My Story

At the Crawford-Hogan-Wang Group of Morgan Stanley, we believe success is when you can spend your time focusing on your family, your profession, your community and the pursuit of your life’s greatest passions. We believe in fully engaging your unique needs, values and goals from a place trust, confidence and conviction, while taking the time to educate your family on tailored investment strategies and overall wealth planning.  

OUR COMMITMENT:

Providing professionalism with soul, as we construct financial strategies to facilitate our clients’ life goals

Walking alongside you through critical moments in a life-long relationship

Using industry-leading expertise to guide you through various economic cycles

Operating with compassion, integrity and transparency

OUR CLIENTS:

Our clients’ wealth is treated with the same care as our own. We take considerable responsibility as stewards of that wealth, so our clients can enjoy financial independence and increased flexibility. Our clients typically have more than one million of investable assets, allowing us to serve them with the depth, focus, and attention they deserve.  

We are blessed with a practice built upon trust and referrals: Our clients regularly ask us to take care of their family and friends; further, our clients’ professional advisors end up entrusting their other client to us. This ongoing affirmation of our work is integral to our business and inspires us to always do our best for our clients. We recognize that our role goes beyond the dollar to impact the broader lives of our clients and their communities.

Many of our clients identify with the following:

Professionals—Professionals across various industries have accumulated wealth over time. We help them build on this foundation of savings with careful retirement planning and tax optimization.

Executives—Busy executives have incredible demands and expectations placed upon them. We ensure their finances are taken care of through investments, diversification, estate-planning and tax-mitigation strategies.

Retirees—Many of our clients are able to retire comfortably because we help them live off revenue generated from their portfolios, so they can pursue leisure activities, philanthropic efforts, and time with loved ones.

Divorcees—Divorcees are faced with settlement challenges and emotional upheaval, all while transitioning to independently managing their finances. We empower them with new knowledge and divorce-specific financial analysis so they are better prepared to evaluate settlement proposals in coordination with their legal and tax counsel.

Business Owners—Difficult work goes into preparing for business succession. We help develop the most suitable strategy to achieve succession goals, whether through Employee Stock Ownership Plans, retirement plans, training up key employees, or facilitating a sale.

Sudden Wealth—Inheriting money or experiencing a liquidity event brings tremendous opportunity and responsibility. We coach our clients on disciplined and tax efficient diversification strategies helping them to manage their wealth and reduce their risk.

We are proud to exemplify Morgan Stanley’s commitment to providing first-class business in a first-class way, leveraging our leading global research and thought leadership. We are the Crawford-Hogan-Wang Group at Morgan Stanley, and we hope to have the opportunity to earn your trust. Please click below to view our team website.
View team website here
Services Include
Securities Agent: DC, HI, CA, MN, CO, VA, PA, NV, NH, TN, KS, TX, GA, CT, OR, NJ, IL, ID, DE, VT, NM, AZ, AK, WA, SC, MD, KY, FL, WI, OH, NC, MI, MA, UT, NY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1285097
CA Insurance License #: 0F30041
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Educational Resources

Managing your family's wealth is so much more than simply reaching a desired return. Below is a list of resources to help you and the rest of your family feel confident about saving and investing.

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    Wealth Education for the Next Generation

    Within this link, I have compiled various replays from Morgan Stanley's Wealth Education for the Next Generation series. Each session was carefully designed to empower you with the knowledge and tools necessary to navigate the complex world of finance and wealth management.

    View the Replays Here
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    Goal Setting and Budgeting; Credit and Debt Management; and Introduction to Investing

    This short video series gives insightful information on Goal Setting and Budgeting; Credit and Debt Management; and Introduction to Investing

    Watch Here
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    Online Security Center

    Safeguarding your assets and personal information remain a top priority at Morgan Stanley. Click the link to learn about our stringent security measures and how to help protect yourself online.

