Todd Locicero
Managing Director, Market Executive
Phone:
(415) 576-2004(415) 576-2004
Morgan Stanley Private Wealth Management
San Francisco PWM - 200 Market Office
You define success, we help you achieve it
555 California Street
Suite 1400
San Francisco, CA 94104
US
Market:
(415) 576-2004(415) 576-2004
Toll-Free:
(800) 366-3900(800) 366-3900
Market Executive
Todd LociceroPhone:
(650) 234-5574(650) 234-5574
About Morgan Stanley San Francisco PWM - 200 Market
Welcome to the Morgan Stanley Private Wealth Management office, a dedicated group of professionals focused exclusively on the needs of ultra high net worth individuals, their families and foundations. Co-located with our institutional businesses to foster connectivity, our Private Wealth Advisors combine their talents with the vast global resources of our firm to help clients address the complex, multifaceted challenges of managing significant wealth. By providing advice founded on a culture of excellence and driven by global insight, we are devoted to helping our clients preserve and grow their financial, family and social capital.
A division of Morgan Stanley Wealth Management founded over 45 years ago, Private Wealth Management now includes approximately 300 designated teams managing over $973 billion in client assets. We have the resources to continually expand and enhance our products and platform to address a broader range of client needs. This includes a broad array of specialized capabilities from Morgan Stanley Family Office Resources like Family Governance & Wealth Educations, Estate Planning, Philanthropy and Lifestyle Advisory services.
We always welcome inquiries from families and individuals who are seeking professional financial advice, and are happy to provide introductions to a suitable Private Wealth Advisor. We are equally interested in speaking with accomplished Advisors who share our uncompromising commitment to integrity and professionalism, and our unwavering dedication to the success of our clients. If you would like to learn more, please contact us.
A division of Morgan Stanley Wealth Management founded over 45 years ago, Private Wealth Management now includes approximately 300 designated teams managing over $973 billion in client assets. We have the resources to continually expand and enhance our products and platform to address a broader range of client needs. This includes a broad array of specialized capabilities from Morgan Stanley Family Office Resources like Family Governance & Wealth Educations, Estate Planning, Philanthropy and Lifestyle Advisory services.
We always welcome inquiries from families and individuals who are seeking professional financial advice, and are happy to provide introductions to a suitable Private Wealth Advisor. We are equally interested in speaking with accomplished Advisors who share our uncompromising commitment to integrity and professionalism, and our unwavering dedication to the success of our clients. If you would like to learn more, please contact us.
Services Provided
- Family Governance
- Wealth Education
- Philanthropy Management
- Comprehensive Wealth Planning
- Asset AllocationFootnote1
- Manager Selection
- Alternative InvestmentsFootnote2
- Proprietary Investment Opportunities
- Portfolio Construction
- Investing With Impact
- Hedging Strategies
- Pre-Liquidity Planning
- Lending SolutionsFootnote3
- Cash Management SolutionsFootnote4
- Lifestyle Advisory ServicesFootnote5
- Single Family Office Advisory
Our Team at Morgan Stanley San Francisco PWM - 200 Market
Michael Bonomo
Executive Director, Market Manager
Phone:
(415) 576-2030(415) 576-2030
Norman Ng
Executive Director, Market Manager
Phone:
(415) 576-2352(415) 576-2352
Benjamin J. Hanley
First Vice President, Associate Market Manager
Phone:
(415) 576-8711(415) 576-8711
Jenny Benson
First Vice President, Business Development Manager
Phone:
(415) 576-2323(415) 576-2323
Jennifer ONeal
First Vice President, Market Business Service Officer
Phone:
(415) 576-8725(415) 576-8725
About Todd Locicero
Todd is a Managing Director and Head of West Coast Private Wealth Management, based in San Francisco. Prior to moving to Morgan Stanley in 2024 he spent 14 years at UBS, with his last role as Head of the Northern California/Pacific Northwest Private Wealth business. Todd also held senior leadership positions running the Southwest Private Wealth Management Market, based in Los Angeles, as well as the New York Metropolitan Wealth Management Region. From 2002-2010 Todd was at Morgan Stanley and held a variety of positions in both the HNW and UHNW segment, including Head of the Southern California Private Wealth Management Region. He spent the first ten years of his career as a Private Wealth Advisor in San Francisco, with most of those years at Hambrecht & Quist and Robertson Stephens. Todd is a graduate of Stanford University with a BA in Political Science.
