William Stern
Financial Advisor, Senior Vice President, Wealth Management
Phone:
(858) 729-5049(858) 729-5049
Stern Kwei Group at Morgan Stanley
Direct:
(858) 729-5049(858) 729-5049
Toll-Free:
(800) 473-2331(800) 473-2331
Our Mission Statement
Working with you to help preserve and grow wealth for your long-term goals
Welcome
As your Financial Advisors, our mission is to help make your wealth work as hard as it can. To accomplish this goal, we must ask the right questions, find appropriate strategies and put all of our experience and resources at Morgan Stanley to work for you. You can count on us to understand the life you envision, and only then can we help create wealth management strategies aimed at meeting the objectives that matter most to you.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
At Morgan Stanley, we believe that identifying financial solutions begins with a solid understanding of each client’s situation, goals, objectives and risk tolerance. We follow a disciplined process that enables us to work with you to craft a solution that helps to meet your individual financial needs:
Develop a thorough understanding of your financial goals and objectives
Review and analyze your current financial situation
Identify and tailor solutions that can help you meet your individual needs
Implement your customized strategy, including personalized services and benefits
Review your strategy, meeting periodically to discuss your goals and needs
Whatever your financial goal—whether to grow your wealth, preserve it or pass it on to others, you can count on us to help you with a strategy that is:
Personal
Highly individualized and committed to helping you achieve financial success
Flexible
Responsive to changes in your life and in your priorities over time
Comprehensive
Covering a broad array of investment products and services, with preferred benefits tied to your valued status with us
Develop a thorough understanding of your financial goals and objectives
Review and analyze your current financial situation
Identify and tailor solutions that can help you meet your individual needs
Implement your customized strategy, including personalized services and benefits
Review your strategy, meeting periodically to discuss your goals and needs
Whatever your financial goal—whether to grow your wealth, preserve it or pass it on to others, you can count on us to help you with a strategy that is:
Personal
Highly individualized and committed to helping you achieve financial success
Flexible
Responsive to changes in your life and in your priorities over time
Comprehensive
Covering a broad array of investment products and services, with preferred benefits tied to your valued status with us
Our Clients
Understanding all the possible opportunities in today’s market requires a knowledgeable financial advisor who takes the time to understand your needs. Life is filled with uncertainties. I will work with you using a process that focuses on you and your goals, integrating investment decisions with your immediate financial needs and desired aspirations. I view ongoing communication as the foundation of our successful collaboration with you. I will make every effort to keep abreast of your changing financial needs and provide viable strategies to help you meet them. This means reviewing your portfolio together at your request. When your circumstances change, I will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.
Our Clients
Location
1111 Prospect Street
Suite 200
La Jolla, CA 92037
US
Direct:
(858) 729-5049(858) 729-5049
Toll-Free:
(800) 473-2331(800) 473-2331
Meet Stern Kwei Group
James Kwei
Vice President, Wealth Management, Financial Advisor
Phone:
(858) 729-5071(858) 729-5071
About William Stern
Experience
41 years managing client's financial affairs.
After summer college stints at the Chicago Mercantile Exchange and the Northern Trust Company.
1977 to 2001: Financial Advisor and Vice President at Merrill Lynch in La Jolla
2001 to present: Financial Advisor and Senior VP at Morgan Stanley
Family:
Coming from a long family lineage in the business spanning from a great grandfather who was a Partner in Jackson Brothers, Boesel & Co, a commodities firm that merged into Merrill Lynch where my grandfather had become a partner, to a father who retired a Regional Director of Merrill Lynch only to retire again as a senior VP of Smith Barney. Management has not been my direction. I have derived success and happiness building wealth and taking care of folks financial needs.
Personal Interests:
Having trouble finding Table Tennis players at my level so if you know of anyone.
Still enjoying beach volleyball three days a week in South Mission and was a 5.0 tennis player in college but am in serious decline, but still go at it occasionally.
Still loving guitar and piano and play with a trio call SonicArt.when I'm not playing for a yoga class in Birdrock.
Joy and I are becoming more involved with the San Diego Food Bank.
41 years managing client's financial affairs.
After summer college stints at the Chicago Mercantile Exchange and the Northern Trust Company.