    Visit the Security Center
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    Divorce

    Divorcing a spouse can be a difficult and stressful process, impacting our emotional and financial well-being. We help you navigate the complex tradeoffs in evaluating settlement proposals - appropriately valuing assets on net-of-tax basis and articulating impact of settlement proposals on future cash flow/net worth — so you can feel confident in making informed decisions around your financial future.

    Divorce Planning
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    Monetizing Small Businesses

    Over four million privately help businesses are set to change hands in the next 10 years. If you or someone you know is a business owner looking to sell a business, reach out to discuss your options.

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    The Millennial and Gen Z Guide to a Sweet Retirement

    How the power of time can help savvy young investors grow an impressive portfolio.

    Read More Here
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    Teaching Teens About Money

    Here's how to help your children learn to manage their own finances as they grow into young adults.

    Read More Here
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    The State of Your Parent's Estate

    Talking with a parent about estate planning is never easy. Here are several conversation starters that can help adult children and their parents' plan.

    Read More Here
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    Financial Literacy for Any Stage of Your Life

    Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.

    Read More Here

What We Offer

As a corporate insider with concentrated stock, you may be wondering about tax-smart means of diversification. You may also be facing liquidity needs for real estate purchases or tax payments, sometimes before stock liquidity is available due to lock-ups or tight trading windows.

Our team tailors our comprehensive wealth management process to guide busy executives through the complex considerations around their stock wealth, taking into account tax optimization and immediate liquidity needs to construct a long-term strategy for diversification.
    Exchange Fund
    For tax-deferred diversification, Exchange Funds provide diversification without triggering the taxable gains typically associated with diversification, as the exchange occurs within an IRS-approved tax-deferred vehicle. Exchange Funds are managed by portfolio managers to construct a desired portfolio so that each contributor of concentrated stock will ultimately receive a pro-rata allocation of the portfolio while retaining their original basis.
    Portfolio Line
    For liquidity needs without triggering sales of concentrated stock, you can borrow against the stock in a portfolio line to manage more immediate cash flow needs for real estate transactions, tuition payments or tax payments. No underwriting or credit pull required, and no cost to setting up or keeping the portfolio line open. You borrow against the portfolio when needed, paying interest at a floating interest rate and repay it back without penalty.
    Donor Advised Fund
    To offset higher income tax year when there is a liquidity event from IPO/acquisition, options exercise, stock vests, or bonus income, you can gift charitably to a Donor Advised Fund with appreciated long-term gain stock. This allows tax deduction in current tax year, with flexibility to gift to end charities over time.
    10b5-1 Plans
    10b5-1 plans are preset diversifications plans for executives who want the flexibility to sell through open and closed windows, whether at market or specified limit prices. The 10b5-1 plan is a written trading plan approved by legal counsel and executed by a third party, which provides corporate insiders an affirmative defense against claims of insider trading.
    Investing With Impact
    Many of us want our investments to make impact in the same way we want to make a positive impact. Impact investing focuses on companies with strong ESG (Environmental, Social, Governance) criteria. Research shows that businesses that are mindful of their environmental and social impact, operating with financial transparency, are profitable brands with loyal customer base.
    Family Office Resources
    Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth Financial Advisors and clients across a broad range of family wealth management issues.
    Exit Planning
    Whether you're a business owner, entrepreneur or corporate executive, planning for the sale of your business is one of the most important and complex endeavors you will undertake. Engaging a qualified team to assist you can help simplify the process. Click the link below to learn more about how we are able to entrepreneurs and executives with exit planning and business succession.

