Christopher Brock
Senior Vice President, Financial Advisor, Senior Portfolio Management Director
Sonia Balfour-Fears, CFP®, CRPC®, QPFC
Senior Vice President,
Financial Advisor,
Senior Portfolio Manager,
Alternative Investments Director,
Global Sports and Entertainment Director,
NFLPA Registered Institutional Player Financial Advisor
Direct:
(404) 459-3908(404) 459-3908
My Mission Statement
To create a balance of community and enterprise with comprehensive wealth strategies for life and legacy.
My Story and Services
Sonia Balfour-Fears is a Financial Advisor and Global Sports & Entertainment Director with Morgan Stanley. She began working in the financial services industry in 2000. She then joined Bank of America/Merrill Lynch in 2006. During her time with Merrill Lynch, she founded the Fears Group, which was Merrill’s first African American mother-daughter wealth management team. She has since transitioned to Morgan Stanley where she is one of fewer than 2% of Morgan Stanley's Financial Advisors to have obtained the Global Sports & Entertainment Director designation as of January 2022.
Sonia has gained nearly two decades of invaluable experience as a business owner, mortgage specialist, and tax professional. In her entrepreneurial role as a medical supply dealer, Sonia developed a relationship through the Trade Commission of the United States Department of Commerce and landed a highly lucrative contract with a client in Spain. She believes this cultural and professional exposure provided her with distinctive insight into the discipline and foresight needed to compete in a global economy.
She understands the vast complexities of each stage of wealth and believes successful, long-term planning involves more than just investments. She believes that educating and providing clients with holistic, customized guidance to help achieve their goals is the basis of financial planning. She also leverages her mortgage and tax experience to help clients make proactive, tax-efficient financial decisions.
Sonia attended Howard University and the University of Maryland, College Park where she earned a Bachelor of Science degree in Biochemistry. She remains active in her community and is board certified by the United Way. Currently, she serves on the board for the Jamaican Chamber of Commerce and is the Chairwoman for the Downtown West Development board. She also volunteers with Habitat for Humanity, Hands on Atlanta, and the United Way. Sonia has been a member of Friendship Baptist Church since 2016 and currently serves on the leadership team of the Women’s Ministry. Though born in Jamaica, Sonia currently lives in Powder Springs, GA with her husband Ayron. They have three children, Rhea, Ayanna, and Ayron. In her spare time, she enjoys reading, gardening, boating, and spending time with her family.
Sonia has gained nearly two decades of invaluable experience as a business owner, mortgage specialist, and tax professional. In her entrepreneurial role as a medical supply dealer, Sonia developed a relationship through the Trade Commission of the United States Department of Commerce and landed a highly lucrative contract with a client in Spain. She believes this cultural and professional exposure provided her with distinctive insight into the discipline and foresight needed to compete in a global economy.
She understands the vast complexities of each stage of wealth and believes successful, long-term planning involves more than just investments. She believes that educating and providing clients with holistic, customized guidance to help achieve their goals is the basis of financial planning. She also leverages her mortgage and tax experience to help clients make proactive, tax-efficient financial decisions.
Sonia attended Howard University and the University of Maryland, College Park where she earned a Bachelor of Science degree in Biochemistry. She remains active in her community and is board certified by the United Way. Currently, she serves on the board for the Jamaican Chamber of Commerce and is the Chairwoman for the Downtown West Development board. She also volunteers with Habitat for Humanity, Hands on Atlanta, and the United Way. Sonia has been a member of Friendship Baptist Church since 2016 and currently serves on the leadership team of the Women’s Ministry. Though born in Jamaica, Sonia currently lives in Powder Springs, GA with her husband Ayron. They have three children, Rhea, Ayanna, and Ayron. In her spare time, she enjoys reading, gardening, boating, and spending time with her family.
Services Include
- AnnuitiesFootnote1
- Alternative InvestmentsFootnote2
- Business Succession PlanningFootnote3
- Endowments and FoundationsFootnote4
- Estate Planning StrategiesFootnote5
- Financial PlanningFootnote6
- Cash Management and Lending ProductsFootnote7
- Life InsuranceFootnote8
- Planning for Individuals with Special Needs and their Families
- Professional Portfolio ManagementFootnote9
- Retirement PlanningFootnote10
- Structured ProductsFootnote11
- Trust ServicesFootnote12
- Wealth ManagementFootnote13
Securities Agent: TN, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TX, UT, VA, VI, VT, WA, WI, WV, WY, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 545016
NMLS#: 545016
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Global Sports and Entertainment
Every sports and entertainment profession is unique with its own characteristics, earnings profile, and variable career span. You require a Financial Advisor who knows the industry and how money flows from your work to your wallet. As a Global Sports and Entertainment Director, chosen for my advanced experience working within very specific fields, I understand the total financial picture and craft creative financial strategies that account for the unique challenges and dynamics of my clients’ careers.
