April Thurber
Vice President, Group Director
Phone:
(310) 788-2277(310) 788-2277
Morgan Stanley Private Wealth Management
Steven H. Levine
Managing Director, Private Wealth Management,
Private Wealth Advisor
Direct:
(305) 533-5408(305) 533-5408
My Mission Statement
We offer an experienced perspective, unbiased advice and specialized resources to help highly affluent families and institutions preserve their wealth and secure their legacies.
Welcome
Our team is led by a nationally recognized wealth advisor, Steve Levine, who has helped affluent families/institutions navigate complex financial circumstances for well over three decades. Drawing on that experience, Steve crafts highly customized investment strategies and wealth management plans with long-term goals in mind. We seek to help each of our clients protect and prudently grow the wealth they have created and lay the foundations of a legacy that will support their families/institutions and philanthropic ambitions for generations to come.
Our investment approach focuses on preserving and prudently growing wealth through broadly diversified portfolios that leverage Morgan Stanley’s exceptionally broad and transparent open-architecture platforms. Our service model focuses on helping our clients confidently address the many challenges of managing significant wealth so they can enjoy the lifestyle it affords.
We look forward to learning more about you, your family/institution, and your goals for the future. To begin that conversation, please contact Steve Levine at 786-918-4551 (Steve.Levine@morganstanleypwm.com),or April Thurber at 310-788-2277 (April.Thurber@morganstanleypwm.com).
Barron's Hall Of Fame 2019, 2023 Lists
Source: The Barron's “Hall of Fame” list, published throughout 2019 and 2023. Based on Barron's rankings received over the prior 10 years.
2008, 2010-18, 2020,2021 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2008, 2010-18, 2020,2021). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
Our investment approach focuses on preserving and prudently growing wealth through broadly diversified portfolios that leverage Morgan Stanley’s exceptionally broad and transparent open-architecture platforms. Our service model focuses on helping our clients confidently address the many challenges of managing significant wealth so they can enjoy the lifestyle it affords.
We look forward to learning more about you, your family/institution, and your goals for the future. To begin that conversation, please contact Steve Levine at 786-918-4551 (Steve.Levine@morganstanleypwm.com),or April Thurber at 310-788-2277 (April.Thurber@morganstanleypwm.com).
Barron's Hall Of Fame 2019, 2023 Lists
Source: The Barron's “Hall of Fame” list, published throughout 2019 and 2023. Based on Barron's rankings received over the prior 10 years.
2008, 2010-18, 2020,2021 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2008, 2010-18, 2020,2021). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
Capabilities
- Comprehensive Wealth Planning
- Investment Management
- Open-Architecture Platform
- Alternative InvestmentsFootnote1
- Risk Management
- Pre-Liquidity Planning
- Tax, Trust & Estate AdvisoryFootnote2
- Cash Management & LendingFootnote3
- Philanthropy Management
- Family Governance & Wealth Education
- Lifestyle Advisory ServicesFootnote4
Securities Agent: CO, CA, AZ, AR, AL, AK, WY, WV, WI, WA, VT, VI, VA, UT, TX, TN, SD, SC, RI, PR, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NE, ND, NC, MT, MS, MO, MN, MI, ME, MD, MA, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 2512435
NMLS#: 2512435
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams specialized in assisting individuals and families with $20MM+ in investable assets
- Over $1.2 trillion in AUM
- Comprising 26% of the Barron’s Top 100 Financial Advisors list for 2025
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, September 2025
Source: Barron's (Awarded March 2025) This ranking was determined based on an evaluation process conducted by Barron's for the period Oct 2023-Sept 2024. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on an algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the assessment of Barron's and may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Process
Following a highly disciplined six-step process, we work to develop, implement, and maintain a highly customized comprehensive wealth management plan based on your family's/institution's unique needs, dynamics, goals and risk tolerances.Discovery Process
- Formulation of Tax, Trust, and Estate Strategy
- Creation of Customized Strategic Asset Allocation
- Integration of Tactical Asset Allocation
- Implementation of a Customized Wealth Strategy
- Ongoing Assessment
Location
200 S Biscayne Blvd
Ste 1100
Miami, FL 33131
US
Direct:
(305) 533-5408(305) 533-5408
Meet My Team
Ken Koziak
Vice President, Director of Investments
Livia Tamucci
Client Service Associate
Bryan Levine
Client Service Associate
About April Thurber
April Thurber brings two decades of diverse financial services industry experience to the service of the team’s clients. Dedicated to creating an outstanding overall wealth management experience, April oversees all operational and administration functions, ensuring the prompt and efficient handling of service requests. She and her team play an instrumental role in helping to simplify the complex financial lives of the affluent families they serve.
Prior to joining Morgan Stanley in 2023, April was a Client Relationship Director at First Republic. Earlier, she held client service and administration management positions at UBS and Credit Suisse. She began her career at Citigroup, where she was a Senior Sales Associate–Institutional Middle Markets.
April earned her bachelor’s degree in English from San Diego State University. She is an avid dog lover and lives in West Hills, California, with her husband and two rescue dogs.
Prior to joining Morgan Stanley in 2023, April was a Client Relationship Director at First Republic. Earlier, she held client service and administration management positions at UBS and Credit Suisse. She began her career at Citigroup, where she was a Senior Sales Associate–Institutional Middle Markets.
April earned her bachelor’s degree in English from San Diego State University. She is an avid dog lover and lives in West Hills, California, with her husband and two rescue dogs.
About Ken Koziak
With more than 15 years of professional investing and wealth management experience, Ken Koziak supports Steve Levine in delivering highly customized, well-diversified strategies designed to meet each client’s precise goals.
Prior to joining Morgan Stanley in 2023, Ken served as a Director and Client Relationship Analyst at First Republic. He joined first Republic from UBS, where he spent five years as a Senior Wealth Strategy Associate. Prior to UBS, he was at Morgan Stanley and before that at Legg Mason, where he began his career.
Ken earned his bachelor’s degree in political science from Franklin & Marshall. He enjoys golfing, cycling and training for triathlons. He lives in Huntington Beach, California, with his wife, two daughters and their dog.
Prior to joining Morgan Stanley in 2023, Ken served as a Director and Client Relationship Analyst at First Republic. He joined first Republic from UBS, where he spent five years as a Senior Wealth Strategy Associate. Prior to UBS, he was at Morgan Stanley and before that at Legg Mason, where he began his career.
Ken earned his bachelor’s degree in political science from Franklin & Marshall. He enjoys golfing, cycling and training for triathlons. He lives in Huntington Beach, California, with his wife, two daughters and their dog.
About Livia Tamucci
Responsible for a wide variety of administrative and operational duties, Livia contributes to an outstanding overall service experience for the team’s clients. Prior to joining Morgan Stanley in 2023, Livia served as a Client Service Associate at First Republic, where she began her career in the financial industry.
Livia earned her bachelor’s degree in English from Florida Atlantic University. She grew up in Upstate New York and now lives in Boca Raton, Florida, where she enjoys surfing and cooking.
Livia earned her bachelor’s degree in English from Florida Atlantic University. She grew up in Upstate New York and now lives in Boca Raton, Florida, where she enjoys surfing and cooking.
About Bryan Levine
Responsible for operational and administrative duties, Bryan provides an outstanding overall service experience for the team’s clients. He began his professional career in the financial industry when he joined Morgan Stanley in 2023. Bryan earned his bachelor’s degree in media management with a minor in marketing from the University of Miami where he played football for the Hurricanes for four years. He grew up in Los Angeles, California and now lives in Miami, Florida, where he enjoys cooking, playing drums and working out.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025)
