Philip Ambrosino, CFP®, CPWA®
Executive Director, Wealth Management, Global Sports and Entertainment Director
Phone:
(310) 551-9411(310) 551-9411
The Ambrosino Group at Morgan Stanley
Our Mission Statement
To serve as trusted advisors, empowering discerning clients with strategy, clarity and purpose - helping them preserve, grow and deploy their wealth with intention.
Our Story and Services
Our role is to bring clarity and structure to complexity — helping you define what success means and aligning the right resources to get there.
We aim to quiet the noise, distill the options, and focus on what truly matters — so your decisions are intentional, not reactive.
We invite you to connect and explore if we're a good fit for each other — it all starts with a conversation.
We aim to quiet the noise, distill the options, and focus on what truly matters — so your decisions are intentional, not reactive.
We invite you to connect and explore if we're a good fit for each other — it all starts with a conversation.
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Estate Planning StrategiesFootnote3
- Trust ServicesFootnote4
- Executive Benefit ServicesFootnote5
- Asset Management
- Donor Advised Funds
- Endowments and FoundationsFootnote6
- Business PlanningFootnote7
- Professional Portfolio ManagementFootnote8
- Life InsuranceFootnote9
- Philanthropic ManagementFootnote10
- Art AdvisoryFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
How We All Work Together
Global Sports & Entertainment
The mission of our Sports and Entertainment practice is to deepen and broaden our existing client relationships in the Entertainment Industry by creating a greater awareness of our wealth management capabilities as it relates to the complexity of their lives. We can help you navigate these complex situations.
Morgan Stanley Global Sports & Entertainment, a division committed to serving the complex financial needs of professional athletes and entertainers. The division was created because every sports and entertainment profession is unique, with its own characteristics, earnings profile and career span. Our clients need Sports and Entertainment Directors who know the industry and how money flows from their work to their wallet.
Sports and Entertainment Directors were chosen for their advanced experience working in very specific fields. We understand the unique financial challenges of entertainers and can help craft customized financial strategies that are tailored to their specific needs. Delivering the powerful resources of Morgan Stanley, one of the world's leading financial services firms, we work to translate our client's goals into a financial strategies designed to help grow assets, preserve wealth and ensure a successful financial life and legacy.
Global Sports & Entertainment Overview
There's no limit to your potential-during your career and beyond. Morgan Stanley Global Sports & Entertainment (GSE) pairs advanced experience in your complex industry with the global resources of a top-tier firm to help you achieve financial independence today and a legacy of greatness tomorrow.
Morgan Stanley Global Sports & Entertainment
We offer specialized capabilities and global resources to help athletes, artists and entertainment professionals achieve their investment goals.
Film and Media
Actors, screenwriters, producers, directors, broadcasters, and industry executive
Music
Artists, producers, songwriters, publishers, record labels and agents
Sports
Current and retired pro athletes, college athletes, esports athletes, coaches, team owners and industry executives
Entertainment
TV and streaming proffesionals, gamers, podcasters, and digital content creators
AI is About to Get Physical
Adam Jonas, Morgan Stanley's Head of Global Autos and Shared Mobility Research, discusses the fast transition of artificial intelligence into the physical world in the form of humanoid robots.
Upcoming Firm Events
- Latest policy updates from Washington
- Implications of conflict duration on energy markets, rates, and global risk appetite
- Potential portfolio implications to watch
- The potential impact of elevated federal debt and deficits and structural imbalances in wealth/income inequality on economic growth and inflation
- Key sector trends contributing to the Great Rebalancing, including tech and energy
- The rising importance of an actively managed, diversified portfolio with exposure to global and value-oriented securities
Geopolitical Perspectives with Admiral James Stavridis - Event Replay
Join Morgan Stanley Wealth Management's Chief Economic Strategist, Ellen Zentner, and former Supreme Allied Commander at NATO, James Stavridis, for a timely discussion on the evolving conflict in the Middle East. Admiral Stavridis brings a unique perspective shaped by senior military and alliance leadership experience, overseeing multinational operations and security challenges across the world. The discussion will cover:
American Exceptionalism: The Great Rebalancing - Event Replay
In case you missed it, we invite you to watch the replay from our thought-provoking American Exceptionalism: The Great Rebalancing event with Lisa Shalett and Michael Mauboussin, recorded on Monday, September 8. In this conversation, Lisa and Michael discussed:
Wealth Education for the Next Generation Replays
Catch up on past sessions of our Wealth Education for the Next Generation series at your convenience. These replays cover a range of important financial topics designed to help you build knowledge and confidence around money management, investing, and planning for the future. Explore past discussions on key subjects such as insurance, education savings, investing strategies, and more — all available on demand.
