and create an enduring legacy. Focusing all of his attention on a small number of relationships, he is able to serve as the close family advisor his clients rely upon to make important financial decisions.

    Michael began his financial services career as an Investment Banker at Bank of America, where he spent fourteen years. In 2001, he moved with his family to Asheville to become manager of Bank of America/U.S. Trust’s Private Bank office. After ten years in that role, he moved to Wells Fargo Private Bank to continue work with high net worth families and nonprofit organizations. In 2020, brought these talents to Morgan Stanley Private Wealth Management to continue to serve the region.

    Michael graduated from Vanderbilt University with a B.A. in economics and earned a Master of Business Administration from Tulane University.

    Michael and his wife, Catty, live in Asheville with their three children. His many community involvements have included serving on the boards of the Southern Appalachian Highlands Conservancy (Chair), The Diana Wortham Theatre (Chair), The University of North Carolina Asheville Foundation Board (Chair), The Mission Hospital Foundation Board, The North Carolina Arts Council and Pack Place Performing Arts. He currently serves on The Asheville Symphony Board, The Center for Craft Creativity and Design Foundation Board, and The University of North Carolina Asheville Endowment Board. When not at work, Michael enjoys the outdoors, reading, studying history and golf.

    Phone: 828-250-8744
    Email: michael.andry@morganstanleypwm.com
    Securities Agent: WY, CA, WA, AL, NC, MA, FL, VA, DC, GA, TX, TN, SC, NY, LA, CO, NH; General Securities Representative; Investment Advisor Representative
    NMLS#: 519236

    About Craig Harris

    For over three decades, Craig Harris has created and maintained highly customized portfolios for an elite clientele of institutional and individual investors. Serving as the team’s lead strategist, Craig works closely with each client striving to ensure that their assets are invested to support their specific objectives.

    Before joining Morgan Stanley in 2020, Craig spent nine years at Wells Fargo Private Bank as Senior Investment Strategist. Prior to Wells Fargo, he served as a Senior Investment Consultant for a major Southeastern regional bank, where he sat on the Alternative Investment Committee and managed portfolios for nonprofit and ERISA clients. Earlier in his career, he served as a Senior Portfolio Manager for a large regional financial institution where he chaired the Investment Strategy Committee and managed a large cap equity mutual fund.

    Craig graduated from Belhaven University and went on to become a Chartered Financial Analyst® (CFA ) charter-holder. He is a member and former exam grader of the CFA Institute.

    Craig and his wife, Anna, have three children and live in Asheville. In his spare time Craig enjoys travelling, hiking and cooking. He is a lifelong supporter of Liverpool FC and enjoys Formula 1 racing.

    Phone: 828-250-8745
    Email: craig.harris1@morganstanleypwm.com
    Securities Agent: DC, CO, VA, MA, LA, FL, TN, NC, WA, WY, SC, NH, CA, AL, NY, GA, TX; General Securities Representative; Investment Advisor Representative
    NMLS#: 1985487

    About Beth Scronce

    Drawing on over three decades of diverse financial industry experience, Beth Scronce works to create an outstanding overall service experience for clients of the Andry Harris Group. Beth is responsible for an extensive range of administrative requests, and works directly with the team’s clients to make certain their service requests are addressed promptly and professionally.

    Beth began her career at The Buckhead Bank in Atlanta after receiving her bachelor’s degree from Western Carolina University. This led to a position in mergers and acquisitions at the Bank of America. She returned to her native Asheville in 2000 and transitioned to Bank of America’s Private Wealth Management business in 2006, joining Michael Andry’s team. She served as a banking center manager, personal banker and merchant services liaison before moving with the team to Wells Fargo, and then on to Morgan Stanley.

    Beth has two grown children, Christy and AJ. When not at work, she loves hiking in the beautiful mountains surrounding Asheville and traveling to new destinations.

    Phone 828-250-8758
    beth.scronce@morganstanleypwm.com
    Wealth Management
    Global Investment Office

    Portfolio Insights

    Managing Significant Wealth

    • Investment Management
    • Wealth Transfer & Philanthropy
    • Cash Management & Lending
    • Family Governance & Wealth Education
    • Lifestyle Advisory
    • Business Services
    Funding Climate Action: Pathways for Philanthropy
    Article Image

    Funding Climate Action: Pathways for Philanthropy

    Share a new report in collaboration with the Aspen Institute. The report aims to help climate-oriented philanthropists explore critical issues and align their wealth management strategies with their environmental impact ambitions.

    Insights and Outcomes

    Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
    Larry Fitzgerald Jr.'s Playbook on Leadership and Values
    Article Image

    Larry Fitzgerald Jr.'s Playbook on Leadership and Values

    The renowned NFL wide receiver shares insights on aligning your investments with your values.

    Private Wealth Management Podcast

    Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
    • Intergenerational Planning
    • Philanthropic Giving
    • Non-Traditional Assets
    • Managing Family Wealth
    LISTEN | Passion Assets: Investing in Art
    Article Image

    LISTEN | Passion Assets: Investing in Art

    When a passion for collecting evolves into something of considerable value, new issues are raised. Hear what the professionals have to say about the best practices and pitfalls of collecting art and collectibles.
    We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
    1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.

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    2Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.

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    Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

    Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

    Asset Allocation does not assure a profit or protect against loss in declining financial markets.

    The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.

    Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.

    For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

    See the Financial Advisors Biographies for Registration and Licensing information.

    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .

    Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

    Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

    Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.

    Private Bankers are employees of Morgan Stanley Private Bank, National Association.

    Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    Awards Disclosures
    CRC 4237142 (02/2025)