Jason Zapalski
Vice President, Wealth Management Financial Advisor, FINANCIAL PLANNER, Portfolio Management Director
Phone:
(239) 449-7859(239) 449-7859
Stephen Macko, CFP®
First Vice President, Wealth Management,
Financial Advisor,
CERTIFIED FINANCIAL PLANNER®,
Portfolio Management Director
Direct:
(239) 393-2903(239) 393-2903
My Mission Statement
I focus on tailor-made wealth management for each client our goal is simple: deliver top-notch service that fits your financial needs and goals. We're here to guide you every step of the way.
My Story and Services
Finance can be tricky, but you're not in it alone. We're not just advisors; we're your partners in wealth management and future planning.
From our base in Marco Island, Naples we understand what's important to you: protecting your hard-earned wealth and planning for a secure future.
Our team brings a wealth of knowledge in financial planning. Whether it's estate planning in Naples or investment strategies, we utilize Morgan Stanley's resources to ensure your finances are working effectively for you.
We simplify the complex world of finance, focusing on reducing risks and adapting to market changes. Our blend of deep experience and fresh insights is tailored to manage everything from investments to retirement planning.
Thinking about your financial journey? Let's talk. Call us at (239) 393-2903. We're here for you, from Marco Island to Naples and beyond, guiding you towards lasting financial success.
From our base in Marco Island, Naples we understand what's important to you: protecting your hard-earned wealth and planning for a secure future.
Our team brings a wealth of knowledge in financial planning. Whether it's estate planning in Naples or investment strategies, we utilize Morgan Stanley's resources to ensure your finances are working effectively for you.
We simplify the complex world of finance, focusing on reducing risks and adapting to market changes. Our blend of deep experience and fresh insights is tailored to manage everything from investments to retirement planning.
Thinking about your financial journey? Let's talk. Call us at (239) 393-2903. We're here for you, from Marco Island to Naples and beyond, guiding you towards lasting financial success.
Stephen's Bio
- Stephen Macko is a First Vice President, Senior Portfolio Manager, and Financial Advisor at Morgan Stanley. With over 30 years of experience in financial services, Steve focuses on building custom financial plans and portfolios that aim to help clients manage risk and protect wealth. A graduate of West Virginia University, Steve earned his Bachelor of Science degree in Finance. He began his career with Metropolitan Life, advising clients on investments and retirement planning strategies. He’s been a financial advisor with Morgan Stanley since 2007, previously working for Dean Witter and A.G. Edwards and Sons. Drawing on his Senior Portfolio Manager and Certified Financial Planner™ designations, Steve works closely with clients to help develop highly customized financial plans and investment strategies. Whether guiding clients through retirement, estate planning strategies, or gifting solutions, Steve aims to fully understand each client’s goals, vision, and values so he can translate those intangibles into a meaningful wealth management plan. Deeply committed to providing a high level of personalized service, Steve is dedicated to transparency, straightforward communication, and keeping clients well-informed throughout the planning process. Outside of the office, Steve lives with his wife, Jennifer, and their two sons in Marco Island, Florida, where he has resided for more than twenty years. In his free time, Steve enjoys playing golf, fishing, skiing and travelling with his family.
Securities Agent: KS, VT, MA, WI, UT, TX, OR, NM, MT, MO, TN, NE, ME, LA, KY, NY, NJ, NH, DC, SD, RI, FL, DE, NC, CO, CA, AR, VA, GA, SC, PA, NV, MI, MD, ID, CT, AZ, WV, OH, MN, IN, IL, AL, AK, OK, WY, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1261881
CA Insurance License #: 0K48485
NMLS#: 1261881
CA Insurance License #: 0K48485
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
We Believe
We serve a diverse clientele, from executives and business owners to retirees and individual investors, all of whom appreciate our high-level service, straightforward approach, and our proficiency in simplifying complex financial aspects. Our beliefs define us:
Hard Work
• We value your hard-earned money and match your commitment to your financial future
Transparency
• No smoke and mirrors. We provide clarity about fees, transaction costs, and risk factors..
Straight Talk
• We believe in honest conversations, telling you what you need to know.
Follow-up
• We answer every query, return every call, and aim to anticipate your needs.
Integrity
• We uphold old-fashioned values such as respect, integrity, and going the extra mile for our clients.
Long-term Planning
• We focus on sustainable investment strategies that can weather life's ups and downs.
Guiding Your Wealth Journey with Transparency and Dedication
I serve as steadfast guides navigating the complexities of your financial journey. Offering prompt service and current information, we work hand-in-hand with you to tailor a comprehensive financial plan that meets your unique goals.
Transparent Communication
Transparency stands as a cornerstone in our approach to wealth management in Florida. We ensure clarity in fees, aid in understanding your choices, and help you balance the benefits and drawbacks of each decision. Through careful questioning and attentive listening, we craft strategies aligned with your objectives, marking our excellence in Naples estate planning.
Investor Resources
Just below are resources that contain the latest insight and information that can help you become more informed of the financial landscape.