2026 Tax Tables
This table shows the 2026 contribution limits for Retirement Plans, Traditional and ROTH IRA Contribution Limits, Health Savings Accounts, and more.
2025 Tax Tables
This table shows the 2025 contribution limits for Retirement Plans, Traditional and ROTH IRA Contribution Limits, Health Savings Accounts, and more.
The GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
On The Markets
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Cybersecurity Resources
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Your Guide to Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan as you prepare for this year's filing.
Introduction to Donor Advised Funds
A DAF is a charitable giving vehicle administered by a sponsoring organization such as MS GIFT, a 501(c)(3) public charity. DAFs are structured as 501(c)(3) organizations created with the intent of managing charitable donations on behalf of individuals, families and organizations.
Giving Back as a Family
A DAF gives you the ability to involve family members in your strategic giving, providing you with the opportunity to share the causes that are important to you and learn more about those important to your family members. You may name a successor to continue managing your giving plan when you are no longer able to do so.
Estate & Legacy Planning Strategies
It's important to plan for what will happen with your wealth when you're gone or need help. Wills, revocable and irrevocable trusts, Medicaid planning, powers of attorney, transfer-on-death—we help you understand the landscape, consider your options, and coordinate with your estate attorney to help ensure that your wishes are heard, understood, and met.
Insurance Analysis
We review your financial risk profile, assess the factors that drive insurance needs, and identify potential areas of exposure to help you determine the right mix and amounts of insurance coverage for you. We also assess your existing coverages to identify areas that may warrant changes.
Retirement & Financial Goal Analysis
Throughout your life, we help you articulate and plan for your financial goals, near and far—from retirement and legacy-planning to education and homeownership. We use advanced planning tools to analyze investment and savings strategies, translate the results into options and recommendations tailored to you, and regularly monitor and review progress with you to help keep you on-track.
Tax Optimization
Tax-smart investing and withdrawal strategies can help you mitigate exposure to current taxes in your portfolio and keep more of what you've earned. From income and capital gains taxes to estate taxes and tax penalty pitfalls, we use active tax-reduction strategies and look for opportunities to help reduce your tax bill, saving more for what matters most to you.
GPS
Goals Planning System (GPS) is Morgan Stanley's own integrated planning tool. Built on the Firm's intellectual and capital capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is on track to achieving their financial goals.
Lifeview
Lifeview is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual's financial life, including investments and cash management needs.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Cash Management and Lending Solutions
At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.
Preferred Savings Program
Once you open a Morgan Stanley Brokerage Account, you can make the most of your idle cash with our competitive Preferred Savings Program.
Morgan Stanley CashPlus Brokerage Account
Designed as a modern alternative to banking with the capabilities to help you access, move, and manage cash when you need it while enjoying exclusive benefits.
Helping a Loved One Buy a Home
High home prices and mortgage rates are putting the dream of homeownership out of reach for many would-be buyers. Learn how you can help a loved one break into a tough market.
Location
9665 Wilshire Blvd
Ste 600
Beverly Hills, CA 90212
US
Direct:
(310) 551-9411(310) 551-9411
Meet The Ambrosino Group
Rebekah Smith
Financial Advisor, Financial Planning Specialist, Global Sports and Entertainment Associate Director
Phone:
(310) 551-9414(310) 551-9414
Catherine Cole
Senior Vice President, Financial Advisor
Phone:
(310) 551-9416(310) 551-9416
Jacqueline Ginsburg
Financial Advisor
Phone:
(310) 285-4815(310) 285-4815
Jared Kramer
Financial Advisor
Phone:
(310) 285-2684(310) 285-2684
Christina Li
Senior Registered Client Service Associate
Phone:
(310) 205-4926(310) 205-4926
Debra Hess
Registered Client Service Associate
Phone:
(310) 205-4913(310) 205-4913
About Philip Ambrosino
Philip Ambrosino, CFP®, CPWA®, Financial Advisor, Senior Portfolio Manager and Global Sports & Entertainment Director at Morgan Stanley, advises individuals and families navigating the opportunities and complexities that come with significant wealth. This combination of credentials and roles is uncommon and reflects deep experience across investment management and advanced planning, particularly for clients with complex, dynamic financial lives. He works to quiet the noise, distill the options, and focus on what truly matters—bringing clarity and direction to complexity.