About Michael Bonomo
Michael Bonomo leads the San Francisco and Seattle markets for West Coast PWM. Michael began his career in 2007 as a Financial Advisor and was elevated to a producing sales manager role in 2012 at Merrill Lynch. In 2013, Michael joined Morgan Stanley as the Associate Complex Manager in Midtown Manhattan. During his tenure in New York, Michael developed a keen insight into helping advisors grow their business and clearing obstacles that stood in their way. One of the largest complexes at Morgan Stanley, Michael learned how to translate the power of the broader firm into revenue opportunities for advisors. With a wide range of experience in Private Wealth Management, Graystone, International Wealth Management, sales and trading, Michael was promoted to lead the Dallas Park Cities branch in 2018. Throughout his assignment in Dallas, he transformed the Park Cities branch into a top performer. In 2021, Michael’s leadership was endorsed again when he was asked to lead many of the industry’s top advisors in the Bay Area and Seattle. As Market Manager, Michael serves as a conduit between advisors and the broader Morgan Stanley franchises of Investment Banking Division, Morgan Stanley at Work and E*TRADE.
A native of Missouri, Michael is a graduate of the University of Missouri at Kansas City and holds an MBA from Olin Business School at Washington University in St. Louis. He is an avid Kansas City sports fan. Currently, Michael resides on the Peninsula with his wife and two children. In his spare time, Michael enjoys playing golf, sporting clays and skiing.
A native of Missouri, Michael is a graduate of the University of Missouri at Kansas City and holds an MBA from Olin Business School at Washington University in St. Louis. He is an avid Kansas City sports fan. Currently, Michael resides on the Peninsula with his wife and two children. In his spare time, Michael enjoys playing golf, sporting clays and skiing.
About Norman Ng
Drawing on more than 26 years of experience working with financially successful individuals and sophisticated institutional clients, Norm Ng plays a key leadership role in the San Francisco office of Morgan Stanley Private Wealth Management. Norm supports elite teams of Private Wealth Advisors, amplifying their efforts to deliver highly specialized resources to ultra high net worth individuals and families. He joined Morgan Stanley Private Wealth Management in 2015 as the Head of Client Development for the Pacific Coast, where he was responsible for developing wealth management services for the ultra high net worth market.
Prior to joining Morgan Stanley, Norm helped establish the UBS Private Wealth Management San Francisco office. Under his leadership, the complex expanded to include Palo Alto, CA; Seattle, WA; Bellevue, WA; and Salt Lake City, UT. He joined UBS from the Goldman Sachs & Co. Investment Management Division, where he served in various leadership roles and as a chief operating officer on their most productive Private Wealth Management team, overseeing over $15 billion in AUM. Before joining Goldman Sachs, he worked for Great Western Financial, managing financial planners throughout Northern California. He began his career at Lehman Brothers' Private Investment Management Group, offering wealth advisory and capital markets execution services for high net worth
individuals and businesses.
Norm graduated from California State University at San Francisco with a B.S. in business administration, with a concentration in management.
Prior to joining Morgan Stanley, Norm helped establish the UBS Private Wealth Management San Francisco office. Under his leadership, the complex expanded to include Palo Alto, CA; Seattle, WA; Bellevue, WA; and Salt Lake City, UT. He joined UBS from the Goldman Sachs & Co. Investment Management Division, where he served in various leadership roles and as a chief operating officer on their most productive Private Wealth Management team, overseeing over $15 billion in AUM. Before joining Goldman Sachs, he worked for Great Western Financial, managing financial planners throughout Northern California. He began his career at Lehman Brothers' Private Investment Management Group, offering wealth advisory and capital markets execution services for high net worth
individuals and businesses.
Norm graduated from California State University at San Francisco with a B.S. in business administration, with a concentration in management.
CA Insurance License #: 0B54383
About Benjamin J. Hanley
Benjamin has served as the Associate Market Manager for the San Francisco Bay Area - Northwest Private Wealth Management team since 2022. His journey with Morgan Stanley began in 2012 when he joined as a Service Professional & Trader in Global Stock Plan Services and Syndicate Support in Ohio.
In 2014, after a brief international assignment in Manila, Philippines, Benjamin transitioned to the Palo Alto Complex. There, as a Business Service Officer, he led the Palo Alto Group Stock Plan Service Team and managing B2B service and operations.
In 2017, Benjamin relocated to Napa, CA, where he dedicated six years to enhancing client service, operations, and staff development across branches in Walnut Creek, Oakland, Napa, Santa Rosa and San Rafael.
Benjamin is passionate about mentorship and actively participates in various programs at Morgan Stanley and his alma mater, The Ohio State University. He also contributes to the community through youth Jiu Jitsu programs and his local parish, St. Seraphim of Sarov Orthodox Cathedral.
