David McDowell
First Vice President, Financial Advisor, International Client Advisor, Portfolio Manager
Phone:
(561) 620-5013(561) 620-5013
The 1801 Group at Morgan Stanley
Direct:
(561) 620-5000(561) 620-5000
Our Mission Statement
We empower domestic and international clients with comprehensive wealth plans, enabling them to create the legacy they envision. We are passionate in assisting our clients achieve their goals for their families and future generations.
Our Story and Services
We are a dedicated group of professionals committed to providing comprehensive financial planning services to both domestic and international clients. With a combined experience of over a century, our team focuses on personalized strategies tailored to individual needs. We strive to empower clients, enabling them to navigate their financial journey with confidence and clarity.
The 1801 Group believes in the power of strategic planning to unlock financial success. Our team takes on a collaborative approach, we leverage our collective knowledge to provide custom solutions for our clients. From retirement planning to investment management, we are passionate about assisting clients in achieving their goals for their families and future generations.
The 1801 Group believes in the power of strategic planning to unlock financial success. Our team takes on a collaborative approach, we leverage our collective knowledge to provide custom solutions for our clients. From retirement planning to investment management, we are passionate about assisting clients in achieving their goals for their families and future generations.
Services Include
- AnnuitiesFootnote1
- Alternative InvestmentsFootnote2
- Estate Planning StrategiesFootnote3
- Financial PlanningFootnote4
- Fixed IncomeFootnote5
- Cash Management and Lending ProductsFootnote6
- Professional Portfolio ManagementFootnote7
- Retirement PlanningFootnote8
- Structured ProductsFootnote9
- Wealth ManagementFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
WORKING WITH YOU
With greater wealth comes greater complexity. Our practice offers personalized financial solutions and services to a diverse range of clients, including individuals, families, and small businesses. We work closely with clients to understand their unique financial goals and objectives, and develop customized strategies to help them achieve their desired outcomes.
Comprehensive Wealth Planning
Wealth management goes far beyond investments. The key to achieving the future you envision is a goals-based plan based on you—where you are today, how far you have to go and what you need to do to get there.
Multi-Generational Families
Our financial planning process for multi-generational families includes a rigorous analysis of your lifestyle spending, tax obligations, and future gifting plans. This analysis drives our strategy as it pertains to financial and estate planning for wealth preservation, tax optimization, investment allocation, and asset gifting decisions.
Professional Portfolio Management
We will devise and implement investment strategies and processes to help you meet your goals and constraints, construct and manage portfolios, making decisions on what and when to buy and sell investments.
Business Owners
We work with business owners, helping them to create a comprehensive Wealth Plan based on their businesses and personal financial goals. This may include considerations of continuity of a business within a family or a planned eventual sale of the business.
Cash Management & Lending
Complement your investment strategy and benefit from greater flexibility when you take advantage of our industry-leading cash management and financing solutions. Smart use of borrowing can help provide funding for personal, business or real estate needs– potentially without selling your investments.
Women & Wealth
Whether you are a single woman or mother, a divorcee or widow, or a happily married woman in charge of the finances, we want to assist you in education, resources and planning to help you navigate all things financial.
Risk Management
Uncertainty can’t be erased, but it can be mitigated. Our sophisticated Portfolio Risk Platform stress tests your portfolio against 70+ scenarios. Our risk analytics are integrated throughout the investment process.
Learn More here
https://players.brightcove.net/644391012001/S1g5wv8HqW_default/index.html?videoId=6128686733001
The Portfolio Analysis report (“Report”) is generated by Morgan Stanley Smith Barney LLC’s (“Morgan Stanley”) Portfolio Risk Platform. The assumptions used in a Report incorporate portfolio risk and scenario analysis employed by BlackRock Solutions (“BRS”), a financial technology and risk analytics provider that is independent of Morgan Stanley. BRS’ role is limited to providing risk analytics to Morgan Stanley, and BRS is not acting as a broker-dealer or investment adviser nor does it provide investment advice with respect to the Report. Morgan Stanley has validated and adopted the analytical conclusions of these risk models.
Learn More here
https://players.brightcove.net/644391012001/S1g5wv8HqW_default/index.html?videoId=6128686733001
The Portfolio Analysis report (“Report”) is generated by Morgan Stanley Smith Barney LLC’s (“Morgan Stanley”) Portfolio Risk Platform. The assumptions used in a Report incorporate portfolio risk and scenario analysis employed by BlackRock Solutions (“BRS”), a financial technology and risk analytics provider that is independent of Morgan Stanley. BRS’ role is limited to providing risk analytics to Morgan Stanley, and BRS is not acting as a broker-dealer or investment adviser nor does it provide investment advice with respect to the Report. Morgan Stanley has validated and adopted the analytical conclusions of these risk models.