With more than three decades of experience—including prior roles at Citi/Smith Barney and UBS—Philip has guided entrepreneurs after liquidity events, multigenerational families in transition, executives managing concentrated equity positions, and professionals in the sports and entertainment industries whose earnings often come in powerful yet episodic waves.
Certified in advanced planning strategies, Philip emphasizes disciplined asset management coordinated with estate attorneys, accountants and business managers to help align investment choices with broader tax, legacy and liquidity considerations. His background supporting families across Europe, particularly in Greece, reinforced the value he places on listening first and tailoring strategies to each client’s distinct circumstances.
Originally from New York, Philip currently lives in Southern California with his wife, Kearran, and their two daughters, Jordan and Peyton. Outside the office, he values time with family, enjoys traveling, exploring new restaurants, and being outdoors, and maintains a strong interest in how innovation is reshaping both the world and the wealth management landscape.
With more than three decades of experience—including prior roles at Citi/Smith Barney and UBS—Philip has guided entrepreneurs after liquidity events, multigenerational families in transition, executives managing concentrated equity positions, and professionals in the sports and entertainment industries whose earnings often come in powerful yet episodic waves.
Certified in advanced planning strategies, Philip emphasizes disciplined asset management coordinated with estate attorneys, accountants and business managers to help align investment choices with broader tax, legacy and liquidity considerations. His background supporting families across Europe, particularly in Greece, reinforced the value he places on listening first and tailoring strategies to each client’s distinct circumstances.
Originally from New York, Philip currently lives in Southern California with his wife, Kearran, and their two daughters, Jordan and Peyton. Outside the office, he values time with family, enjoys traveling, exploring new restaurants, and being outdoors, and maintains a strong interest in how innovation is reshaping both the world and the wealth management landscape.
Securities Agent: TX, NM, MO, MA, IA, PA, ME, IL, CT, GA, AZ, WI, VT, TN, NH, MN, ID, IN, WY, VA, SC, NV, MD, LA, SD, DE, NJ, HI, FL, CA, WA, OR, OH, NY, NC, MI, DC, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 2001822
NMLS#: 2001822
About Rebekah Smith
With over 15 years of experience in wealth management, Rebekah Smith supports clients by combining operational precision with a thoughtful, relationship-driven approach. Leveraging the full capabilities of The Ambrosino Group at Morgan Stanley, she helps deliver a seamless, highly coordinated experience tailored to the complex needs of ultra-high-net-worth families.
Her tenure with the firm spans multiple key markets, including Columbus, Wellesley, Pacific Palisades, and Beverly Hills, where she was part of the leadership team. This breadth of experience informs a nuanced understanding of both client dynamics and the operational infrastructure required to support sophisticated wealth strategies.
She brings deep expertise across asset allocation, investment management, banking and lending, and integrated financial planning. Her work is particularly focused on sourcing and implementing differentiated opportunities across private markets, including private equity, private credit, venture capital, and real estate.
In addition to client-facing strategy, Rebekah plays a central role in optimizing practice infrastructure—overseeing systems, talent development, and operational execution. Working closely with the team, she helps anticipate client needs, enhance efficiency, and ensure a consistently high standard of service.
Originally from Sanibel Island, Florida, she majored in Neuroscience at Ave Maria University.
Her tenure with the firm spans multiple key markets, including Columbus, Wellesley, Pacific Palisades, and Beverly Hills, where she was part of the leadership team. This breadth of experience informs a nuanced understanding of both client dynamics and the operational infrastructure required to support sophisticated wealth strategies.
She brings deep expertise across asset allocation, investment management, banking and lending, and integrated financial planning. Her work is particularly focused on sourcing and implementing differentiated opportunities across private markets, including private equity, private credit, venture capital, and real estate.
In addition to client-facing strategy, Rebekah plays a central role in optimizing practice infrastructure—overseeing systems, talent development, and operational execution. Working closely with the team, she helps anticipate client needs, enhance efficiency, and ensure a consistently high standard of service.
Originally from Sanibel Island, Florida, she majored in Neuroscience at Ave Maria University.
