Erica Fenniman
Registered Client Service Associate
Phone:
(978) 739-9689(978) 739-9689
Sheri Bouchie
First Vice President,
Financial Advisor,
Family Wealth Advisor,
Portfolio Management Director
Direct:
(978) 739-3956(978) 739-3956
My Mission Statement
Empowering our clients to make strategic financial choices by illustrating how today’s decisions impact tomorrow’s options
My Story and Services
My journey to becoming a financial advisor is rooted in a passion for helping clients make informed decisions that shape their future. Starting in an administrative role, I quickly realized the profound impact of financial planning on people's lives. This realization fueled my creativity and drive to learn more, leading me to support an advisor who encouraged my growth. Over the years, I honed my skills in crafting tailored financial plans and managing investments, always with the goal of solving real-world problems.
Through my experiences, I discovered that emotions often drive financial decisions, sometimes leading to less-than-ideal outcomes. This insight inspired me to develop a dynamic, client-focused approach that emphasizes logical, informed decision-making. By integrating a holistic wealth management strategy with a creative asset allocation method, I help clients understand how today's choices influence tomorrow's opportunities.
My practice is dedicated to fostering prosperity by aligning financial strategies with clients' unique goals. I believe that every decision is interconnected, and my mission is to guide clients through this intricate landscape, helping them make informed choices that support their financial well-being and success.
Services Include
- Divorce Financial AnalysisFootnote1
- Estate Planning StrategiesFootnote2
- Financial PlanningFootnote3
- Cash Management and Lending ProductsFootnote4
- LGBT+ Planning ServicesFootnote5
- Life InsuranceFootnote6
- Long-term Care InsuranceFootnote7
- Professional Portfolio ManagementFootnote8
- Retirement PlanningFootnote9
Securities Agent: CA, MD, VA, SC, ME, NY, NH, DC, FL, WI, MO, IL, VT, MA, CT, OH, NJ, TX, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1232921
NMLS#: 1232921
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Making Informed Choices
We emphasize the critical role that current financial choices play in shaping your future. In the ever-evolving landscape of personal finance, making informed decisions today is essential for securing tomorrow's opportunities.
Navigating financial landscapes, especially during times of change, requires a thoughtful approach that balances immediate needs with long-term goals. Our work is centered around understanding the unique challenges and opportunities that arise during pivotal life transitions. Whether it's a career shift, a family milestone, or a change in financial circumstances, these moments call for careful consideration and strategic planning. By prioritizing attentive listening and personalized strategies, we aim to provide clarity and confidence in the financial journey. This approach not only addresses immediate concerns but also lays the groundwork for achieving your financial goals.
Navigating financial landscapes, especially during times of change, requires a thoughtful approach that balances immediate needs with long-term goals. Our work is centered around understanding the unique challenges and opportunities that arise during pivotal life transitions. Whether it's a career shift, a family milestone, or a change in financial circumstances, these moments call for careful consideration and strategic planning. By prioritizing attentive listening and personalized strategies, we aim to provide clarity and confidence in the financial journey. This approach not only addresses immediate concerns but also lays the groundwork for achieving your financial goals.
Navigating Tomorrow's Options Today
As we consider the significance of today's decisions, it becomes evident that a well-informed strategy can empower individuals to navigate their financial journeys with confidence and purpose. While we cannot predict the future, we can strategically prepare for its possibilities by keeping tomorrow’s options open.
Step 1: Listen
To shape tomorrow's options, we begin by understanding your unique vision for the future. This involves exploring your aspirations and addressing any concerns that may impact your financial journey. By assessing your current situation and preferred working style, we establish a foundation for a strategy aligned with your long-term goals. Our goals-based planning approach helps ensure that the strategies we develop are tailored to your needs and effectively support your future aspirations.
Step 2: Propose
After gathering the necessary information, we will develop a comprehensive plan for your review. This plan will address both the asset and liability side of your personal balance sheet. It will identify potential roadblocks and incorporate flexibility to adapt to changes in your life.
Your financial plan will include a tailored investment portfolio recommendation, along with considerations for cash flow, debt management, insurance, and planning for education and retirement. Essentially, it will cover all aspects of your financial landscape to help ensure a holistic approach to your financial well-being.
Your financial plan will include a tailored investment portfolio recommendation, along with considerations for cash flow, debt management, insurance, and planning for education and retirement. Essentially, it will cover all aspects of your financial landscape to help ensure a holistic approach to your financial well-being.
Step 3: Implement
With the plan refined, we move forward with a strategic implementation. This phase is crucial for optimizing your financial strategy. A thoughtful implementation process can save significant costs. We use strategies such as bucketing and asset allocation across different account types. Additionally, we focus on tax-efficient asset management to minimize liabilities and enhance your plan's success. These methods are designed to help ensure that your financial goals are met effectively and efficiently.
Step 4: Refine
As your life evolves, your financial plan should adapt. I stay connected with you to understand changes, helping ensure your strategy aligns with your goals. We review your plan at least once a year to keep it relevant and effective. By knowing when something shifts, I can make timely recommendations to adjust your strategy. This personalized approach helps ensure your financial plan continues to support your aspirations, addressing new opportunities and challenges.
Women & Wealth: Planning for Your Financial Future
Armed with education and a plan, women can feel more confident about their financial goals and how they’ll achieve them.