Corporate Executives
Working with executives comes with its own unique set of challenges. When investing we know that our clients want to keep as much as they can of what they earn. We are here to help you create a strategy that will minimize the taxes paid on investments.
RESOURCES FOR YOU
Part of a global financial legacy that dates back over 150 years, Morgan Stanley has emerged as a truly global institution with the scale, scope and commitment to serve the international investor. We are among the world's most capitalized institutions, and stand as one of the largest wealth management firms in the world.
Open jurisdictions: Argentina, Aruba, Bahamas, Belize, Bermuda, Bolivia, Brazil, British Virgin Islands, Cayman Islands, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Guyana, Honduras, Mexico, Paraguay, Suriname, Turks and Caicos Islands, and Uruguay.
*May be acceptable on case by case scenario please reach out to discuss*: Anguilla, Antigua and Barbuda, Australia, Barbados, Belgium, Canada, Canary Islands, Chile, China, Colombia, Cook Islands, Curacao, Dominica, France, Grenada, Guernsey, Guadeloupe, Hong Kong, Ireland, Isle of Man, Israel, Jamaica, Jersey, Luxembourg, Marshall Islands, Martinique, Mauritius, Montserrat, New Zealand, Nicaragua, Panama, Peru, Philippines, Seychelles, Spain, St Barts, St. Kitts and Nevis, St. Lucia, St. Maarten, St Martin, St Vincent and the Grenadines, Sweden, Switzerland, Taiwan, Trinidad and Tobago, and United Kingdom.
Members of The 1801 Group at Morgan Stanley speak fluent Portuguese and Spanish. Explore our capabilities by accessing the Morgan Stanley resources below.
Open jurisdictions: Argentina, Aruba, Bahamas, Belize, Bermuda, Bolivia, Brazil, British Virgin Islands, Cayman Islands, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Guyana, Honduras, Mexico, Paraguay, Suriname, Turks and Caicos Islands, and Uruguay.
*May be acceptable on case by case scenario please reach out to discuss*: Anguilla, Antigua and Barbuda, Australia, Barbados, Belgium, Canada, Canary Islands, Chile, China, Colombia, Cook Islands, Curacao, Dominica, France, Grenada, Guernsey, Guadeloupe, Hong Kong, Ireland, Isle of Man, Israel, Jamaica, Jersey, Luxembourg, Marshall Islands, Martinique, Mauritius, Montserrat, New Zealand, Nicaragua, Panama, Peru, Philippines, Seychelles, Spain, St Barts, St. Kitts and Nevis, St. Lucia, St. Maarten, St Martin, St Vincent and the Grenadines, Sweden, Switzerland, Taiwan, Trinidad and Tobago, and United Kingdom.
Members of The 1801 Group at Morgan Stanley speak fluent Portuguese and Spanish. Explore our capabilities by accessing the Morgan Stanley resources below.
IWM Capabilities Brochure in Portuguese
BrochureIWM Pitchbook in Portuguese
PitchbookIWM Overview Factsheet in Portuguese
FactsheetAt a Glance Placemat in Portuguese
PlacematIWM Capabilities Brochure in Spanish
BrochureIWM Pitchbook in Spanish
PitchbookIWM Overview Factsheet in Spanish
FactsheetAt a Glance Placemat in Spanish
PlacematVALUABLE TOOLS AND RESOURCES
Morgan Stanley's comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included timely market commentary, thought leadership and portfolio ideas to help guide your investment decisions.
Morgan Stanley Online (MSO) & MS Mobile
Seamlessly and securely manage your investments and everyday finances in one place with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Make Managing Your Money Easier Than Ever
Thoughts on the Markets Podcast
With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief US Equity Strategist as they discuss their viewpoints regarding the latest trends in the financial marketplace.
Listen to the Latest Episode
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
See Your Complete Financial Picture
GIC On the Markets
Every month, Morgan Stanley’s top research analysts publish their “On the Markets” report, providing detailed market commentary on such topics as global equities, fixed income and monetary policy.
Read this Month's Report
Digital Vault
The Digital Vault on Morgan Stanley Online allows you to build a centralized document library where all documents are stored using encryption.
Learn More About Digital Vault
Morgan Stanley Ideas
Read our perspective on what's shaping the world today, and tomorrow. We cover topics ranging from health care, sustainability, macroeconomics and technology.
