Lisa Hunter, CFP®
Vice President, Financial Advisor, Family Wealth Advisor
Phone:
(410) 770-6137(410) 770-6137
Shane Hatfield, QPFC
Financial Advisor,
Financial Planning Specialist
Direct:
(410) 770-6146(410) 770-6146
My Mission Statement
Our singular focus is our client’s financial well-being: to understand your hopes, dreams and worries, then provide tailored strategies that fit your needs, and are readily incorporated into your lifestyle, and ultimately provide you with peace of mind.
Shane Hatfield at Morgan Stanley
Smart Planning starts with asking the right questions, as well as understanding your financial needs and goals.
Planning, Collaboration, Success
My core focus is to provide comprehensive, and personalized financial strategies and solutions to businesses, multi-generational families, and individuals. With nearly 30 years of combined experience, the Financial Advisors with Hunter/Hatfield at Morgan Stanley approach each situation with your goals and concerns at the center of every recommendation. I strive to bring meaningful and relevant ideas to my clients and make it easy to evaluate your investment alternatives.
Planning
My process starts with an expansive discovery. I invest a substantial amount of time with each of our clients to ensure that I fully understand their unique situation. I follow an integrated wealth management process that includes advanced planning, investment knowledge and superior relationship management with our clients.
Collaboration
Using modern technology and years of experience, my team collectively develops a financial goals-based plan that includes not only investments, but also ways to help mitigate investment-related taxes, manage your everyday finances and address borrowing needs. Together, our team brings unique perspectives, experiences and skill sets seeking to effectively solve their clients' financial challenges.
Success
In working with me as your Financial Advisors at Morgan Stanley, you will have access to the world's most veteran and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices. I am committed to providing regular progress updates so you can see whether your savings and spending habits are in line with your goals – making it easier for you to stay on course.
Planning, Collaboration, Success
My core focus is to provide comprehensive, and personalized financial strategies and solutions to businesses, multi-generational families, and individuals. With nearly 30 years of combined experience, the Financial Advisors with Hunter/Hatfield at Morgan Stanley approach each situation with your goals and concerns at the center of every recommendation. I strive to bring meaningful and relevant ideas to my clients and make it easy to evaluate your investment alternatives.
Planning
My process starts with an expansive discovery. I invest a substantial amount of time with each of our clients to ensure that I fully understand their unique situation. I follow an integrated wealth management process that includes advanced planning, investment knowledge and superior relationship management with our clients.
Collaboration
Using modern technology and years of experience, my team collectively develops a financial goals-based plan that includes not only investments, but also ways to help mitigate investment-related taxes, manage your everyday finances and address borrowing needs. Together, our team brings unique perspectives, experiences and skill sets seeking to effectively solve their clients' financial challenges.
Success
In working with me as your Financial Advisors at Morgan Stanley, you will have access to the world's most veteran and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices. I am committed to providing regular progress updates so you can see whether your savings and spending habits are in line with your goals – making it easier for you to stay on course.
Securities Agent: TX, TN, NJ, ME, MA, KY, OK, WI, SC, NC, MD, GA, CA, AL, WV, FL, OR, MN, AR, AK, NE, MO, CT, AZ, WA, VT, VA, RI, NV, NM, MI, IN, IL, DE, DC, HI, ID, PA, OH, NY, CO, NH, LA, IA, UT; General Securities Representative; Investment Advisor Representative
NMLS#: 2328363
NMLS#: 2328363
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Gold Standard
At the famous luxury hotel chain The Ritz Carlton, every employee is held to the highest standard in client-facing roles. Here at The Talbot Group, we operate under the same mentality of providing top-notch care to our clients. We value our clients the same way they value their investments, and are always excited to take a step beyond the normal course of advisor-client interactions. Here are some of the principles we uphold:
1. Treat every client with the same level of care and respect.
Clients come to us with their most complex financial and personal concerns. However, we often find that their greatest need is to be heard, understood, and communicated with in a manner that fits within their view of the world. We firmly believe in delivering this level of service to each client.
2. Each client is to receive consistent check-ins and touchpoints.
With ongoing communication at the core of our client relationships, we are committed to keeping you abreast of any changing market conditions and delivering performance metrics, ultimately making certain that your plan continues to align with your goals and your timeline. We will keep a high degree of communication with you to ensure that your concerns and requests are being addressed in a timely manner.
3. Every financial decision is important.
A dollar is a dollar, whether it is saved, earned, or gained through investment. So, every single financial decision should align with your overall strategy – AND, if there is a way to save a dollar, it’s one less dollar that you need to earn. That’s why we tell our clients that we want to be their first call when they are making any decision involving money.
