Eliah S. Najjar
Senior Investment Management Consultant, Managing Director, Investing with Impact Director, Founders Specialist
Phone:
(312) 453-9143(312) 453-9143
Industry Award WinnerOur Mission Statement
To provide families of multi-generational wealth: first with superior investment advice, which includes strong performance and risk management; second with thoughtful advice about their total wealth, including their businesses and non-investment assets; and third, to help them with the governance of their family, the development of their human capital opportunities, and the creation of their legacy.
Welcome to The 92nd Group at Morgan Stanley Private Wealth Management
Wealth is often the result of years of vision, discipline, entrepreneurship, and sacrifice. Managing it well requires more than an investment portfolio. It requires clear judgment, thoughtful coordination, and access to the right expertise at the right time.
The 92nd Group works with families, entrepreneurs, and business owners whose wealth is deeply connected to the people, priorities, businesses, and institutions they care about most. Based in Chicago and serving clients nationwide, we help bring structure to the many dimensions of significant wealth through a coordinated approach that reflects each family's goals, values, and long-term vision.
Our scale reflects the confidence clients have placed in our team; our approach reflects the personal attention each relationship requires. Advising approximately $1.6B in assets under management as of May 2026, The 92nd Group pairs the resources of Morgan Stanley Private Wealth Management with thoughtful, highly responsive guidance for clients navigating consequential financial decisions.
We strive to simplify complexity, anticipate needs, and help clients move forward with clarity and confidence. Our goal is to help preserve, grow, and steward financial, family, and social capital so it can support what matters today and create meaningful impact for generations to come.
What Clients Can Expect
Our advisory approach is designed around the full context of a family's wealth, not just its investment portfolio. Depending on each client's needs, we help coordinate across the following areas:
Family Governance & Wealth Education
Helping families create communication practices, decision-making frameworks, and educational foundations that prepare current and future generations for the responsibilities of wealth.
Pre-Liquidity Planning
Guiding entrepreneurs and business owners as they prepare for a potential sale, recapitalization, IPO, or other liquidity event, with a focus on planning before, during, and after the transaction.
Comprehensive Wealth Strategy
Integrating investment management, planning considerations, risk oversight, family priorities, philanthropy, and legacy goals into a coordinated approach.
Investment Management & Open-Architecture Access
Building disciplined investment strategies aligned with each client's objectives, risk tolerance, liquidity needs, time horizon, and broader family goals, with access to a wide range of managers and investment solutions.
Manager Selection & Consolidated Reporting
Evaluating managers and strategies across asset classes while helping families organize a clearer view of accounts, entities, managers, and investments.
Philanthropic Strategy
Helping clients clarify charitable priorities, structure giving strategies, and align philanthropic capital with the impact they seek to create.
Risk Management & Hedging Strategies
Helping identify and address risks related to market exposure, liquidity needs, concentrated positions, business interests, executive compensation, legacy holdings, and long-term planning goals.
Sustainable & Responsible Investing
Providing access to investment strategies for clients who want their capital to reflect their values, priorities, or desired impact.
Capabilities
- Family Governance & Wealth Education
- Pre-Liquidity Planning
- Comprehensive Wealth Management
- Investment Management
- Open-Architecture Platform
- Philanthropy Management
- Manager Selection
- Consolidated Reporting
- Risk Management
- Hedging Strategies
- Sustainable & Responsible InvestingFootnote1
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams specialized in assisting individuals and families with $20MM+ in investable assets
- Over $1.2 trillion in AUM
- Comprising 26% of the Barron’s Top 100 Financial Advisors list for 2025
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, September 2025
Source: Barron's (Awarded March 2025) This ranking was determined based on an evaluation process conducted by Barron's for the period Oct 2023-Sept 2024. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on an algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the assessment of Barron's and may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
TRANSACTION PLANNING
Many of our clients come referred to us in advance of a potential liquidity event. In advising them, we separate our advice into three distinct phases.
PRE-LIQUIDITY
There are many things for the client to consider before approaching investment bankers or potential buyers. Because of our experience in middle-market mergers and acquisitions and exit planning, we try to get clients to specifically address 3 things:
1. Deciding what to sell; to whom; and when – some parts of your business may be of more value to you than to potential buyers. You may want to keep these. Would you rather have management or family own the company even if it’s at a lower price? Also, do you feel you are too young to sell, or would you rather start another idea?