Morgan Stanley Global Sports & Entertainment Named Institutional Financial Advisor for the NFL Players Association
In an effort to address the financial needs of its participating athletes, the NFLPA launched its Institutional Financial Advisors Registration Program in 2019, allowing players access to a list of Financial Advisors affiliated with leading financial institutions. As an NFLPA Institutional Financial Advisor participant, Morgan Stanley Global Sports & Entertainment will have oversight of the Financial Advisors who will be designated to provide guidance to the members of the NFLPA.
Learn More
Making it to Draft Day: Financial Solutions for Prospective Pros
The journey to becoming a professional athlete is exciting and challenging.
After declaring their eligibility for the football or basketball drafts, athletes face rigorous training sessions, grueling team workouts, in-depth interviews with prospective employers, and extensive travel throughout the country – all before being drafted by a team that’s likely in a different city from where they live.
Learn MoreAfter declaring their eligibility for the football or basketball drafts, athletes face rigorous training sessions, grueling team workouts, in-depth interviews with prospective employers, and extensive travel throughout the country – all before being drafted by a team that’s likely in a different city from where they live.
Financial Guide for Athletes and Entertainers
Earning a living in the sports and entertainment industry is completely different from other professions. It can mean short timeframes of income and big swings in earnings. Which means you're going to have to take a drastically different approach to your savings.
Learn More
Name, Image, and Likeness (NIL)
NCAA college athletes now have the opportunity to benefit from their name, image and likeness. Understanding the rules in addition to practicing good financial fitness will be essential to setting up your future.
Learn More
5 Things to Consider when Monetizing your Music Catalog
Recording artists are tapping their catalogs for cash as the market for investible music rights grows. Find out what musicians should know about the benefits and drawbacks.
Learn More
How Stars Insure Their Dreams
Shining in the spotlight requires fearlessness, but staying there takes planning. One bad break can end a career overnight. Check out our insights and protect your future with the right insurance.
Learn More
Equity for Endorsement
Star athletes and entertainers have been inking endorsement deals that include equity compensation. Here's what to consider when determining whether this approach makes sense for you.
Learn More
Taxes for Athletes and Entertainers
As a rising star in the sports or entertainment world, you’re not just in the spotlight — you’re also under the microscope of the IRS and state revenue authorities. Navigating the tax landscape can be tricky, but the right game plan can help you dodge the pitfalls and may help you keep more of your earnings where you want them: in your pocket. This isn’t just about surviving tax season; it’s about thriving all year long.
Learn MoreWomen Without Limits
Morgan Stanley Wealth Management is committed to creating opportunities for women in their careers, wealth planning, and communities. We're closing the gap and helping empower females throughout every stage of their lives, with tangible resources, advice, and stories.
Women in Finance
The world moves fast, money moves even faster. Every day new legislation, new events, new fiscal & monetary policies, and new partnerships are announced. These all impact assets and introduce volatility. As money moves around the world based on these global influences, it causes ripples and waves in the financial market. You need an experienced advisor who can help you prepare for the turbulence, so you can feel confident about your future.
Women in Leadership
As a leader and executive, you have the responsibility to guide the business through turbulent changes, and sail through unchartered waters. In the ever expanding business needs, your responsiveness at moment's notice is what leads your organization to become a world leader. As you are preoccupied with these responsibilities, it can be difficult to sort through your own finances. Let us help you with vested shares, concentrated stock positions, 10b5-1, control/restricted stocks, and create investment strategies based on your equity compensation.
Women in Sports
In 2024, for the first time, women's elite sports were forecasted to generate a revenue that surpasses $1 billion. (Source: Deloitte) Women Athletes are compensated for over 20% of the revenue generated in professional leagues, increasing the compensation of women athletes around the board. In addition to increasing growth, women also revolutionize the sports itself and selling out arenas. My experience and dedication to female athletes extends beyond helping you grow your wealth, but to also aid you in your career and overcome future challenges.
Read the Forecast
Women in Law
You fight in the courts to protect those who cannot do so for themselves. You work hard to right the wrongs and give everyone an equal chance at attaining justice; yet you still have to work even harder for yourself and your loved ones. Let us take up that burden and work together. While you fight day & night to protect the vulnerable in the courts, I will work to preserve your assets for you and your family.