4. Developing honesty and trust is vital to advisor-client relationships.
We are privileged to hear stories about our clients' relationships with their families, their career and lifestyle aspirations, and their deepest concerns for the future. We are often among the first points of contact when our clients experience turmoil in their lives. It is our responsibility to act with extreme caution when handling sensitive information and treat clients fairly when conflicting interests arise.
MARKET UPDATES AND INSIGHTS
I am dedicated to provide you with financial education, timely and relevant market perspectives, and insightful market trends. Please contact me if you would like to discuss these topics.
GIC Monthly Perspectives Webcast
Lisa Shalett, Wealth Management Chief Investment Officer & Head of the Global Investment Office, discusses the current market conditions and future expectations.
Listen to the webcast
Slimmon's Take
Andrew Slimmon's (Managing Director and Senior Portfolio Manager, Applied Equity Advisors) market takeaways and expectations for the coming months.
Learn More Here
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership, timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Stanley Portfolio Insights
On the Markets
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Learn More Here
2025 Global Macroeconomic Midyear Outlook: A Widespread Deceleration
2025 Global Macroeconomic Midyear Outlook: Presents a comprehensive review of mid-year economic trends while offering a forward looking analysis.
Access the Research
Thoughts on the Market
Financial Podcast from Morgan Stanley which provides daily perspectives on the forces shaping markets.
Listen to the podcastHELPING ACHIEVE YOUR DEFINITION OF SUCCESS
Our clients lead busy, fulfilling lives. They look to our team to provide sophisticated wealth management, as well as to simplify their financial decision making. We have structured our practice to serve both goals, and evolve with our clients as they encounter life changes.
- Retirement "What If" Scenarios
- College (529) Funding Analysis
- Unexpected Events
- Asset Titling & Estate Distribution
- Wealth Transfer Strategies: Annual Gifting, Gift & Estate Exemption, Generation Skipping Transfers
- Trust Planning: ILITs, GRATs, SLATs, IDGTs, Dynasty Trusts, Special Needs Trusts
- Cash Management & Capital
- Succession & Exit Planning
- Tax & Liquidity Strategies
- Intra-Family Transfer Techniques
- Securities-Based Lending
- Home Loans
- Donor Advised Funds
- Charitable Remainder Trusts
- IRA Qualified Charitable Distribution
- Life Insurance Review
- Long-Term Care Planning
- Creditor Protection
- Emotional and Financial Support
- Coordination with Attorneys
- Creditor Protection
- Graduating college
- Saving
- Buying a home
- Goals
- Preferences
- Risk tolerance
- Tax circumstances
- Income
- Capital gains
- Estate
Financial Planning
We'll help you understand the fundamentals of finance and put your resources to work so you can plan, invest and ultimately transition to retirement with confidence.
Estate & Legacy Planning Strategies
Guiding high-net-worth families with legacy planning and collaborating with external tax & legal advisors to execute estate planning strategies and integrate investment solutions.
Business Owners
Helping business owners with key strategic needs such as access to capital, plan administration and a variety of exit strategies.
Debt Management
A comprehensive wealth management plan often includes prudent borrowing to compliment your investment portfolio. Our lending services can help provide the necessary funding and flexibility as you manage potential opportunities or liquidity needs.
Charitable Gifting
No matter what your philanthropic ambitions, a Financial Advisor can help you translate good intentions into an impactful strategy by utilizing a variety of trusts, charitable vehicles and wealth management tools.
Insurance Analysis
A sound wealth plan requires more than seeking returns. It involves mitigating and managing risks to help protect you when the unexpected occurs. Insurance, as part of your overall wealth plan, can help you get closer to achieving your retirement and legacy planning goals.
Divorce Planning
Separating from a spouse is tough emotionally and financially. We help guide you through this difficult time, coordinating with your attorney to navigate complex financial decisions and help avoid the many pitfalls that can arise.
Your Guide to Life & Money
Your guide to making smart decisions in life and money. Providing clarity, confidence, and strategies for a stronger financial future.
Investment Management
We manage your investments in accordance with a holistic investment strategy tailored to you, and we review your portfolio with you on a regular basis.
Tax Optimization
Tax-smart investing and withdrawal strategies can help you mitigate exposure to current taxes in your portfolio and keep more of what you've earned.
MODERN WEALTH MANAGEMENT TOOLS AND RESOURCES
We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term results. As a result, we are committed to providing you with important information about managing your wealth more effectively in today's global markets.
Maximum Benefit and Contribution Limits
Planning for retirement is vital, understanding the limits for your retirement contributions empowers you to best prepare for retirement.
Learn more
Understanding Social Security
Identifying income sources for your future spending needs can be a helpful exercise when planning for retirement.