2. Fix problems now, before any one else’s opinion is affected…“You only have one chance to make a first impression”
3. Maximum value is achieved through an auction process. Get several buyers into a competitive bid process. Do not approach buyers one at a time.
Before undertaking a sale or monetization, we help clients think through various estate planning and tax sensitive strategies to maximize after-sale proceeds as well as optimize generational wealth transfer.
We also work to understand your objectives and long-term goals for your family, so we can examine your estate plan in light of a potential transaction, adjust for actions you should take before liquidity, and help stress-test the possible outcomes against your desired outcomes.
AT-LIQUIDITY
Often the time leading up to the sale of a business is stressful. There are endless tasks and managing the process is all-encompassing. Our advice is that clients should leave long-term investment decisions for another day. Instead, we engage our Morgan Stanley colleagues specializing in Strategic Liquidity Management. Together, we build clients customized cash management portfolios that tailor fixed income maturities with our clients' specific liabilities and risk tolerance.
POST-LIQUIDITY
Once we have an effective cash management strategy in place, and our clients are ready, we begin the long-term investment and family office planning process. This is when we take a deep dive into your personal and unique circumstances, goals, and situation.
PRE-LIQUIDITY
There are many things for the client to consider before approaching investment bankers or potential buyers. Because of our experience in middle-market mergers and acquisitions and exit planning, we try to get clients to specifically address 3 things:
1. Deciding what to sell; to whom; and when – some parts of your business may be of more value to you than to potential buyers. You may want to keep these. Would you rather have management or family own the company even if it’s at a lower price? Also, do you feel you are too young to sell, or would you rather start another idea?
2. Fix problems now, before any one else’s opinion is affected…“You only have one chance to make a first impression”
3. Maximum value is achieved through an auction process. Get several buyers into a competitive bid process. Do not approach buyers one at a time.
Before undertaking a sale or monetization, we help clients think through various estate planning and tax sensitive strategies to maximize after-sale proceeds as well as optimize generational wealth transfer.
We also work to understand your objectives and long-term goals for your family, so we can examine your estate plan in light of a potential transaction, adjust for actions you should take before liquidity, and help stress-test the possible outcomes against your desired outcomes.
AT-LIQUIDITY
Often the time leading up to the sale of a business is stressful. There are endless tasks and managing the process is all-encompassing. Our advice is that clients should leave long-term investment decisions for another day. Instead, we engage our Morgan Stanley colleagues specializing in Strategic Liquidity Management. Together, we build clients customized cash management portfolios that tailor fixed income maturities with our clients' specific liabilities and risk tolerance.
POST-LIQUIDITY
Once we have an effective cash management strategy in place, and our clients are ready, we begin the long-term investment and family office planning process. This is when we take a deep dive into your personal and unique circumstances, goals, and situation.
ENTREPRENEUR RESOURCES
By engaging our team, you gain access to the intellectual capital and vast resources of our firm to help you manage your personal finances. Private Wealth Management can extend that range into your professional life, delivering the capital markets and institutional investing solutions needed to help pursue the strategic ambitions of your enterprise.
Reach out to us to find out how we can assist with your entrepreneurial endeavors.
Reach out to us to find out how we can assist with your entrepreneurial endeavors.
Insights for Entrepreneurs
Awards & Recognitions
2026 Barron's Top 1,500 Financial Advisors
Eliah Najjar has been named a Top 1,500 Financial Advisor by Barron's.
2026 Barron's Top 1,500 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,200 Financial Advisors: State-by-State, Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded March 2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2026 President's Club Conference
Eliah Najjar was recognized at the firm's Presidents Club Conference in Nashville, an event that brings together top-performing advisors from across the organization.
Eliah had the opportunity to speak on an Integrated Firm panel, sharing how he leverages the full breadth of the firm's capabilities to deliver a more coordinated, high-touch experience for clients.
Location
233 S Wacker Dr
Ste 9200
Chicago, IL 60606
US
Direct:
(312) 453-9143(312) 453-9143
Meet The 92nd Group
Drew Cleereman, CFP®, CIMA®*
Assistant Vice President, PWM Wealth Management Associate
Phone:
(312) 453-9175(312) 453-9175
Ben Wolter
Private Wealth Management Analyst
Phone:
(312) 453-9146(312) 453-9146
Zack Mappa
Registered Client Service Associate
Phone:
(312) 453-9470(312) 453-9470
About Eliah S. Najjar
Eliah is a Managing Director and a Senior Investment Management Consultant with Morgan Stanley in the firm’s Private Wealth Management Group. He joined Morgan Stanley in 2004 and has spent his entire career working with ultra-high net worth families. Prior to joining Morgan Stanley, Eliah began his career at JP Morgan’s Private Bank in Chicago and worked for a brief time at Lehman Brothers.