Women in Health
Women bring a variety of unique contributions to healthcare including leadership based on empathy, good communication, and a holistic approach to care. You have shaped policy and practice to improve the well-being of countless individuals, patients, clinicians, and colleagues. So let me shape your financial health by offering a boutique holistic approach best suited for you. From retirement to long term care, your wellbeing in wealth and health is my focus.
Guiding Your Wealth
In many societies, women were the steward, the money manager, the one who controlled the purse strings for centuries. With your busy life, it becomes incredibly difficult for you to focus on your families’ taxes, retirement, investments, and other wealth related questions. I can help you navigate through life's ups and downs, and create an actionable plan to help you cross the finish line.
PLANNING FOR YOUR FAMILY'S FINANCIAL NEEDS
Morgan Stanley has the scale and resources to help you manage the complexity through each stage of your financial life.
Redefining Family Office
I look forward to learning more about you and your family, and discussing how we can help you safeguard what you have earned and pursue your most important life goals. I deliver an exceptionally attentive level of service and dedicate ourselves to finding solutions to the challenges my clients face, even those challenges that fall well outside the traditional role of wealth managers.
Learn More Here
Wealth Education
Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It's not always easy, but starting the conversation is a key step in long-term wealth planning.
Learn More Here
Philanthropic Planning
Your set of philanthropic objectives is as personal as your vision of a better world. Determining your objectives, however, can be challenging when there are so many worthy causes and so many unmet needs.
Learn More Here
Family Governance
Particularly in the case of an ultra-high net worth family engaged in a common enterprise, such as running a family business, operating a family office, or simply investing together as a family, it's extremely important to have a sound framework within which to make decisions - in other words, a family governance system.
Learn More Here
Trust & Estate Planning
With you every step of the way. I analyze your tax and estate structures so that their tax characteristics are accurately incorporated in the asset allocation analysis performed for the client.
Learn More Here
Intergenerational Wealth Planning
Highly-skilled accountants and estate attorneys are vital to constructing sound wealth-transfer plans, but sometimes it is the matters these experts cannot address that pose the greatest challenges.
Learn More Here
Business Succession Planning
Selling a business should be the reward for years of entrepreneurial savvy and hard work. Here’s how to make the process go smoothly.
Learn More Here
Signature Access
A broad range of specialty services are available to enrich and enhance the health, safety, comfort, and interests of affluent families, from private aviation, personal security, art advisory, and household staffing, to private health advisory services and advisory services for single family offices.
Learn More HereValuable Tools and Resources
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn more about Total Wealth View
Global Investment Committee Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read the Latest Report
Goal Based Planning
Working with us, paired with our technology, is a great way to to access advice and build a wealth plan. Read more about the advantage of working with our planning technology in reaching your financial goals.
Start Planning Now
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Online Security Center
Safeguarding your assets and personal information is paramount to us here at Morgan Stanley. Learn about our extensive security measures and take advantage of our numerous resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Learn More About Online Security Center
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Learn more about Morgan Stanley Online
2025 Income Tax Tables
The Internal Revenue Service (IRS) has released adjustments to tax brackets for 2025, adding thousands of dollars to most marginal tax brackets, and potentially protecting more of your income from taxes next year.
View Tax Tables HereClient Service Team
Shalo Watts - Portfolio Associate
Phone:
(404) 459-3831(404) 459-3831
Email:shalo.s.watts@morganstanley.com
Shalo is a Portfolio Associate. She has been with Morgan Stanley for 26 years. Shalo's primary focus is on providing first-class client service and strategic operational and administrative support to clients. In many ways, she's the first point of contact for all client questions. On a daily basis she opens and monitors new and managed accounts, handles administrative/operational matters and executes buy/sell orders.
Shalo is Series 3, 7, 63,9,10 licensed as well as is Life, Accident & Health insurance.
Shalo is Series 3, 7, 63,9,10 licensed as well as is Life, Accident & Health insurance.
Location
5565 Glenridge Conn
Suite 1900
Atlanta, GA 30342
US
Direct:
(404) 459-3908(404) 459-3908
5565 Glenridge Connector
Suite 1900
Atlanta, GA 30342
US
Direct:
(404) 459-3908(404) 459-3908
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Mark Jansen
Family Office Resources Generalist
About Mark Jansen
Mark Jansen is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Southeast Region. In this capacity, Mark provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory. Mark has over 30 years of experience advising wealthy families, business owners, and their children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Ready to start a conversation? Contact Sonia Balfour-Fears today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
12Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
13Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
12Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
13Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