Explore Our Ideas
Cybersecurity Center
Safeguarding your assets and information is one of our highest priorities, but you also have a critical role to play. Check out our collection of practical takeaways and best practices from our cybersecurity professionals, then explore a few of the ways we help protect you.
Access Our Security Center
Private Market Solutions
Our Private Market Solutions provide equity solutions that are designed for the innovative needs of private companies. Combining Shareworks' cutting edge technology with outstanding client service and premier wealth management capabilities, our solutions are designed to simplify the complexities of equity plan management, while helping employees realize the full potential of their benefits.
Learn More About Private Market SolutionsINDIVIDUAL PLANS FOR INDIVIDUALS LIKE YOU
Goals you set today will evolve over time. Our process is designed to evolve with them- and with the changing circumstances of your life. Holistic in its approach, our planning process will encompass all the elements of your financial and personal life, making sure they align with your current and future goals.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, we can help you take charge of your financial future and achieve your goals.
Leveraging a sophisticated suite of analytical tools, as well as decades of industry experience, we can help you take charge of your financial future and achieve your goals.
Step 1: Introductions
We begin with an informal conversation. This is your opportunity to learn about us, as we get to know you. We’ll then schedule a more in-depth discussion in your home or the office – whichever you prefer – and ask you to bring important financial documents.
Goals-Based Planning
At Morgan Stanley, Goals-Based Wealth Management means that we aim to understand what is important to you and work together to map out a plan that can help you achieve your financial goals.
Financial Planning Questionnaire
Step 2: Discovery
We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions, review the information you’ve prepared and define your priorities.
Retirement Planning
Most of us have numerous goals, but no goal is more important than securing a comfortable retirement. It is important to look at time horizon, risk tolerance, and current savings to structure a sound retirement plan.
Simple Six Step Retirement Checkup
Step 3: Analysis
Next, we review your current and future financial situation, identify any potential shortfalls and discuss the impact of unexpected life events. In this step, we may also reach out to your CPA and estate attorney to understand any existing strategies, so we can coordinate our efforts into one cohesive plan.
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Step 4: Plan Development
Here, we will prepare a comprehensive financial plan that addresses your specific needs and goals. We utilize a number of financial planning tools to develop your plan, which will include investment recommendations, as well as appropriate wealth management strategies to consider.
Aladdin - Intelligent Risk Management
We will manage your portfolio risk effectively with the Portfolio Risk Platform - Powered by Aladdin. This platform offers comprehensive risk estimation and reporting for various asset classes and security types, providing an overview and detailed view to enable effective monitoring and management.
Portfolio Risk Platform – Powered by Aladdin
Step 5: Presentation and Implementation
In this step, we will present your plan and explain the recommendations. Once approved by you, we begin to implement the strategies. We believe in full transparency and will keep you involved each step of the way.
Spending & Budgeting
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts with our Spending and Budgeting Tool. We make it easy for you to oversee trends in your financial life.
Spending & Budgeting Tools
Step 6: Ongoing Service
We will oversee your progress and regularly review the performance of your plan through ongoing calls and meetings. We may recommend adjustments over time, due to changing market conditions or changes in your personal circumstances, to help keep you on track towards achieving your goals.
Intelligent Withdrawals
Intelligent Withdrawal gives us the ability to look across multiple accounts and products to identify the right combination of securities and tax lots to sell so you can help meet spending needs while making the most out of your hard-earned money
Location
1801 N.Military Tr
Ste 300
Boca Raton, FL 33431
US
Direct:
(561) 620-5000(561) 620-5000
Meet The 1801 Group
Andrew Zentmayer
First Vice President, Financial Advisor, International Client Advisor, Portfolio Manager
Phone:
(561) 620-5049(561) 620-5049
Felipe Gonet
Financial Advisor, Senior Vice President, Portfolio Manager, International Client Advisor
Phone:
(561) 620-5012(561) 620-5012
Jeff Brook
Vice President, Financial Advisor
Phone:
(561) 620-5033(561) 620-5033
Vanessa White
Portfolio Associate
Phone:
(561) 620-5108(561) 620-5108
About David McDowell
David McDowell is a First Vice President, International Client Advisor, Portfolio Manager, and Financial Advisor with over 35 years of experience. His career in wealth management began during his senior year in college as an intern, sparking a lifelong dedication to assisting clients in achieving their financial goals. David is fascinated by the stories of self-made individuals who surmounted obstacles to attain remarkable success, and being an advisor allows him the opportunity to learn about their lives and contribute in meaningful ways.