In 2014, after a brief international assignment in Manila, Philippines, Benjamin transitioned to the Palo Alto Complex. There, as a Business Service Officer, he led the Palo Alto Group Stock Plan Service Team and managing B2B service and operations.
In 2017, Benjamin relocated to Napa, CA, where he dedicated six years to enhancing client service, operations, and staff development across branches in Walnut Creek, Oakland, Napa, Santa Rosa and San Rafael.
Benjamin is passionate about mentorship and actively participates in various programs at Morgan Stanley and his alma mater, The Ohio State University. He also contributes to the community through youth Jiu Jitsu programs and his local parish, St. Seraphim of Sarov Orthodox Cathedral.
About Jenny Benson
Jenny Benson is the Business Development Manager for PWM San Francisco and PWM Los Angeles at Morgan Stanley. In her current role, Jenny provides practice management coaching, executes strategic and tactical initiatives and provides ongoing education around existing and new tools and resources. Prior to joining the West Coast PWM Markets, Jenny served as a Regional Client Engagement Associate for 5.5 years and led the Western Region Field Training team focused on digital, AI and cash management solutions to drive growth, scale and operational efficiency. Jenny joined Morgan Stanley in 2017 after a career pause to raise her three daughters. She has also held both the Complex Administrator and Regional Administrator roles at Morgan Stanley. She began her career in Financial Services in Equity Research at Thomas Weisel Partners.
Jenny earned her Bachelor of Science in Exercise Science from UC at Davis. She resides in Marin County with her family and Bernedoodle. During her free time, Jenny enjoys hiking, skiing, cooking, and listening to audiobooks/podcasts.
Jenny earned her Bachelor of Science in Exercise Science from UC at Davis. She resides in Marin County with her family and Bernedoodle. During her free time, Jenny enjoys hiking, skiing, cooking, and listening to audiobooks/podcasts.
About Jennifer ONeal
Jennifer ONeal joined the PWM San Francisco Market in January 2025 as the Market Business Service Officer. She is proud to lead the Business Service Officer and Service Manager team in the SF PWM Market. Jennifer began her career with Webster Investments in Connecticut in 1999 and joined Smith Barney, now Morgan Stanley, in the Honolulu office in 2001. She moved to the Bay Area in 2013 as Business Service Officer working first in the Palo Alto and then the San Francisco/Hawaii Market from 2019-2024.
In her role, Jennifer is passionate about fostering growth and development in others. Teaching and mentoring individuals as they take on new challenges and step into leadership roles is something she truly enjoys. Watching others grow and being part of their career succeed is a gratifying experience.
In her personal time, Jenn volunteers at a local animal shelter, walking dogs and occasionally fostering. Travel is another passion of hers – whether it's road trips, flights, or cruises. With family spread out across the country, they try to find opportunities to visit or go on joint trips together. She’s also interested in exploring more of Europe. At home, Jenn enjoys live music, wine tasting, kayaking, knitting, and spending time with friends.
In her role, Jennifer is passionate about fostering growth and development in others. Teaching and mentoring individuals as they take on new challenges and step into leadership roles is something she truly enjoys. Watching others grow and being part of their career succeed is a gratifying experience.
In her personal time, Jenn volunteers at a local animal shelter, walking dogs and occasionally fostering. Travel is another passion of hers – whether it's road trips, flights, or cruises. With family spread out across the country, they try to find opportunities to visit or go on joint trips together. She’s also interested in exploring more of Europe. At home, Jenn enjoys live music, wine tasting, kayaking, knitting, and spending time with friends.
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Branch Address
555 California Street
Suite 1400
San Francisco, CA 94104
US
Branch:
(415) 576-2004(415) 576-2004
Branch Address
1333 N California Blvd
Suite 133
Walnut Creek, CA 94596
US
Branch:
(925) 939-5100(925) 939-5100
Fax:
(925) 933-7715(925) 933-7715
Sf PWM/Is Branch
Find a Financial AdvisorBranch Address
555 California Street
14th Fl
San Francisco, CA 94104
US
Branch:
(415) 576-2004(415) 576-2004
1Asset Allocation does not assure a profit or protect against loss in declining financial markets.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice.
Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are:NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
© 2025 Morgan Stanley Private Wealth Management, is a division of Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures | Morgan Stanley
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice.
Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are:NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
© 2025 Morgan Stanley Private Wealth Management, is a division of Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures | Morgan Stanley
CRC 5062008 6/25