Your Legacy, Your Impact

Helping you thoughtfully achieve your goals to reflect your values is extremely important to us. By integrating strategic estate planning with meaningful giving, we aim to help empower you to leave a long lasting legacy that inspires change for generation to come.
    Donor Advised Funds (DAF)
    A solution that may help you execute planned giving, offer an efficient way to donate complex and illiquid assets, and simplify charitable giving reporting while potentially mitigating taxes. Bring philanthropy into your wealth plan and help amplify the impact of your giving through the Morgan Stanley Global Impact Funding Trust (MS GIFT).
    MS GIFT
    Considerations and Documents of Estate Planning
    When engaging in estate planning, individuals can consider and prepare for a range of important circumstances including: disposal of assets upon their death; protecting and providing for their beneficiaries and; ensuring medical or financial decisions will be made in the case of their physical or medical incapacity. Addressing these circumstanced may involve preparing any one or more of a Last Will and Testament (a “Will”), a Revocable Trust, a Health Care Proxy, a Living Will, and a Power of Attorney (all of which are addressed within this document).
    Read more about the considerations
    Legacy Trusts and Estate Planning
    You can’t take it with you, but through a trust, you can define how you want your life’s work and wealth to continue to benefit the people and causes you love and care for.

In The Press

WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

    Equity Solutions

    Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

    • Equity Administration and Financial Reporting
    • Liquidity Events
    • 409A Valuation Services and Cap Table Management

    Learn more
    Retirement

    For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

    • Defined Contribution Consulting
    • Solutions-Oriented Plans
    • Fiduciary Investment Oversight

    Learn more
    Deferred Compensation

    Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

    Services include:

    • Recordkeeping and Plan Design
    • Portfolio Construction
    • Wealth Management Services
    Learn more
    Executive Services

    Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

    • Equity Compensation Services
    • Equity Award Analysis
    • Specialized Solutions
    Learn more
    Saving and Giving

    Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

    • College Savings
    • Student Loan Repayment and Refinancing
    • Charitable Giving
    Learn more
    Financial Wellness

    We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

    • Financial Education
    • Digital Tools
    • Financial Guidance

    Learn more

Location

245 Lytton Avenue
Suite 200
Palo Alto, CA 94301
US
Direct:
(650) 838-4215(650) 838-4215
Toll-Free:
(800) 755-8081(800) 755-8081
Fax:
(650) 265-2059(650) 265-2059

Meet My Team

Photo of Sandra Wang

Sandra Wang, CFP®, CDFA®, ChFC®, QPFC

Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Family Wealth Director, Investing with Impact Director, Lending Specialist, Workplace Advisor - Equity Compensation
Phone:
(650) 838-4215(650) 838-4215
Photo of John Wang

John Wang

Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Workplace Advisor - Equity Compensation, Lending Specialist
Phone:
(650) 853-4001(650) 853-4001
Photo of Verniece Tai

Verniece Tai

Portfolio Associate
Phone:
(650) 853-4009(650) 853-4009
Photo of Elaine Ho

Elaine Ho

Registered Client Service Associate
Phone:
(650) 838-4206(650) 838-4206
Photo of Zach Dimonekas

Zach Dimonekas

Business Development Associate
Phone:
(650) 838-4217(650) 838-4217

About Sandra Wang

Sandra Wang, CFP®, CDFA®, ChFC®, is a Senior Vice President and Financial Advisor leveraging her multidisciplinary background in advising families through wealth accumulation and transfer. Her mission is to ensure the successful stewardship of clients’ wealth across life stages, liquidity events, and generations.

In her work with clients, Sandra develops tailored retirement, philanthropic, estate and tax planning strategies, while helping clients navigate key life transitions including liquidity events, business succession planning, and life events (divorce, widowhood, special needs). Sandra advises executives on strategies for employer stock concentration, implementing tax-efficient and opportunistic deconcentration over time, including establishment of 10b5-1 plans to allow insiders to divest in compliance with insider trading laws. Sandra leverages strategic partnerships across the firm, including Family Office Resources, to help ultra-high net worth clients manage the complexities of their wealth and provide Next Gen wealth education to sustain the values which created the wealth.

Sandra has been featured in national media for her work with families to address their conflicts around money including The New York Times, MSN Money, Parents magazine, National Public Radio “The Takeaway” as well as the personal finance book “The 10 Commandments of Money.”