GIC On The Markets
Read some insightful commentary on the markets while getting caught up on the going's on in the financial landscape.
The GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Thoughts on the Market Podcast
Join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Compound Interest Calculator
Do you want to determine how much your money can grow using the power of compound interest? Click the link below.
Lock Your Credit
Contact the Credit Bureaus - Experian, TransUnion, and Equifax - and establish a "Credit Lock" so only you have access to your own good credit. Also available, customized fraud alerts and ability to opt out of annoying credit card offers.
How to Create a Budget
While following a budget might seem limiting, when used as a guide, it can be incredibly empowering. Having a good understanding of your monthly saving and spending habits helps you make smart financial decisions that can position you for success in the long run.
Please call Jason Zapalski at 239-449-7859 today to RSVP to our video conference or to set up an individual lunch to discuss dividend stock investing in today's market.
Location
928 N Collier Blvd 3rd
3rd Fl
Marco Island, FL 34145
US
Direct:
(239) 393-2903(239) 393-2903
Meet My Team
Myra Dominguez
Senior Client Service Associate
Phone:
(239) 393-2902(239) 393-2902
About Jason Zapalski
Jason Zapalski is a Vice President, Portfolio Management Director, and Financial Advisor with Morgan Stanley. With more than 20 years of financial services experience, Jason focuses on creating customized investment strategies and financial planning solutions.
Jason graduated cum laude from the University of Miami and received a Bachelor of Science degree in Finance. Since college, he knew he wanted to be in portfolio management to help people make the most of their hard-earned money. Jason joined Morgan Stanley in 2003. He earned his Certified Financial PlannerTM designation in 2007 so that he could better serve clients by integrating all aspects of the financial planning process – including retirement planning, investment management, and estate planning.
As a Senior Portfolio Manager, Jason believes that the most successful investments are those that help clients reach their goals and protect what they have. He began to understand this on a more personal level after the birth of his son, which strengthened his commitment to the financial planning process. That’s why Jason strives for a deep understanding of his clients’ needs and objectives right from the start. He then builds customized financial plans and investment portfolios, monitors them closely, and adjusts as needed. Jason also oversees asset allocations and alternative investment models, and works closely with Stephen Macko to develop customized estate planning strategies for the team’s clients.
Originally from southeast Michigan, Jason has called southwest Florida home for more than twenty years. Jason is married to his high school sweetheart, Tania, and when not in the office enjoys spending time with his wife and son, watching and playing sports with his family, and leisure time boating.
Jason graduated cum laude from the University of Miami and received a Bachelor of Science degree in Finance. Since college, he knew he wanted to be in portfolio management to help people make the most of their hard-earned money. Jason joined Morgan Stanley in 2003. He earned his Certified Financial PlannerTM designation in 2007 so that he could better serve clients by integrating all aspects of the financial planning process – including retirement planning, investment management, and estate planning.
As a Senior Portfolio Manager, Jason believes that the most successful investments are those that help clients reach their goals and protect what they have. He began to understand this on a more personal level after the birth of his son, which strengthened his commitment to the financial planning process. That’s why Jason strives for a deep understanding of his clients’ needs and objectives right from the start. He then builds customized financial plans and investment portfolios, monitors them closely, and adjusts as needed. Jason also oversees asset allocations and alternative investment models, and works closely with Stephen Macko to develop customized estate planning strategies for the team’s clients.
Originally from southeast Michigan, Jason has called southwest Florida home for more than twenty years. Jason is married to his high school sweetheart, Tania, and when not in the office enjoys spending time with his wife and son, watching and playing sports with his family, and leisure time boating.
About Myra Dominguez
Myra Dominguez is a Senior Client Service Associate with over 17 years at Morgan Stanley. Throughout her tenure, she has built a strong foundation in wealth management, with a focus on delivering exceptional client support and ensuring operational efficiency across all aspects of the business.
Known for her extensive knowledge, attention to detail, and unwavering commitment to service, Myra plays a vital role in helping clients feel supported, informed, and confident in their financial journey.
Known for her extensive knowledge, attention to detail, and unwavering commitment to service, Myra plays a vital role in helping clients feel supported, informed, and confident in their financial journey.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Stacey Herring
Private Banker
Aashna Shahdadpuri
Planning Associate
About Stacey Herring
Stacey Herring is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Stacey began her career in financial services in 1994, and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy, dedication, and commitment to children’s causes.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Stacey began her career in financial services in 1994, and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy, dedication, and commitment to children’s causes.
NMLS#: 434321
About Aashna Shahdadpuri
Aashna Shahdadpuri is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, she collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, she will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Aashna provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
She earned her undergraduate degree from Boston University and received the Financial Planning Specialist designation® from the College for Financial Planning. Aashna is originally from Dubai, U.A.E and currently resides in New York City.
She earned her undergraduate degree from Boston University and received the Financial Planning Specialist designation® from the College for Financial Planning. Aashna is originally from Dubai, U.A.E and currently resides in New York City.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Stephen Macko today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