In his role, Eliah works with families to understand their investment goals and objectives and assists in the development and implementation of solutions for these families. As head of The 92nd Group, Eliah works across generations within families to help ensure long-term relationship continuity, and to ensure the understanding of basic financial principles across the generations. Additionally, Eliah is part of a select group of advisors at Morgan Stanley that has earned the firm’s “Impact Director” designation, qualifying him to create investment portfolios that address issues of sustainability and social change or adhere to religious principles. Most recently, in October 2025, Eliah earned the “Founders Specialist” designation at Morgan Stanley. This specialized group was created to help address the unique wealth management needs of business Founders and their employees—whether that’s professional financial guidance, workplace benefits, investment banking or corporate cash. Founders Specialists can help determine important items like cash flow, tax-efficient ways to transfer wealth, philanthropic goals, succession and estate planning and family office access. Capitalizing on Morgan Stanley’s exclusive and robust platform, this designation reflects Eliah’s knowledge in helping executives solve problems for their businesses, their own financial lives, and their employees.
Eliah received his MBA from the Ross School of Business at the University of Michigan in 2004, with concentrations in finance and corporate strategy. He received his BA magna cum laude in Economics from Northwestern University in 1999. He and his family are deeply involved with Equestrian Connection, which provides equine therapy to children and adults with various physical and mental ailments. They also support Roberti Community House, which works to provide food and educational resources to help foster talent and skill development in the Waukegan, Illinois community. Eliah is also a direct supporter of the Catholic Charities. He and his wife are the proud parents of two daughters and reside in Lake Forest, Illinois.
Portfolios using Environmental, Social and Governance (“ESG”) criteria, also known as sustainable or impact investing, may perform differently than those without such considerations. ESG focused investments may face market limitations, and there is no guarantee they will achieve better financial or sustainability outcomes.
In his role, Eliah works with families to understand their investment goals and objectives and assists in the development and implementation of solutions for these families. As head of The 92nd Group, Eliah works across generations within families to help ensure long-term relationship continuity, and to ensure the understanding of basic financial principles across the generations. Additionally, Eliah is part of a select group of advisors at Morgan Stanley that has earned the firm’s “Impact Director” designation, qualifying him to create investment portfolios that address issues of sustainability and social change or adhere to religious principles. Most recently, in October 2025, Eliah earned the “Founders Specialist” designation at Morgan Stanley. This specialized group was created to help address the unique wealth management needs of business Founders and their employees—whether that’s professional financial guidance, workplace benefits, investment banking or corporate cash. Founders Specialists can help determine important items like cash flow, tax-efficient ways to transfer wealth, philanthropic goals, succession and estate planning and family office access. Capitalizing on Morgan Stanley’s exclusive and robust platform, this designation reflects Eliah’s knowledge in helping executives solve problems for their businesses, their own financial lives, and their employees.
Eliah received his MBA from the Ross School of Business at the University of Michigan in 2004, with concentrations in finance and corporate strategy. He received his BA magna cum laude in Economics from Northwestern University in 1999. He and his family are deeply involved with Equestrian Connection, which provides equine therapy to children and adults with various physical and mental ailments. They also support Roberti Community House, which works to provide food and educational resources to help foster talent and skill development in the Waukegan, Illinois community. Eliah is also a direct supporter of the Catholic Charities. He and his wife are the proud parents of two daughters and reside in Lake Forest, Illinois.
Portfolios using Environmental, Social and Governance (“ESG”) criteria, also known as sustainable or impact investing, may perform differently than those without such considerations. ESG focused investments may face market limitations, and there is no guarantee they will achieve better financial or sustainability outcomes.