Sandra was named to Forbes Magazine’s Top Wealth Advisors Best-In-State rankings in 2025, 2024, 2023 and 2022, Forbes Magazine’s Top Women Wealth Advisors Best-In-State in 2025, 2024, 2023 and 2022, Forbes Magazine's Top Women Wealth Advisors in 2021 and 2020, as well as Working Mother Magazine’s Top Wealth Advisor Moms in 2021, 2020, 2019, 2018 and 2017 inaugural rankings. Sandra’s team was also named to Forbes Magazine’s Best-In-State Wealth Management Teams 2025, 2024, and 2023 inaugural rankings.

Sandra earned her International MBA from Instituto de Empresa in Spain as a Fulbright Scholar, graduating with honors, her Master’s degree in Psychology from JFK University and her Bachelor’s in English Literature from UC Berkeley as a Regents Scholar, Highest Honors. Sandra also worked in health care management in the beginning of her career as a clinical supervisor and Licensed Marriage and Family Therapist. Sandra is fluent in English, Mandarin and Spanish.

In addition, she has earned a number of professional designations – including CERTIFIED FINANCIAL PLANNER®, Chartered Financial Consultant®, Certified Divorce Financial Analyst®, Investing with Impact Director, Lending Specialist, Workplace Advisor - Equity Compensation, and Family Wealth Director, a designation achieved by a select group of advisors who possess a high caliber of education and experience in advising ultra-high net worth clients on wealth transfer, family governance, estate and philanthropic planning. Sandra taught financial and retirement planning courses through Stanford University’s Continuing Studies Program for over a decade.

Sandra earned two taekwondo black belts (Traditional 1st Degree and Elevated) in 2023 and 2024 – and holds title as a 2-time World Champion in 2024 and 6-time State Champion in 2024, 2023, and 2022 with National Martial Arts Alliance (NMAA).

Sandra’s family volunteers as puppy raisers for Guide Dogs for the Blind, training guide dogs to empower the visually impaired with greater independence. She has backpacked to 55+ countries and enjoys adventures with her husband and 3 children. Sandra serves on the board of Outlook Christian Church and is a founding board member of Friends of the Davidson Academy and Whispering Pines Retreats.
Securities Agent: DC, HI, CA, MN, CO, VA, PA, NV, NH, TN, KS, TX, GA, CT, OR, NJ, IL, ID, DE, VT, NM, AZ, AK, WA, SC, MD, KY, FL, WI, OH, NC, MI, MA, UT, NY; General Securities Representative; Investment Advisor Representative; Managed Futures

About John Wang

Drawing on over 30 years of experience in the tech and financial services industries, John Wang is a Senior Vice President and Financial Advisor within the Crawford-Hogan-Wang Group at Morgan Stanley.

In his current role, John is responsible for financial modeling, investment research/implementation, due diligence, and delivering opportunities to clients. Serving as the team’s Portfolio Manager, John stays current with economic trends and leverages the intellectual capital of top financial institutions to construct portfolios that align with clients’ goals and core values – including impact investing.

John is a Morgan Stanley Workplace Advisor - Equity Compensation, focusing on helping corporate insiders and executives with tax-smart strategies.

John's team was recognized by Forbes in their 2025, 2024, and inaugural 2023 Best-In-State Wealth Management Teams ranking.

Prior to Morgan Stanley, John worked for the chipmaker, Nvidia, as a Senior Analyst. This role has provided John with a keen understanding of tech and industrials sectors. John has held various roles in his career in Silicon Valley, including Senior Demand Planner, Financial Analyst, Marketing Specialist, and Business Manager.

John earned his MBA from Santa Clara University with an emphasis on International Business, and his Bachelors in both Economics and Psychology from UC Berkeley as a Regents Scholar, graduating with High Distinction, Phi Beta Kappa. John is fluent in English and Mandarin.

