Erica Fenniman
Registered Client Service Associate
Phone:
(978) 739-9689(978) 739-9689
Sheri Bouchie
First Vice President,
Financial Advisor,
Family Wealth Advisor,
Portfolio Management Director
Direct:
(978) 739-3956(978) 739-3956
My Mission Statement
Helping my clients make smart financial decisions by thoroughly understanding their needs and working together to plan logically and manage emotions
Today's decisions impact tomorrow's options
Today's decisions impact tomorrow's options
My Story and Services
My journey to becoming a financial advisor is rooted in a passion for helping clients make informed decisions that shape their future. Starting in an administrative role, I quickly realized the profound impact of financial planning on people's lives. This realization fueled my creativity and drive to learn more, leading me to support an advisor who encouraged my growth. Over the years, I honed my skills in crafting tailored financial plans and managing investments, always with the goal of solving real-world problems.
Through my experiences, I discovered that emotions often drive financial decisions, sometimes leading to less-than-ideal outcomes. This insight inspired me to develop a dynamic, client-focused approach that emphasizes logical, informed decision-making. By integrating a holistic wealth management strategy with a creative asset allocation method, I help clients understand how today's choices influence tomorrow's opportunities.
My practice is dedicated to fostering prosperity by aligning financial strategies with clients' unique goals. I believe that every decision is interconnected, and my mission is to guide clients through this intricate landscape, helping them make informed choices that support their financial well-being and success.
Services Include
- Divorce Financial AnalysisFootnote1
- Estate Planning StrategiesFootnote2
- Financial PlanningFootnote3
- Cash Management and Lending ProductsFootnote4
- LGBT+ Planning ServicesFootnote5
- Life InsuranceFootnote6
- Long-term Care InsuranceFootnote7
- Professional Portfolio ManagementFootnote8
- Retirement PlanningFootnote9
Securities Agent: CA, MD, VA, SC, ME, NY, NH, DC, FL, WI, MO, IL, VT, MA, CT, OH, NJ, TX, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1232921
NMLS#: 1232921
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
"Am I going to be okay?"
This might well be the most common question my clients have, even if they don't say it directly. No matter their level of wealth, everyone wants to feel secure about their future.
I work with many different kinds of people, but two common ones are recent divorcees and heads of families - two niches in which a fundamental change in circumstance can lead to feelings of insecurity. By definition, many of my new clients are experiencing financial change - most of them moving from another advisor for one reason or another and have serious questions about the state of their wealth.
It's interesting that my career started at EF Hutton because, many years ago, they had a famous series of TV commercials about listening - as an advisor, I believe this is my primary skill, one that I use every day. By listening carefully to my clients, I can craft strategies that help them reach their goals.
I work with many different kinds of people, but two common ones are recent divorcees and heads of families - two niches in which a fundamental change in circumstance can lead to feelings of insecurity. By definition, many of my new clients are experiencing financial change - most of them moving from another advisor for one reason or another and have serious questions about the state of their wealth.
It's interesting that my career started at EF Hutton because, many years ago, they had a famous series of TV commercials about listening - as an advisor, I believe this is my primary skill, one that I use every day. By listening carefully to my clients, I can craft strategies that help them reach their goals.
Divorce Resources and Insight
Check out the link below for some valuable insight on how to take control of your finances after the divorce or death of a spouse
Click HereA logical approach to financial management
Every serious undertaking starts with a plan, and every plan follows a process. I use a simple 4-step process to create and execute a financial plan.
Step 1: Listen
Because every plan I create is customized to the client, my first step is to understand you – what’s important to you, what keeps you up at night, and how you see your future. I do a “deep dive” to understand where you are currently and how you’d like to work. I believe in goals-based planning and will help you define and articulate your goals. Spending the necessary time on this first step ensures that what I do works best for you.
Step 2: Propose
Once I’ve gathered the information that I need, I will create a plan for your approval. It will cover both sides of your personal balance sheet, assets as well as liabilities. It will expose potential roadblocks, and leave flexibility for changes in your life as they occur. Your financial plan will include a recommendation for an investment portfolio, of course, but it will also look at cash flow, debt, insurance, planning for education and retirement – basically, anything that involves money.
Step 3: Implement
After any needed refinement in the plan, we are ready to set the wheels in motion. But again, a strategy for action is crucial. We can save significant costs with a thoughtful implementation process – we may, for example, use dollar-cost averaging to build your portfolio, or perhaps sell existing assets in a manner that mitigates taxes. This is an example of how the details of HOW we work can have an impact on the overall success of your plan.