Securities Agent: CA, MO, OH, NV, MN, MI, ME, IN, MA, IL, CT, UT, SD, OR, DE, PA, IA, CO, TX, MT, MD, LA, ID, WY, NC, NM, NJ, FL, AZ, TN, KS, WI, WA, NY, GA, DC, VT, AR, VA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1375298
NMLS#: 1375298
About Drew Cleereman
Drew is a Wealth Management Associate with Morgan Stanley’s Private Wealth Management division. In his role, Drew supports The 92nd Group with the planning and management of ultra-high net worth client assets. Drew joined The 92nd Group in 2024 after previously serving as an Investment Analyst for the Graystone Consulting, from Morgan Stanley team in Green Bay, Wisconsin. Drew brings to the team over 6 years of industry experience.
Drew graduated from Lake Forest College in 2019 with a B.A. in Finance and concentration in Computer Science. He currently resides in Grayslake, Illinois with his wife, Megan, and their two children. When away from the office, he enjoys fishing, taking his dog for walks, and spending time with friends and family.
*Disclaimer: This role cannot solicit or provide investment advice
Drew graduated from Lake Forest College in 2019 with a B.A. in Finance and concentration in Computer Science. He currently resides in Grayslake, Illinois with his wife, Megan, and their two children. When away from the office, he enjoys fishing, taking his dog for walks, and spending time with friends and family.
*Disclaimer: This role cannot solicit or provide investment advice
About Ben Wolter
Ben is a PWM Analyst with Morgan Stanley’s Private Wealth Management division. In his role, Ben supports The 92nd Group with the planning and management of ultra-high net worth client assets. Ben joined The 92nd Group in 2023 after previously supporting the team as an intern in 2022.
Ben graduated from Northwestern University with a BA in Economics, minoring in Computer Science. During his time at Northwestern, he served as a Student Ambassador for Movember, a global charity that raises awareness and funds for men’s health issues. In his free time, he enjoys playing soccer, training in Brazilian Jiu-Jitsu, and spending time with friends and family. Ben was raised in Kansas and currently resides in Chicago, Illinois.
Ben graduated from Northwestern University with a BA in Economics, minoring in Computer Science. During his time at Northwestern, he served as a Student Ambassador for Movember, a global charity that raises awareness and funds for men’s health issues. In his free time, he enjoys playing soccer, training in Brazilian Jiu-Jitsu, and spending time with friends and family. Ben was raised in Kansas and currently resides in Chicago, Illinois.
About Zack Mappa
Zack is a Client Service Associate with Morgan Stanley’s Private Wealth Management division. In his role, Zack supports The 92nd Group with the planning and management of ultra-high net worth client assets. Zack joined The 92nd Group in 2024 after previously working as a financial advisor for Equitable Advisors.
Zack graduated from Purdue University with a B.A. in Financial Counseling and Planning. During his time at Purdue, he was the treasurer of his fraternity and was also a founding member of the university’s Financial Planning Association chapter. Zack currently resides in Chicago, Illinois with his fiancée, Hannah. In his free time, he enjoys playing pickleball, exploring new restaurants and spending time with friends and family.
Zack graduated from Purdue University with a B.A. in Financial Counseling and Planning. During his time at Purdue, he was the treasurer of his fraternity and was also a founding member of the university’s Financial Planning Association chapter. Zack currently resides in Chicago, Illinois with his fiancée, Hannah. In his free time, he enjoys playing pickleball, exploring new restaurants and spending time with friends and family.
Contact Eliah S. Najjar
Hear From Our Clients
Thank you to Eliah and the team! My family wouldn’t be where we are without the guidance and counsel we have received from you and your team during the business sale process and in the months since the sale closed! We appreciate you and all the work you do with our children!
Tony
Verified ClientJuly 29, 2026
Eliah has gone above and beyond for me and my family. He has done a great job on the wealth side ie: had lots of meetings, kept us informed on market trends and made sure we were invested to match our risk goals. Eliah also introduced us to external contacts that were helpful with our estate planning needs and with the execution of a real estate transaction. Morgan Stanley has concierge programs that we have all taken advantage of. I would strongly recommend Eliah, his team and Morgan Stanley.
Judy
Verified ClientSeptember 28, 2025
After the recent passing of my husband, Eliah was there to bring the power of his team to help me during that difficult time. He brought several Morgan Stanley colleagues to my kitchen table to make sure me and my children understood how our estate had been set up and provided advice on how to navigate the path forward. He took the time to fully explain our investments and made sure I was comfortable with the long-run financial plan. His experience with these issues was invaluable!