Learn more
Long Term Care Planning
Health care costs are rising, especially for retirees, and some may need long-term care. Prepare with these moves.
Learn more
LifeView® Client Questionnaire
The first step in creating a personalized financial strategy is to develop a thorough understanding of your financial goals and the resources available to fund them.
Learn more
LifeView® Financial Planning Sample Monitoring Report
This is a Sample LifeView Update Report. It is intended to demonstrate the type of report your Financial Advisor can create for you.
Learn more
Donor Advised Funds
There’s more to charitable giving than you may realize. Here’s one method that provides flexibility and can help maximize your impact.
Learn more
Preparing for Your Estate Plan
Creating an estate plan can help protect your wealth and prevent hardship for your heirs.
Learn more
Morgan Stanley Online (MSO)
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Learn more
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Learn more
Online Security Center
Safeguarding your assets and personal information is among our highest priorities. Learn about our extensive security measures and take advantage of our vast array of resources and ideas that are geared towards helping you stay protected on the World Wide Web.
Learn more
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.
Learn more
Understanding Various Savings Vehicles
Having enough income to comfortably cover all necessary expenses is a key to a successful retirement. Sources of retirement income will vary and typically include Social Security, retirement accounts and/or pension payments, as well as other sources such as investments, rental income or an inheritance. I will work with you to help itemize your projected expenses in retirement and identify potential sources of retirement income.
Learn more
The Psychological Transition into Retirement
Transitioning into retirement can be difficult, especially for those who are emotionally invested in their career. Given that many people overlook the psychological adjustments of retirement, we are here to help your understand why it's important to be emotionally (not just financially) ready for retirement.
Learn more
Risks to Your Retirement
Once I have taken the time to determine what kind of retirement you would like to achieve, I will work with you to take a closer look at the risks that might be standing between your retirement goals. Some of these risks may be obvious, such as market risk and the rising cost of health care, but there are others that may need to be explored. I will utilize our experience to assist you with identifying these factors.
Learn more
Impact of Taxes
The strategies you use when drawing down your retirement savings can have a significant impact on how much you'll pay in taxes and may help you keep more of the returns. Each retiree's situation is different but establishing a tax management strategy for your investments can help you retain more of your investment returns.
Learn moreLocation
28601 Marlboro Ave
Ste 201
Easton, MD 21601
US
Direct:
(410) 770-6146(410) 770-6146
Meet My Team
Kathy Pratt
Senior Registered Client Service Associate
Phone:
(410) 770-6121(410) 770-6121
Crystal Wise
Senior Registered Associate
Phone:
(410) 770-6135(410) 770-6135
About Lisa Hunter
Lisa Hunter, CFP®, is a Vice President, Family Wealth Advisor, and Financial Advisor with Hunter/Hatfield at Morgan Stanley.
Lisa has over 18 years of experience as a financial advisor, having been with Morgan Stanley since 2004. She earned a bachelor's degree from Tufts University where she majored in Anthropology. After undergraduate studies, she built an art advisory practice at a nationally renowned gallery in Boston, Massachusetts. The experience cemented Lisa’s understanding and respect for the strong entrepreneurial spirit of business owners and the daily risks they take to make their businesses successful. To strengthen her business experience, she earned a MBA (Master of Business Administration) from the Simmons School of Management where she focused on investing, business strategy and financial planning. She holds the Certified Financial Planner (CFP®), and because of her success incorporating financial planning in her practice, Morgan Stanley nominated and achieved its Family Wealth Advisor designation.
Lisa Hunter is based in Easton, Maryland, and works with clients across the country. Her clients include business owners, multi-generational families, and individuals.
Core to her client-centric practice is financial planning and wealth management. Lisa brings to bear all the resources of her nationally recognized firm, Morgan Stanley. Lisa is focused on supporting her clients in their pursuit of building wealth and achieving financial security in their retirement years, while enjoying the fruits of their labor along the way. She has developed integrated strategies for financial planning, cash flow management and investment strategies that augment the broader goals of wealth accumulation, preservation of capital, wealth transfer and legacy planning, and always with consideration to tax efficiency.
As your Financial Advisor, Lisa works with you to understand & define your goals. From there, she customizes the vast array of resources available at Morgan Stanley, that are most appropriate to achieve your goals. Working together, she can help you to grow and preserve your wealth for future generations and community interests.
Lisa is a proud mother of three teenage kids. She and her husband enjoy entertaining family and friends, tennis, and golf. Lisa is an active member of the local art museum, as she believes that the arts play a critical role in allowing humanity to adapt and overcome monumental issues.