Step 4: Refine
Life happens. Circumstances change, markets adjust, technology advances, beliefs evolve. That’s why your financial plan isn’t a static document cast in stone – it’s a dynamic blueprint that is reviewed as necessary, but at least once a year. It’s also why I work hard to keep up with my clients’ lives – only when I know when something has changed can I make appropriate recommendations to adjust.
Women & Wealth: Planning for Your Financial Future
Armed with education and a plan, women can feel more confident about their financial goals and how they’ll achieve them.
View Here
A Simple Six-Step Retirement Checkup
When market volatility arises, checking in on your retirement plan may make a lot of sense. Use this article to see if you are on track.
View Here
Your Guide to Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
View Here
Divorce Resources and Insight
Check out the link below for some valuable insight on how to take control of your finances after the divorce or death of a spouse
View Here
OBBBA Cheat Sheet
The "One Big Beautiful Bill Act" makes the individual and corporate tax cuts from the TCJA permanent, introduces new individual and business tax cuts, reduces spending on clean energy credits and Medicaid, and increases the debt limit by $5 trillion. Click below to learn more.
View Here
Roth IRA Conversions
If you’re interested in potentially minimizing taxes in the future, a Roth IRA may help. Click on the link to learn more below.
View HereFive principals that drive my work
When choosing a financial advisor, fit is crucial – do the advisor’s values match yours? That’s why I’ve articulated my “core values” which are the basis for everything I do.
1. Every dollar counts
Your financial footprint is extensive – not just investments but cash flow, liabilities, purchases and many others. A dollar saved on taxes, for example, is as valuable as one earned via your portfolio. That’s why I believe in holistic financial planning.
2. Life happens
No one can predict the future. I believe in keeping your options open, so an unforeseen obstacle does not derail your plan. Because, while we can’t anticipate what WILL happen, we CAN prepare for SOMETHING to happen.
3. The small stuff matters
There’s a popular self-help book that preaches “don’t sweat the small stuff.” That may be fine for your psychological health, but it’s not the best financial advice. Sweating the small stuff can make a big difference, and my clients count on me to do that for them.
4. It’s up to me to adapt to you
Each of my client relationships is unique. We will have the relationship that works best for you, not the other way around. One example is education – I am happy to provide as much or as little detail as you want to know. In every case, it’s up to you.
5. There's only one metric
My success is measured by you. If you’re happy, you’ll stay; if you’re not, you’ll find another advisor. I am proud of the work I do with my clients and I get a great sense of accomplishment when a client says "thank you."
Location
35 Village Rd
Ste 601
Middleton, MA 01949
US
Direct:
(978) 739-3956(978) 739-3956
Fax:
(617) 217-0698(617) 217-0698
Meet My Team
Deborah Lattig
Senior Client Service Associate
Phone:
(978) 739-3912(978) 739-3912
Matthew Paiotti
Registered Client Service Associate
Phone:
(978) 526-6007(978) 526-6007
Domenic Setaro
Director of Marketing and Communications
Phone:
(978) 739-9695(978) 739-9695
Matthew Onofrio
Client Service Associate
Phone:
(978) 256-6019(978) 256-6019
About Erica Fenniman
Erica Fenniman is a Registered Client Service Associate who began working for Morgan Stanley in Middleton, Massachusetts, in 2024. She began her career with the Sylvan Learning Center in 2011, working in various administrative and managerial capacities. She graduated cum laude from the University of New Hampshire in 2009, earning a Bachelor of Science in Family Studies, with a double minor in Psychology and Education.
Erica has lived and worked across the country, including Hawaii, South Carolina, New York, and New England, and has now returned to her native town of Dover, New Hampshire, with her daughter, Shayleigh, and twin sons, William and Regan. While not in the office, she enjoys reading, following sports, and making the most out of the great outdoors with her family. She is an avid golfer, having played since the age of two, and enjoys getting to the golf course whenever she can.
Erica has lived and worked across the country, including Hawaii, South Carolina, New York, and New England, and has now returned to her native town of Dover, New Hampshire, with her daughter, Shayleigh, and twin sons, William and Regan. While not in the office, she enjoys reading, following sports, and making the most out of the great outdoors with her family. She is an avid golfer, having played since the age of two, and enjoys getting to the golf course whenever she can.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Sheri Bouchie today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