Becky
Verified ClientAugust 17, 2026
Eliah has worked with my family for 20 years. His team is top-notch and provides great service. As a private company owner, I appreciate that Eliah’s knowledge working with families comes through in advice he provides not just on investments but also non-investment related issues that are important to my family. MS has an extensive wealth management platform and Eliah knows how to use it for his clients. I recommend him and his team at Morgan Stanley!
George
Verified ClientAugust 17, 2026
Eliah has done work for us both at the corporate level, bringing in colleagues to manage retirement plan assets for our
employees, and at the personal level, managing investment portfolios for our senior leadership. He brings an impressive
understanding of the capital markets and investments and does not hesitate to marshal the immense resources of Morgan
Stanley to help our C-suite make impactful decisions to grow the business.
Bernard
Verified ClientOctober 27, 2025
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
5285589 3/2026
Awards and Recognition
Barron's Top 1,500 Financial Advisors: State-by-State
Barron's Top 1,500 Financial Advisors: State-by-State Source: barrons.com (Awarded Mar 2026) Data compiled by Barron's for the period October 2024 - September 2025.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Mary DiChristofano, CFP®
Managing Director, Private Wealth Advisor, Lending Specialist, Family Wealth Director
Senior Vice President, Wealth Management, Financial Advisor, Corporate Retirement Director
Thomas Parr, CPWA®, CIMA®, CRPS®
Managing Director, Financial Advisor, Portfolio Management Director, Corporate Retirement Director
Mamta Shah
Trust Specialist
Angelo Loumbas
Family Office Resource Generalist
About Mamta Shah
Mamta Shah is the Trust Specialist based in Chicago, covering the Midwest Region. Morgan Stanley provides a full array of personal and institutional trust services to high net worth clients of the firm. Mamta’s responsibilities include educating Financial Advisors and their clients on the open architecture trust service model and helping them identify opportunities to leverage the trust partners on the platform.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
About Angelo Loumbas
Angelo is the Family Office Resources Generalist in the Northeast Region. Angelo provides in depth knowledge to ultra-high net worth (UHNW) clients and Financial Advisors across a broad range of family wealth and family office management matters. His area of focus includes family governance, wealth education,, strategic estate and financial planning, philanthropy management, lifestyle advisory, and customized asset allocation and portfolio construction. Angelo has over 25 years’ experience advising wealthy families, business owners, and philanthropic organizations.
Originally from Chicago and now residing in Westchester County, New York, , Angelo practiced law for 15 years and represented UHNW clients, closely held businesses, and major philanthropic organizations. He is admitted to the Society of Trust and Estate Practitioners and has been asked to speak over the years before tax, trust and estate committees of estate planning councils and other organizations. Angelo has also contributed thought leadership through Morgan Stanley’s Family Legacy and Governance Institute leadership series and authored an article for Barrons.com, “Should I Invest in My Kid’s Start-Up? Financial Advisors Can Help Clients Decide” (2023).
Angelo has been advising UHNW clients in the financial services industry for over 17 years, with 13 of those years at Morgan Stanley in Chicago and New York. He earned his J.D. from Indiana University at Bloomington, his M.B.A. from the University of Notre Dame, and B.A. from DePaul University. He also holds his Series 7, 66 and 24 licenses. In addition, Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club (2009-2010).
Originally from Chicago and now residing in Westchester County, New York, , Angelo practiced law for 15 years and represented UHNW clients, closely held businesses, and major philanthropic organizations. He is admitted to the Society of Trust and Estate Practitioners and has been asked to speak over the years before tax, trust and estate committees of estate planning councils and other organizations. Angelo has also contributed thought leadership through Morgan Stanley’s Family Legacy and Governance Institute leadership series and authored an article for Barrons.com, “Should I Invest in My Kid’s Start-Up? Financial Advisors Can Help Clients Decide” (2023).
Angelo has been advising UHNW clients in the financial services industry for over 17 years, with 13 of those years at Morgan Stanley in Chicago and New York. He earned his J.D. from Indiana University at Bloomington, his M.B.A. from the University of Notre Dame, and B.A. from DePaul University. He also holds his Series 7, 66 and 24 licenses. In addition, Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club (2009-2010).
Morgan Stanley Wealth Management Financial Advisors can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
Global Investment Office
Portfolio Insights
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
PWM Leadership Insights & Outcomes
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Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
1Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4677197 (7/2025), 4763067 (9/2025)