David places an emphasizing on communication, service, and accessibility. Clients appreciate his consistent approach and thorough explanations of investment decisions, market outlooks, and financial scenarios. As a financial problem solver, David strives to alleviate as much financial stress as possible from clients' lives.
Within The 1801 Group at Morgan Stanley, David ensures clients have access to resources that cater to all their investment needs. The team structure provides added accessibility and helps assure clients that their financial concerns will always be addressed.
David resides in Pompano Beach with his wife. They enjoy spending quality time with their families. Out of the office, David likes to travel, listen to live music, and exercise.
David places an emphasizing on communication, service, and accessibility. Clients appreciate his consistent approach and thorough explanations of investment decisions, market outlooks, and financial scenarios. As a financial problem solver, David strives to alleviate as much financial stress as possible from clients' lives.
Within The 1801 Group at Morgan Stanley, David ensures clients have access to resources that cater to all their investment needs. The team structure provides added accessibility and helps assure clients that their financial concerns will always be addressed.
David resides in Pompano Beach with his wife. They enjoy spending quality time with their families. Out of the office, David likes to travel, listen to live music, and exercise.
Securities Agent: CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, ME, MI, MO, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, WA, WI, WV, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1523470
NMLS#: 1523470
About Andrew Zentmayer
Andrew Zentmayer is a seasoned Financial Advisor, First Vice President, Portfolio Manager, and International Client Advisor with a genuine passion for helping individuals and families achieve their financial goals. He has been interested in finance ever since he was young, and the pivotal turning point that solidified his desire for a career in financial advising occurred during his internship with Smith Barney in his sophomore year of college.
Andrew brings extensive industry knowledge to The 1801 Group at Morgan Stanley, having worked for over two decades at prominent financial institutions such as Smith Barney and Citibank. Being part of this diverse team of advisors is a major strength for him. The collective expertise of the team allows for a comprehensive approach to wealth planning, ensuring that clients benefit from a wide range of perspectives and insights.
For Andrew, family comes first. He resides in Lighthouse Point, Florida, with his wife and best friend, Christy and their two kids, Zack and Mackenzie. Outside of finance, Andrew enjoys golfing, traveling, boating, and fishing. He treasures the summer, as it is spent with family at their home in Vermont, nestled along the shores of Lake Champlain.
Andrew brings extensive industry knowledge to The 1801 Group at Morgan Stanley, having worked for over two decades at prominent financial institutions such as Smith Barney and Citibank. Being part of this diverse team of advisors is a major strength for him. The collective expertise of the team allows for a comprehensive approach to wealth planning, ensuring that clients benefit from a wide range of perspectives and insights.
For Andrew, family comes first. He resides in Lighthouse Point, Florida, with his wife and best friend, Christy and their two kids, Zack and Mackenzie. Outside of finance, Andrew enjoys golfing, traveling, boating, and fishing. He treasures the summer, as it is spent with family at their home in Vermont, nestled along the shores of Lake Champlain.
Securities Agent: WV, WI, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, MO, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WA, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1520234
NMLS#: 1520234
About Felipe Gonet
Securities Agent: NY, WI, TN, DC, CT, NC, GA, FL, CA, MI, MD, IN, DE, WA, TX, SC, IL, PA, NJ, NH, ME, MA, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 864054
NMLS#: 864054
About Jeff Brook
Jeff Brook is a dedicated Vice President and Financial Advisor who takes pleasure in guiding clients through the intricate landscape of investments. His passion lies in cultivating lasting relationships, with many extending over 30 years and multiple generations. Jeff holds licenses in various securities and obtained an insurance license for life and annuity.
Jeff's journey encompasses diverse experiences that uniquely inform his client advice. After graduation, he taught high school accounting and math in the Bronx while also working part-time for CPAs. Jeff then spent nine years in a family textile and manufacturing business, focusing on the management and finance aspects of the company. In 1983, he started with Paine Webber and joined Morgan Stanley in 2016. Jeff values being a part of The 1801 Group at Morgan Stanley, where he can exchange ideas with team members and tap into others’ expertise.
Having called Coral Springs home for 24 years, Jeff, along with his wife, enjoys a vibrant life. Together, they attend theater performances, concerts, art shows, comedy shows, and local festivals. Their son, Alex, an University of Central Florida graduate, resides in Dunedin, Fl. Jeff is an avid sports fan and has held a University of Miami Football pass for the past 35 years. He likes going to the games with Alex and friends. Jeff also enjoys golfing, reading, and riding his bike.