In the community, John enjoys staying active and can be found hiking, camping, playing basketball, swimming, snorkeling and scuba diving. John is a licensed pilot, though lately flights of fancy in a good book have replaced actual flights in a Cessna 172. He, along with his wife and 3 very active kids, all currently hold black belts in Taekwondo. He and the family serve as volunteer puppy raisers for Guide Dogs for the Blind. John serves as Vice President and founding board member of Whispering Pines retreats.

Source: Forbes.com (Awarded Jan 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Securities Agent: ID, NY, MN, FL, AK, OR, DC, SC, NV, NC, KY, VT, HI, GA, CT, WA, TX, PA, CO, NJ, MD, DE, CA, VA, OH, NH, MI, IL, NM, MA, WI, UT, TN, AZ, KS; General Securities Representative; Investment Advisor Representative

About Verniece Tai

Verniece joined The Crawford-Hogan-Wang Group in 2019 and is a Portfolio Associate, where she serves as “the organizational glue” behind the team’s operations, investment implementation, team member training and mentorship, and client service.

Verniece is also the Next Gen Lead with the team, she serves as a dedicated resource for clients and their families on topics such as budgeting, credit building, and college tuition planning. She is passionate about helping the next generation build strong financial foundations and supporting families through key financial milestones.

Prior to joining Morgan Stanley, Verniece was with JPMorgan Chase for 9 years as a Licensed Relationship Banker, where she earned several promotions and held managerial duties. At Chase, she excelled at building strong relationships with her team and clients, helping clients simplify and address day-to-day transactions, business banking, and retirement planning. That passion for client care and outstanding service delivery is the same passion she carries into her work today.

Verniece is fluent in English, Mandarin and Cantonese. She attended Academy of Art University in San Francisco and studied Architecture & Designs. Outside of work, Verniece enjoys spending time with her husband and two dogs as well as hiking, road tripping, visiting beaches and exploring new restaurants in the city. Her passion for travel and adventure brought her to an ice cave for her wedding a few years ago.
Securities Agent: VT, NH, LA, ID, RI, PR, MO, WY, VI, VA, NV, NJ, ND, KY, WI, NC, MT, MI, IA, CO, CA, UT, SC, OR, NY, AR, AL, OK, HI, AZ, AK, WV, SD, OH, MN, MD, DE, TN, NM, MA, IN, IL, TX, MS, GA, FL, CT, PA, KS, DC, WA; General Securities Representative; Investment Advisor Representative

About Elaine Ho

Elaine Ho is a Registered Client Service Associate with The Crawford-Hogan-Wang Group at Morgan Stanley. In her current role, Elaine is responsible for all areas of client service and operational support, including streamlining daily operations, tending to client needs, and facilitating transfers, account maintenance and documentation. Elaine is passionate about helping the teams’ clients with their investments and achieving their life goals through active communication and maintaining stellar client relationships, while bringing the firm’s resources to their fingertips.

For Elaine, her job is done only when she can carry a client through a perplexing and stressful situation with grace and expedience, and she cherishes the opportunity to be meaningfully engaged with clients’ personal life events.

Prior to joining Morgan Stanley, Elaine spent several years working as a licensed real estate professional at a leading Palo Alto real estate brokerage, DeLeon Realty, assisting clients with multi-millionaire dollar transactions. Through this experience and her exposure to the bankers, financial professionals and institutions that assist with these transactions, she soon learned just how important a clients’ overall financial situation is to the many important milestones in their personal financial journey, sparking her passion for finance and leading her to pursue a career in wealth management.

Elaine was born in the U.S. and grew up in Hong Kong, where she earned her bachelor’s degree with a concentration in Marketing from Hong Kong Shue Yan University. Elaine is fluent in English, Mandarin, and Cantonese, and she currently holds her Series 7 & 66 Securities Licenses. Outside of work, Elaine enjoys hiking, travelling, exploring the city, attending church, and trying out new restaurants in the city. She is proud to have visited over 20 countries over the years.