1977 to 2001: Financial Advisor and Vice President at Merrill Lynch in La Jolla
2001 to present: Financial Advisor and Senior VP at Morgan Stanley
Family:
Coming from a long family lineage in the business spanning from a great grandfather who was a Partner in Jackson Brothers, Boesel & Co, a commodities firm that merged into Merrill Lynch where my grandfather had become a partner, to a father who retired a Regional Director of Merrill Lynch only to retire again as a senior VP of Smith Barney. Management has not been my direction. I have derived success and happiness building wealth and taking care of folks financial needs.
Personal Interests:
Having trouble finding Table Tennis players at my level so if you know of anyone.
Still enjoying beach volleyball three days a week in South Mission and was a 5.0 tennis player in college but am in serious decline, but still go at it occasionally.
Still loving guitar and piano and play with a trio call SonicArt.when I'm not playing for a yoga class in Birdrock.
Joy and I are becoming more involved with the San Diego Food Bank.
Securities Agent: NV, MT, UT, TN, FL, AZ, AR, AK, IN, ID, WY, WI, IL, SC, NM, MN, CO, MO, ME, MA, WA, NY, HI, WV, OH, TX, MI, CA, NJ, OR, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1282682
CA Insurance License #: 0A14817
NMLS#: 1282682
CA Insurance License #: 0A14817
About James Kwei
Experience
22 years of professional experience
2016 - present Vice President - Financial Advisor, Morgan Stanley La Jolla
2005 - 2016 Vice President - Financial Consultant, Charles Schwab & Co, Inc. San Diego
2003 - 2004 Assistant PM Trader, Private Money Manager (Hedge Fund)
1998 - 2003 Vice President - Financial Consultant, Smith Barney La Jolla
1994 - 1998 Vice President - Financial Consultant, Merrill Lynch La Jolla
My Family
Family is your blood and they are the people who accept you for who you are, who would do anything to see you smile and who love you no matter what. Family is one and only place where your life begins and love never ends. You may have lots of people in your life, but you won’t find a single person who care the most like your family member. This foundation includes the family's values which provide the basis for his own moral code. Spending time with family shows individuals the value of love, appreciation and open communication. To this point, I cherish my mother and brother who also reside in San Diego as we are blessed to be together, along with our family dogs.
Personal Interests
Having spent most of my years in San Diego, I come to an appreciation of the beautiful city we live at and take advantage of the wonderful climate. In my free time, I enjoy running, tennis, live music, traveling, arts & movies and exploring different cultural events. I was born in Hong Kong, however have been in the U.S. for most of my life between Hawaii to Southern California.
22 years of professional experience
2016 - present Vice President - Financial Advisor, Morgan Stanley La Jolla
2005 - 2016 Vice President - Financial Consultant, Charles Schwab & Co, Inc. San Diego
2003 - 2004 Assistant PM Trader, Private Money Manager (Hedge Fund)
1998 - 2003 Vice President - Financial Consultant, Smith Barney La Jolla
1994 - 1998 Vice President - Financial Consultant, Merrill Lynch La Jolla
My Family
Family is your blood and they are the people who accept you for who you are, who would do anything to see you smile and who love you no matter what. Family is one and only place where your life begins and love never ends. You may have lots of people in your life, but you won’t find a single person who care the most like your family member. This foundation includes the family's values which provide the basis for his own moral code. Spending time with family shows individuals the value of love, appreciation and open communication. To this point, I cherish my mother and brother who also reside in San Diego as we are blessed to be together, along with our family dogs.
Personal Interests
Having spent most of my years in San Diego, I come to an appreciation of the beautiful city we live at and take advantage of the wonderful climate. In my free time, I enjoy running, tennis, live music, traveling, arts & movies and exploring different cultural events. I was born in Hong Kong, however have been in the U.S. for most of my life between Hawaii to Southern California.
Securities Agent: NV, MO, NJ, IN, HI, TN, OR, NY, NM, WI, MN, AR, TX, NC, WA, MA, CO, AZ, UT, SC, ME, IL, MI, CA, WV, ID, AK, FL, WY, OH; General Securities Representative; Investment Advisor Representative
NMLS#: 731377
CA Insurance License #: 0A67639
NMLS#: 731377
CA Insurance License #: 0A67639
Contact William Stern
Contact James Kwei
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Stern Kwei Group today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