Securities Agent: DC, IN, AR, TX, NV, MD, AZ, WI, WA, OH, MA, IL, GA, NC, FL, DE, SD, OR, NJ, MO, ID, CO, NM, CA, AL, WY, LA, TN, MN, IA, HI, CT, UT, PA, NY, MI; BM/Supervisor; General Securities Representative; Investment Advisor Representative
About Catherine Cole
After a successful career as an advertising copywriter in New York, Cathy Cole moved to Los Angeles and made a major career transition into wealth management as a Financial Advisor.
In advertising, her work focused on understanding what motivates people—what resonates emotionally. In wealth management, she applies that same focus to help clients clarify their priorities and make informed financial decisions.
Cathy believes managing wealth is both a privilege and a profound responsibility. She strives to guide clients with investment and planning knowledge, active listening, and a thoughtful, personalized approach. She aims to provide a high-touch service experience—anticipating needs, simplifying decisions, and staying responsive, proactive, and organized throughout the relationship.
She has experience working with clients in the entertainment industry, helping them address financial complexities that can arise across changing market and career cycles. Cathy is a straight talker, empathetic, and she avoids complicated financial jargon.
Backed by Morgan Stanley’s investment platform, research, and financial planning resources, she develops tailored strategies designed to help clients pursue their goals with confidence.
Her dedication to excellence has been recognized through her inclusion on the Forbes Best-in-State Women Wealth Advisors list six times (2021–2026).
Source: Forbes.com (Awarded 2021-2026) Data compiled by Shook Research LLC based on based on 12-month time-period concluding in Sep. of the year prior to the issuance of the award
https://www.morganstanley.com/disclosures/awards-disclosure.html
In advertising, her work focused on understanding what motivates people—what resonates emotionally. In wealth management, she applies that same focus to help clients clarify their priorities and make informed financial decisions.
Cathy believes managing wealth is both a privilege and a profound responsibility. She strives to guide clients with investment and planning knowledge, active listening, and a thoughtful, personalized approach. She aims to provide a high-touch service experience—anticipating needs, simplifying decisions, and staying responsive, proactive, and organized throughout the relationship.
She has experience working with clients in the entertainment industry, helping them address financial complexities that can arise across changing market and career cycles. Cathy is a straight talker, empathetic, and she avoids complicated financial jargon.
Backed by Morgan Stanley’s investment platform, research, and financial planning resources, she develops tailored strategies designed to help clients pursue their goals with confidence.
Her dedication to excellence has been recognized through her inclusion on the Forbes Best-in-State Women Wealth Advisors list six times (2021–2026).
Source: Forbes.com (Awarded 2021-2026) Data compiled by Shook Research LLC based on based on 12-month time-period concluding in Sep. of the year prior to the issuance of the award
https://www.morganstanley.com/disclosures/awards-disclosure.html
Securities Agent: OH, IN, IL, ID, GA, DC, OR, MD, NJ, NC, MI, NV, NM, CO, TX, FL, CA, HI, WA, PA, MN, AZ, WI, MT, IA, CT, TN, NY, MA, WY; General Securities Representative; Investment Advisor Representative
About Jacqueline Ginsburg
Jacqueline Ginsburg is a Financial Advisor based in Beverly Hills where she focuses on advisory services for entrepreneurs as well as people approaching retirement years. Developing long and trusting relationships with our clients, Jackie’s strategic planning role strengthens the continual commitment that our group has in servicing the comprehensive needs of our high net worth families. Prior to joining Morgan Stanley, she established JB Auto Events, a nationwide performance driver training business. She was involved in amateur Porsche racing and served two terms as a board member for the Porsche Owner’s Club. A business finance graduate of the University of Southern California, Jackie has previous experience in mixed-use commercial real estate and telecommunications systems development as well as charitable fund raising for the Junior League, Make-A-Wish and Juvenile Diabetes Research Foundation.
Securities Agent: CO, FL, WI, NY, AZ, WA, TX, NM, HI, GA, CA, NJ, NC, MN, MA, IA, CT, OR, ID, PA, OH, NV, DC, MI, IL, WY, TN, MT, MD, IN; General Securities Representative; Investment Advisor Representative
About Jared Kramer
Jared Kramer draws on a decade of experience in film development to bring a distinctive perspective to individuals and families seeking thoughtful, goals-based wealth management. After witnessing first-hand the financial complexity facing many in the entertainment community, he transitioned to financial services in 2024 to help clients make informed decisions and pursue the futures they envision.