Lisa has over 18 years of experience as a financial advisor, having been with Morgan Stanley since 2004. She earned a bachelor's degree from Tufts University where she majored in Anthropology. After undergraduate studies, she built an art advisory practice at a nationally renowned gallery in Boston, Massachusetts. The experience cemented Lisa’s understanding and respect for the strong entrepreneurial spirit of business owners and the daily risks they take to make their businesses successful. To strengthen her business experience, she earned a MBA (Master of Business Administration) from the Simmons School of Management where she focused on investing, business strategy and financial planning. She holds the Certified Financial Planner (CFP®), and because of her success incorporating financial planning in her practice, Morgan Stanley nominated and achieved its Family Wealth Advisor designation.
Lisa Hunter is based in Easton, Maryland, and works with clients across the country. Her clients include business owners, multi-generational families, and individuals.
Core to her client-centric practice is financial planning and wealth management. Lisa brings to bear all the resources of her nationally recognized firm, Morgan Stanley. Lisa is focused on supporting her clients in their pursuit of building wealth and achieving financial security in their retirement years, while enjoying the fruits of their labor along the way. She has developed integrated strategies for financial planning, cash flow management and investment strategies that augment the broader goals of wealth accumulation, preservation of capital, wealth transfer and legacy planning, and always with consideration to tax efficiency.
As your Financial Advisor, Lisa works with you to understand & define your goals. From there, she customizes the vast array of resources available at Morgan Stanley, that are most appropriate to achieve your goals. Working together, she can help you to grow and preserve your wealth for future generations and community interests.
Lisa is a proud mother of three teenage kids. She and her husband enjoy entertaining family and friends, tennis, and golf. Lisa is an active member of the local art museum, as she believes that the arts play a critical role in allowing humanity to adapt and overcome monumental issues.
Securities Agent: CT, WV, VA, SC, NM, NE, MA, GA, FL, CA, AZ, TX, TN, PA, OH, NJ, WI, OR, MN, MI, HI, WA, ME, ID, DE, NV, MD, NY, MO, CO, VT, UT, NH, IN, RI, IL, AL, NC, IA, DC; General Securities Representative; Investment Advisor Representative; Managed Futures
About Kathy Pratt
Kathy Pratt is a Senior Registered Client Service Associate with Hunter/Hatfield at Morgan Stanley. Kathy started her career within the financial industry in May, 1996 with Legg Mason. She brings over 17 years of experience.
Kathy holds the Series 7, Series 63, and Series 66 licenses. Her primary focus with the team is to provide clients with a high level of service in various operational and administrative areas.
Kathy resides in Church Hill, Maryland. Outside of work, Kathy enjoys enjoys taking walks, traveling, and spending time with family and friends
Kathy holds the Series 7, Series 63, and Series 66 licenses. Her primary focus with the team is to provide clients with a high level of service in various operational and administrative areas.
Kathy resides in Church Hill, Maryland. Outside of work, Kathy enjoys enjoys taking walks, traveling, and spending time with family and friends
About Crystal Wise
Drawing on 26 years of experience in the financial services industry, Crystal Wise provides a wide range of operational and administrative support services for clients of The Talbot Group. Her many responsibilities include partnering with her Advisors to grow their business by servicing individual client needs and finding solutions that are in their best interest. She is always available to answer their clients’ questions and assist them in a wide range of client services.
Highly adept at handling a broad range of responsibilities quickly and professionally, Ms. Wise enjoys providing what Mr. Boutté and Mr. Boyle refer to as white glove service to every client. Working with investors since 1995, she not only knows how to meet their specific needs, she knows how to anticipate them as well. Ms. Wise has been recognized as a Distinguished Service Professional for her consistent display of professionalism, integrity and core leadership qualities. Prior to joining Morgan Stanley in 2022, she worked at Wells Fargo Advisors. She holds the Series 7 and 66 securities licenses.
Ms. Wise currently resides in Cambridge, MD with her husband, Skip Wise. In her free time, she enjoys boating, staying active and spending quality time with her family and friends.
Highly adept at handling a broad range of responsibilities quickly and professionally, Ms. Wise enjoys providing what Mr. Boutté and Mr. Boyle refer to as white glove service to every client. Working with investors since 1995, she not only knows how to meet their specific needs, she knows how to anticipate them as well. Ms. Wise has been recognized as a Distinguished Service Professional for her consistent display of professionalism, integrity and core leadership qualities. Prior to joining Morgan Stanley in 2022, she worked at Wells Fargo Advisors. She holds the Series 7 and 66 securities licenses.
Ms. Wise currently resides in Cambridge, MD with her husband, Skip Wise. In her free time, she enjoys boating, staying active and spending quality time with her family and friends.
Wealth Management
From My Desk
Understanding Your Retirement Plan Options When You Leave a Job
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Shane Hatfield today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
