Sebastian Hochule, CRPC®
My Mission Statement
My Story and Services
Sebastian's path into financial services is deeply personal. Growing up without exposure to investing or formal financial planning, he developed an early appreciation for the importance of financial education and discipline. After college, he began investing on his own and quickly realized the impact informed decision-making could have on building long-term confidence. This experience inspired him to pursue a career where he could help others create the financial foundation he worked to build for himself and his family.
Sebastian's approach centers on building meaningful relationships and truly understanding each client's values, family dynamics, and relationship with money He believes education is essential, taking the time to explain strategies, investments, and account structures so clients feel informed, prepared, and confident - without surprises. His goal is to help clients grow and preserve wealth while proactively anticipating future needs and liquidity events.
Clients value Sebastian for his accessibility, consistent communication, and personable style. He prides himself on being reliable and attentive, ensuring clients feel supported during both calm and volatile markets. Sebastian is known for his ability to remember important personal details, helping him provide thoughtful, customized guidance that extends beyond finances alone.
Sebastian began his career in financial services in 2015. He holds the Chartered Retirement Planning Counselor™ (CRPC®) designation, along with the Series 7 and Series 66 licenses, and is licensed in life insurance. He speaks Spanish, has conversational knowledge of Portuguese, and a basic understanding of German, allowing him to serve a diverse client base.
He earned his undergraduate degree in International Business while studying at American University's international campus located in Heidelberg Germany.
Outside of work, Sebastian enjoys surfing, golfing, spending time outdoors with his children, and being active with his family. He is deeply involved in his local church, where he volunteers regularly and hosts Bible study at his home. Sebastian has been married for seven years, is a proud father of three, and shares his home with two dogs. His strong commitment to family and community informs the thoughtful, values-based guidance he brings to his clients every day.
SIMPLIFYING YOUR FINANCES
At Morgan Stanley, we recognize that every client and family brings their own financial priorities and complexities. That's why we focus on providing thoughtful strategies and customized support. Our mission is to simplify your financial life by incorporating cash management and lending solutions that work alongside your broader investment plan and strengthen your long-term goals.
We offer an extensive lineup of cash management tools and lending strategies designed to streamline daily financial decisions and integrate smoothly with your investment approach.
Through your Morgan Stanley Brokerage Account, you can take advantage of our Preferred Savings Program – a competitive savings solution built to help your idle cash work harder while remaining easily accessible.
The CashPlus Brokerage Account provides a modern, convenient approach to managing your finances. Benefit from seamless bill pay, fund transfers, and everyday banking features – all while keeping your financial world directly connected to your Morgan Stanley relationship.
Choose from a range of competitive CD options designed to enhance your savings with the security and predictability of a fixed rate.
Borrowing can be a strategic part of a well-built financial plan. We help you create borrowing strategies aligned with your objectives – supporting cash-flow needs and improving liquidity in a thoughtful, efficient way.
Assisting someone in purchasing a home can be both rewarding and complex. We provide personalized guidance and financing solutions to help make the process manageable and aligned with your broader financial plan.
INNOVATION FOR YOUR FINANCIAL LIFE
Technology continues to transform the way we manage our lives – and our finances. Morgan Stanley's suite of digital resources is built to streamline your experience and enhance your financial confidence, giving you convenient access to information, insights, an support whenever you need it.
Keep track of you investments and day-to-day finances through one secure, unified platform. Morgan Stanley Online offers real-time visibility into account details, performance updates, and more – accessible anytime, anywhere.
Get a complete, 360-degree perspective of your financial world with Total Wealth View, which brings together both Morgan Stanley and outside accounts. This tool enables smarter planning, deeper insights, and more personalized advice.
Our Portfolio Risk Platform uses sophisticated, institutional-grade analytics to assess exposures, model scenarios, and help you better understand portfolio risk. These insights support stronger, more informed decision-making and long-term planning.
Securely store, organize, and share important documents – such as statements, tax forms, and authorizations – through the encrypted Digital Vault. This convenient tool gives you and your Financial Advisor reliable, anytime access to essential information.
KNOWLEDGE THAT EMPOWERS
Informed investing begins with having access to clear, timely, and reliable insights. Our suite of investor resources is crafted to simplify complex market topics and deliver perspective that helps you navigate today's environment while preparing for tomorrow's opportunities.
Each week, Lisa Shalett and the Global Investment Committee provide timely commentary on market trends, asset classes, and the major forces shaping global investing.
Access expert analysis from Morgan Stanley though leaders covering equities, fixed income, monetary policy, and more. This report helps you stay updated on the factors influencing today's markets – and what may lie ahead.
Tune in as Mike Wilson and other Morgan Stanley strategists break down the newest market developments, explore emerging themes, and offer actionable insights for informed decision-making.
A solid understanding of tax policy is essential to strong financial planning. The 2025 Tax Tables provide up-to-date information to help you make thoughtful decisions and keep your long-term strategy aligned.
TAILORED WEALTH STRATEGIES
Strong financial planning starts with a clear understanding of your goals, values, and long-term vision. I take a personalized, holistic approach to your financial life – coordinating everything from investments and cash flow to retirement and beyond – so each element works together seamlessly. By combining advanced digital tools with thoughtful, customized guidance, I help you create a clear, actionable plan that supports every stage of your financial journey.
When and how you withdraw assets can meaningfully impact your financial future. We design tax-aware withdrawal strategies that help reduce liabilities, preserve wealth, and position your portfolio for steady, long-term growth and stability.
As retirement nears, our team partners with you to craft strategies that protect income, enhance financial security, and give you confidence for the years ahead. Our goal is to keep you on track - from preparation through retirement – so you can enjoy the lifestyle you've envisioned.
At Morgan Stanley, we take the time to understand what truly drives your decisions. Together, we build a personalized plan designed to help you pursue your goals with clarity and confidence.
LifeView is Morgan Stanley's dynamic digital planning platform, designed to create customized, goals-based strategies. By integrating every part of your financial world – from investments to retirement – LifeView helps ensure you plan remains aligned with your long-term priorities.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
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