Jeff's journey encompasses diverse experiences that uniquely inform his client advice. After graduation, he taught high school accounting and math in the Bronx while also working part-time for CPAs. Jeff then spent nine years in a family textile and manufacturing business, focusing on the management and finance aspects of the company. In 1983, he started with Paine Webber and joined Morgan Stanley in 2016. Jeff values being a part of The 1801 Group at Morgan Stanley, where he can exchange ideas with team members and tap into others’ expertise.
Having called Coral Springs home for 24 years, Jeff, along with his wife, enjoys a vibrant life. Together, they attend theater performances, concerts, art shows, comedy shows, and local festivals. Their son, Alex, an University of Central Florida graduate, resides in Dunedin, Fl. Jeff is an avid sports fan and has held a University of Miami Football pass for the past 35 years. He likes going to the games with Alex and friends. Jeff also enjoys golfing, reading, and riding his bike.
Securities Agent: WV, WI, FL, ME, VA, TX, MD, SC, RI, MA, PA, DE, CA, OR, WA, KS, DC, NY, OH, NJ, AZ, IN, NH, NC, MI, IL, CO, MS, CT, MO, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1520233
NMLS#: 1520233
About Vanessa White
Vanessa White, a Portfolio Associate, has been an integral part of The 1801 Group at Morgan Stanley since 2017. Her career began in the hospitality industry at a ski resort in Vail, CO, where she interacted with individuals from around the global, fostering her exceptional customer service skills.
In 2012, Vanessa relocated to Boca Raton and redirected her career towards her passion for numbers while upholding her commitment to providing outstanding service to both domestic and international clients. She was previously a Client Service Associate at Citibank. Vanessa obtained her Series 7 and 66 licenses in 2017.
Fluent in Portuguese, Spanish and English, Vanessa possesses a unique ability to connect with individuals from diverse backgrounds. Outside of her profession, she treasures spending time with her family. Vanessa is actively involved in her son's preschool and within the church community. She also enjoys reading, traveling, and going to the beach.
In 2012, Vanessa relocated to Boca Raton and redirected her career towards her passion for numbers while upholding her commitment to providing outstanding service to both domestic and international clients. She was previously a Client Service Associate at Citibank. Vanessa obtained her Series 7 and 66 licenses in 2017.
Fluent in Portuguese, Spanish and English, Vanessa possesses a unique ability to connect with individuals from diverse backgrounds. Outside of her profession, she treasures spending time with her family. Vanessa is actively involved in her son's preschool and within the church community. She also enjoys reading, traveling, and going to the beach.
Contact David McDowell
Contact Andrew Zentmayer
Contact Felipe Gonet
Contact Jeff Brook
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Brad Burton, CFA, CFP®
Financial Planning Director, Vice President
Ty Hardimon
Planning Associate
About Brad Burton
Brad Burton is a Vice President and Financial Planning Director serving Morgan Stanley’s Palm Beach Complex. He is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Brad began his career in financial services in 2010 and joined Morgan Stanley in 2020. Prior to his current role, he has held Senior Investment and Planning positions with J.P. Morgan, Northwestern Mutual and TIAA, working closely with high-net-worth and ultra-high-net-worth families.
Brad earned his MBA in Finance from the University of Arizona, is a CFA® Charterholder and a CERTIFIED FINANCIAL PLANNERTM Professional.
He currently resides in Weston, FL with his wife Marisa, daughter Brooke, and their pup Wally. In their spare time they enjoy hiking, going to the beach and trying all the local restaurants.
Brad began his career in financial services in 2010 and joined Morgan Stanley in 2020. Prior to his current role, he has held Senior Investment and Planning positions with J.P. Morgan, Northwestern Mutual and TIAA, working closely with high-net-worth and ultra-high-net-worth families.
Brad earned his MBA in Finance from the University of Arizona, is a CFA® Charterholder and a CERTIFIED FINANCIAL PLANNERTM Professional.
He currently resides in Weston, FL with his wife Marisa, daughter Brooke, and their pup Wally. In their spare time they enjoy hiking, going to the beach and trying all the local restaurants.
About Ty Hardimon
Ty Hardimon is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various alternatives and their potential outcomes to help clients confidently choose the appropriate course of action. Ty provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Wake Forest University and received the Financial Planning Specialist® designation from the College for Financial Planning. Ty is originally from Marietta, Georgia and currently resides in Sandy Springs, Georgia.
He earned his undergraduate degree from Wake Forest University and received the Financial Planning Specialist® designation from the College for Financial Planning. Ty is originally from Marietta, Georgia and currently resides in Sandy Springs, Georgia.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
Article Image
Ready to start a conversation? Contact The 1801 Group today.
1Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
10Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
10Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