About Zach Dimonekas

Zach Dimonekas is a Business Development Associate with The Crawford-Hogan-Wang Group at Morgan Stanley. Since joining the firm in 2021, Zach has served in a number of roles, including Financial Planning Associate, where he gained skills and insights into many of the issues facing clients’ financial lives. In his current role, he leverages his wealth planning experience and uses a highly personalized approach to address complex needs around investment management, cash flow analysis, insurance, retirement, tax-efficiency, and education planning. He utilizes state of the art technology to help clients evaluate various options and their potential outcomes so they can confidently choose the appropriate course of action. Zach provides expertise across a wide suite of Morgan Stanley planning tools and products designed to assist and deliver the full firm to clients.

Zach earned his bachelor’s degree in finance from Auburn University and received the Financial Planning Specialist® designation from the College for Financial Planning. He holds FINRA® Series 7, 63, and 65 licenses. Zach is originally from Darien, CT and currently resides in New York City. He enjoys spending time with family and friends as well as staying active in his free time.

Awards and Recognition

Forbes Best-In-State Wealth Advisors
​2022-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes Best-In-State Wealth Management Teams
2023-2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
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The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Photo of Thomas Chi

Thomas Chi

Private Banker
Photo of Sam Fatigato

Sam Fatigato, CFP®

Financial Planning Director, First Vice President
Photo of Clint Eddy

Clint Eddy

Family Office Resource Generalist

About Thomas Chi

Thomas Chi is a Private Banker serving Morgan Stanley Wealth Management offices in California.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Thomas began his career in financial services in 2007, and joined Morgan Stanley in 2014 as an Associate Private Banker. Prior to joining the firm, he was a Citigold Relationship Manager at Citibank.

Thomas is a graduate of California State University at East Bay, where he received a Bachelor of Science in Business Administration, with concentrations in Finance and Corporate Management. He lives in Redwood Shores, California. Outside of the office, Thomas enjoys mentoring, golfing, playing pickleball, traveling and engaging in board games with his family.
NMLS#: 418934

About Sam Fatigato

Sam Fatigato is a First Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Orange County area of Southern California. He is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.

Sam began his career in 2012 as a Financial Advisor and joined Morgan Stanley in 2022. Prior to his current position, he was a sales manager for a major insurance company that was responsible for the distribution of retirement income and savings solutions to Financial Advisors and their respective clients.

Sam graduated from the University of Illinois at Champaign-Urbana with an emphasis in Consumer Economics and Finance and holds his Certified Financial Planner® designation. Sam lives in Laguna Niguel, CA with his wife Kathryn and their dog Cooper. Outside of work, Sam is an avid sports fan and a former hockey player. He enjoys being active, traveling to the mountains with family, and hiking.
CA Insurance License #: 0139677

About Clint Eddy

Clint Eddy is an Executive Director with the Family Office Resources (FOR) team at Morgan Stanley. As a Generalist with FOR he helps clients and Advisors curate and navigate an expansive suite of highly specialized resources to address the complex, multifaceted challenges of managing significant wealth so clients may make complicated decisions confidently.

Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.

Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.

Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.

Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.

Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Wealth Management
Global Investment Office

Portfolio Insights

Read More about On the Markets
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Equity Compensation

Helping you make the most of your equity awards and better understand how it may fit into your your larger financial picture – today and tomorrow.

  • Vesting events
  • Option expirations
  • Restricted stock units
  • Tax implications

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
Learn More about Retirement
A Simple Six-Step Retirement Checkup
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A Simple Six-Step Retirement Checkup

Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Learn More about Investing
Rational Investing in an Age of Uncertainty
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Rational Investing in an Age of Uncertainty

When it comes to investing, even the most savvy of us fall prey to bias and emotional trades. So what triggers should you watch for?

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
529 Plans: A Powerful Tool to Save for Education
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529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving
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Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
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The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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8Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

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CRC 4665150 (8/2025)