View Here
A Simple Six-Step Retirement Checkup
When market volatility arises, checking in on your retirement plan may make a lot of sense. Use this article to see if you are on track.
View Here
Your Guide to Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
View Here
Divorce Resources and Insight
Check out the link below for some valuable insight on how to take control of your finances after the divorce or death of a spouse
View Here
OBBBA Cheat Sheet
The "One Big Beautiful Bill Act" makes the individual and corporate tax cuts from the TCJA permanent, introduces new individual and business tax cuts, reduces spending on clean energy credits and Medicaid, and increases the debt limit by $5 trillion. Click below to learn more.
View Here
Roth IRA Conversions
If you’re interested in potentially minimizing taxes in the future, a Roth IRA may help. Click on the link to learn more below.
View Here1. Preparedness
Life's unpredictability is a given, and I am here to help you navigate it. Together, we can creatively prepare for life's changes, helping ensure your financial path remains secure.
2. Attention to Detail
Attention to detail is key in finance. By focusing on the nuances, I help you make informed decisions that can significantly impact your financial well-being.
3. Success
Your success is my ultimate goal. I am dedicated to crafting creative solutions to help you achieve your financial objectives.
Location
35 Village Rd
Ste 601
Middleton, MA 01949
US
Direct:
(978) 739-3956(978) 739-3956
Fax:
(617) 217-0698(617) 217-0698
Meet My Team
Domenic Setaro
Director of Marketing and Communications
Phone:
(978) 739-9695(978) 739-9695
Deborah Lattig
Senior Client Service Associate
Phone:
(978) 739-3912(978) 739-3912
Matthew Paiotti
Registered Client Service Associate
Phone:
(978) 526-6007(978) 526-6007
Matthew Onofrio
Client Service Associate
Phone:
(978) 256-6019(978) 256-6019
About Erica Fenniman
Erica Fenniman is a Registered Client Service Associate who began working for Morgan Stanley in Middleton, Massachusetts, in 2024. She began her career with the Sylvan Learning Center in 2011, working in various administrative and managerial capacities. She graduated cum laude from the University of New Hampshire in 2009, earning a Bachelor of Science in Family Studies, with a double minor in Psychology and Education.
Erica has lived and worked across the country, including Hawaii, South Carolina, New York, and New England, and has now returned to her native town of Dover, New Hampshire, with her daughter, Shayleigh, and twin sons, William and Regan. While not in the office, she enjoys reading, following sports, and making the most out of the great outdoors with her family. She is an avid golfer, having played since the age of two, and enjoys getting to the golf course whenever she can.
Erica has lived and worked across the country, including Hawaii, South Carolina, New York, and New England, and has now returned to her native town of Dover, New Hampshire, with her daughter, Shayleigh, and twin sons, William and Regan. While not in the office, she enjoys reading, following sports, and making the most out of the great outdoors with her family. She is an avid golfer, having played since the age of two, and enjoys getting to the golf course whenever she can.
About Domenic Setaro
Domenic Setaro is an Assistant Vice President and Director of Marketing and Communications, where he spearheads the team's marketing and optimization efforts. He first joined the Firm in 2020 as a Team Lead on the Virtual Engagement Associate Desk in Purchase, New York, where he coached and trained hundreds of analysts and was instrumental in the program’s growth and development. He then went to work on the management teams for the Firm’s Coastal and Southern New England markets, where he helped Advisors across New York and New England with the usage and implementation of Morgan Stanley’s digital resources into their practices.
Prior to joining the Firm, Domenic worked in marketing management for both the Italian Language Foundation and the Italy-America Chamber of Commerce. He graduated cum laude from Fordham University, with degrees in International Political Economy and Romance Languages and minors in Middle Eastern Studies and Theology, and he holds his Series 7 and 66 licenses.
Dom currently resides in Boston, having moved to the area from Wolcott, Connecticut. He spent many years of his life living in Italy and goes back as often as he can. Outside of work, Domenic is a foreign language tutor and Church organist on the side and enjoys traveling, playing piano, and playing tennis in his free time. He speaks eight languages and has traveled to 47 states and 33 countries.
Prior to joining the Firm, Domenic worked in marketing management for both the Italian Language Foundation and the Italy-America Chamber of Commerce. He graduated cum laude from Fordham University, with degrees in International Political Economy and Romance Languages and minors in Middle Eastern Studies and Theology, and he holds his Series 7 and 66 licenses.
Dom currently resides in Boston, having moved to the area from Wolcott, Connecticut. He spent many years of his life living in Italy and goes back as often as he can. Outside of work, Domenic is a foreign language tutor and Church organist on the side and enjoys traveling, playing piano, and playing tennis in his free time. He speaks eight languages and has traveled to 47 states and 33 countries.
About Matthew Onofrio
Matthew Onofrio serves as a Client Service Associate at Morgan Stanley in Middleton, Massachusetts, where he supports clients through a range of administrative tasks. A 2025 graduate of the University of Colorado, Matthew holds a degree in English.
Residing in his hometown of North Andover, Massachusetts, Matthew is passionate about literature, music, and rooting for Boston sports team. He enjoys golfing during the summer months and snowboarding in the winter, taking advantage of the great outdoors year round.
Residing in his hometown of North Andover, Massachusetts, Matthew is passionate about literature, music, and rooting for Boston sports team. He enjoys golfing during the summer months and snowboarding in the winter, taking advantage of the great outdoors year round.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Sheri Bouchie today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