Today, Jared focuses on delivering highly personalized financial planning grounded in disciplined, time-tested investment principles. In collaboration with the Ambrosino Group’s multi-disciplinary team, he serves as a strategic partner across every dimension of a client’s financial life—portfolio construction, cash flow, tax planning, retirement, risk management, estate planning, and intergenerational wealth. His role is to organize complexity, ask the right questions, and provide clear, consistent guidance through changing markets and life transitions.
Jared believes that while math is universal, money is personal. Every plan is tailored to the individual—designed to perform across environments, minimize avoidable risks, and support steady, compounding progress over time. By combining rigorous portfolio construction with behavioral discipline and a tax-aware approach, he aims to position clients to win - financially and personally.
Jared earned his B.A. in Economics and Sociology from the University of Virginia. Originally from Raleigh, North Carolina, he now lives in the Mar Vista neighborhood of Los Angeles with his wife, Brooke, newborn baby girl Kit, and their yellow lab, Maple. Outside the office, he can often be found at the Venice Beach paddle tennis courts, at AMC Century City, or enjoying chicken parm at Dan Tana’s.
Today, Jared focuses on delivering highly personalized financial planning grounded in disciplined, time-tested investment principles. In collaboration with the Ambrosino Group’s multi-disciplinary team, he serves as a strategic partner across every dimension of a client’s financial life—portfolio construction, cash flow, tax planning, retirement, risk management, estate planning, and intergenerational wealth. His role is to organize complexity, ask the right questions, and provide clear, consistent guidance through changing markets and life transitions.
Jared believes that while math is universal, money is personal. Every plan is tailored to the individual—designed to perform across environments, minimize avoidable risks, and support steady, compounding progress over time. By combining rigorous portfolio construction with behavioral discipline and a tax-aware approach, he aims to position clients to win - financially and personally.
Jared earned his B.A. in Economics and Sociology from the University of Virginia. Originally from Raleigh, North Carolina, he now lives in the Mar Vista neighborhood of Los Angeles with his wife, Brooke, newborn baby girl Kit, and their yellow lab, Maple. Outside the office, he can often be found at the Venice Beach paddle tennis courts, at AMC Century City, or enjoying chicken parm at Dan Tana’s.
Securities Agent: OR, VT, ME, MO, MA, IN, AL, AR, LA, DE, ID, SD, NH, WA, MD, AZ, OH, CT, PA, NM, IL, FL, NJ, CA, WY, VA, GA, DC, CO, NY, MI, HI, TX, TN, MN, WI, NV, NC, IA; General Securities Representative; Investment Advisor Representative
About Debra Hess
Debra Hess brings nearly four decades of industry knowledge to her role as a Registered Client Service Associate. Since entering financial services in 1986 with Bear Stearns and transitioning to Smith Barney in 1993 (now Morgan Stanley), she has focused on delivering high-touch support that helps clients feel informed and cared for each day.
Known for her calm efficiency and meticulous attention to detail, Debra coordinates account requests, facilitates transactions and follows up promptly on client questions. She enjoys the variety her position provides—no two days are alike—and takes pride in offering courteous, solutions-oriented assistance that upholds the team’s commitment to a premier service experience.
Outside the office, Debra volunteers at Cedars-Sinai Medical Center, where she has cherished her time assisting in the neonatal intensive care unit. She also loves traveling, reading history and mystery novels, and spending time with friends, family and her beloved pet, Hanna.
Known for her calm efficiency and meticulous attention to detail, Debra coordinates account requests, facilitates transactions and follows up promptly on client questions. She enjoys the variety her position provides—no two days are alike—and takes pride in offering courteous, solutions-oriented assistance that upholds the team’s commitment to a premier service experience.
Outside the office, Debra volunteers at Cedars-Sinai Medical Center, where she has cherished her time assisting in the neonatal intensive care unit. She also loves traveling, reading history and mystery novels, and spending time with friends, family and her beloved pet, Hanna.
Contact Philip Ambrosino
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Elsa Kevorkian
Planning Associate
About Elsa Kevorkian
Elsa Kevorkian is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, she collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, she will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Elsa provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
She earned her undergraduate degree from Northeastern University and received the Financial Planning Specialist® designation from the College for Financial Planning. Elsa is originally from Westchester, NY and currently resides in New York City.
She earned her undergraduate degree from Northeastern University and received the Financial Planning Specialist® designation from the College for Financial Planning. Elsa is originally from Westchester, NY and currently resides in New York City.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
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Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Ambrosino Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)